TouchPoints Gold Credit Card (ADCB Islamic)ADCB · Islamic
Annual feeFree
Min. salaryAED 5,000
Monthly rateNot published
Foreign feeNot published
Up to 0.5 TouchPoint per AED 1
UAE Islamic credit cards
71 cards from 10 banks fit this group, based on the banks' own pages checked on 27 Sep 2026. The lowest annual fee among them is zero, on the TouchPoints Gold Credit Card (ADCB Islamic) from ADCB.
Order: lowest annual fee first (incl. VAT). No commercial deal affects the order.
Checked against the bank's own pages on 27 Sep 2026talabat ADCB Islamic CardADCB · Islamic
Annual feeFree
Min. salaryAED 5,000
Monthly rateNot published
Foreign feeNot published
35% back as talabat credit on first 10 talabat orders a month
Mashreq Al Islami Cashback Credit CardMashreq · Islamic
Annual feeFree
Min. salaryAED 5,000
Monthly rateNot published
Foreign feeNot published
5% cashback on dining
Prime Gold CardDubai Islamic Bank · Islamic
Annual feeFree
Min. salaryAED 5,000
Monthly rate3.69%
Foreign fee3.7%
0.6 Wala'a per AED 1; 1 on foreign currency spends
Prime Platinum CardDubai Islamic Bank · Islamic
Annual feeFree
Min. salaryAED 5,000
Monthly rate3.69%
Foreign fee3.7%
2.0 Wala'a per AED 1; 2.2 on foreign currency spends
ADIB Smiles Visa Classic CardADIB · Islamic
Annual feeFree
Min. salaryAED 5,000
Monthly rate3.75%
Foreign fee2.3%
5,000 Smiles points on sign up
Smiles Titanium MastercardSharjah Islamic Bank · Islamic
Annual feeFree
Min. salaryAED 5,000
Monthly rate2.49%
Foreign fee2.5%
2 Smiles per AED 2 spent internationally
Prime Signature CardDubai Islamic Bank · Islamic
Annual feeFree
Min. salaryAED 15,000
Monthly rate3.69%
Foreign fee3.7%
2.5 Wala'a per AED 1; 3.0 on foreign currency spends
Amazon World Covered CardEmirates Islamic · Islamic
Annual feeFree
Min. salaryAED 15,000
Monthly rate3.69%
Foreign fee2.34%
Up to 6% back on Amazon (Prime members)
Prime Infinite CardDubai Islamic Bank · Islamic
Annual feeFree
Min. salaryAED 20,000
Monthly rate3.69%
Foreign fee3.7%
3.0 Wala'a per AED 1; 3.5 on foreign currency spends
Prime Classic CardDubai Islamic Bank · Islamic
Annual feeFree
Min. salaryNot published
Monthly rate3.69%
Foreign fee3.7%
0.5 Wala'a per AED 1; 0.8 on foreign currency spends
Barça Cashback Covered CardEmirates Islamic · Islamic
Annual feeFree
Min. salaryNot published
Monthly rate3.69%
Foreign fee2.54%
Up to 4% cashback on sports, dining, fuel & more
Emarati Credit CardEmirates Islamic · Islamic
Annual feeFree
Min. salaryNot published
Monthly rate3.59%
Foreign fee2.3%
Up to 3.75 EI SmartMiles per AED on international spend
Flex Credit CardEmirates Islamic · Islamic
Annual feeFree
Min. salaryNot published
Monthly rate3.69%
Foreign fee2.54%
Up to 2.25 EI SmartMiles per AED on international spend
RTA Credit CardEmirates Islamic · Islamic
Annual feeFree
Min. salaryNot published
Monthly rate3.69%
Foreign fee2.54%
10% cashback on RTA transport and fuel
RAKislamic Platinum Credit CardRAKBANK · Islamic
Annual feeFree
Min. salaryNot published
Monthly rateNot published
Foreign feeNot published
RAKrewards on spends
Watani Credit CardRAKBANK · Islamic
Annual feeFree
Min. salaryNot published
Monthly rateNot published
Foreign feeNot published
100% cashback on Salik and DARB
ADIB Cashback Visa Covered CardADIB · Islamic
Annual feeAED 103.95incl. VAT
Min. salaryNot published
Monthly rate3.75%
Foreign fee2.3%
4% cashback on groceries, fuel, education, dining and utilities
ADIB Exceed Visa Covered CardADIB · Islamic
Annual feeAED 103.95incl. VAT
Min. salaryNot published
Monthly rate3.75%
Foreign fee2.3%
1.0 Exceed Rewards per AED 100 spent internationally
Cashback CardSharjah Islamic Bank · Islamic
Annual feeAED 199incl. VAT
Min. salaryAED 5,000
Monthly rate3.49%
Foreign fee2.5%
10% cashback on online and digital-wallet spends
DIB SHAMS Platinum Covered CardDubai Islamic Bank · Islamic
Annual feeAED 208.95incl. VAT
Min. salaryNot published
Monthly rate3.69%
Foreign fee3.7%
10 Wala'a rewards per AED 1 on dining and travel
ADIB Exceed Visa Platinum Covered CardADIB · Islamic
Annual feeAED 208.95incl. VAT
Min. salaryNot published
Monthly rate3.75%
Foreign fee2.3%
1.5 Exceed Rewards per AED 100 spent internationally
ADIB SHARE Visa Platinum CardADIB · Islamic
Annual feeAED 208.95incl. VAT
Min. salaryNot published
Monthly rate3.75%
Foreign fee2.3%
3% back in SHARE points at Carrefour and MAF malls
Etihad Guest Platinum CardEmirates Islamic · Islamic
Annual feeAED 208.95incl. VAT
Min. salaryNot published
Monthly rate3.69%
Foreign fee2.54%
2 Etihad Guest Miles per USD on online and mobile wallet spend
Consumer Cashback Reward CardDubai Islamic Bank · Islamic
Annual feeAED 210incl. VAT
Min. salaryAED 5,000
Monthly rate3.69%
Foreign fee3.7%
3% cashback on supermarkets, school fees, fuel, utilities, telecom, auto servicing, Salik/Nol
Consumer Cashback Platinum CardDubai Islamic Bank · Islamic
Annual feeAED 261.45incl. VAT
Min. salaryAED 15,000
Monthly rate3.69%
Foreign fee3.7%
4% cashback on supermarkets, school fees, fuel, utilities, telecom, auto servicing, Salik/Nol
Shukran ADCB Islamic CardADCB · Islamic
Annual feeAED 262.5incl. VAT
Min. salaryAED 5,000
Monthly rateNot published
Foreign feeNot published
10% back as Shukrans at Shukran brands
ADIB Booking.com Visa Signature CardADIB · Islamic
Annual feeAED 313.95incl. VAT
Min. salaryNot published
Monthly rate3.75%
Foreign fee2.3%
2.5 Exceed Rewards per AED 100 on airlines
Cashback Plus Credit CardEmirates Islamic · Islamic
Annual feeAED 313.95incl. VAT
Min. salaryNot published
Monthly rate3.69%
Foreign fee2.54%
Up to 10% cashback on supermarkets, education, dining, telecom
Switch Cashback Covered CardEmirates Islamic · Islamic
Annual feeAED 313.95incl. VAT
Min. salaryNot published
Monthly rate3.69%
Foreign fee2.54%
Up to 8% cashback on fuel (Lifestyle option)
FAB Cashback Islamic Credit CardFAB · Islamic
Annual feeAED 315incl. VAT
Min. salaryAED 5,000
Monthly rateNot published
Foreign fee2.61%
5% cashback on groceries, fuel and dining
Smart Saadiq Credit CardStandard Chartered · Islamic
Annual feeAED 315incl. VAT
Min. salaryAED 8,000
Monthly rate3.69%
Foreign feeNot published
Blue FAB Islamic Credit CardFAB · Islamic
Annual feeAED 315incl. VAT
Min. salaryAED 15,000
Monthly rateNot published
Foreign fee2.61%
10% cashback in Al-Futtaim FAB Rewards at Al-Futtaim retail brands
Cashback Credit CardEmirates Islamic · Islamic
Annual feeAED 367.5incl. VAT
Min. salaryNot published
Monthly rate3.69%
Foreign fee2.54%
5% cashback on telecom and electronics
ADCB Islamic 365 Cashback CardADCB · Islamic
Annual feeAED 383.25incl. VAT
Min. salaryAED 5,000
Monthly rateNot published
Foreign feeNot published
6% cashback on dining
CBD Al Islami Super Saver Credit CardCBD · Islamic
Annual feeAED 420incl. VAT
Min. salaryNot published
Monthly rate3.45%
Foreign fee2.75%
Cashback on B.E.S.T categories (bills, education, supermarket, transport)
DIB SHAMS Signature Covered CardDubai Islamic Bank · Islamic
Annual feeAED 523.95incl. VAT
Min. salaryNot published
Monthly rate3.69%
Foreign fee3.7%
10 Wala'a rewards per AED 1 on dining and travel
Marriott Bonvoy® ADIB Visa Signature CardADIB · Islamic
Annual feeAED 523.95incl. VAT
Min. salaryNot published
Monthly rate3.75%
Foreign fee2.3%
3 Bonvoy points per US$1 at Marriott hotels
Smiles World MastercardSharjah Islamic Bank · Islamic
Annual feeAED 525incl. VAT
Min. salaryAED 5,000
Monthly rate2.49%
Foreign fee2.5%
3 Smiles per AED 2 spent internationally
Etihad Guest Platinum Islamic Credit CardFAB · Islamic
Annual feeAED 525incl. VAT
Min. salaryAED 8,000
Monthly rateNot published
Foreign fee2.61%
2.0 miles per AED 10 domestic
The Emirates Skywards DIB Platinum Covered CardDubai Islamic Bank · Islamic
Annual feeAED 525incl. VAT
Min. salaryAED 10,000
Monthly rate3.69%
Foreign fee3.7%
1 Skywards Mile per USD on Emirates spends
FAB Emirati Islamic Credit CardFAB · Islamic
Annual feeAED 630incl. VAT
Min. salaryAED 15,000
Monthly rateNot published
Foreign fee2.61%
15 FAB Islamic Rewards per AED 1 at beauty and fragrance stores
Smiles World Elite MastercardSharjah Islamic Bank · Islamic
Annual feeAED 733.95incl. VAT
Min. salaryAED 5,000
Monthly rate2.49%
Foreign fee2.5%
3 Smiles per AED 2 spent internationally
DIB SHAMS Infinite Covered CardDubai Islamic Bank · Islamic
Annual feeAED 733.95incl. VAT
Min. salaryNot published
Monthly rate3.69%
Foreign fee3.7%
10 Wala'a rewards per AED 1 on dining and travel
Etihad Guest Ameera CardEmirates Islamic · Islamic
Annual feeAED 733.95incl. VAT
Min. salaryNot published
Monthly rate3.69%
Foreign fee2.54%
3 Etihad Guest Miles per USD on Etihad Airways
Flex Elite Covered CardEmirates Islamic · Islamic
Annual feeAED 735incl. VAT
Min. salaryNot published
Monthly rate3.69%
Foreign fee2.54%
Up to 3.75 EI SmartMiles per AED on international spend
Skywards Signature Credit CardEmirates Islamic · Islamic
Annual feeAED 735incl. VAT
Min. salaryNot published
Monthly rate3.69%
Foreign fee2.54%
Up to 1.5 Skywards Miles per USD on Emirates/flydubai
Etihad Guest Saqer CardEmirates Islamic · Islamic
Annual feeAED 943.95incl. VAT
Min. salaryNot published
Monthly rate3.69%
Foreign fee2.54%
3 Etihad Guest Miles per USD on Etihad Airways
ADCB Emirati Islamic Credit CardADCB · Islamic
Annual feeAED 945incl. VAT
Min. salaryAED 8,000
Monthly rateNot published
Foreign feeNot published
7% cashback on airline, hotels, fuel, dining, jewellery, spas/salons and gyms
ADIB SHARE Visa Infinite CardADIB · Islamic
Annual feeAED 1,048.95incl. VAT
Min. salaryNot published
Monthly rate3.75%
Foreign fee2.3%
6% back in SHARE points at Carrefour and MAF malls/experiences
Skywards Infinite Credit CardEmirates Islamic · Islamic
Annual feeAED 1,048.95incl. VAT
Min. salaryNot published
Monthly rate3.69%
Foreign fee2.54%
Up to 2 Skywards Miles per USD on Emirates/flydubai
ADIB Etihad Guest Visa Gold CardADIB · Islamic
Annual feeAED 1,050incl. VAT
Min. salaryNot published
Monthly rate3.75%
Foreign fee2.3%
Up to 1.5 Etihad Guest Miles per AED 4
ADIB Smiles Visa Signature CardADIB · Islamic
Annual feeAED 1,258.95incl. VAT
Min. salaryAED 20,000
Monthly rate3.75%
Foreign fee2.3%
70,000 Smiles points on sign up
Etihad Guest Signature Islamic Credit CardFAB · Islamic
Annual feeAED 1,575incl. VAT
Min. salaryAED 15,000
Monthly rateNot published
Foreign fee2.61%
2.75 miles per AED 10 domestic
The Emirates Skywards DIB Signature Covered CardDubai Islamic Bank · Islamic
Annual feeAED 1,575incl. VAT
Min. salaryAED 15,000
Monthly rate3.69%
Foreign fee3.7%
1.5 Skywards Miles per USD on Emirates spends
ADIB Emirates Skywards Visa Signature CardADIB · Islamic
Annual feeAED 1,575incl. VAT
Min. salaryNot published
Monthly rate3.75%
Foreign fee2.3%
2.5 Skywards Miles per AED 3.68 on Emirates/flydubai
ADIB Etihad Guest Visa Platinum CardADIB · Islamic
Annual feeAED 2,100incl. VAT
Min. salaryNot published
Monthly rate3.75%
Foreign fee2.3%
Earn rate per AED not fully stated on page
Skywards Black CardEmirates Islamic · Islamic
Annual feeAED 2,100incl. VAT
Min. salaryNot published
Monthly rate3.25%
Foreign fee2.3%
Up to 3.5 Skywards Miles per USD on Emirates
The Emirates Skywards DIB Infinite Covered CardDubai Islamic Bank · Islamic
Annual feeAED 2,625incl. VAT
Min. salaryAED 20,000
Monthly rate3.69%
Foreign fee3.7%
2 Skywards Miles per USD on Emirates spends
Etihad Guest Infinite Islamic Credit CardFAB · Islamic
Annual feeAED 2,625incl. VAT
Min. salaryAED 30,000
Monthly rateNot published
Foreign fee2.61%
3.5 miles per AED 10 domestic
Marriott Bonvoy® ADIB Visa Infinite CardADIB · Islamic
Annual feeAED 2,625incl. VAT
Min. salaryNot published
Monthly rate3.75%
Foreign fee2.3%
8 Bonvoy points per US$1 at Marriott hotels
ADIB Etihad Guest Visa Infinite Covered CardADIB · Islamic
Annual feeAED 3,150incl. VAT
Min. salaryNot published
Monthly rate3.75%
Foreign fee2.3%
3.5 miles per AED 4 on Etihad and foreign currency
ADIB Emirates Skywards Visa Infinite CardADIB · Islamic
Annual feeAED 4,725incl. VAT
Min. salaryNot published
Monthly rate3.75%
Foreign fee2.3%
3 Skywards Miles per AED 3.68 on Emirates/flydubai
ADCB Islamic Touchpoint Platinum CardADCB · Islamic
Annual feeNot published
Min. salaryAED 5,000
Monthly rateNot published
Foreign feeNot published
Up to 1 TouchPoint per AED 1
ADCB Islamic TouchPoints Infinite Credit CardADCB · Islamic
Annual feeNot published
Min. salaryAED 25,000
Monthly rateNot published
Foreign feeNot published
Up to 1.5 TouchPoints per AED 1
Mashreq Al Islami Emirati Solitaire Credit CardMashreq · Islamic
Annual feeNot published
Min. salaryAED 25,000
Monthly rateNot published
Foreign feeNot published
6 Mashreq Vantage points per AED, local and international
Mashreq Al Islami Platinum Elite Credit CardMashreq · Islamic
Annual feeNot published
Min. salaryNot published
Monthly rateNot published
Foreign feeNot published
5 Vantage points per AED on international spend
Etihad Guest Premium CardEmirates Islamic · Islamic
Annual feeNot published
Min. salaryNot published
Monthly rate3.69%
Foreign fee2.54%
3.5 Etihad Guest Miles per USD on Etihad Airways
My Ras Al Khaimah Platinum Credit CardRAKBANK · Islamic
Annual feeNot published
Min. salaryNot published
Monthly rateNot published
Foreign feeNot published
RAKrewards on all spends
RAKislamic World Credit CardRAKBANK · Islamic
Annual feeNot published
Min. salaryNot published
Monthly rateNot published
Foreign feeNot published
RAKrewards on every spend
Smiles World Priority MastercardSharjah Islamic Bank · Islamic
Annual feeNot published
Min. salaryNot published
Monthly rateNot published
Foreign feeNot published
3 Smiles per AED 2 spent internationally