{"name":"Tarjih Gulf credit card data (UAE and Saudi Arabia)","checkedOn":"2026-09-27","licence":"Free to reuse with a link to Tarjih as the source.","notes":"Figures come from each issuing bank's own website. null means the bank does not publish the figure or we could not verify it. feeInclVat includes VAT (5% UAE, 15% Saudi Arabia) where the bank states the basis. UAE cards: monthlyRate is per month. Saudi cards: apr is the annual percentage rate the bank publishes.","banks":[{"id":"emirates-nbd","name":"Emirates NBD","nameAr":null,"website":"https://www.emiratesnbd.com","cardsPage":"https://www.emiratesnbd.com/en/cards/credit-cards","islamicWindow":false,"country":"ae"},{"id":"fab","name":"First Abu Dhabi Bank","nameAr":"بنك أبوظبي الأول (شركة مساهمة عامة)","website":"https://www.bankfab.com/en-ae","cardsPage":"https://www.bankfab.com/en-ae/personal/credit-cards","islamicWindow":true,"country":"ae"},{"id":"adcb","name":"Abu Dhabi Commercial Bank","nameAr":"بنك أبوظبي التجاري","website":"https://www.adcb.com","cardsPage":"https://www.adcb.com/en/personal/cards/credit-cards/","islamicWindow":true,"country":"ae"},{"id":"mashreq","name":"Mashreq","nameAr":null,"website":"https://www.mashreq.com","cardsPage":"https://www.mashreq.com/en/uae/neo/cards/credit-cards/","islamicWindow":true,"country":"ae"},{"id":"dib","name":"Dubai Islamic Bank","nameAr":"دبي الإسلامي","website":"https://www.dib.ae","cardsPage":"https://www.dib.ae/personal/cards/credit-cards","islamicWindow":false,"country":"ae"},{"id":"adib","name":"Abu Dhabi Islamic Bank","nameAr":"مصرف أبوظبي الإسلامي","website":"https://www.adib.ae","cardsPage":"https://www.adib.ae/en/personal/cards","islamicWindow":false,"country":"ae"},{"id":"emirates-islamic","name":"Emirates Islamic","nameAr":null,"website":"https://www.emiratesislamic.ae","cardsPage":"https://www.emiratesislamic.ae/en/personal-banking/cards/credit-cards","islamicWindow":true,"country":"ae"},{"id":"rakbank","name":"RAKBANK (The National Bank of Ras Al Khaimah)","nameAr":"راك بنك","website":"https://www.rakbank.ae","cardsPage":"https://www.rakbank.ae/en/cards/credit-cards","islamicWindow":true,"country":"ae"},{"id":"cbd","name":"Commercial Bank of Dubai","nameAr":"بنك دبي التجاري","website":"https://www.cbd.ae","cardsPage":"https://www.cbd.ae/personal/cards/credit-cards","islamicWindow":true,"country":"ae"},{"id":"hsbc","name":"HSBC Bank Middle East Limited (UAE)","nameAr":null,"website":"https://www.hsbc.ae","cardsPage":"https://www.hsbc.ae/credit-cards/","islamicWindow":false,"country":"ae"},{"id":"standard-chartered","name":"Standard Chartered Bank UAE","nameAr":null,"website":"https://www.sc.com/ae/","cardsPage":"https://www.sc.com/ae/credit-cards/","islamicWindow":true,"country":"ae"},{"id":"citi","name":"Citibank N.A. UAE","nameAr":null,"website":"https://www.citibank.ae","cardsPage":"https://www.citibank.ae/credit-cards/","islamicWindow":false,"country":"ae"},{"id":"sib","name":"Sharjah Islamic Bank","nameAr":null,"website":"https://www.sib.ae","cardsPage":"https://www.sib.ae/en/personal/cards","islamicWindow":false,"country":"ae"},{"id":"nbf","name":"National Bank of Fujairah","nameAr":null,"website":"https://nbf.ae","cardsPage":"https://nbf.ae/personal/cards/","islamicWindow":true,"country":"ae"},{"id":"al-rajhi","country":"sa","name":"Al Rajhi Bank","nameAr":"مصرف الراجحي","website":"https://www.alrajhibank.com.sa","cardsPage":"https://www.alrajhibank.com.sa/en/Personal/Cards","islamicWindow":false},{"id":"snb","country":"sa","name":"The Saudi National Bank","nameAr":"البنك الأهلي السعودي","website":"https://www.alahli.com","cardsPage":"https://www.alahli.com/en/pages/personal-banking/credit-cards","islamicWindow":true},{"id":"riyad-bank","country":"sa","name":"Riyad Bank","nameAr":"بنك الرياض","website":"https://www.riyadbank.com","cardsPage":"https://www.riyadbank.com/personal-banking/credit-cards","islamicWindow":true},{"id":"sab","country":"sa","name":"Saudi Awwal Bank (SAB)","nameAr":"البنك السعودي الأول","website":"https://www.sab.com","cardsPage":"https://www.sab.com/en/personal/compare-credit-cards/","islamicWindow":true},{"id":"alinma","country":"sa","name":"Alinma Bank","nameAr":"مصرف الإنماء","website":"https://www.alinma.com","cardsPage":"https://www.alinma.com/en/retail/cards","islamicWindow":false},{"id":"bsf","country":"sa","name":"Banque Saudi Fransi","nameAr":"البنك السعودي الفرنسي","website":"https://bsf.sa","cardsPage":"https://bsf.sa/english/personal/cards/credit","islamicWindow":true},{"id":"anb","country":"sa","name":"Arab National Bank (anb)","nameAr":"البنك العربي الوطني","website":"https://anb.com.sa","cardsPage":"https://anb.com.sa/web/anb/credit-cards","islamicWindow":true},{"id":"albilad","country":"sa","name":"Bank Albilad","nameAr":"بنك البلاد","website":"https://www.bankalbilad.com.sa","cardsPage":"https://www.bankalbilad.com.sa/en/personal/cards/credit/Pages/default.aspx","islamicWindow":true},{"id":"aljazira","country":"sa","name":"Bank AlJazira","nameAr":"بنك الجزيرة","website":"https://www.aljazirabank.com.sa","cardsPage":"https://www.aljazirabank.com.sa/en-us/personal/credit-cards","islamicWindow":true},{"id":"saib","country":"sa","name":"The Saudi Investment Bank","nameAr":"البنك السعودي للاستثمار","website":"https://www.saib.com.sa","cardsPage":"https://www.saib.com.sa/en/credit-cards","islamicWindow":true},{"id":"emirates-nbd-ksa","country":"sa","name":"Emirates NBD KSA","nameAr":null,"website":"https://www.emiratesnbd.com.sa/en","cardsPage":"https://www.emiratesnbd.com.sa/en/cards","islamicWindow":false},{"id":"gib","country":"sa","name":"Gulf International Bank Saudi Arabia (meem)","nameAr":null,"website":"https://meem.com.sa/","cardsPage":"https://meem.com.sa/creditcomparison/","islamicWindow":true},{"id":"stc-bank","country":"sa","name":"STC Bank","nameAr":null,"website":"https://stcbank.com.sa/en/","cardsPage":"https://stcbank.com.sa/en/credit-cards","islamicWindow":true},{"id":"qnb","country":"qa","name":"QNB (Qatar National Bank)","nameAr":"بنك قطر الوطني","website":"https://www.qnb.com","cardsPage":"https://www.qnb.com/sites/qnb/qnbqatar/page/en/encobrandedcreditcards.html","islamicWindow":false},{"id":"cbq","country":"qa","name":"Commercial Bank of Qatar","nameAr":"البنك التجاري","website":"https://www.cbq.com.qa","cardsPage":"https://www.cbq.com.qa/en/personal/cards/consumer-credit-cards","islamicWindow":false},{"id":"qib","country":"qa","name":"Qatar Islamic Bank (QIB)","nameAr":"مصرف قطر الإسلامي","website":"https://www.qib.com.qa","cardsPage":"https://www.qib.com.qa/en/personal/cards/types/credit-cards","islamicWindow":false},{"id":"doha-bank","country":"qa","name":"Doha Bank","nameAr":"بنك الدوحة","website":"https://www.dohabank.com.qa","cardsPage":"https://www.dohabank.com.qa/personal/cards/credit-card-products/","islamicWindow":false},{"id":"al-rayan","country":"qa","name":"AlRayan Bank (Masraf Al Rayan)","nameAr":"بنك الريان","website":"https://www.alrayan.com","cardsPage":"https://www.alrayan.com/en/personal-banking/cards/credit-cards","islamicWindow":false},{"id":"dukhan-bank","country":"qa","name":"Dukhan Bank","nameAr":"بنك دخان","website":"https://www.dukhanbank.com","cardsPage":"https://www.dukhanbank.com/personal/cards/credit-cards","islamicWindow":false},{"id":"qiib","country":"qa","name":"Qatar International Islamic Bank (QIIB)","nameAr":null,"website":"https://www.qiib.com.qa","cardsPage":"https://www.qiib.com.qa/Page/Details/15","islamicWindow":false},{"id":"ahlibank-qa","country":"qa","name":"Ahli Bank Q.P.S.C. (Ahlibank)","nameAr":"البنك الأهلي","website":"https://www.ahlibank.com.qa","cardsPage":"https://www.ahlibank.com.qa/en/personal/credit-cards","islamicWindow":false},{"id":"hsbc-qa","country":"qa","name":"HSBC Bank Middle East Limited - Qatar","nameAr":null,"website":"https://www.hsbc.com.qa","cardsPage":"https://www.hsbc.com.qa/credit-cards/","islamicWindow":false},{"id":"nbk","country":"kw","name":"National Bank of Kuwait","nameAr":"بنك الكويت الوطني","website":"https://www.nbk.com","cardsPage":"https://www.nbk.com/kuwait/personal/cards/credit-cards.html","islamicWindow":false},{"id":"kfh","country":"kw","name":"Kuwait Finance House","nameAr":"بيت التمويل الكويتي","website":"https://www.kfh.com","cardsPage":"https://www.kfh.com/en/home/Personal/Cards/credit-cards.html","islamicWindow":false},{"id":"gulf-bank","country":"kw","name":"Gulf Bank","nameAr":"بنك الخليج","website":"https://www.e-gulfbank.com","cardsPage":"https://www.e-gulfbank.com/en/personal/cards/credit-cards","islamicWindow":false},{"id":"burgan","country":"kw","name":"Burgan Bank","nameAr":"بنك برقان","website":"https://burgan.com","cardsPage":"https://burgan.com/en/personal/cards/burgan-cards/","islamicWindow":false},{"id":"boubyan","country":"kw","name":"Boubyan Bank","nameAr":"بنك بوبيان","website":"https://www.bankboubyan.com","cardsPage":"https://www.bankboubyan.com/en/personal/cards/credit-cards","islamicWindow":false},{"id":"cbk","country":"kw","name":"Commercial Bank of Kuwait (Al-Tijari)","nameAr":"البنك التجاري الكويتي","website":"https://www.cbk.com","cardsPage":"https://www.cbk.com/Personal-Banking/Cards","islamicWindow":false},{"id":"abk","country":"kw","name":"Al Ahli Bank of Kuwait","nameAr":"البنك الأهلي الكويتي","website":"https://abk.eahli.com","cardsPage":"https://abk.eahli.com/en/cards/credit-cards/","islamicWindow":false},{"id":"kib","country":"kw","name":"Kuwait International Bank","nameAr":"بنك الكويت الدولي","website":"https://www.kib.com.kw","cardsPage":"https://www.kib.com.kw/en/home/Personal/Cards/credit-cards.html","islamicWindow":false},{"id":"warba","country":"kw","name":"Warba Bank","nameAr":"بنك وربة","website":"https://www.warbabank.com","cardsPage":"https://www.warbabank.com/english/personal-banking/credit-cards--prepaid-cards/Credit-cards","islamicWindow":false},{"id":"nbb","country":"bh","name":"National Bank of Bahrain","nameAr":null,"website":"https://nbbonline.com","cardsPage":"https://nbbonline.com/personal/cards/","islamicWindow":false},{"id":"bbk","country":"bh","name":"Bank of Bahrain and Kuwait (BBK)","nameAr":"بنك البحرين والكويت","website":"https://www.bbkonline.com","cardsPage":"https://www.bbkonline.com/credit-cards/","islamicWindow":false},{"id":"kfh-bh","country":"bh","name":"Kuwait Finance House (Bahrain) B.S.C. (c)","nameAr":null,"website":"https://www.bh.kfh.com","cardsPage":"https://www.bh.kfh.com/personal/credit-cards/","islamicWindow":true},{"id":"bisb","country":"bh","name":"Bahrain Islamic Bank (BisB)","nameAr":"بنك البحرين الإسلامي","website":"https://www.bisb.com","cardsPage":"https://www.bisb.com/en/products/bisb-cards","islamicWindow":true},{"id":"al-salam-bh","country":"bh","name":"Al Salam Bank","nameAr":"بنك السلام","website":"https://www.alsalambank.com","cardsPage":"https://www.alsalambank.com/en/offer_card_type/credit-cards/","islamicWindow":true},{"id":"khaleeji","country":"bh","name":"Khaleeji Bank","nameAr":"بنك الخليجي","website":"https://khaleeji.bank","cardsPage":"https://khaleeji.bank/pages-sidebar-nav/credit-cards/","islamicWindow":true},{"id":"ila","country":"bh","name":"ila Bank","nameAr":"بنك إلى الرقمي","website":"https://ilabank.com","cardsPage":"https://ilabank.com/CreditCards","islamicWindow":false},{"id":"arab-bank-bh","country":"bh","name":"Arab Bank Bahrain","nameAr":null,"website":"https://www.arabbank.bh","cardsPage":"https://www.arabbank.bh/mainmenu/home/Consumer-Banking/cards/card-type","islamicWindow":false},{"id":"sc-bh","country":"bh","name":"Standard Chartered Bank Bahrain","nameAr":null,"website":"https://www.sc.com/bh/","cardsPage":"https://www.sc.com/bh/credit-cards/","islamicWindow":false},{"id":"bank-muscat","country":"om","name":"Bank Muscat","nameAr":null,"website":"https://www.bankmuscat.om","cardsPage":"https://www.bankmuscat.om/en/bm-cards/Pages/Credit-Cards.aspx","islamicWindow":true},{"id":"nbo","country":"om","name":"National Bank of Oman","nameAr":null,"website":"https://www.nbo.om","cardsPage":"https://www.nbo.om/en/Pages/Personal-Banking/Products/Cards/Credit-Cards.aspx","islamicWindow":true},{"id":"bank-dhofar","country":"om","name":"Bank Dhofar","nameAr":"بنك ظفار","website":"https://www.bankdhofar.com","cardsPage":"https://www.bankdhofar.com/cards/","islamicWindow":true},{"id":"sohar-international","country":"om","name":"Sohar International","nameAr":null,"website":"https://www.sib.om","cardsPage":"https://www.sib.om/retail-banking/cards-overview","islamicWindow":true},{"id":"oab","country":"om","name":"Oman Arab Bank (incl. Alizz Islamic Bank)","nameAr":"بنك عمان العربي","website":"https://www.oman-arabbank.com","cardsPage":"https://www.oman-arabbank.com/home/personal-banking/cards/","islamicWindow":true},{"id":"ahlibank-om","country":"om","name":"Ahli Bank SAOG (incl. ahli islamic)","nameAr":"البنك الأهلي","website":"https://ahlibank.om","cardsPage":"https://ahlibank.om/Ahlibank/personal-banking/cards/mycredit-cards/","islamicWindow":true},{"id":"bank-nizwa","country":"om","name":"Bank Nizwa","nameAr":"بنك نزوى","website":"https://www.banknizwa.om","cardsPage":"https://www.banknizwa.om/en/personalbanking/cards/credit-card","islamicWindow":false}],"cards":[{"id":"emirates-nbd-darna-infinite-privilege","bank":"emirates-nbd","name":"Darna Infinite Privilege Visa Credit Card","nameAr":null,"network":"Visa","tier":"Infinite","islamic":false,"fee":2625,"feeInclVat":2625,"vatBasis":"incl","firstYearFree":null,"feeCondition":null,"minSalary":null,"minSalaryNote":null,"monthlyRate":3.25,"monthlyRateRange":null,"fxFee":1.99,"rewards":[],"benefits":[],"tags":["co-brand","premium","rewards"],"productUrl":"https://www.emiratesnbd.com/en/campaigns/darna-credit-cards","kfsUrl":"https://www.emiratesnbd.com/-/media/enbd/files/credit-cards/emiratesnbd_credit_card_fees_charges.pdf","sources":["https://www.emiratesnbd.com/-/media/enbd/files/credit-cards/emiratesnbd_credit_card_fees_charges.pdf"],"notes":[],"verifiedOn":"2026-09-27","country":"ae"},{"id":"emirates-nbd-darna-select","bank":"emirates-nbd","name":"Darna Select Visa Credit Card","nameAr":null,"network":"Visa","tier":null,"islamic":false,"fee":0,"feeInclVat":0,"vatBasis":"n/a","firstYearFree":true,"feeCondition":"Free for life","minSalary":null,"minSalaryNote":null,"monthlyRate":null,"monthlyRateRange":[3.49,3.69],"fxFee":1.99,"rewards":[{"type":"points","headline":"6.25% value back as Darna Points at Aldar destinations","detail":"6.25% at Aldar destinations; 0.75% on other spends","cap":null}],"benefits":["Complimentary Darna Silver tier status","Buy 1 get 1 free movie tickets"],"tags":["co-brand","no-annual-fee","rewards"],"productUrl":"https://www.emiratesnbd.com/en/cards/credit-cards/darna-select-visa-credit-card","kfsUrl":"https://www.emiratesnbd.com/-/media/enbd/files/credit-cards/emiratesnbd_credit_card_fees_charges.pdf","sources":["https://www.emiratesnbd.com/-/media/enbd/files/credit-cards/emiratesnbd_credit_card_fees_charges.pdf","https://www.emiratesnbd.com/en/campaigns/darna-credit-cards"],"notes":[{"en":"Emirates NBD's fees guide (Feb 2026) says 3.69% a month; its Key Facts page says 3.49% a month. We show both until the bank aligns them.","ar":"يذكر دليل الرسوم لدى الإمارات دبي الوطني (فبراير 2026) أن الفائدة 3.69% شهرياً، بينما تذكر صفحة بيان الحقائق الأساسية 3.49% شهرياً. نعرض الرقمين إلى أن يوحّدهما البنك."}],"verifiedOn":"2026-09-27","country":"ae"},{"id":"emirates-nbd-darna-infinite","bank":"emirates-nbd","name":"Darna Visa Infinite Credit Card","nameAr":null,"network":"Visa","tier":"Infinite","islamic":false,"fee":1575,"feeInclVat":1575,"vatBasis":"incl","firstYearFree":false,"feeCondition":null,"minSalary":null,"minSalaryNote":null,"monthlyRate":3.25,"monthlyRateRange":null,"fxFee":1.99,"rewards":[{"type":"points","headline":"10% value back as Darna Points at Aldar destinations","detail":"10% at Aldar destinations; 1.5% on other spends","cap":null}],"benefits":["Complimentary Darna Platinum tier","Buy 1 get 1 free movie tickets","Airport lounge access","Free valet parking","Golf course access","Roadside assistance"],"tags":["co-brand","premium","rewards"],"productUrl":"https://www.emiratesnbd.com/en/campaigns/darna-credit-cards","kfsUrl":"https://www.emiratesnbd.com/-/media/enbd/files/credit-cards/emiratesnbd_credit_card_fees_charges.pdf","sources":["https://www.emiratesnbd.com/-/media/enbd/files/credit-cards/emiratesnbd_credit_card_fees_charges.pdf","https://www.emiratesnbd.com/en/campaigns/darna-credit-cards"],"notes":[],"verifiedOn":"2026-09-27","country":"ae"},{"id":"emirates-nbd-darna-signature","bank":"emirates-nbd","name":"Darna Visa Signature Credit Card","nameAr":null,"network":"Visa","tier":"Signature","islamic":false,"fee":315,"feeInclVat":315,"vatBasis":"incl","firstYearFree":null,"feeCondition":"Darna page: AED 300, shown as free for a limited time (promotion)","minSalary":null,"minSalaryNote":null,"monthlyRate":null,"monthlyRateRange":[3.49,3.69],"fxFee":1.99,"rewards":[{"type":"points","headline":"7.5% value back as Darna Points at Aldar destinations","detail":"7.5% at Aldar destinations; 1% on other spends","cap":null}],"benefits":["Complimentary Darna Gold tier","Buy 1 get 1 free movie tickets","Airport lounge access","Roadside assistance"],"tags":["co-brand","rewards"],"productUrl":"https://www.emiratesnbd.com/en/campaigns/darna-credit-cards","kfsUrl":"https://www.emiratesnbd.com/-/media/enbd/files/credit-cards/emiratesnbd_credit_card_fees_charges.pdf","sources":["https://www.emiratesnbd.com/-/media/enbd/files/credit-cards/emiratesnbd_credit_card_fees_charges.pdf","https://www.emiratesnbd.com/en/campaigns/darna-credit-cards"],"notes":[{"en":"Emirates NBD's fees guide (Feb 2026) says 3.69% a month; its Key Facts page says 3.49% a month. We show both until the bank aligns them.","ar":"يذكر دليل الرسوم لدى الإمارات دبي الوطني (فبراير 2026) أن الفائدة 3.69% شهرياً، بينما تذكر صفحة بيان الحقائق الأساسية 3.49% شهرياً. نعرض الرقمين إلى أن يوحّدهما البنك."}],"verifiedOn":"2026-09-27","country":"ae"},{"id":"emirates-nbd-duo","bank":"emirates-nbd","name":"Duo Credit Card","nameAr":null,"network":null,"tier":null,"islamic":false,"fee":840,"feeInclVat":840,"vatBasis":"incl","firstYearFree":null,"feeCondition":null,"minSalary":null,"minSalaryNote":null,"monthlyRate":null,"monthlyRateRange":[3.49,3.69],"fxFee":1.99,"rewards":[],"benefits":[],"tags":["rewards"],"productUrl":"https://www.emiratesnbd.com/en/cards/credit-cards/duo-credit-cards","kfsUrl":"https://www.emiratesnbd.com/-/media/enbd/files/credit-cards/emiratesnbd_credit_card_fees_charges.pdf","sources":["https://www.emiratesnbd.com/-/media/enbd/files/credit-cards/emiratesnbd_credit_card_fees_charges.pdf"],"notes":[{"en":"Emirates NBD's fees guide (Feb 2026) says 3.69% a month; its Key Facts page says 3.49% a month. We show both until the bank aligns them.","ar":"يذكر دليل الرسوم لدى الإمارات دبي الوطني (فبراير 2026) أن الفائدة 3.69% شهرياً، بينما تذكر صفحة بيان الحقائق الأساسية 3.49% شهرياً. نعرض الرقمين إلى أن يوحّدهما البنك."}],"verifiedOn":"2026-09-27","country":"ae"},{"id":"emirates-nbd-skywards-infinite","bank":"emirates-nbd","name":"Emirates NBD Skywards Infinite Credit Card","nameAr":null,"network":"Visa","tier":"Infinite","islamic":false,"fee":1575,"feeInclVat":1575,"vatBasis":"incl","firstYearFree":true,"feeCondition":"First year free; AED 1,500 from second year (Skywards compare page)","minSalary":30000,"minSalaryNote":null,"monthlyRate":3.25,"monthlyRateRange":null,"fxFee":1.99,"rewards":[{"type":"miles","headline":"Up to 2 Skywards Miles per USD","detail":"2 Miles on Emirates, flydubai, duty free per USD 1; 1.5 on international spends; 1 on domestic spends","cap":null}],"benefits":["Access to 1,000+ airport lounges","Complimentary Skywards Silver membership","Concierge"],"tags":["co-brand","miles","premium","travel"],"productUrl":"https://www.emiratesnbd.com/en/campaigns/skywards-compare","kfsUrl":"https://www.emiratesnbd.com/-/media/enbd/files/credit-cards/emiratesnbd_credit_card_fees_charges.pdf","sources":["https://www.emiratesnbd.com/-/media/enbd/files/credit-cards/emiratesnbd_credit_card_fees_charges.pdf","https://www.emiratesnbd.com/en/campaigns/skywards-compare"],"notes":[],"verifiedOn":"2026-09-27","country":"ae"},{"id":"emirates-nbd-skywards-signature","bank":"emirates-nbd","name":"Emirates NBD Skywards Signature Credit Card","nameAr":null,"network":"Visa","tier":"Signature","islamic":false,"fee":735,"feeInclVat":735,"vatBasis":"incl","firstYearFree":true,"feeCondition":"First year free; AED 700 from second year (Skywards compare page)","minSalary":12000,"minSalaryNote":null,"monthlyRate":null,"monthlyRateRange":[3.49,3.69],"fxFee":1.99,"rewards":[{"type":"miles","headline":"Up to 1.5 Skywards Miles per USD","detail":"1.5 Miles on Emirates, flydubai, duty free per USD 1; 1 on international; 0.75 on domestic spends","cap":null}],"benefits":["Airport lounge access","Complimentary Entertainer deals"],"tags":["co-brand","miles","travel"],"productUrl":"https://www.emiratesnbd.com/en/campaigns/skywards-compare","kfsUrl":"https://www.emiratesnbd.com/-/media/enbd/files/credit-cards/emiratesnbd_credit_card_fees_charges.pdf","sources":["https://www.emiratesnbd.com/-/media/enbd/files/credit-cards/emiratesnbd_credit_card_fees_charges.pdf","https://www.emiratesnbd.com/en/campaigns/skywards-compare"],"notes":[{"en":"Emirates NBD's fees guide (Feb 2026) says 3.69% a month; its Key Facts page says 3.49% a month. We show both until the bank aligns them.","ar":"يذكر دليل الرسوم لدى الإمارات دبي الوطني (فبراير 2026) أن الفائدة 3.69% شهرياً، بينما تذكر صفحة بيان الحقائق الأساسية 3.49% شهرياً. نعرض الرقمين إلى أن يوحّدهما البنك."}],"verifiedOn":"2026-09-27","country":"ae"},{"id":"emirates-nbd-etihad-guest-visa-elevate","bank":"emirates-nbd","name":"Etihad Guest Visa Elevate Credit Card","nameAr":null,"network":"Visa","tier":null,"islamic":false,"fee":1575,"feeInclVat":1575,"vatBasis":"incl","firstYearFree":null,"feeCondition":"Emirati offers page: 'No fee for the first year' (UAE nationals campaign)","minSalary":30000,"minSalaryNote":null,"monthlyRate":3.25,"monthlyRateRange":null,"fxFee":1.99,"rewards":[{"type":"miles","headline":"Up to 10 Etihad Guest Miles per AED 10","detail":"Up to 10 Etihad Guest Miles for every AED 10 spent","cap":null},{"type":"cashback","headline":"10% cashback on Etihad Airways purchases","detail":"10% cashback on purchases made with Etihad Airways","cap":null}],"benefits":["Lounge access for cardholder and a guest at 1,000+ airports","Fast-track to Etihad Guest Gold tier after 1 return flight","Complimentary inter-city airport transfers"],"tags":["co-brand","miles","premium","travel"],"productUrl":"https://www.emiratesnbd.com/en/cards/credit-cards/etihad-guest-visa-elevate","kfsUrl":"https://www.emiratesnbd.com/-/media/enbd/files/credit-cards/emiratesnbd_credit_card_fees_charges.pdf","sources":["https://www.emiratesnbd.com/-/media/enbd/files/credit-cards/emiratesnbd_credit_card_fees_charges.pdf","https://www.emiratesnbd.com/en/campaigns/etihad-guest-credit-cards-offer"],"notes":[],"verifiedOn":"2026-09-27","country":"ae"},{"id":"emirates-nbd-etihad-guest-visa-inspire","bank":"emirates-nbd","name":"Etihad Guest Visa Inspire Credit Card","nameAr":null,"network":"Visa","tier":null,"islamic":false,"fee":735,"feeInclVat":735,"vatBasis":"incl","firstYearFree":null,"feeCondition":"Emirati offers page: 'No fee for the first year' (UAE nationals campaign)","minSalary":12000,"minSalaryNote":null,"monthlyRate":null,"monthlyRateRange":[3.49,3.69],"fxFee":1.99,"rewards":[{"type":"miles","headline":"Up to 7 Etihad Guest Miles per AED 10","detail":"Up to 7 Etihad Guest Miles for every AED 10 spent","cap":null},{"type":"cashback","headline":"10% cashback on Etihad Airways purchases","detail":"10% cashback on purchases made with Etihad Airways","cap":null}],"benefits":["Lounge access at 1,000+ airports","Fast-track to Etihad Guest Silver tier after 1 return flight","Complimentary inter-city airport transfers"],"tags":["co-brand","miles","travel"],"productUrl":"https://www.emiratesnbd.com/en/cards/credit-cards/etihad-guest-visa-inspire","kfsUrl":"https://www.emiratesnbd.com/-/media/enbd/files/credit-cards/emiratesnbd_credit_card_fees_charges.pdf","sources":["https://www.emiratesnbd.com/-/media/enbd/files/credit-cards/emiratesnbd_credit_card_fees_charges.pdf","https://www.emiratesnbd.com/en/campaigns/etihad-guest-credit-cards-offer"],"notes":[{"en":"Emirates NBD's fees guide (Feb 2026) says 3.69% a month; its Key Facts page says 3.49% a month. We show both until the bank aligns them.","ar":"يذكر دليل الرسوم لدى الإمارات دبي الوطني (فبراير 2026) أن الفائدة 3.69% شهرياً، بينما تذكر صفحة بيان الحقائق الأساسية 3.49% شهرياً. نعرض الرقمين إلى أن يوحّدهما البنك."}],"verifiedOn":"2026-09-27","country":"ae"},{"id":"emirates-nbd-etihad-guest-visa-limitless","bank":"emirates-nbd","name":"Etihad Guest Visa Limitless Credit Card","nameAr":null,"network":"Visa","tier":null,"islamic":false,"fee":1575,"feeInclVat":1575,"vatBasis":"incl","firstYearFree":null,"feeCondition":null,"minSalary":null,"minSalaryNote":null,"monthlyRate":3.25,"monthlyRateRange":null,"fxFee":1.99,"rewards":[],"benefits":[],"tags":["co-brand","miles","premium","travel"],"productUrl":null,"kfsUrl":"https://www.emiratesnbd.com/-/media/enbd/files/credit-cards/emiratesnbd_credit_card_fees_charges.pdf","sources":["https://www.emiratesnbd.com/-/media/enbd/files/credit-cards/emiratesnbd_credit_card_fees_charges.pdf"],"notes":[],"verifiedOn":"2026-09-27","country":"ae"},{"id":"emirates-nbd-go4it-gold","bank":"emirates-nbd","name":"Go4it Gold Credit Card","nameAr":null,"network":"Visa","tier":"Gold","islamic":false,"fee":103.95,"feeInclVat":103.95,"vatBasis":"incl","firstYearFree":null,"feeCondition":null,"minSalary":null,"minSalaryNote":null,"monthlyRate":null,"monthlyRateRange":[3.49,3.69],"fxFee":1.99,"rewards":[{"type":"points","headline":"5 Plus Points per AED 200 on RTA public transport","detail":"Go4it card family earn rates (weekend/weekday/RTA)","cap":null}],"benefits":["RTA privileges","Auto top-up of Nol tag"],"tags":["rewards"],"productUrl":null,"kfsUrl":"https://www.emiratesnbd.com/-/media/enbd/files/credit-cards/emiratesnbd_credit_card_fees_charges.pdf","sources":["https://www.emiratesnbd.com/-/media/enbd/files/credit-cards/emiratesnbd_credit_card_fees_charges.pdf","https://www.emiratesnbd.com/en/campaigns/yougotagift-voucher-with-enbd-credit-cards"],"notes":[{"en":"Emirates NBD's fees guide (Feb 2026) says 3.69% a month; its Key Facts page says 3.49% a month. We show both until the bank aligns them.","ar":"يذكر دليل الرسوم لدى الإمارات دبي الوطني (فبراير 2026) أن الفائدة 3.69% شهرياً، بينما تذكر صفحة بيان الحقائق الأساسية 3.49% شهرياً. نعرض الرقمين إلى أن يوحّدهما البنك."}],"verifiedOn":"2026-09-27","country":"ae"},{"id":"emirates-nbd-go4it-platinum","bank":"emirates-nbd","name":"Go4it Platinum Credit Card","nameAr":null,"network":"Visa","tier":"Platinum","islamic":false,"fee":208.95,"feeInclVat":208.95,"vatBasis":"incl","firstYearFree":null,"feeCondition":null,"minSalary":null,"minSalaryNote":null,"monthlyRate":null,"monthlyRateRange":[3.49,3.69],"fxFee":1.99,"rewards":[{"type":"points","headline":"5 Plus Points per AED 200 on RTA public transport","detail":"5 Plus Points for every AED 400 spend on weekends; 1 Plus Point on weekdays; 5 Plus Points for every AED 200 on RTA Public Transport","cap":null}],"benefits":["RTA privileges","Auto top-up of Nol tag","Movie ticket discounts"],"tags":["rewards"],"productUrl":null,"kfsUrl":"https://www.emiratesnbd.com/-/media/enbd/files/credit-cards/emiratesnbd_credit_card_fees_charges.pdf","sources":["https://www.emiratesnbd.com/-/media/enbd/files/credit-cards/emiratesnbd_credit_card_fees_charges.pdf","https://www.emiratesnbd.com/en/campaigns/yougotagift-voucher-with-enbd-credit-cards"],"notes":[{"en":"Emirates NBD's fees guide (Feb 2026) says 3.69% a month; its Key Facts page says 3.49% a month. We show both until the bank aligns them.","ar":"يذكر دليل الرسوم لدى الإمارات دبي الوطني (فبراير 2026) أن الفائدة 3.69% شهرياً، بينما تذكر صفحة بيان الحقائق الأساسية 3.49% شهرياً. نعرض الرقمين إلى أن يوحّدهما البنك."}],"verifiedOn":"2026-09-27","country":"ae"},{"id":"emirates-nbd-liv-cashback","bank":"emirates-nbd","name":"Liv Cashback Credit Card","nameAr":null,"network":"Mastercard","tier":null,"islamic":false,"fee":0,"feeInclVat":0,"vatBasis":"n/a","firstYearFree":true,"feeCondition":"Free for Life; no joining fee","minSalary":5000,"minSalaryNote":null,"monthlyRate":3.49,"monthlyRateRange":null,"fxFee":1.99,"rewards":[{"type":"cashback","headline":"Up to 2% cashback on all purchases","detail":"Redeem as cashback, crypto or Skywards Miles","cap":"Up to AED 750 monthly; up to AED 9,000 annually"}],"benefits":["Instant digital card","Instalment plans at 500+ merchants","Loan on card up to 90% of limit","Airport lounge access (25+ airports)"],"tags":["cashback","low-salary","no-annual-fee"],"productUrl":"https://www.liv.me/en/liv-credit-card","kfsUrl":"https://www.liv.me/-/media/liv/website/pdf/kfs/liv_tamayaz_credit_card_kfs.pdf","sources":["https://www.liv.me/-/media/liv/website/pdf/kfs/liv_tamayaz_credit_card_kfs.pdf","https://www.liv.me/en/liv-credit-card"],"notes":[],"verifiedOn":"2026-09-27","country":"ae"},{"id":"emirates-nbd-liv-cashback-plus","bank":"emirates-nbd","name":"Liv Cashback+ Credit Card","nameAr":null,"network":"Mastercard","tier":null,"islamic":false,"fee":735,"feeInclVat":735,"vatBasis":"incl","firstYearFree":false,"feeCondition":"Joining fee (AED 700) waived for customers with an ongoing Liv Max subscription before applying","minSalary":15000,"minSalaryNote":null,"monthlyRate":3.25,"monthlyRateRange":null,"fxFee":1.99,"rewards":[{"type":"cashback","headline":"Up to 4% cashback on all purchases","detail":"Redeem as cashback, crypto or Skywards Miles","cap":"Up to AED 1,500 monthly; up to AED 18,000 annually"}],"benefits":["Airport lounge access (800+ airports)","Instant digital card","Instalment plans at 500+ merchants"],"tags":["cashback"],"productUrl":"https://www.liv.me/en/liv-credit-card","kfsUrl":"https://www.liv.me/-/media/liv/website/pdf/kfs/liv_tamayaz_credit_card_kfs.pdf","sources":["https://www.liv.me/-/media/liv/website/pdf/kfs/liv_tamayaz_credit_card_kfs.pdf","https://www.liv.me/en/liv-credit-card"],"notes":[],"verifiedOn":"2026-09-27","country":"ae"},{"id":"emirates-nbd-liv-tamayaz-platinum","bank":"emirates-nbd","name":"Liv Tamayaz Platinum Credit Card","nameAr":null,"network":null,"tier":"Platinum","islamic":false,"fee":0,"feeInclVat":0,"vatBasis":"n/a","firstYearFree":true,"feeCondition":"Free for life","minSalary":5000,"minSalaryNote":null,"monthlyRate":3.49,"monthlyRateRange":null,"fxFee":1.99,"rewards":[],"benefits":[],"tags":["co-brand","low-salary","no-annual-fee"],"productUrl":"https://www.liv.me/en/important-information/features/liv-tamayaz-credit-card-feature","kfsUrl":"https://www.liv.me/-/media/liv/website/pdf/kfs/liv_tamayaz_credit_card_kfs.pdf","sources":["https://www.liv.me/-/media/liv/website/pdf/kfs/liv_tamayaz_credit_card_kfs.pdf"],"notes":[],"verifiedOn":"2026-09-27","country":"ae"},{"id":"emirates-nbd-liv-tamayaz-world","bank":"emirates-nbd","name":"Liv Tamayaz World Credit Card","nameAr":null,"network":"Mastercard","tier":"World","islamic":false,"fee":735,"feeInclVat":735,"vatBasis":"incl","firstYearFree":null,"feeCondition":null,"minSalary":15000,"minSalaryNote":null,"monthlyRate":3.25,"monthlyRateRange":null,"fxFee":1.99,"rewards":[],"benefits":[],"tags":["co-brand"],"productUrl":"https://www.liv.me/en/important-information/features/liv-tamayaz-credit-card-feature","kfsUrl":"https://www.liv.me/-/media/liv/website/pdf/kfs/liv_tamayaz_credit_card_kfs.pdf","sources":["https://www.liv.me/-/media/liv/website/pdf/kfs/liv_tamayaz_credit_card_kfs.pdf"],"notes":[],"verifiedOn":"2026-09-27","country":"ae"},{"id":"emirates-nbd-liv-tamayaz-world-elite","bank":"emirates-nbd","name":"Liv Tamayaz World Elite Credit Card","nameAr":null,"network":"Mastercard","tier":"World Elite","islamic":false,"fee":1575,"feeInclVat":1575,"vatBasis":"incl","firstYearFree":null,"feeCondition":null,"minSalary":null,"minSalaryNote":null,"monthlyRate":3.25,"monthlyRateRange":null,"fxFee":1.99,"rewards":[],"benefits":[],"tags":["co-brand","premium"],"productUrl":"https://www.liv.me/en/important-information/features/liv-tamayaz-credit-card-feature","kfsUrl":"https://www.liv.me/-/media/liv/website/pdf/kfs/liv_tamayaz_credit_card_kfs.pdf","sources":["https://www.liv.me/-/media/liv/website/pdf/kfs/liv_tamayaz_credit_card_kfs.pdf"],"notes":[],"verifiedOn":"2026-09-27","country":"ae"},{"id":"emirates-nbd-lulu-247-titanium","bank":"emirates-nbd","name":"LuLu 247 Mastercard Titanium Credit Card","nameAr":null,"network":"Mastercard","tier":"Titanium","islamic":false,"fee":0,"feeInclVat":0,"vatBasis":"n/a","firstYearFree":null,"feeCondition":null,"minSalary":null,"minSalaryNote":null,"monthlyRate":null,"monthlyRateRange":[3.49,3.69],"fxFee":1.99,"rewards":[{"type":"points","headline":"Up to 3.5% back as LuLu Points","detail":"Up to 3.5% back (Titanium) as LuLu Points","cap":null}],"benefits":["Priority checkout and early access to LuLu sales","Free shipping on LuLu online","Buy 1 Get 1 VOX Cinemas offer"],"tags":["co-brand","no-annual-fee","rewards","shopping"],"productUrl":null,"kfsUrl":"https://www.emiratesnbd.com/-/media/enbd/files/credit-cards/emiratesnbd_credit_card_fees_charges.pdf","sources":["https://www.emiratesnbd.com/-/media/enbd/files/credit-cards/emiratesnbd_credit_card_fees_charges.pdf","https://www.emiratesnbd.com/en/campaigns/yougotagift-voucher-with-enbd-credit-cards"],"notes":[{"en":"Emirates NBD's fees guide (Feb 2026) says 3.69% a month; its Key Facts page says 3.49% a month. We show both until the bank aligns them.","ar":"يذكر دليل الرسوم لدى الإمارات دبي الوطني (فبراير 2026) أن الفائدة 3.69% شهرياً، بينما تذكر صفحة بيان الحقائق الأساسية 3.49% شهرياً. نعرض الرقمين إلى أن يوحّدهما البنك."}],"verifiedOn":"2026-09-27","country":"ae"},{"id":"emirates-nbd-lulu-247-platinum","bank":"emirates-nbd","name":"LuLu 247 Platinum Credit Card","nameAr":null,"network":"Mastercard","tier":"Platinum","islamic":false,"fee":262.5,"feeInclVat":262.5,"vatBasis":"incl","firstYearFree":null,"feeCondition":null,"minSalary":null,"minSalaryNote":null,"monthlyRate":null,"monthlyRateRange":[3.49,3.69],"fxFee":1.99,"rewards":[{"type":"points","headline":"Up to 7% back as LuLu Points","detail":"Up to 7% back (Platinum) as LuLu Points","cap":null}],"benefits":["Priority checkout and early access to LuLu sales","Free shipping on LuLu online","Buy 1 Get 1 VOX Cinemas offer"],"tags":["co-brand","rewards","shopping"],"productUrl":null,"kfsUrl":"https://www.emiratesnbd.com/-/media/enbd/files/credit-cards/emiratesnbd_credit_card_fees_charges.pdf","sources":["https://www.emiratesnbd.com/-/media/enbd/files/credit-cards/emiratesnbd_credit_card_fees_charges.pdf","https://www.emiratesnbd.com/en/campaigns/yougotagift-voucher-with-enbd-credit-cards"],"notes":[{"en":"Emirates NBD's fees guide (Feb 2026) says 3.69% a month; its Key Facts page says 3.49% a month. We show both until the bank aligns them.","ar":"يذكر دليل الرسوم لدى الإمارات دبي الوطني (فبراير 2026) أن الفائدة 3.69% شهرياً، بينما تذكر صفحة بيان الحقائق الأساسية 3.49% شهرياً. نعرض الرقمين إلى أن يوحّدهما البنك."}],"verifiedOn":"2026-09-27","country":"ae"},{"id":"emirates-nbd-manchester-united-titanium","bank":"emirates-nbd","name":"Manchester United Titanium Credit Card","nameAr":null,"network":null,"tier":"Titanium","islamic":false,"fee":262.5,"feeInclVat":262.5,"vatBasis":"incl","firstYearFree":null,"feeCondition":null,"minSalary":null,"minSalaryNote":null,"monthlyRate":null,"monthlyRateRange":[3.49,3.69],"fxFee":1.99,"rewards":[],"benefits":[],"tags":["co-brand"],"productUrl":null,"kfsUrl":"https://www.emiratesnbd.com/-/media/enbd/files/credit-cards/emiratesnbd_credit_card_fees_charges.pdf","sources":["https://www.emiratesnbd.com/-/media/enbd/files/credit-cards/emiratesnbd_credit_card_fees_charges.pdf"],"notes":[{"en":"Emirates NBD's fees guide (Feb 2026) says 3.69% a month; its Key Facts page says 3.49% a month. We show both until the bank aligns them.","ar":"يذكر دليل الرسوم لدى الإمارات دبي الوطني (فبراير 2026) أن الفائدة 3.69% شهرياً، بينما تذكر صفحة بيان الحقائق الأساسية 3.49% شهرياً. نعرض الرقمين إلى أن يوحّدهما البنك."}],"verifiedOn":"2026-09-27","country":"ae"},{"id":"emirates-nbd-marriott-bonvoy-world-elite","bank":"emirates-nbd","name":"Marriott Bonvoy World Elite Mastercard","nameAr":null,"network":"Mastercard","tier":"World Elite","islamic":false,"fee":1575,"feeInclVat":1575,"vatBasis":"incl","firstYearFree":null,"feeCondition":null,"minSalary":25000,"minSalaryNote":null,"monthlyRate":3.25,"monthlyRateRange":null,"fxFee":1.99,"rewards":[{"type":"points","headline":"6 Marriott Bonvoy points per US$1 at hotels","detail":"6 points per US$1 at participating hotels; up to 3 points per US$1 on other purchases","cap":null}],"benefits":["Automatic Marriott Bonvoy Gold Elite status","Annual Free Night Award (up to 50,000 points)","Lounge access at 1,200+ airports via Mastercard Travel Pass","20% off participating hotel spas in the UAE"],"tags":["co-brand","premium","rewards","travel"],"productUrl":"https://www.emiratesnbd.com/en/cards/credit-cards/marriott-bonvoy-world-elite-mastercard-credit-card","kfsUrl":"https://www.emiratesnbd.com/-/media/enbd/files/credit-cards/emiratesnbd_credit_card_fees_charges.pdf","sources":["https://www.emiratesnbd.com/-/media/enbd/files/credit-cards/emiratesnbd_credit_card_fees_charges.pdf","https://www.emiratesnbd.com/en/campaigns/marriott-bonvoy-credit-cards-social"],"notes":[],"verifiedOn":"2026-09-27","country":"ae"},{"id":"emirates-nbd-marriott-bonvoy-world","bank":"emirates-nbd","name":"Marriott Bonvoy World Mastercard","nameAr":null,"network":"Mastercard","tier":"World","islamic":false,"fee":315,"feeInclVat":315,"vatBasis":"incl","firstYearFree":true,"feeCondition":"Marriott campaign page shows annual fee 0 for the first year","minSalary":12000,"minSalaryNote":null,"monthlyRate":null,"monthlyRateRange":[3.49,3.69],"fxFee":1.99,"rewards":[{"type":"points","headline":"3 Marriott Bonvoy points per US$1 at hotels","detail":"3 points per US$1 at participating hotels; up to 1.5 points per US$1 on other purchases","cap":null}],"benefits":["Marriott Bonvoy Silver Elite status","Annual Free Night Award (up to 35,000 points)","Lounge access via Mastercard Travel Pass"],"tags":["co-brand","rewards","travel"],"productUrl":"https://www.emiratesnbd.com/en/cards/credit-cards/marriott-bonvoy-world-mastercard","kfsUrl":"https://www.emiratesnbd.com/-/media/enbd/files/credit-cards/emiratesnbd_credit_card_fees_charges.pdf","sources":["https://www.emiratesnbd.com/-/media/enbd/files/credit-cards/emiratesnbd_credit_card_fees_charges.pdf","https://www.emiratesnbd.com/en/campaigns/marriott-bonvoy-credit-cards-social"],"notes":[{"en":"Emirates NBD's fees guide (Feb 2026) says 3.69% a month; its Key Facts page says 3.49% a month. We show both until the bank aligns them.","ar":"يذكر دليل الرسوم لدى الإمارات دبي الوطني (فبراير 2026) أن الفائدة 3.69% شهرياً، بينما تذكر صفحة بيان الحقائق الأساسية 3.49% شهرياً. نعرض الرقمين إلى أن يوحّدهما البنك."}],"verifiedOn":"2026-09-27","country":"ae"},{"id":"emirates-nbd-mastercard-platinum","bank":"emirates-nbd","name":"Mastercard Platinum Credit Card","nameAr":null,"network":"Mastercard","tier":"Platinum","islamic":false,"fee":735,"feeInclVat":735,"vatBasis":"incl","firstYearFree":null,"feeCondition":null,"minSalary":null,"minSalaryNote":null,"monthlyRate":null,"monthlyRateRange":[3.49,3.69],"fxFee":1.99,"rewards":[{"type":"points","headline":"Up to 1.5 Plus Points per AED 100","detail":"Up to 1.5 points for every AED 100 spent","cap":null}],"benefits":["Up to 40% discount at 100+ golf courses worldwide","Airport lounge access","Cleartrip discounts"],"tags":["rewards"],"productUrl":null,"kfsUrl":"https://www.emiratesnbd.com/-/media/enbd/files/credit-cards/emiratesnbd_credit_card_fees_charges.pdf","sources":["https://www.emiratesnbd.com/-/media/enbd/files/credit-cards/emiratesnbd_credit_card_fees_charges.pdf","https://www.emiratesnbd.com/en/campaigns/yougotagift-voucher-with-enbd-credit-cards"],"notes":[{"en":"Emirates NBD's fees guide (Feb 2026) says 3.69% a month; its Key Facts page says 3.49% a month. We show both until the bank aligns them.","ar":"يذكر دليل الرسوم لدى الإمارات دبي الوطني (فبراير 2026) أن الفائدة 3.69% شهرياً، بينما تذكر صفحة بيان الحقائق الأساسية 3.49% شهرياً. نعرض الرقمين إلى أن يوحّدهما البنك."}],"verifiedOn":"2026-09-27","country":"ae"},{"id":"emirates-nbd-mastercard-titanium","bank":"emirates-nbd","name":"Mastercard Titanium Credit Card","nameAr":null,"network":"Mastercard","tier":"Titanium","islamic":false,"fee":420,"feeInclVat":420,"vatBasis":"incl","firstYearFree":null,"feeCondition":null,"minSalary":null,"minSalaryNote":null,"monthlyRate":null,"monthlyRateRange":[3.49,3.69],"fxFee":1.99,"rewards":[{"type":"points","headline":"1 Plus Point per AED 100 retail spend","detail":"1 Plus Point for every AED 100 retail spend","cap":null}],"benefits":["Complimentary lounge access at 10+ regional airports","Golf discounts"],"tags":["rewards"],"productUrl":"https://www.emiratesnbd.com/en/cards/credit-cards/mastercard-titanium-credit-card","kfsUrl":"https://www.emiratesnbd.com/-/media/enbd/files/credit-cards/emiratesnbd_credit_card_fees_charges.pdf","sources":["https://www.emiratesnbd.com/-/media/enbd/files/credit-cards/emiratesnbd_credit_card_fees_charges.pdf","https://www.emiratesnbd.com/en/campaigns/yougotagift-voucher-with-enbd-credit-cards"],"notes":[{"en":"Emirates NBD's fees guide (Feb 2026) says 3.69% a month; its Key Facts page says 3.49% a month. We show both until the bank aligns them.","ar":"يذكر دليل الرسوم لدى الإمارات دبي الوطني (فبراير 2026) أن الفائدة 3.69% شهرياً، بينما تذكر صفحة بيان الحقائق الأساسية 3.49% شهرياً. نعرض الرقمين إلى أن يوحّدهما البنك."}],"verifiedOn":"2026-09-27","country":"ae"},{"id":"emirates-nbd-priority-banking-visa-infinite","bank":"emirates-nbd","name":"Priority Banking Visa Infinite Credit Card","nameAr":null,"network":"Visa","tier":"Infinite","islamic":false,"fee":1575,"feeInclVat":1575,"vatBasis":"incl","firstYearFree":null,"feeCondition":null,"minSalary":null,"minSalaryNote":null,"monthlyRate":3.25,"monthlyRateRange":null,"fxFee":1.99,"rewards":[{"type":"points","headline":"Up to 5% Plus Points on daily spends","detail":"Enjoy up to 5% Plus Points on daily spends","cap":null}],"benefits":["Beach club and gym access"],"tags":["premium","rewards"],"productUrl":"https://apply.emiratesnbd.com/en/credit-cards/prb-visa-infinite","kfsUrl":"https://www.emiratesnbd.com/-/media/enbd/files/credit-cards/emiratesnbd_credit_card_fees_charges.pdf","sources":["https://www.emiratesnbd.com/-/media/enbd/files/credit-cards/emiratesnbd_credit_card_fees_charges.pdf","https://www.emiratesnbd.com/en/campaigns/stp-cards"],"notes":[],"verifiedOn":"2026-09-27","country":"ae"},{"id":"emirates-nbd-share-infinite","bank":"emirates-nbd","name":"SHARE Infinite Visa Credit Card","nameAr":null,"network":"Visa","tier":"Infinite","islamic":false,"fee":1575,"feeInclVat":1575,"vatBasis":"incl","firstYearFree":null,"feeCondition":null,"minSalary":null,"minSalaryNote":null,"monthlyRate":3.25,"monthlyRateRange":null,"fxFee":1.99,"rewards":[{"type":"points","headline":"Up to 8% back as SHARE Points","detail":"Across the SHARE (Majid Al Futtaim) ecosystem","cap":null}],"benefits":[],"tags":["co-brand","premium","rewards","shopping"],"productUrl":"https://www.emiratesnbd.com/en/cards/credit-cards/share-visa-credit-cards","kfsUrl":"https://www.emiratesnbd.com/-/media/enbd/files/credit-cards/emiratesnbd_credit_card_fees_charges.pdf","sources":["https://www.emiratesnbd.com/-/media/enbd/files/credit-cards/emiratesnbd_credit_card_fees_charges.pdf","https://www.emiratesnbd.com/en/campaigns/stp-cards"],"notes":[],"verifiedOn":"2026-09-27","country":"ae"},{"id":"emirates-nbd-share-platinum","bank":"emirates-nbd","name":"SHARE Platinum Visa Credit Card","nameAr":null,"network":"Visa","tier":"Platinum","islamic":false,"fee":0,"feeInclVat":0,"vatBasis":"n/a","firstYearFree":null,"feeCondition":null,"minSalary":null,"minSalaryNote":null,"monthlyRate":null,"monthlyRateRange":[3.49,3.69],"fxFee":1.99,"rewards":[{"type":"points","headline":"Up to 8% back as SHARE Points","detail":"Headline for the SHARE card family; variant rate not published on a renderable page","cap":null}],"benefits":[],"tags":["co-brand","no-annual-fee","rewards","shopping"],"productUrl":"https://www.emiratesnbd.com/en/cards/credit-cards/share-visa-credit-cards","kfsUrl":"https://www.emiratesnbd.com/-/media/enbd/files/credit-cards/emiratesnbd_credit_card_fees_charges.pdf","sources":["https://www.emiratesnbd.com/-/media/enbd/files/credit-cards/emiratesnbd_credit_card_fees_charges.pdf"],"notes":[{"en":"Emirates NBD's fees guide (Feb 2026) says 3.69% a month; its Key Facts page says 3.49% a month. We show both until the bank aligns them.","ar":"يذكر دليل الرسوم لدى الإمارات دبي الوطني (فبراير 2026) أن الفائدة 3.69% شهرياً، بينما تذكر صفحة بيان الحقائق الأساسية 3.49% شهرياً. نعرض الرقمين إلى أن يوحّدهما البنك."}],"verifiedOn":"2026-09-27","country":"ae"},{"id":"emirates-nbd-share-private","bank":"emirates-nbd","name":"SHARE Private Visa Credit Card","nameAr":null,"network":"Visa","tier":null,"islamic":false,"fee":1575,"feeInclVat":1575,"vatBasis":"incl","firstYearFree":null,"feeCondition":null,"minSalary":null,"minSalaryNote":null,"monthlyRate":3.25,"monthlyRateRange":null,"fxFee":1.99,"rewards":[{"type":"points","headline":"Up to 8% back as SHARE Points","detail":"Across the SHARE (Majid Al Futtaim) ecosystem; per-variant rates not published on a renderable page","cap":null}],"benefits":[],"tags":["co-brand","premium","rewards","shopping"],"productUrl":"https://www.emiratesnbd.com/en/cards/credit-cards/share-visa-credit-cards","kfsUrl":"https://www.emiratesnbd.com/-/media/enbd/files/credit-cards/emiratesnbd_credit_card_fees_charges.pdf","sources":["https://www.emiratesnbd.com/-/media/enbd/files/credit-cards/emiratesnbd_credit_card_fees_charges.pdf","https://www.emiratesnbd.com/en/campaigns/stp-cards"],"notes":[],"verifiedOn":"2026-09-27","country":"ae"},{"id":"emirates-nbd-share-signature","bank":"emirates-nbd","name":"SHARE Signature Visa Credit Card","nameAr":null,"network":"Visa","tier":"Signature","islamic":false,"fee":0,"feeInclVat":0,"vatBasis":"n/a","firstYearFree":null,"feeCondition":null,"minSalary":null,"minSalaryNote":null,"monthlyRate":null,"monthlyRateRange":[3.49,3.69],"fxFee":1.99,"rewards":[{"type":"points","headline":"Up to 8% back as SHARE Points","detail":"Headline for the SHARE card family; variant rate not published on a renderable page","cap":null}],"benefits":[],"tags":["co-brand","no-annual-fee","rewards","shopping"],"productUrl":"https://www.emiratesnbd.com/en/cards/credit-cards/share-visa-credit-cards","kfsUrl":"https://www.emiratesnbd.com/-/media/enbd/files/credit-cards/emiratesnbd_credit_card_fees_charges.pdf","sources":["https://www.emiratesnbd.com/-/media/enbd/files/credit-cards/emiratesnbd_credit_card_fees_charges.pdf"],"notes":[{"en":"Emirates NBD's fees guide (Feb 2026) says 3.69% a month; its Key Facts page says 3.49% a month. We show both until the bank aligns them.","ar":"يذكر دليل الرسوم لدى الإمارات دبي الوطني (فبراير 2026) أن الفائدة 3.69% شهرياً، بينما تذكر صفحة بيان الحقائق الأساسية 3.49% شهرياً. نعرض الرقمين إلى أن يوحّدهما البنك."}],"verifiedOn":"2026-09-27","country":"ae"},{"id":"emirates-nbd-u-by-emaar-family","bank":"emirates-nbd","name":"U By Emaar Family Credit Card","nameAr":null,"network":"Visa","tier":null,"islamic":false,"fee":0,"feeInclVat":0,"vatBasis":"n/a","firstYearFree":null,"feeCondition":null,"minSalary":null,"minSalaryNote":null,"monthlyRate":null,"monthlyRateRange":[3.49,3.69],"fxFee":1.99,"rewards":[{"type":"points","headline":"1.5% back as Upoints on all spends (U By Emaar card family)","detail":"1.5% back as Upoints for all spends; 5 times more Upoints for Emaar spends (family-level headline, not variant-specific)","cap":null}],"benefits":[],"tags":["co-brand","no-annual-fee","rewards"],"productUrl":"https://www.emiratesnbd.com/en/cards/credit-cards/u-by-emaar-family-credit-card","kfsUrl":"https://www.emiratesnbd.com/-/media/enbd/files/credit-cards/emiratesnbd_credit_card_fees_charges.pdf","sources":["https://www.emiratesnbd.com/-/media/enbd/files/credit-cards/emiratesnbd_credit_card_fees_charges.pdf","https://www.emiratesnbd.com/en/campaigns/yougotagift-voucher-with-enbd-credit-cards"],"notes":[{"en":"Emirates NBD's fees guide (Feb 2026) says 3.69% a month; its Key Facts page says 3.49% a month. We show both until the bank aligns them.","ar":"يذكر دليل الرسوم لدى الإمارات دبي الوطني (فبراير 2026) أن الفائدة 3.69% شهرياً، بينما تذكر صفحة بيان الحقائق الأساسية 3.49% شهرياً. نعرض الرقمين إلى أن يوحّدهما البنك."}],"verifiedOn":"2026-09-27","country":"ae"},{"id":"emirates-nbd-u-by-emaar-infinite","bank":"emirates-nbd","name":"U By Emaar Infinite Credit Card","nameAr":null,"network":"Visa","tier":"Infinite","islamic":false,"fee":1575,"feeInclVat":1575,"vatBasis":"incl","firstYearFree":null,"feeCondition":"Emirati offers page states 'No fee for the first year' (campaign for UAE nationals)","minSalary":null,"minSalaryNote":null,"monthlyRate":3.25,"monthlyRateRange":null,"fxFee":1.99,"rewards":[{"type":"points","headline":"7.5% back as Upoints at Emaar outlets","detail":"7.5% back when you spend across all Emaar outlets","cap":null}],"benefits":["Up to 30% discounts at Emaar properties","Airport lounge access","U By Emaar Platinum status"],"tags":["co-brand","dining","premium","rewards"],"productUrl":null,"kfsUrl":"https://www.emiratesnbd.com/-/media/enbd/files/credit-cards/emiratesnbd_credit_card_fees_charges.pdf","sources":["https://www.emiratesnbd.com/-/media/enbd/files/credit-cards/emiratesnbd_credit_card_fees_charges.pdf","https://www.emiratesnbd.com/en/campaigns/emirati-credit-card-offers"],"notes":[],"verifiedOn":"2026-09-27","country":"ae"},{"id":"emirates-nbd-u-by-emaar-signature","bank":"emirates-nbd","name":"U By Emaar Signature Credit Card","nameAr":null,"network":"Visa","tier":"Signature","islamic":false,"fee":262.5,"feeInclVat":262.5,"vatBasis":"incl","firstYearFree":null,"feeCondition":"Emirati offers page shows 'Free For Life' (campaign for UAE nationals)","minSalary":null,"minSalaryNote":null,"monthlyRate":null,"monthlyRateRange":[3.49,3.69],"fxFee":1.99,"rewards":[{"type":"points","headline":"6.25% back as Upoints at Emaar outlets","detail":"6.25% back when you spend across all Emaar outlets","cap":null}],"benefits":["Up to 30% discount across Emaar properties","Buy-one-get-one cinema offers","U By Emaar Gold status"],"tags":["co-brand","dining","rewards"],"productUrl":null,"kfsUrl":"https://www.emiratesnbd.com/-/media/enbd/files/credit-cards/emiratesnbd_credit_card_fees_charges.pdf","sources":["https://www.emiratesnbd.com/-/media/enbd/files/credit-cards/emiratesnbd_credit_card_fees_charges.pdf","https://www.emiratesnbd.com/en/campaigns/emirati-credit-card-offers"],"notes":[{"en":"Emirates NBD's fees guide (Feb 2026) says 3.69% a month; its Key Facts page says 3.49% a month. We show both until the bank aligns them.","ar":"يذكر دليل الرسوم لدى الإمارات دبي الوطني (فبراير 2026) أن الفائدة 3.69% شهرياً، بينما تذكر صفحة بيان الحقائق الأساسية 3.49% شهرياً. نعرض الرقمين إلى أن يوحّدهما البنك."}],"verifiedOn":"2026-09-27","country":"ae"},{"id":"emirates-nbd-visa-flexi","bank":"emirates-nbd","name":"Visa Flexi Credit Card","nameAr":null,"network":"Visa","tier":null,"islamic":false,"fee":735,"feeInclVat":735,"vatBasis":"incl","firstYearFree":null,"feeCondition":null,"minSalary":null,"minSalaryNote":null,"monthlyRate":null,"monthlyRateRange":[3.49,3.69],"fxFee":1.99,"rewards":[{"type":"points","headline":"Up to 1.5 Plus Points per AED 100","detail":"Up to 1.5 Points for every AED 100 spend","cap":null}],"benefits":["Complimentary access to 900+ airport lounges","VOX Cinemas discounts"],"tags":["rewards"],"productUrl":null,"kfsUrl":"https://www.emiratesnbd.com/-/media/enbd/files/credit-cards/emiratesnbd_credit_card_fees_charges.pdf","sources":["https://www.emiratesnbd.com/-/media/enbd/files/credit-cards/emiratesnbd_credit_card_fees_charges.pdf","https://www.emiratesnbd.com/en/campaigns/yougotagift-voucher-with-enbd-credit-cards"],"notes":[{"en":"Emirates NBD's fees guide (Feb 2026) says 3.69% a month; its Key Facts page says 3.49% a month. We show both until the bank aligns them.","ar":"يذكر دليل الرسوم لدى الإمارات دبي الوطني (فبراير 2026) أن الفائدة 3.69% شهرياً، بينما تذكر صفحة بيان الحقائق الأساسية 3.49% شهرياً. نعرض الرقمين إلى أن يوحّدهما البنك."}],"verifiedOn":"2026-09-27","country":"ae"},{"id":"emirates-nbd-visa-infinite","bank":"emirates-nbd","name":"Visa Infinite Credit Card","nameAr":null,"network":"Visa","tier":"Infinite","islamic":false,"fee":1575,"feeInclVat":1575,"vatBasis":"incl","firstYearFree":null,"feeCondition":"Emirati offers page shows 'Free For Life' (UAE nationals campaign); card not listed in the Feb 2026 fees PDF","minSalary":null,"minSalaryNote":null,"monthlyRate":3.25,"monthlyRateRange":null,"fxFee":1.99,"rewards":[{"type":"points","headline":"Up to 2 Plus Points per AED 100","detail":"Earn up to 2 Plus Points for every AED 100 spend","cap":null}],"benefits":["Unlimited access to 1,000+ premium lounges","Concierge services","Valet parking","Golf privileges"],"tags":["premium","rewards"],"productUrl":"https://www.emiratesnbd.com/en/campaigns/emirati-credit-card-offers","kfsUrl":"https://www.emiratesnbd.com/en/KFS/credit-card","sources":["https://www.emiratesnbd.com/-/media/enbd/files/credit-cards/emiratesnbd_credit_card_fees_charges.pdf","https://www.emiratesnbd.com/en/KFS/credit-card","https://www.emiratesnbd.com/en/campaigns/emirati-credit-card-offers"],"notes":[],"verifiedOn":"2026-09-27","country":"ae"},{"id":"emirates-nbd-voyager-world","bank":"emirates-nbd","name":"Voyager World Credit Card","nameAr":null,"network":"Mastercard","tier":"World","islamic":false,"fee":315,"feeInclVat":315,"vatBasis":"incl","firstYearFree":null,"feeCondition":"Voyager campaign page states 'Free For Life' - conflicts with fees PDF (315); likely promotional, needs confirmation","minSalary":12000,"minSalaryNote":null,"monthlyRate":null,"monthlyRateRange":[3.49,3.69],"fxFee":1.99,"rewards":[{"type":"miles","headline":"6 Voyager Miles per AED 1 on Voyager Travel Portal","detail":"6 per AED on travel portal; 3 per AED on other travel; 0.5 per AED retail","cap":null}],"benefits":["OneVasco visa services","Complimentary airport transfers (Dubai/Abu Dhabi)","Lounge access via Mastercard Travel Pass"],"tags":["miles","travel"],"productUrl":"https://www.emiratesnbd.com/en/cards/credit-cards/voyager-world-credit-card","kfsUrl":"https://www.emiratesnbd.com/-/media/enbd/files/credit-cards/emiratesnbd_credit_card_fees_charges.pdf","sources":["https://www.emiratesnbd.com/-/media/enbd/files/credit-cards/emiratesnbd_credit_card_fees_charges.pdf","https://www.emiratesnbd.com/en/campaigns/voyager-credit-cards"],"notes":[{"en":"Emirates NBD's fees guide (Feb 2026) says 3.69% a month; its Key Facts page says 3.49% a month. We show both until the bank aligns them.","ar":"يذكر دليل الرسوم لدى الإمارات دبي الوطني (فبراير 2026) أن الفائدة 3.69% شهرياً، بينما تذكر صفحة بيان الحقائق الأساسية 3.49% شهرياً. نعرض الرقمين إلى أن يوحّدهما البنك."},{"en":"Emirates NBD's campaign page describes this card as free for life, while its fees guide (Feb 2026) lists AED 315. We show the fees guide figure.","ar":"تصف صفحة العروض لدى الإمارات دبي الوطني هذه البطاقة بأنها مجانية مدى الحياة، بينما يذكر دليل الرسوم (فبراير 2026) مبلغ 315 درهماً. نعرض رقم دليل الرسوم."}],"verifiedOn":"2026-09-27","country":"ae"},{"id":"emirates-nbd-voyager-world-elite","bank":"emirates-nbd","name":"Voyager World Elite Credit Card","nameAr":null,"network":"Mastercard","tier":"World Elite","islamic":false,"fee":1575,"feeInclVat":1575,"vatBasis":"incl","firstYearFree":true,"feeCondition":"First Year Free; AED 1,500 from second year onwards (Voyager page)","minSalary":25000,"minSalaryNote":null,"monthlyRate":3.25,"monthlyRateRange":null,"fxFee":1.99,"rewards":[{"type":"miles","headline":"Up to 12 Voyager Miles per AED 1 on Voyager Travel Portal","detail":"12 miles per AED on travel portal; 6 per AED on other travel; 1 per AED retail","cap":null}],"benefits":["Visa services via OneVasco","Airport transfers","Immigration assistance","3 annual fast-track passes","Golf, cinema and valet perks"],"tags":["miles","premium","travel"],"productUrl":"https://www.emiratesnbd.com/en/campaigns/voyager-credit-cards","kfsUrl":"https://www.emiratesnbd.com/-/media/enbd/files/credit-cards/emiratesnbd_credit_card_fees_charges.pdf","sources":["https://www.emiratesnbd.com/-/media/enbd/files/credit-cards/emiratesnbd_credit_card_fees_charges.pdf","https://www.emiratesnbd.com/en/campaigns/stp-cards","https://www.emiratesnbd.com/en/campaigns/voyager-credit-cards"],"notes":[],"verifiedOn":"2026-09-27","country":"ae"},{"id":"emirates-nbd-dnata-platinum","bank":"emirates-nbd","name":"dnata Platinum Credit Card","nameAr":null,"network":"Mastercard","tier":"Platinum","islamic":false,"fee":525,"feeInclVat":525,"vatBasis":"incl","firstYearFree":null,"feeCondition":null,"minSalary":null,"minSalaryNote":null,"monthlyRate":null,"monthlyRateRange":[3.49,3.69],"fxFee":1.99,"rewards":[{"type":"points","headline":"dnata points on retail, flights and holidays","detail":"dnata card family earns up to 1.5% on retail and up to 10% on flights and holidays; Platinum-specific rates not published on a renderable page","cap":null}],"benefits":[],"tags":["co-brand","rewards","travel"],"productUrl":null,"kfsUrl":"https://www.emiratesnbd.com/-/media/enbd/files/credit-cards/emiratesnbd_credit_card_fees_charges.pdf","sources":["https://www.emiratesnbd.com/-/media/enbd/files/credit-cards/emiratesnbd_credit_card_fees_charges.pdf"],"notes":[{"en":"Emirates NBD's fees guide (Feb 2026) says 3.69% a month; its Key Facts page says 3.49% a month. We show both until the bank aligns them.","ar":"يذكر دليل الرسوم لدى الإمارات دبي الوطني (فبراير 2026) أن الفائدة 3.69% شهرياً، بينما تذكر صفحة بيان الحقائق الأساسية 3.49% شهرياً. نعرض الرقمين إلى أن يوحّدهما البنك."}],"verifiedOn":"2026-09-27","country":"ae"},{"id":"emirates-nbd-dnata-world","bank":"emirates-nbd","name":"dnata World Credit Card","nameAr":null,"network":"Mastercard","tier":"World","islamic":false,"fee":1048.95,"feeInclVat":1048.95,"vatBasis":"incl","firstYearFree":null,"feeCondition":null,"minSalary":null,"minSalaryNote":null,"monthlyRate":3.25,"monthlyRateRange":null,"fxFee":0,"rewards":[{"type":"points","headline":"Up to 10% dnata points on flights and holidays","detail":"Up to 1.5% dnata points on all retail spends; up to 10% on flights and holidays (dnata card family headline)","cap":null}],"benefits":["No foreign currency transaction fee (1.99% fee waived)"],"tags":["co-brand","rewards","travel"],"productUrl":null,"kfsUrl":"https://www.emiratesnbd.com/-/media/enbd/files/credit-cards/emiratesnbd_credit_card_fees_charges.pdf","sources":["https://www.emiratesnbd.com/-/media/enbd/files/credit-cards/emiratesnbd_credit_card_fees_charges.pdf","https://www.emiratesnbd.com/en/campaigns/yougotagift-voucher-with-enbd-credit-cards"],"notes":[],"verifiedOn":"2026-09-27","country":"ae"},{"id":"emirates-nbd-noon-one-visa","bank":"emirates-nbd","name":"noon One Visa Credit Card","nameAr":null,"network":"Visa","tier":null,"islamic":false,"fee":0,"feeInclVat":0,"vatBasis":"n/a","firstYearFree":null,"feeCondition":null,"minSalary":null,"minSalaryNote":null,"monthlyRate":null,"monthlyRateRange":[3.49,3.69],"fxFee":1.99,"rewards":[{"type":"cashback","headline":"Up to 20% back as noon credits","detail":"20% back on noon Food; 10% back on NowNow; 5% back on noon, Namshi, SIVVI & Supermall","cap":null}],"benefits":["Free one-year noon One membership","Up to 50% wellness discounts"],"tags":["cashback","co-brand","no-annual-fee","shopping"],"productUrl":"https://www.emiratesnbd.com/en/cards/credit-cards/noon-one-visa-credit-card","kfsUrl":"https://www.emiratesnbd.com/-/media/enbd/files/credit-cards/emiratesnbd_credit_card_fees_charges.pdf","sources":["https://www.emiratesnbd.com/-/media/enbd/files/credit-cards/emiratesnbd_credit_card_fees_charges.pdf","https://www.emiratesnbd.com/en/campaigns/yougotagift-voucher-with-enbd-credit-cards"],"notes":[{"en":"Emirates NBD's fees guide (Feb 2026) says 3.69% a month; its Key Facts page says 3.49% a month. We show both until the bank aligns them.","ar":"يذكر دليل الرسوم لدى الإمارات دبي الوطني (فبراير 2026) أن الفائدة 3.69% شهرياً، بينما تذكر صفحة بيان الحقائق الأساسية 3.49% شهرياً. نعرض الرقمين إلى أن يوحّدهما البنك."}],"verifiedOn":"2026-09-27","country":"ae"},{"id":"fab-blue-infinite","bank":"fab","name":"Blue FAB Infinite Credit Card by Al-Futtaim","nameAr":null,"network":null,"tier":"Infinite","islamic":false,"fee":0,"feeInclVat":0,"vatBasis":"n/a","firstYearFree":null,"feeCondition":null,"minSalary":40000,"minSalaryNote":null,"monthlyRate":3.99,"monthlyRateRange":null,"fxFee":2.61,"rewards":[{"type":"cashback","headline":"9% cashback on Al-Futtaim retail brands","detail":"4% on other Al-Futtaim spend; up to 1% on other spend","cap":"AED 4,000 value per month"}],"benefits":["Exclusively available to UAE nationals","Free global airport lounge access for cardholder + 1 guest","6 cinema tickets per month for AED 20","0% interest balance transfer for one year","4 free supplementary cards"],"tags":["cashback","co-brand","no-annual-fee","shopping"],"productUrl":"https://www.bankfab.com/en-ae/personal/credit-cards/blue-fab-infinite-credit-card","kfsUrl":"https://apply.bankfab.com/-/media/fab-uds/personal/key-facts-statements/credit-cards/fab-consolidated-credit-cards-en.pdf?view=1","sources":["https://apply.bankfab.com/-/media/fab-uds/personal/key-facts-statements/credit-cards/fab-consolidated-credit-cards-en.pdf?view=1","https://www.bankfab.com/en-ae/personal/credit-cards/blue-fab-infinite-credit-card"],"notes":[],"verifiedOn":"2026-09-27","country":"ae"},{"id":"fab-blue-islamic","bank":"fab","name":"Blue FAB Islamic Credit Card","nameAr":null,"network":"Visa","tier":null,"islamic":true,"fee":300,"feeInclVat":315,"vatBasis":"excl","firstYearFree":true,"feeCondition":"Fee continues to be waived if you spend AED 36,000 or more every year","minSalary":15000,"minSalaryNote":null,"monthlyRate":null,"monthlyRateRange":null,"fxFee":2.61,"rewards":[{"type":"cashback","headline":"10% cashback in Al-Futtaim FAB Rewards at Al-Futtaim retail brands","detail":"Up to 4% at other Al-Futtaim brands; up to 1.5% international","cap":"AED 3,000 per month (600,000 Al-Futtaim FAB Rewards total)"}],"benefits":["Welcome bonus up to AED 5,000 (AED 12,000/month spend for 3 months)","12 airport lounge visits per year","Zero forex and cash advance fee in KSA","Travel concierge","Golf discounts"],"tags":["cashback","co-brand","islamic","shopping"],"productUrl":"https://www.bankfab.com/en-ae/islamic-banking/personal-islamic-banking/islamic-cards/fab-blue-islamic-credit-card","kfsUrl":"https://apply.bankfab.com/-/media/fab-uds/personal/key-facts-statements/fab-islamic/fab-credit-cards-islamic-key-facts-statement.pdf?view=1","sources":["https://apply.bankfab.com/-/media/fab-uds/personal/key-facts-statements/fab-islamic/fab-credit-cards-islamic-key-facts-statement.pdf?view=1","https://www.bankfab.com/en-ae/islamic-banking/personal-islamic-banking/islamic-cards/fab-blue-islamic-credit-card"],"notes":[],"verifiedOn":"2026-09-27","country":"ae"},{"id":"fab-blue-platinum","bank":"fab","name":"Blue FAB Platinum Credit Card by Al-Futtaim","nameAr":null,"network":null,"tier":"Platinum","islamic":false,"fee":0,"feeInclVat":0,"vatBasis":"n/a","firstYearFree":null,"feeCondition":null,"minSalary":8000,"minSalaryNote":null,"monthlyRate":3.99,"monthlyRateRange":null,"fxFee":2.61,"rewards":[{"type":"cashback","headline":"6% cashback on Al-Futtaim retail brands","detail":"2% on other Al-Futtaim spend; 1% on other spend","cap":"AED 2,000 value per month"}],"benefits":["4 cinema tickets a month for AED 20","2 airport transfers a year from AED 40","0% interest balance transfers (up to 12 months)","Buyer protection up to USD 5,000","4 free supplementary cards"],"tags":["cashback","co-brand","no-annual-fee","shopping"],"productUrl":"https://www.bankfab.com/en-ae/personal/credit-cards/blue-fab-platinum-credit-card","kfsUrl":"https://apply.bankfab.com/-/media/fab-uds/personal/key-facts-statements/credit-cards/fab-consolidated-credit-cards-en.pdf?view=1","sources":["https://apply.bankfab.com/-/media/fab-uds/personal/key-facts-statements/credit-cards/fab-consolidated-credit-cards-en.pdf?view=1","https://www.bankfab.com/en-ae/personal/credit-cards/blue-fab-platinum-credit-card"],"notes":[],"verifiedOn":"2026-09-27","country":"ae"},{"id":"fab-blue-signature","bank":"fab","name":"Blue FAB Signature Credit Card by Al-Futtaim","nameAr":null,"network":null,"tier":"Signature","islamic":false,"fee":0,"feeInclVat":0,"vatBasis":"n/a","firstYearFree":null,"feeCondition":null,"minSalary":15000,"minSalaryNote":null,"monthlyRate":3.99,"monthlyRateRange":null,"fxFee":2.61,"rewards":[{"type":"cashback","headline":"7% cashback on Al-Futtaim retail brands","detail":"3% on other Al-Futtaim spend; 1% on other spend","cap":"AED 3,000 value per month"}],"benefits":["Free global airport lounge access (1,000+ lounges)","4 cinema tickets a month for AED 20","0% interest balance transfers for up to 12 months","Buyer protection up to USD 6,000 per claim","4 free supplementary cards"],"tags":["cashback","co-brand","no-annual-fee","shopping"],"productUrl":"https://www.bankfab.com/en-ae/personal/credit-cards/blue-fab-signature-credit-card","kfsUrl":"https://apply.bankfab.com/-/media/fab-uds/personal/key-facts-statements/credit-cards/fab-consolidated-credit-cards-en.pdf?view=1","sources":["https://apply.bankfab.com/-/media/fab-uds/personal/key-facts-statements/credit-cards/fab-consolidated-credit-cards-en.pdf?view=1","https://www.bankfab.com/en-ae/personal/credit-cards/blue-fab-signature-credit-card"],"notes":[],"verifiedOn":"2026-09-27","country":"ae"},{"id":"fab-etihad-guest-infinite","bank":"fab","name":"Etihad Guest Infinite Credit Card","nameAr":null,"network":"Visa","tier":"Infinite","islamic":false,"fee":2500,"feeInclVat":2625,"vatBasis":"excl","firstYearFree":false,"feeCondition":null,"minSalary":30000,"minSalaryNote":null,"monthlyRate":3.99,"monthlyRateRange":null,"fxFee":2.61,"rewards":[{"type":"miles","headline":"3.5 miles per AED 10 spent domestic","detail":"3.5 miles per AED 10 domestic; 6 miles non-AED international; 7 miles with Etihad/partners (7.5 with Miles Accelerator)","cap":null},{"type":"miles","headline":"55,000 Etihad Guest Miles bonus on activation","detail":null,"cap":null}],"benefits":["Free worldwide airport lounge access","Fast track to Etihad Guest Gold","4 free in-flight Wi-Fi vouchers","Travel Accident Insurance up to USD 2.5 million","24/7 Travel Concierge"],"tags":["co-brand","miles","premium","travel"],"productUrl":"https://www.bankfab.com/en-ae/personal/credit-cards/etihad-guest-infinite","kfsUrl":"https://apply.bankfab.com/-/media/fab-uds/personal/key-facts-statements/credit-cards/fab-consolidated-credit-cards-en.pdf?view=1","sources":["https://apply.bankfab.com/-/media/fab-uds/personal/key-facts-statements/credit-cards/fab-consolidated-credit-cards-en.pdf?view=1","https://www.bankfab.com/en-ae/personal/credit-cards/etihad-guest-infinite"],"notes":[],"verifiedOn":"2026-09-27","country":"ae"},{"id":"fab-etihad-guest-infinite-islamic","bank":"fab","name":"Etihad Guest Infinite Islamic Credit Card","nameAr":null,"network":"Visa","tier":"Infinite","islamic":true,"fee":2500,"feeInclVat":2625,"vatBasis":"excl","firstYearFree":null,"feeCondition":null,"minSalary":30000,"minSalaryNote":null,"monthlyRate":null,"monthlyRateRange":null,"fxFee":2.61,"rewards":[{"type":"miles","headline":"3.5 miles per AED 10 domestic","detail":"3.5 miles per AED 10 domestic; 6.0 non-AED international; 7.0 with Etihad/partners","cap":null}],"benefits":["55,000 Etihad Guest Miles bonus","Free worldwide airport lounge access","Fast track to Etihad Guest Gold","4 free in-flight Wi-Fi vouchers","Travel Accident Insurance up to USD 2.5 million"],"tags":["co-brand","islamic","miles","premium","travel"],"productUrl":"https://www.bankfab.com/en-ae/islamic-banking/personal-islamic-banking/islamic-cards/etihad-guest-infinite-islamic","kfsUrl":"https://apply.bankfab.com/-/media/fab-uds/personal/key-facts-statements/fab-islamic/fab-credit-cards-islamic-key-facts-statement.pdf?view=1","sources":["https://apply.bankfab.com/-/media/fab-uds/personal/key-facts-statements/fab-islamic/fab-credit-cards-islamic-key-facts-statement.pdf?view=1","https://www.bankfab.com/en-ae/islamic-banking/personal-islamic-banking/islamic-cards/etihad-guest-infinite-islamic"],"notes":[],"verifiedOn":"2026-09-27","country":"ae"},{"id":"fab-etihad-guest-platinum","bank":"fab","name":"Etihad Guest Platinum Credit Card","nameAr":null,"network":"Visa","tier":"Platinum","islamic":false,"fee":500,"feeInclVat":525,"vatBasis":"excl","firstYearFree":false,"feeCondition":null,"minSalary":8000,"minSalaryNote":null,"monthlyRate":3.99,"monthlyRateRange":null,"fxFee":2.61,"rewards":[{"type":"miles","headline":"2 miles per AED 10 spent domestic","detail":"2 miles per AED 10 domestic; 3.5 miles non-AED international; 4 miles with Etihad (5.5 with Miles Accelerator)","cap":null},{"type":"miles","headline":"10,000 Etihad Guest Miles bonus","detail":null,"cap":null}],"benefits":["25% Etihad Guest Miles discount voucher at AED 100,000 annual spend","2 airport transfers a year at AED 40","4 cinema tickets a month for AED 20","Global Buyers Protection and Extended Warranty"],"tags":["co-brand","miles","travel"],"productUrl":"https://www.bankfab.com/en-ae/personal/credit-cards/etihad-guest-platinum","kfsUrl":"https://apply.bankfab.com/-/media/fab-uds/personal/key-facts-statements/credit-cards/fab-consolidated-credit-cards-en.pdf?view=1","sources":["https://apply.bankfab.com/-/media/fab-uds/personal/key-facts-statements/credit-cards/fab-consolidated-credit-cards-en.pdf?view=1","https://www.bankfab.com/en-ae/personal/credit-cards/etihad-guest-platinum"],"notes":[],"verifiedOn":"2026-09-27","country":"ae"},{"id":"fab-etihad-guest-platinum-islamic","bank":"fab","name":"Etihad Guest Platinum Islamic Credit Card","nameAr":null,"network":"Visa","tier":"Platinum","islamic":true,"fee":500,"feeInclVat":525,"vatBasis":"excl","firstYearFree":null,"feeCondition":null,"minSalary":8000,"minSalaryNote":null,"monthlyRate":null,"monthlyRateRange":null,"fxFee":2.61,"rewards":[{"type":"miles","headline":"2.0 miles per AED 10 domestic","detail":"2.0 miles per AED 10 domestic; 3.5 non-AED international; 4.0 with Etihad/partners","cap":null}],"benefits":["10,000 Etihad Guest Miles bonus","25% miles discount voucher at AED 100,000 annual spend","2 discounted airport transfers a year from AED 40","Golf discounts"],"tags":["co-brand","islamic","miles","travel"],"productUrl":"https://www.bankfab.com/en-ae/islamic-banking/personal-islamic-banking/islamic-cards/etihad-guest-platinum-islamic","kfsUrl":"https://apply.bankfab.com/-/media/fab-uds/personal/key-facts-statements/fab-islamic/fab-credit-cards-islamic-key-facts-statement.pdf?view=1","sources":["https://apply.bankfab.com/-/media/fab-uds/personal/key-facts-statements/fab-islamic/fab-credit-cards-islamic-key-facts-statement.pdf?view=1","https://www.bankfab.com/en-ae/islamic-banking/personal-islamic-banking/islamic-cards/etihad-guest-platinum-islamic"],"notes":[],"verifiedOn":"2026-09-27","country":"ae"},{"id":"fab-etihad-guest-signature","bank":"fab","name":"Etihad Guest Signature Credit Card","nameAr":null,"network":"Visa","tier":"Signature","islamic":false,"fee":1500,"feeInclVat":1575,"vatBasis":"excl","firstYearFree":false,"feeCondition":null,"minSalary":15000,"minSalaryNote":null,"monthlyRate":3.99,"monthlyRateRange":null,"fxFee":2.61,"rewards":[{"type":"miles","headline":"2.75 miles per AED 10 spent domestic","detail":"2.75 miles per AED 10 domestic; 4.5 miles non-AED international; 5.5 miles with Etihad/partners (6.5 with Miles Accelerator)","cap":null},{"type":"miles","headline":"35,000 Etihad Guest Miles bonus","detail":null,"cap":null}],"benefits":["Free access to 1,000+ airport lounges","2 discounted airport transfers a year from AED 40","4 cinema tickets a month for AED 20","Travel Accident Insurance up to USD 500,000","24/7 Travel Concierge"],"tags":["co-brand","miles","travel"],"productUrl":"https://www.bankfab.com/en-ae/personal/credit-cards/etihad-guest-signature","kfsUrl":"https://apply.bankfab.com/-/media/fab-uds/personal/key-facts-statements/credit-cards/fab-consolidated-credit-cards-en.pdf?view=1","sources":["https://apply.bankfab.com/-/media/fab-uds/personal/key-facts-statements/credit-cards/fab-consolidated-credit-cards-en.pdf?view=1","https://www.bankfab.com/en-ae/personal/credit-cards/etihad-guest-signature"],"notes":[],"verifiedOn":"2026-09-27","country":"ae"},{"id":"fab-etihad-guest-signature-islamic","bank":"fab","name":"Etihad Guest Signature Islamic Credit Card","nameAr":null,"network":"Visa","tier":"Signature","islamic":true,"fee":1500,"feeInclVat":1575,"vatBasis":"excl","firstYearFree":null,"feeCondition":null,"minSalary":15000,"minSalaryNote":null,"monthlyRate":null,"monthlyRateRange":null,"fxFee":2.61,"rewards":[{"type":"miles","headline":"2.75 miles per AED 10 domestic","detail":"2.75 miles 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2.2 on foreign currency spends","detail":"Excludes DIB-platform utility/government bills, FX purchases, money orders, deposits, crypto, prepaid cards","cap":null}],"benefits":["Travel and medical coverage of up to US$100,000","Complimentary roadside assistance up to 2 times per year","Purchase protection (365 days)","Credit Shield Takaful","Visa Luxury Hotel Collection benefits"],"tags":["islamic","low-salary","no-annual-fee","rewards"],"productUrl":"https://www.dib.ae/personal/cards/prime-platinum-card","kfsUrl":"https://www.dib.ae/docs/default-source/cpr/kfs/cards-kfs-dib-new-credit-cards-cm-sign-reqd-static.pdf?sfvrsn=799c3157_45","sources":["https://www.dib.ae/docs/default-source/cpr/kfs/cards-kfs-dib-new-credit-cards-cm-sign-reqd-static.pdf?sfvrsn=799c3157_45","https://www.dib.ae/personal/cards/credit-cards","https://www.dib.ae/personal/cards/prime-platinum-card"],"notes":[],"verifiedOn":"2026-09-27","country":"ae"},{"id":"dib-prime-signature-card","bank":"dib","name":"Prime Signature Card","nameAr":null,"network":"Visa","tier":"Signature","islamic":true,"fee":0,"feeInclVat":0,"vatBasis":"n/a","firstYearFree":null,"feeCondition":null,"minSalary":15000,"minSalaryNote":null,"monthlyRate":3.69,"monthlyRateRange":null,"fxFee":3.7,"rewards":[{"type":"points","headline":"2.5 Wala'a per AED 1; 3.0 on foreign currency spends","detail":"Supermarkets, telecom, education, petroleum and similar categories earn 0.2 per AED 1","cap":null}],"benefits":["Complimentary access to over 1,200 airport lounges 8 times per year","Travel and medical coverage of up to US$500,000","Complimentary roadside assistance up to 3 times per year","2 complimentary valet parking services per month","Purchase protection"],"tags":["islamic","no-annual-fee","rewards","travel"],"productUrl":"https://www.dib.ae/personal/cards/prime-signature-card","kfsUrl":"https://www.dib.ae/docs/default-source/cpr/kfs/cards-kfs-dib-new-credit-cards-cm-sign-reqd-static.pdf?sfvrsn=799c3157_45","sources":["https://www.dib.ae/docs/default-source/cpr/kfs/cards-kfs-dib-new-credit-cards-cm-sign-reqd-static.pdf?sfvrsn=799c3157_45","https://www.dib.ae/personal/cards/prime-signature-card"],"notes":[],"verifiedOn":"2026-09-27","country":"ae"},{"id":"dib-emirates-skywards-infinite-covered-card","bank":"dib","name":"The Emirates Skywards DIB Infinite Covered Card","nameAr":null,"network":"Visa","tier":"Infinite","islamic":true,"fee":2500,"feeInclVat":2625,"vatBasis":"excl","firstYearFree":false,"feeCondition":null,"minSalary":20000,"minSalaryNote":null,"monthlyRate":3.69,"monthlyRateRange":null,"fxFee":3.7,"rewards":[{"type":"miles","headline":"2 Skywards Miles per USD on Emirates spends","detail":"Up to 1.5 Miles per USD on foreign currency spends; up to 1 Mile per USD on local spends; 0.3 on government, supermarkets, utilities, insurance, fuel, telecom, transport","cap":null},{"type":"miles","headline":"Up to 75,000 bonus Skywards Miles","detail":"25,000 on activation, 25,000 on balance transfer, 25,000 on spending USD 20,000+ in first 4 statements","cap":null}],"benefits":["Unlimited complimentary access to over 1200 airport lounges worldwide for cardholder and a guest","Emirates Skywards Silver membership","4 complimentary airport transfers (conditions apply)","4 complimentary valet parking services per month at 18 key locations","Travel coverage up to US$500,000","Complimentary roadside assistance up to 5 times per year"],"tags":["co-brand","islamic","miles","premium","travel"],"productUrl":"https://www.dib.ae/personal/cards/emirates-skywards-dib-infinite-covered-card","kfsUrl":"https://www.dib.ae/docs/default-source/cpr/kfs/cards-kfs-dib-new-credit-cards-cm-sign-reqd-static.pdf?sfvrsn=799c3157_45","sources":["https://www.dib.ae/docs/default-source/cpr/kfs/cards-kfs-dib-new-credit-cards-cm-sign-reqd-static.pdf?sfvrsn=799c3157_45","https://www.dib.ae/personal/cards/emirates-skywards-dib-infinite-covered-card"],"notes":[],"verifiedOn":"2026-09-27","country":"ae"},{"id":"dib-emirates-skywards-platinum-covered-card","bank":"dib","name":"The Emirates Skywards DIB Platinum Covered Card","nameAr":null,"network":"Visa","tier":"Platinum","islamic":true,"fee":500,"feeInclVat":525,"vatBasis":"excl","firstYearFree":false,"feeCondition":null,"minSalary":10000,"minSalaryNote":null,"monthlyRate":3.69,"monthlyRateRange":null,"fxFee":3.7,"rewards":[{"type":"miles","headline":"1 Skywards Mile per USD on Emirates spends","detail":"Up to 0.75 Mile per USD on foreign currency spends; up to 0.5 Mile per USD on local spends; 5,000 bonus Miles on card activation","cap":null}],"benefits":["0% Easy Payment Plan when you purchase Emirates tickets","Travel and medical coverage up to US$100,000","Complimentary roadside assistance up to 2 times per year","365 Days Purchase Protection","Extended warranty","Visa Luxury Hotel Collection access"],"tags":["co-brand","islamic","miles","travel"],"productUrl":"https://www.dib.ae/personal/cards/emirates-skywards-dib-platinum-covered-card","kfsUrl":"https://www.dib.ae/docs/default-source/cpr/kfs/cards-kfs-dib-new-credit-cards-cm-sign-reqd-static.pdf?sfvrsn=799c3157_45","sources":["https://www.dib.ae/docs/default-source/cpr/kfs/cards-kfs-dib-new-credit-cards-cm-sign-reqd-static.pdf?sfvrsn=799c3157_45","https://www.dib.ae/personal/cards/emirates-skywards-dib-platinum-covered-card"],"notes":[],"verifiedOn":"2026-09-27","country":"ae"},{"id":"dib-emirates-skywards-signature-covered-card","bank":"dib","name":"The Emirates Skywards DIB Signature Covered Card","nameAr":null,"network":"Visa","tier":"Signature","islamic":true,"fee":1500,"feeInclVat":1575,"vatBasis":"excl","firstYearFree":false,"feeCondition":null,"minSalary":15000,"minSalaryNote":null,"monthlyRate":3.69,"monthlyRateRange":null,"fxFee":3.7,"rewards":[{"type":"miles","headline":"1.5 Skywards Miles per USD on Emirates spends","detail":"Up to 1 Mile per USD on foreign currency spends; up to 0.75 Mile per USD on local spends; 15,000 bonus Miles on activation and 15,000 on balance transfer","cap":null}],"benefits":["Complimentary access to over 1,200 airport lounges 8 times per year","2 complimentary airport transfers per year (conditions apply)","Complimentary roadside assistance up to 3 times per year","Complimentary travel coverage up to US$500,000","Buyers protection (365 days) and extended warranty","Offers subject to minimum monthly spends of AED 5,000"],"tags":["co-brand","islamic","miles","travel"],"productUrl":"https://www.dib.ae/personal/cards/emirates-skywards-dib-signature-covered-card","kfsUrl":"https://www.dib.ae/docs/default-source/cpr/kfs/cards-kfs-dib-new-credit-cards-cm-sign-reqd-static.pdf?sfvrsn=799c3157_45","sources":["https://www.dib.ae/docs/default-source/cpr/kfs/cards-kfs-dib-new-credit-cards-cm-sign-reqd-static.pdf?sfvrsn=799c3157_45","https://www.dib.ae/personal/cards/emirates-skywards-dib-signature-covered-card"],"notes":[],"verifiedOn":"2026-09-27","country":"ae"},{"id":"adib-booking-visa-signature","bank":"adib","name":"ADIB Booking.com Visa Signature Card","nameAr":null,"network":"Visa","tier":"Signature","islamic":true,"fee":299,"feeInclVat":313.95,"vatBasis":"excl","firstYearFree":null,"feeCondition":null,"minSalary":null,"minSalaryNote":null,"monthlyRate":3.75,"monthlyRateRange":null,"fxFee":2.3,"rewards":[{"type":"points","headline":"2.5 Exceed Rewards per AED 100 on airlines","detail":"1.0 per AED 100 international; 0.5 domestic; 0.125 specific merchants","cap":"Airline bonus: 50 per transaction, 150 per month"}],"benefits":["Unlimited airport lounge access","10% discount via Booking.com Genius","Free valet parking twice a month","Multi-trip travel cover","24-hour concierge","Purchase protection up to USD 2,500"],"tags":["co-brand","islamic","rewards","travel"],"productUrl":"https://www.adib.com/en/Pages/booking-signature-card.aspx","kfsUrl":"https://www.adib.ae/-/media/Project/ADIB/ADIBSite/docs/kfs/ADIB-Covered-Cards_KFS.pdf","sources":["https://www.adib.ae/-/media/Project/ADIB/ADIBSite/docs/kfs/ADIB-Covered-Cards_KFS.pdf","https://www.adib.com/en/Pages/booking-signature-card.aspx"],"notes":[{"en":"ADIB's schedule of charges lists the 2.3% non-AED fee in addition to the fee Visa or Mastercard applies. From 10 Sep 2026 a separate 2.75% fee applies to AED purchases made outside the UAE.","ar":"يذكر جدول رسوم مصرف أبوظبي الإسلامي أن رسوم 2.3% على المعاملات بغير الدرهم تُضاف إلى رسوم فيزا أو ماستركارد. ومنذ 10 سبتمبر 2026 تُطبَّق رسوم منفصلة بنسبة 2.75% على المشتريات بالدرهم خارج الإمارات."}],"verifiedOn":"2026-09-27","country":"ae"},{"id":"adib-cashback-visa","bank":"adib","name":"ADIB Cashback Visa Covered Card","nameAr":null,"network":"Visa","tier":null,"islamic":true,"fee":99,"feeInclVat":103.95,"vatBasis":"excl","firstYearFree":null,"feeCondition":null,"minSalary":null,"minSalaryNote":null,"monthlyRate":3.75,"monthlyRateRange":null,"fxFee":2.3,"rewards":[{"type":"cashback","headline":"4% cashback on groceries, fuel, education, dining and utilities","detail":null,"cap":null}],"benefits":["Roadside assistance once a year"],"tags":["cashback","dining","fuel","islamic"],"productUrl":"https://www.adib.ae/en/personal/cards/cashback-visa-card","kfsUrl":"https://www.adib.ae/-/media/Project/ADIB/ADIBSite/docs/kfs/ADIB-Covered-Cards_KFS.pdf","sources":["https://www.adib.ae/-/media/Project/ADIB/ADIBSite/docs/Personal/cards/ADIB-Covered-Cards-Schedule-of-Charges-and-Fees.pdf","https://www.adib.ae/-/media/Project/ADIB/ADIBSite/docs/kfs/ADIB-Covered-Cards_KFS.pdf","https://www.adib.ae/en/personal/cards/cashback-visa-card"],"notes":[{"en":"ADIB's schedule of charges lists the 2.3% non-AED fee in addition to the fee Visa or Mastercard applies. From 10 Sep 2026 a separate 2.75% fee applies to AED purchases made outside the UAE.","ar":"يذكر جدول رسوم مصرف أبوظبي الإسلامي أن رسوم 2.3% على المعاملات بغير الدرهم تُضاف إلى رسوم فيزا أو ماستركارد. ومنذ 10 سبتمبر 2026 تُطبَّق رسوم منفصلة بنسبة 2.75% على المشتريات بالدرهم خارج الإمارات."}],"verifiedOn":"2026-09-27","country":"ae"},{"id":"adib-emirates-skywards-visa-infinite","bank":"adib","name":"ADIB Emirates Skywards Visa Infinite Card","nameAr":null,"network":"Visa","tier":"Infinite","islamic":true,"fee":4500,"feeInclVat":4725,"vatBasis":"excl","firstYearFree":null,"feeCondition":null,"minSalary":null,"minSalaryNote":null,"monthlyRate":3.75,"monthlyRateRange":null,"fxFee":2.3,"rewards":[{"type":"miles","headline":"3 Skywards Miles per AED 3.68 on Emirates/flydubai","detail":"3 Skywards Miles per AED 3.68 on Emirates/flydubai; 2 foreign currency; 1.5 local; 0.25 specific categories","cap":null}],"benefits":["Up to 50,000 bonus Skywards Miles","Fast track to Skywards Gold","Global lounge access","Emirates home check-in 4x a year","4 UAE airport transfers a year","Valet parking 4x a month"],"tags":["co-brand","islamic","miles","premium","travel"],"productUrl":"https://www.adib.com/en/Pages/ADIB-Emirates-Skywards-Visa-Infinite-Card.aspx","kfsUrl":"https://www.adib.ae/-/media/Project/ADIB/ADIBSite/docs/kfs/ADIB-Covered-Cards_KFS.pdf","sources":["https://www.adib.ae/-/media/Project/ADIB/ADIBSite/docs/kfs/ADIB-Covered-Cards_KFS.pdf","https://www.adib.com/en/Pages/ADIB-Emirates-Skywards-Visa-Infinite-Card.aspx"],"notes":[{"en":"ADIB's schedule of charges lists the 2.3% non-AED fee in addition to the fee Visa or Mastercard applies. From 10 Sep 2026 a separate 2.75% fee applies to AED purchases made outside the UAE.","ar":"يذكر جدول رسوم مصرف أبوظبي الإسلامي أن رسوم 2.3% على المعاملات بغير الدرهم تُضاف إلى رسوم فيزا أو ماستركارد. ومنذ 10 سبتمبر 2026 تُطبَّق رسوم منفصلة بنسبة 2.75% على المشتريات بالدرهم خارج الإمارات."}],"verifiedOn":"2026-09-27","country":"ae"},{"id":"adib-emirates-skywards-visa-signature","bank":"adib","name":"ADIB Emirates Skywards Visa Signature Card","nameAr":null,"network":"Visa","tier":"Signature","islamic":true,"fee":1500,"feeInclVat":1575,"vatBasis":"excl","firstYearFree":null,"feeCondition":null,"minSalary":null,"minSalaryNote":null,"monthlyRate":3.75,"monthlyRateRange":null,"fxFee":2.3,"rewards":[{"type":"miles","headline":"2.5 Skywards Miles per AED 3.68 on Emirates/flydubai","detail":"2.5 Skywards Miles per AED 3.68 on Emirates/flydubai; 1.5 foreign currency; 1 local; 0.25 specific categories","cap":null}],"benefits":["Up to 25,000 bonus Skywards Miles","Skywards Silver tier","Unlimited airport lounge access","Home check-in twice a year","2 airport transfers a year"],"tags":["co-brand","islamic","miles","travel"],"productUrl":"https://www.adib.com/en/Pages/ADIB-Emirates-Skywards-Visa-Signature-Card.aspx","kfsUrl":"https://www.adib.ae/-/media/Project/ADIB/ADIBSite/docs/kfs/ADIB-Covered-Cards_KFS.pdf","sources":["https://www.adib.ae/-/media/Project/ADIB/ADIBSite/docs/kfs/ADIB-Covered-Cards_KFS.pdf","https://www.adib.com/en/Pages/ADIB-Emirates-Skywards-Visa-Signature-Card.aspx"],"notes":[{"en":"ADIB's schedule of charges lists the 2.3% non-AED fee in addition to the fee Visa or Mastercard applies. From 10 Sep 2026 a separate 2.75% fee applies to AED purchases made outside the UAE.","ar":"يذكر جدول رسوم مصرف أبوظبي الإسلامي أن رسوم 2.3% على المعاملات بغير الدرهم تُضاف إلى رسوم فيزا أو ماستركارد. ومنذ 10 سبتمبر 2026 تُطبَّق رسوم منفصلة بنسبة 2.75% على المشتريات بالدرهم خارج الإمارات."}],"verifiedOn":"2026-09-27","country":"ae"},{"id":"adib-etihad-guest-visa-gold","bank":"adib","name":"ADIB Etihad Guest Visa Gold Card","nameAr":"البطاقة الذهبية من ضيف الاتحاد","network":"Visa","tier":"Gold","islamic":true,"fee":1000,"feeInclVat":1050,"vatBasis":"excl","firstYearFree":null,"feeCondition":null,"minSalary":null,"minSalaryNote":null,"monthlyRate":3.75,"monthlyRateRange":null,"fxFee":2.3,"rewards":[{"type":"miles","headline":"Up to 1.5 Etihad Guest Miles per AED 4","detail":"Up to 1.5 Etihad Guest Miles per AED 4","cap":null}],"benefits":["35,000 Etihad Guest Miles welcome bonus","2 free airport lounge visits a year","Free companion ticket at AED 150,000 annual spend","Fast track to Etihad Guest Silver"],"tags":["co-brand","islamic","miles","travel"],"productUrl":"https://www.adib.ae/en/personal/cards/etihad-guest-cards/adib-etihad-guest-visa-gold-card","kfsUrl":"https://www.adib.ae/-/media/Project/ADIB/ADIBSite/docs/kfs/ADIB-Covered-Cards_KFS.pdf","sources":["https://www.adib.ae/-/media/Project/ADIB/ADIBSite/docs/Personal/cards/ADIB-Covered-Cards-Schedule-of-Charges-and-Fees.pdf","https://www.adib.ae/-/media/Project/ADIB/ADIBSite/docs/kfs/ADIB-Covered-Cards_KFS.pdf","https://www.adib.ae/en/personal/cards/etihad-guest-cards/adib-etihad-guest-visa-gold-card"],"notes":[{"en":"ADIB's schedule of charges lists the 2.3% non-AED fee in addition to the fee Visa or Mastercard applies. From 10 Sep 2026 a separate 2.75% fee applies to AED purchases made outside the UAE.","ar":"يذكر جدول رسوم مصرف أبوظبي الإسلامي أن رسوم 2.3% على المعاملات بغير الدرهم تُضاف إلى رسوم فيزا أو ماستركارد. ومنذ 10 سبتمبر 2026 تُطبَّق رسوم منفصلة بنسبة 2.75% على المشتريات بالدرهم خارج الإمارات."}],"verifiedOn":"2026-09-27","country":"ae"},{"id":"adib-etihad-guest-visa-infinite","bank":"adib","name":"ADIB Etihad Guest Visa Infinite Covered Card","nameAr":"بطاقة Visa إنفينيت من مصرف أبوظبي الإسلامي وضيف الاتحاد","network":"Visa","tier":"Infinite","islamic":true,"fee":3000,"feeInclVat":3150,"vatBasis":"excl","firstYearFree":null,"feeCondition":null,"minSalary":null,"minSalaryNote":null,"monthlyRate":3.75,"monthlyRateRange":null,"fxFee":2.3,"rewards":[{"type":"miles","headline":"3.5 miles per AED 4 on Etihad and foreign currency","detail":"3.5 miles per AED 4 on Etihad and foreign currency; 2.5 local; 1.0 on specific categories","cap":"50,000 Tier Miles annually"}],"benefits":["Welcome bonus up to 100,000 Etihad Guest Miles","Unlimited airport lounge access with a guest","Free companion ticket at AED 150,000 annual spend","Complimentary golf once a month"],"tags":["co-brand","islamic","miles","premium","travel"],"productUrl":"https://www.adib.ae/en/personal/cards/etihad-guest-cards/adib-etihad-guest-visa-infinite-card","kfsUrl":"https://www.adib.ae/-/media/Project/ADIB/ADIBSite/docs/kfs/ADIB-Covered-Cards_KFS.pdf","sources":["https://www.adib.ae/-/media/Project/ADIB/ADIBSite/docs/Personal/cards/ADIB-Covered-Cards-Schedule-of-Charges-and-Fees.pdf","https://www.adib.ae/-/media/Project/ADIB/ADIBSite/docs/kfs/ADIB-Covered-Cards_KFS.pdf","https://www.adib.ae/en/personal/cards/etihad-guest-cards/adib-etihad-guest-visa-infinite-card"],"notes":[{"en":"ADIB's schedule of charges lists the 2.3% non-AED fee in addition to the fee Visa or Mastercard applies. From 10 Sep 2026 a separate 2.75% fee applies to AED purchases made outside the UAE.","ar":"يذكر جدول رسوم مصرف أبوظبي الإسلامي أن رسوم 2.3% على المعاملات بغير الدرهم تُضاف إلى رسوم فيزا أو ماستركارد. ومنذ 10 سبتمبر 2026 تُطبَّق رسوم منفصلة بنسبة 2.75% على المشتريات بالدرهم خارج الإمارات."}],"verifiedOn":"2026-09-27","country":"ae"},{"id":"adib-etihad-guest-visa-platinum","bank":"adib","name":"ADIB Etihad Guest Visa Platinum Card","nameAr":"بطاقة فيزا البلاتينية من ضيف الاتحاد","network":"Visa","tier":"Platinum","islamic":true,"fee":2000,"feeInclVat":2100,"vatBasis":"excl","firstYearFree":null,"feeCondition":null,"minSalary":null,"minSalaryNote":null,"monthlyRate":3.75,"monthlyRateRange":null,"fxFee":2.3,"rewards":[{"type":"miles","headline":"Earn rate per AED not fully stated on page","detail":"Earn rate per AED not fully stated on page","cap":null}],"benefits":["50,000 Etihad Guest Miles welcome bonus","4 free airport lounge visits a year","Free companion ticket at AED 150,000 annual spend","Free valet parking and roadside assistance"],"tags":["co-brand","islamic","miles","travel"],"productUrl":"https://www.adib.ae/en/personal/cards/etihad-guest-cards/adib-etihad-guest-visa-platinum-card","kfsUrl":"https://www.adib.ae/-/media/Project/ADIB/ADIBSite/docs/kfs/ADIB-Covered-Cards_KFS.pdf","sources":["https://www.adib.ae/-/media/Project/ADIB/ADIBSite/docs/Personal/cards/ADIB-Covered-Cards-Schedule-of-Charges-and-Fees.pdf","https://www.adib.ae/-/media/Project/ADIB/ADIBSite/docs/kfs/ADIB-Covered-Cards_KFS.pdf","https://www.adib.ae/en/personal/cards/etihad-guest-cards/adib-etihad-guest-visa-platinum-card"],"notes":[{"en":"ADIB's schedule of charges lists the 2.3% non-AED fee in addition to the fee Visa or Mastercard applies. From 10 Sep 2026 a separate 2.75% fee applies to AED purchases made outside the UAE.","ar":"يذكر جدول رسوم مصرف أبوظبي الإسلامي أن رسوم 2.3% على المعاملات بغير الدرهم تُضاف إلى رسوم فيزا أو ماستركارد. ومنذ 10 سبتمبر 2026 تُطبَّق رسوم منفصلة بنسبة 2.75% على المشتريات بالدرهم خارج الإمارات."}],"verifiedOn":"2026-09-27","country":"ae"},{"id":"adib-exceed-visa","bank":"adib","name":"ADIB Exceed Visa Covered Card","nameAr":null,"network":"Visa","tier":null,"islamic":true,"fee":99,"feeInclVat":103.95,"vatBasis":"excl","firstYearFree":null,"feeCondition":null,"minSalary":null,"minSalaryNote":null,"monthlyRate":3.75,"monthlyRateRange":null,"fxFee":2.3,"rewards":[{"type":"points","headline":"1.0 Exceed Rewards per AED 100 spent internationally","detail":"0.5 per AED 100 in UAE; 0.125 on specific merchants and EEA","cap":null}],"benefits":["Free roadside assistance once a year","School/university fee instalments"],"tags":["islamic","rewards"],"productUrl":"https://www.adib.com/en/pages/exceed-visa-covered-card.aspx","kfsUrl":"https://www.adib.ae/-/media/Project/ADIB/ADIBSite/docs/kfs/ADIB-Covered-Cards_KFS.pdf","sources":["https://www.adib.ae/-/media/Project/ADIB/ADIBSite/docs/kfs/ADIB-Covered-Cards_KFS.pdf","https://www.adib.com/en/pages/exceed-visa-covered-card.aspx"],"notes":[{"en":"ADIB's schedule of charges lists the 2.3% non-AED fee in addition to the fee Visa or Mastercard applies. From 10 Sep 2026 a separate 2.75% fee applies to AED purchases made outside the UAE.","ar":"يذكر جدول رسوم مصرف أبوظبي الإسلامي أن رسوم 2.3% على المعاملات بغير الدرهم تُضاف إلى رسوم فيزا أو ماستركارد. ومنذ 10 سبتمبر 2026 تُطبَّق رسوم منفصلة بنسبة 2.75% على المشتريات بالدرهم خارج الإمارات."}],"verifiedOn":"2026-09-27","country":"ae"},{"id":"adib-exceed-visa-platinum","bank":"adib","name":"ADIB Exceed Visa Platinum Covered Card","nameAr":null,"network":"Visa","tier":"Platinum","islamic":true,"fee":199,"feeInclVat":208.95,"vatBasis":"excl","firstYearFree":null,"feeCondition":null,"minSalary":null,"minSalaryNote":null,"monthlyRate":3.75,"monthlyRateRange":null,"fxFee":2.3,"rewards":[{"type":"points","headline":"1.5 Exceed Rewards per AED 100 spent internationally","detail":"0.5 per AED 100 in UAE; 0.125 on specific merchants and EEA","cap":null}],"benefits":["Free roadside assistance once a year","2 airport lounge visits a year","School fee instalments"],"tags":["islamic","rewards"],"productUrl":"https://www.adib.com/en/Pages/exceed-Visa-Platinum-Covered-Card.aspx","kfsUrl":"https://www.adib.ae/-/media/Project/ADIB/ADIBSite/docs/kfs/ADIB-Covered-Cards_KFS.pdf","sources":["https://www.adib.ae/-/media/Project/ADIB/ADIBSite/docs/kfs/ADIB-Covered-Cards_KFS.pdf","https://www.adib.com/en/Pages/exceed-Visa-Platinum-Covered-Card.aspx"],"notes":[{"en":"ADIB's schedule of charges lists the 2.3% non-AED fee in addition to the fee Visa or Mastercard applies. From 10 Sep 2026 a separate 2.75% fee applies to AED purchases made outside the UAE.","ar":"يذكر جدول رسوم مصرف أبوظبي الإسلامي أن رسوم 2.3% على المعاملات بغير الدرهم تُضاف إلى رسوم فيزا أو ماستركارد. ومنذ 10 سبتمبر 2026 تُطبَّق رسوم منفصلة بنسبة 2.75% على المشتريات بالدرهم خارج الإمارات."}],"verifiedOn":"2026-09-27","country":"ae"},{"id":"adib-share-visa-infinite","bank":"adib","name":"ADIB SHARE Visa Infinite Card","nameAr":null,"network":"Visa","tier":"Infinite","islamic":true,"fee":999,"feeInclVat":1048.95,"vatBasis":"excl","firstYearFree":null,"feeCondition":"Waived from year 2 with non-AED spend >= AED 30,000 or total spend >= AED 75,000 (per product page)","minSalary":null,"minSalaryNote":null,"monthlyRate":3.75,"monthlyRateRange":null,"fxFee":2.3,"rewards":[{"type":"points","headline":"6% back in SHARE points at Carrefour and MAF malls/experiences","detail":"2% on local and international spend (0.5% EEA); 0.5% specific merchants; 12% for first 3 months promo","cap":null}],"benefits":["10,000 welcome SHARE points","Unlimited airport lounge access for cardholder + 1 guest","Roadside assistance 3 times a year","Valet parking 4 times a month"],"tags":["co-brand","islamic","premium","rewards","shopping"],"productUrl":"https://www.adib.ae/en/personal/cards/share-visa-cards","kfsUrl":"https://www.adib.ae/-/media/Project/ADIB/ADIBSite/docs/kfs/cards/ADIB-Share-Visa-Covered-Cards-KFS.pdf","sources":["https://www.adib.ae/-/media/Project/ADIB/ADIBSite/docs/Personal/cards/ADIB-Covered-Cards-Schedule-of-Charges-and-Fees.pdf","https://www.adib.ae/-/media/Project/ADIB/ADIBSite/docs/kfs/cards/ADIB-Share-Visa-Covered-Cards-KFS.pdf","https://www.adib.ae/en/personal/cards/share-visa-cards"],"notes":[{"en":"ADIB's schedule of charges lists the 2.3% non-AED fee in addition to the fee Visa or Mastercard applies. From 10 Sep 2026 a separate 2.75% fee applies to AED purchases made outside the UAE.","ar":"يذكر جدول رسوم مصرف أبوظبي الإسلامي أن رسوم 2.3% على المعاملات بغير الدرهم تُضاف إلى رسوم فيزا أو ماستركارد. ومنذ 10 سبتمبر 2026 تُطبَّق رسوم منفصلة بنسبة 2.75% على المشتريات بالدرهم خارج الإمارات."}],"verifiedOn":"2026-09-27","country":"ae"},{"id":"adib-share-visa-platinum","bank":"adib","name":"ADIB SHARE Visa Platinum Card","nameAr":null,"network":"Visa","tier":"Platinum","islamic":true,"fee":199,"feeInclVat":208.95,"vatBasis":"excl","firstYearFree":null,"feeCondition":null,"minSalary":null,"minSalaryNote":null,"monthlyRate":3.75,"monthlyRateRange":null,"fxFee":2.3,"rewards":[{"type":"points","headline":"3% back in SHARE points at Carrefour and MAF malls","detail":"1.25% on local and international spend (0.25% EEA); 0.25% specific merchants; 6% for first 3 months promo","cap":null}],"benefits":["2,000 welcome SHARE points","Roadside assistance once a year","Valet parking once a month"],"tags":["co-brand","islamic","rewards","shopping"],"productUrl":"https://www.adib.ae/en/personal/cards/share-visa-cards","kfsUrl":"https://www.adib.ae/-/media/Project/ADIB/ADIBSite/docs/kfs/cards/ADIB-Share-Visa-Covered-Cards-KFS.pdf","sources":["https://www.adib.ae/-/media/Project/ADIB/ADIBSite/docs/Personal/cards/ADIB-Covered-Cards-Schedule-of-Charges-and-Fees.pdf","https://www.adib.ae/-/media/Project/ADIB/ADIBSite/docs/kfs/cards/ADIB-Share-Visa-Covered-Cards-KFS.pdf","https://www.adib.ae/en/personal/cards/share-visa-cards"],"notes":[{"en":"ADIB's schedule of charges lists the 2.3% non-AED fee in addition to the fee Visa or Mastercard applies. From 10 Sep 2026 a separate 2.75% fee applies to AED purchases made outside the UAE.","ar":"يذكر جدول رسوم مصرف أبوظبي الإسلامي أن رسوم 2.3% على المعاملات بغير الدرهم تُضاف إلى رسوم فيزا أو ماستركارد. ومنذ 10 سبتمبر 2026 تُطبَّق رسوم منفصلة بنسبة 2.75% على المشتريات بالدرهم خارج الإمارات."}],"verifiedOn":"2026-09-27","country":"ae"},{"id":"adib-smiles-visa-classic","bank":"adib","name":"ADIB Smiles Visa Classic Card","nameAr":"بطاقة فيزا بسمات الكلاسيكية من مصرف أبوظبي الإسلامي","network":"Visa","tier":"Classic","islamic":true,"fee":0,"feeInclVat":0,"vatBasis":"n/a","firstYearFree":null,"feeCondition":"Free for life","minSalary":5000,"minSalaryNote":null,"monthlyRate":3.75,"monthlyRateRange":null,"fxFee":2.3,"rewards":[{"type":"points","headline":"5,000 Smiles points on sign up","detail":"10,000 Smiles points quarterly bonus with AED 25K spend per quarter","cap":null}],"benefits":["No annual fee","Withdraw 100% of finance limit as cash","Balance transfer and easy instalment plans"],"tags":["co-brand","islamic","low-salary","no-annual-fee","rewards"],"productUrl":"https://www.adib.com/en/Pages/Smiles-Classic-Card.aspx","kfsUrl":"https://www.adib.ae/-/media/Project/ADIB/ADIBSite/docs/kfs/ADIB-Covered-Cards_KFS.pdf","sources":["https://www.adib.ae/-/media/Project/ADIB/ADIBSite/docs/kfs/ADIB-Covered-Cards_KFS.pdf","https://www.adib.com/en/Pages/Smiles-Classic-Card.aspx"],"notes":[{"en":"ADIB's schedule of charges lists the 2.3% non-AED fee in addition to the fee Visa or Mastercard applies. From 10 Sep 2026 a separate 2.75% fee applies to AED purchases made outside the UAE.","ar":"يذكر جدول رسوم مصرف أبوظبي الإسلامي أن رسوم 2.3% على المعاملات بغير الدرهم تُضاف إلى رسوم فيزا أو ماستركارد. ومنذ 10 سبتمبر 2026 تُطبَّق رسوم منفصلة بنسبة 2.75% على المشتريات بالدرهم خارج الإمارات."}],"verifiedOn":"2026-09-27","country":"ae"},{"id":"adib-smiles-visa-signature","bank":"adib","name":"ADIB Smiles Visa Signature Card","nameAr":"بطاقة فيزا بسمات سيغنتشر من مصرف أبوظبي الإسلامي","network":"Visa","tier":"Signature","islamic":true,"fee":1199,"feeInclVat":1258.95,"vatBasis":"excl","firstYearFree":null,"feeCondition":null,"minSalary":20000,"minSalaryNote":null,"monthlyRate":3.75,"monthlyRateRange":null,"fxFee":2.3,"rewards":[{"type":"points","headline":"70,000 Smiles points on sign up","detail":"10,000 Smiles points quarterly bonus with AED 25K spend per quarter","cap":null}],"benefits":["Unlimited airport lounge access globally","Free roadside assistance","Free valet parking (4 a month)","Multi-trip travel cover for family","Purchase protection up to USD 2,500","90-day Smiles Unlimited subscription"],"tags":["co-brand","islamic","premium","rewards"],"productUrl":"https://www.adib.com/en/Pages/Smilesvisa-Signature-Card.aspx","kfsUrl":"https://www.adib.ae/-/media/Project/ADIB/ADIBSite/docs/kfs/ADIB-Covered-Cards_KFS.pdf","sources":["https://www.adib.ae/-/media/Project/ADIB/ADIBSite/docs/kfs/ADIB-Covered-Cards_KFS.pdf","https://www.adib.com/en/Pages/Smilesvisa-Signature-Card.aspx"],"notes":[{"en":"ADIB's schedule of charges lists the 2.3% non-AED fee in addition to the fee Visa or Mastercard applies. From 10 Sep 2026 a separate 2.75% fee applies to AED purchases made outside the UAE.","ar":"يذكر جدول رسوم مصرف أبوظبي الإسلامي أن رسوم 2.3% على المعاملات بغير الدرهم تُضاف إلى رسوم فيزا أو ماستركارد. ومنذ 10 سبتمبر 2026 تُطبَّق رسوم منفصلة بنسبة 2.75% على المشتريات بالدرهم خارج الإمارات."}],"verifiedOn":"2026-09-27","country":"ae"},{"id":"adib-marriott-bonvoy-visa-infinite","bank":"adib","name":"Marriott Bonvoy® ADIB Visa Infinite Card","nameAr":null,"network":"Visa","tier":"Infinite","islamic":true,"fee":2500,"feeInclVat":2625,"vatBasis":"excl","firstYearFree":null,"feeCondition":null,"minSalary":null,"minSalaryNote":null,"monthlyRate":3.75,"monthlyRateRange":null,"fxFee":2.3,"rewards":[{"type":"points","headline":"8 Bonvoy points per US$1 at Marriott hotels","detail":"8 Bonvoy points per US$1 at Marriott hotels; up to 4 international; up to 3 domestic","cap":null}],"benefits":["200,000 welcome bonus points","Marriott Bonvoy Gold Elite status","15 Elite Night Credits","Annual Free Night Award (85,000 points)","US$100 property credit"],"tags":["co-brand","islamic","premium","rewards","travel"],"productUrl":"https://www.adib.ae/en/personal/cards/marriott-cards/marriott-bonvoy-visa-infinite-card","kfsUrl":"https://www.adib.ae/-/media/Project/ADIB/ADIBSite/docs/kfs/ADIB-Covered-Cards_KFS.pdf","sources":["https://www.adib.ae/-/media/Project/ADIB/ADIBSite/docs/Personal/cards/ADIB-Covered-Cards-Schedule-of-Charges-and-Fees.pdf","https://www.adib.ae/-/media/Project/ADIB/ADIBSite/docs/kfs/ADIB-Covered-Cards_KFS.pdf","https://www.adib.ae/en/personal/cards/marriott-cards/marriott-bonvoy-visa-infinite-card"],"notes":[{"en":"ADIB's schedule of charges lists the 2.3% non-AED fee in addition to the fee Visa or Mastercard applies. From 10 Sep 2026 a separate 2.75% fee applies to AED purchases made outside the UAE.","ar":"يذكر جدول رسوم مصرف أبوظبي الإسلامي أن رسوم 2.3% على المعاملات بغير الدرهم تُضاف إلى رسوم فيزا أو ماستركارد. ومنذ 10 سبتمبر 2026 تُطبَّق رسوم منفصلة بنسبة 2.75% على المشتريات بالدرهم خارج الإمارات."}],"verifiedOn":"2026-09-27","country":"ae"},{"id":"adib-marriott-bonvoy-visa-signature","bank":"adib","name":"Marriott Bonvoy® ADIB Visa Signature Card","nameAr":null,"network":"Visa","tier":"Signature","islamic":true,"fee":499,"feeInclVat":523.95,"vatBasis":"excl","firstYearFree":null,"feeCondition":null,"minSalary":null,"minSalaryNote":null,"monthlyRate":3.75,"monthlyRateRange":null,"fxFee":2.3,"rewards":[{"type":"points","headline":"3 Bonvoy points per US$1 at Marriott hotels","detail":"3 Bonvoy points per US$1 at Marriott hotels; up to 2 international; up to 1.5 domestic","cap":null}],"benefits":["50,000 welcome bonus points","Marriott Bonvoy Silver Elite status","10 Elite Night Credits","35,000 points on card anniversary"],"tags":["co-brand","islamic","rewards","travel"],"productUrl":"https://www.adib.ae/en/personal/cards/marriott-cards/marriott-bonvoy-visa-signature-card","kfsUrl":"https://www.adib.ae/-/media/Project/ADIB/ADIBSite/docs/kfs/ADIB-Covered-Cards_KFS.pdf","sources":["https://www.adib.ae/-/media/Project/ADIB/ADIBSite/docs/Personal/cards/ADIB-Covered-Cards-Schedule-of-Charges-and-Fees.pdf","https://www.adib.ae/-/media/Project/ADIB/ADIBSite/docs/kfs/ADIB-Covered-Cards_KFS.pdf","https://www.adib.ae/en/personal/cards/marriott-cards/marriott-bonvoy-visa-signature-card"],"notes":[{"en":"ADIB's schedule of charges lists the 2.3% non-AED fee in addition to the fee Visa or Mastercard applies. From 10 Sep 2026 a separate 2.75% fee applies to AED purchases made outside the UAE.","ar":"يذكر جدول رسوم مصرف أبوظبي الإسلامي أن رسوم 2.3% على المعاملات بغير الدرهم تُضاف إلى رسوم فيزا أو ماستركارد. ومنذ 10 سبتمبر 2026 تُطبَّق رسوم منفصلة بنسبة 2.75% على المشتريات بالدرهم خارج الإمارات."}],"verifiedOn":"2026-09-27","country":"ae"},{"id":"emirates-islamic-amazon-world","bank":"emirates-islamic","name":"Amazon World Covered Card","nameAr":null,"network":"Mastercard","tier":"World","islamic":true,"fee":0,"feeInclVat":0,"vatBasis":"n/a","firstYearFree":true,"feeCondition":"Free for Life card","minSalary":15000,"minSalaryNote":null,"monthlyRate":3.69,"monthlyRateRange":null,"fxFee":2.34,"rewards":[{"type":"cashback","headline":"Up to 6% back on Amazon (Prime members)","detail":"Prime: up to 6% on-Amazon, 2.5% international, 2% domestic. Non-Prime: 3% / 1% / 1%","cap":null}],"benefits":["8 airport lounge visits per year via Mastercard Travel Pass","Travel medical insurance up to USD 500,000","1 complimentary Careem airport ride per year (max USD 30)","Welcome bonus up to AED 500"],"tags":["cashback","co-brand","islamic","no-annual-fee","shopping"],"productUrl":"https://www.emiratesislamic.ae/en/Personal-Banking/Cards/credit-cards/amazon-credit-card","kfsUrl":"https://www.emiratesislamic.ae/en/key-information/kfs-credit-cards","sources":["https://www.emiratesislamic.ae/en/Personal-Banking/Cards/credit-cards/amazon-credit-card","https://www.emiratesislamic.ae/en/soc/cards/"],"notes":[],"verifiedOn":"2026-09-27","country":"ae"},{"id":"emirates-islamic-barca-cashback","bank":"emirates-islamic","name":"Barça Cashback Covered Card","nameAr":null,"network":null,"tier":null,"islamic":true,"fee":0,"feeInclVat":0,"vatBasis":"n/a","firstYearFree":true,"feeCondition":"No annual fee. Ever.","minSalary":null,"minSalaryNote":null,"monthlyRate":3.69,"monthlyRateRange":null,"fxFee":2.54,"rewards":[{"type":"cashback","headline":"Up to 4% cashback on sports, dining, fuel & more","detail":null,"cap":null}],"benefits":["FC Barcelona experiences and merchandise","Purchase protection and extended warranty","Easy Payment Plans"],"tags":["cashback","co-brand","dining","fuel","islamic","no-annual-fee"],"productUrl":"https://www.emiratesislamic.ae/en/cards/credit-cards/fc-barcelona-credit-card","kfsUrl":"https://www.emiratesislamic.ae/en/soc/cards/","sources":["https://www.emiratesislamic.ae/en/cards/credit-cards/fc-barcelona-credit-card","https://www.emiratesislamic.ae/en/soc/cards/"],"notes":[],"verifiedOn":"2026-09-27","country":"ae"},{"id":"emirates-islamic-cashback","bank":"emirates-islamic","name":"Cashback Credit Card","nameAr":null,"network":"Visa","tier":"Platinum","islamic":true,"fee":367.5,"feeInclVat":367.5,"vatBasis":"incl","firstYearFree":false,"feeCondition":null,"minSalary":null,"minSalaryNote":null,"monthlyRate":3.69,"monthlyRateRange":null,"fxFee":2.54,"rewards":[{"type":"cashback","headline":"5% cashback on telecom and electronics","detail":"5% on Etisalat/du telecom; 5% on electronics; up to 1% on all other local and international transactions","cap":null}],"benefits":["Extended warranty (up to 1 year)","Purchase protection (USD 5,000 per occurrence)","Cash on Call up to 80% of limit","Balance transfer at 0% profit for 6 months"],"tags":["cashback","islamic"],"productUrl":"https://www.emiratesislamic.ae/en/cards/credit-cards/cashback-card","kfsUrl":"https://www.emiratesislamic.ae/en/soc/cards/","sources":["https://www.emiratesislamic.ae/en/cards/credit-cards/cashback-card","https://www.emiratesislamic.ae/en/soc/cards/"],"notes":[],"verifiedOn":"2026-09-27","country":"ae"},{"id":"emirates-islamic-cashback-plus","bank":"emirates-islamic","name":"Cashback Plus Credit Card","nameAr":null,"network":"Visa","tier":null,"islamic":true,"fee":313.95,"feeInclVat":313.95,"vatBasis":"incl","firstYearFree":false,"feeCondition":null,"minSalary":null,"minSalaryNote":null,"monthlyRate":3.69,"monthlyRateRange":null,"fxFee":2.54,"rewards":[{"type":"cashback","headline":"Up to 10% cashback on supermarkets, education, dining, telecom","detail":"Tiered by monthly spend: 3% (AED 3,000-9,999), 5% (AED 10,000-17,499), 10% (AED 17,500+); 0% below AED 3,000","cap":"AED 200 per month per category"}],"benefits":["Access to 1,000+ airport lounges","Two complimentary golf rounds monthly","No annual fee for supplementary cards","Automatic Salik top-up"],"tags":["cashback","dining","islamic"],"productUrl":"https://www.emiratesislamic.ae/en/cards/credit-cards/cashback-plus-card","kfsUrl":"https://www.emiratesislamic.ae/en/soc/cards/","sources":["https://www.emiratesislamic.ae/en/cards/credit-cards/cashback-plus-card","https://www.emiratesislamic.ae/en/soc/cards/"],"notes":[],"verifiedOn":"2026-09-27","country":"ae"},{"id":"emirates-islamic-emarati","bank":"emirates-islamic","name":"Emarati Credit Card","nameAr":null,"network":"Visa","tier":null,"islamic":true,"fee":0,"feeInclVat":0,"vatBasis":"n/a","firstYearFree":true,"feeCondition":"No Annual Membership Fee; UAE nationals only","minSalary":null,"minSalaryNote":null,"monthlyRate":3.59,"monthlyRateRange":null,"fxFee":2.3,"rewards":[{"type":"miles","headline":"Up to 3.75 EI SmartMiles per AED on international spend","detail":"Up to 3.75 international; up to 2.50 domestic per AED 1","cap":null}],"benefits":["2 complimentary valet parkings monthly (min AED 5,000 spend)","talabat 50% off twice monthly","Extended warranty","Airport lounge access"],"tags":["islamic","miles","no-annual-fee"],"productUrl":"https://www.emiratesislamic.ae/en/personal-banking/cards/credit-cards/emarati-card","kfsUrl":"https://www.emiratesislamic.ae/en/soc/cards/","sources":["https://www.emiratesislamic.ae/en/personal-banking/cards/credit-cards/emarati-card","https://www.emiratesislamic.ae/en/soc/cards/"],"notes":[],"verifiedOn":"2026-09-27","country":"ae"},{"id":"emirates-islamic-etihad-guest-ameera","bank":"emirates-islamic","name":"Etihad Guest Ameera Card","nameAr":null,"network":"Visa","tier":null,"islamic":true,"fee":733.95,"feeInclVat":733.95,"vatBasis":"incl","firstYearFree":false,"feeCondition":null,"minSalary":null,"minSalaryNote":null,"monthlyRate":3.69,"monthlyRateRange":null,"fxFee":2.54,"rewards":[{"type":"miles","headline":"3 Etihad Guest Miles per USD on Etihad Airways","detail":"3 on Etihad Airways; up to 2 international; up to 1.5 domestic per USD 1","cap":null}],"benefits":["20,000 Etihad Guest Miles welcome bonus on fee payment","2 complimentary Abu Dhabi airport transfers","Unlimited access to 1,200+ airport lounges","Complimentary inflight Wi-Fi vouchers"],"tags":["co-brand","islamic","miles","travel"],"productUrl":"https://www.emiratesislamic.ae/en/personal-banking/cards/credit-cards/etihad-guest-ameera-credit-card","kfsUrl":"https://www.emiratesislamic.ae/en/soc/cards/","sources":["https://www.emiratesislamic.ae/en/personal-banking/cards/credit-cards/etihad-guest-ameera-credit-card","https://www.emiratesislamic.ae/en/soc/cards/"],"notes":[],"verifiedOn":"2026-09-27","country":"ae"},{"id":"emirates-islamic-etihad-guest-platinum","bank":"emirates-islamic","name":"Etihad Guest Platinum Card","nameAr":null,"network":"Visa","tier":"Platinum","islamic":true,"fee":208.95,"feeInclVat":208.95,"vatBasis":"incl","firstYearFree":false,"feeCondition":null,"minSalary":null,"minSalaryNote":null,"monthlyRate":3.69,"monthlyRateRange":null,"fxFee":2.54,"rewards":[{"type":"miles","headline":"2 Etihad Guest Miles per USD on online and mobile wallet spend","detail":"Earn 2 Etihad Guest Miles per USD 1 spent on online and mobile wallet transactions","cap":null}],"benefits":["5,000 Etihad Guest Miles welcome bonus on fee payment","10% miles discount voucher","2 complimentary Wi-Fi vouchers per year","50% cashback on movie tickets (capped at AED 50)"],"tags":["co-brand","islamic","miles","travel"],"productUrl":"https://www.emiratesislamic.ae/en/personal-banking/cards/credit-cards/etihad-guest-platinum-credit-card","kfsUrl":"https://www.emiratesislamic.ae/en/soc/cards/","sources":["https://www.emiratesislamic.ae/en/personal-banking/cards/credit-cards/etihad-guest-platinum-credit-card","https://www.emiratesislamic.ae/en/soc/cards/"],"notes":[],"verifiedOn":"2026-09-27","country":"ae"},{"id":"emirates-islamic-etihad-guest-premium","bank":"emirates-islamic","name":"Etihad Guest Premium Card","nameAr":null,"network":"Visa","tier":null,"islamic":true,"fee":null,"feeInclVat":null,"vatBasis":"incl","firstYearFree":null,"feeCondition":"Product page lists AED 2,500 (55,000-mile bonus) or AED 1,500 (25,000-mile bonus) options; SOC shows 'Welcome bonus 55,000 Etihad Guest Miles - AED 1,575'. The sources conflict, so the fee is left null.","minSalary":null,"minSalaryNote":null,"monthlyRate":3.69,"monthlyRateRange":null,"fxFee":2.54,"rewards":[{"type":"miles","headline":"3.5 Etihad Guest Miles per USD on Etihad Airways","detail":"3.5 on Etihad Airways; up to 3 international; up to 2 domestic per USD 1","cap":null}],"benefits":["Fast-track to Etihad Guest Gold tier","4 complimentary Abu Dhabi airport transfers","Unlimited access to 1,200+ airport lounges","Complimentary inflight Wi-Fi vouchers"],"tags":["co-brand","islamic","miles","premium","travel"],"productUrl":"https://www.emiratesislamic.ae/en/cards/credit-cards/etihad-guest-premium-credit-card","kfsUrl":"https://www.emiratesislamic.ae/en/soc/cards/","sources":["https://www.emiratesislamic.ae/en/cards/credit-cards/etihad-guest-premium-credit-card","https://www.emiratesislamic.ae/en/soc/cards/"],"notes":[],"verifiedOn":"2026-09-27","country":"ae"},{"id":"emirates-islamic-etihad-guest-saqer","bank":"emirates-islamic","name":"Etihad Guest Saqer Card","nameAr":null,"network":"Visa","tier":null,"islamic":true,"fee":943.95,"feeInclVat":943.95,"vatBasis":"incl","firstYearFree":false,"feeCondition":null,"minSalary":null,"minSalaryNote":null,"monthlyRate":3.69,"monthlyRateRange":null,"fxFee":2.54,"rewards":[{"type":"miles","headline":"3 Etihad Guest Miles per USD on Etihad Airways","detail":"3 on Etihad Airways; up to 2 international; up to 1.5 domestic per USD 1","cap":null}],"benefits":["30,000 Etihad Guest Miles welcome bonus on fee payment","Fast-track to Etihad Guest Silver tier","2 complimentary Abu Dhabi airport transfers","Unlimited access to 1,200+ airport lounges","0% Easy Payment Plan on Etihad purchases"],"tags":["co-brand","islamic","miles","travel"],"productUrl":"https://www.emiratesislamic.ae/en/personal-banking/cards/credit-cards/etihad-guest-saqer-credit-card","kfsUrl":"https://www.emiratesislamic.ae/en/soc/cards/","sources":["https://www.emiratesislamic.ae/en/personal-banking/cards/credit-cards/etihad-guest-saqer-credit-card","https://www.emiratesislamic.ae/en/soc/cards/"],"notes":[],"verifiedOn":"2026-09-27","country":"ae"},{"id":"emirates-islamic-flex","bank":"emirates-islamic","name":"Flex Credit Card","nameAr":null,"network":"Visa","tier":"Platinum","islamic":true,"fee":0,"feeInclVat":0,"vatBasis":"n/a","firstYearFree":true,"feeCondition":"No Annual Membership Fee","minSalary":null,"minSalaryNote":null,"monthlyRate":3.69,"monthlyRateRange":null,"fxFee":2.54,"rewards":[{"type":"miles","headline":"Up to 2.25 EI SmartMiles per AED on international spend","detail":"Up to 2.25 international; up to 1.25 domestic per AED 1","cap":null}],"benefits":["Welcome bonus of 10,000 EI SmartMiles","Reel Cinemas tickets with minimum spend","Extended warranty"],"tags":["islamic","miles","no-annual-fee"],"productUrl":"https://www.emiratesislamic.ae/en/cards/credit-cards/flex-card","kfsUrl":"https://www.emiratesislamic.ae/en/soc/cards/","sources":["https://www.emiratesislamic.ae/en/cards/credit-cards/flex-card","https://www.emiratesislamic.ae/en/soc/cards/"],"notes":[],"verifiedOn":"2026-09-27","country":"ae"},{"id":"emirates-islamic-flex-elite","bank":"emirates-islamic","name":"Flex Elite Covered Card","nameAr":null,"network":"Visa","tier":null,"islamic":true,"fee":735,"feeInclVat":735,"vatBasis":"incl","firstYearFree":null,"feeCondition":null,"minSalary":null,"minSalaryNote":null,"monthlyRate":3.69,"monthlyRateRange":null,"fxFee":2.54,"rewards":[{"type":"miles","headline":"Up to 3.75 EI SmartMiles per AED on international spend","detail":"Up to 3.75 EI SmartMiles per AED 1 international; up to 2.50 domestic","cap":null}],"benefits":["Unlimited access to 1,200+ airport lounges with a guest","Two complimentary valet parkings per month","Unlimited golf at UAE clubs","Multi-trip travel takaful"],"tags":["islamic","miles","premium","travel"],"productUrl":"https://www.emiratesislamic.ae/en/Personal-Banking/Cards/credit-cards/flex-elite-card","kfsUrl":"https://www.emiratesislamic.ae/en/soc/cards/","sources":["https://www.emiratesislamic.ae/en/Personal-Banking/Cards/credit-cards/flex-elite-card","https://www.emiratesislamic.ae/en/soc/cards/"],"notes":[],"verifiedOn":"2026-09-27","country":"ae"},{"id":"emirates-islamic-rta","bank":"emirates-islamic","name":"RTA Credit Card","nameAr":null,"network":null,"tier":"Platinum","islamic":true,"fee":0,"feeInclVat":0,"vatBasis":"n/a","firstYearFree":true,"feeCondition":"No Annual Membership Fee (SOC, 'RTA Platinum')","minSalary":null,"minSalaryNote":null,"monthlyRate":3.69,"monthlyRateRange":null,"fxFee":2.54,"rewards":[{"type":"cashback","headline":"10% cashback on RTA transport and fuel","detail":"10% on RTA transport payments; 10% at fuel stations; 2.25% international; 1.25% domestic","cap":"AED 75 a month each for RTA and fuel"}],"benefits":["Built-in Nol card","Auto top-up for Nol and Salik","Purchase protection up to USD 5,000 per incident","Extended warranty","Reel Cinemas tickets with minimum spend"],"tags":["cashback","co-brand","fuel","islamic","no-annual-fee"],"productUrl":"https://www.emiratesislamic.ae/en/cards/credit-cards/rta-credit-card","kfsUrl":"https://www.emiratesislamic.ae/en/soc/cards/","sources":["https://www.emiratesislamic.ae/en/cards/credit-cards/rta-credit-card","https://www.emiratesislamic.ae/en/soc/cards/"],"notes":[],"verifiedOn":"2026-09-27","country":"ae"},{"id":"emirates-islamic-skywards-black","bank":"emirates-islamic","name":"Skywards Black Card","nameAr":null,"network":"Visa","tier":"Infinite","islamic":true,"fee":2100,"feeInclVat":2100,"vatBasis":"incl","firstYearFree":false,"feeCondition":"AED 5,775 with fast track to Skywards Gold (AED 2,100 on issuance + AED 3,675 on Gold qualification); 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Travel option: 4% airlines/hotels/dining, 1% other","cap":"AED 100 cap on fuel; AED 200 caps per 4% category"}],"benefits":["Complimentary access to 1,200+ airport lounges","Two golf rounds monthly","Airport meet & greet","Valet parking","Multi-trip travel takaful","Purchase protection and extended warranty"],"tags":["cashback","dining","fuel","islamic"],"productUrl":"https://www.emiratesislamic.ae/en/personal-banking/cards/credit-cards/switch-cashback-credit-card","kfsUrl":"https://www.emiratesislamic.ae/en/soc/cards/","sources":["https://www.emiratesislamic.ae/en/personal-banking/cards/credit-cards","https://www.emiratesislamic.ae/en/soc/cards/"],"notes":[],"verifiedOn":"2026-09-27","country":"ae"},{"id":"rakbank-air-arabia-platinum-credit-card","bank":"rakbank","name":"Air Arabia Platinum Credit 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only"],"tags":["premium","rewards","travel"],"productUrl":"https://www.rakbank.ae/en/cards/credit-cards/elevate-credit-card","kfsUrl":"https://www.rakbank.ae/globalassets/rakbank/all-pdfs/001---key-fact-statements/bilingual/kfs-elevate-credit-card.pdf","sources":["https://www.rakbank.ae/en/cards/credit-cards/elevate-compare-plans","https://www.rakbank.ae/en/cards/credit-cards/elevate-credit-card","https://www.rakbank.ae/en/landing-page/cards/cards-lp"],"notes":[],"verifiedOn":"2026-09-27","country":"ae"},{"id":"rakbank-my-ras-al-khaimah-platinum-credit-card","bank":"rakbank","name":"My Ras Al Khaimah Platinum Credit Card","nameAr":null,"network":null,"tier":"Platinum","islamic":true,"fee":null,"feeInclVat":null,"vatBasis":"unknown","firstYearFree":null,"feeCondition":null,"minSalary":null,"minSalaryNote":null,"monthlyRate":null,"monthlyRateRange":null,"fxFee":null,"rewards":[{"type":"points","headline":"RAKrewards on all spends","detail":"Quarterly draw to win 500,000 RAKrewards; earn rates not stated","cap":null}],"benefits":["Discounts on holidays, dining, fashion, entertainment and jewelry"],"tags":["co-brand","islamic"],"productUrl":"https://www.rakbank.ae/en/islamic/personal/cards/credit-cards/my-ras-al-khaimah-platinum","kfsUrl":null,"sources":[],"notes":[],"verifiedOn":"2026-09-27","country":"ae"},{"id":"rakbank-rakislamic-platinum-credit-card","bank":"rakbank","name":"RAKislamic Platinum Credit Card","nameAr":null,"network":"Mastercard","tier":"Platinum","islamic":true,"fee":0,"feeInclVat":0,"vatBasis":"n/a","firstYearFree":true,"feeCondition":"No annual fee ever","minSalary":null,"minSalaryNote":null,"monthlyRate":null,"monthlyRateRange":null,"fxFee":null,"rewards":[{"type":"points","headline":"RAKrewards on spends","detail":"Earn rates not stated on product page; 300 welcome bonus (minimum spend criteria)","cap":null}],"benefits":[],"tags":["islamic","no-annual-fee"],"productUrl":"https://www.rakbank.ae/en/islamic/personal/cards/credit-cards/rakislamic-platinum-credit-card","kfsUrl":null,"sources":["https://www.rakbank.ae/en/islamic/personal/cards/credit-cards/rakislamic-platinum-credit-card"],"notes":[],"verifiedOn":"2026-09-27","country":"ae"},{"id":"rakbank-islamic-world-credit-card","bank":"rakbank","name":"RAKislamic World Credit Card","nameAr":null,"network":"Mastercard","tier":"World","islamic":true,"fee":null,"feeInclVat":null,"vatBasis":"unknown","firstYearFree":null,"feeCondition":null,"minSalary":null,"minSalaryNote":null,"monthlyRate":null,"monthlyRateRange":null,"fxFee":null,"rewards":[{"type":"points","headline":"RAKrewards on every spend","detail":"Earn rates not stated on product page; 750 welcome bonus (minimum spend criteria)","cap":null}],"benefits":["FREE Careem Plus membership for 12 months","Cash advance up to 80% of credit limit","Free supplementary 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50% cashback at cinemas and on streaming","detail":null,"cap":null}],"benefits":["0% processing fee on Easy Payment Plans for school fees","500 welcome bonus for digital applications (minimum spend criteria)"],"tags":["cashback","dining","no-annual-fee","shopping"],"productUrl":"https://www.rakbank.ae/en/cards/credit-cards/titanium-credit-card","kfsUrl":null,"sources":["https://www.rakbank.ae/en/cards/credit-cards/titanium-credit-card","https://www.rakbank.ae/en/landing-page/cards/cards-lp"],"notes":[],"verifiedOn":"2026-09-27","country":"ae"},{"id":"rakbank-watani-credit-card","bank":"rakbank","name":"Watani Credit Card","nameAr":null,"network":null,"tier":null,"islamic":true,"fee":0,"feeInclVat":0,"vatBasis":"n/a","firstYearFree":true,"feeCondition":"0 annual fee for lifetime","minSalary":null,"minSalaryNote":null,"monthlyRate":null,"monthlyRateRange":null,"fxFee":null,"rewards":[{"type":"cashback","headline":"100% cashback on Salik and DARB","detail":"Cap not stated on product 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life"],"tags":["cashback","islamic"],"productUrl":"https://www.cbd.ae/islami/personal/cards/credit-cards/super-saver","kfsUrl":"https://www.cbd.ae/docs/revcbdislamilibraries/default-document-library/kfs-sa_islamic_credit-card_en-ar311032ff458f66deb8c5ff0b00b6b24a.pdf","sources":["https://www.cbd.ae/docs/revcbdislamilibraries/default-document-library/kfs-sa_islamic_credit-card_en-ar311032ff458f66deb8c5ff0b00b6b24a.pdf","https://www.cbd.ae/islami/personal/cards/credit-cards/super-saver"],"notes":[],"verifiedOn":"2026-09-27","country":"ae"},{"id":"cbd-one","bank":"cbd","name":"CBD One Credit Card","nameAr":null,"network":"Visa","tier":"Signature","islamic":false,"fee":0,"feeInclVat":0,"vatBasis":"n/a","firstYearFree":true,"feeCondition":"Free for life","minSalary":5000,"minSalaryNote":null,"monthlyRate":3.85,"monthlyRateRange":null,"fxFee":3.5,"rewards":[{"type":"cashback","headline":"Up to AED 135 cashback every month at selected merchants","detail":"Merchants include noon, Airbnb, Booking.com, Amazon, Uber, Careem, Talabat, Deliveroo, Netflix, Spotify, cinemas and coffee chains; requires AED 5,000 monthly spend","cap":"AED 135 per month"}],"benefits":["8 complimentary visits to over 1,000 airport lounges via Airport Visa Companion","50% off cinema tickets at Vox, Reel and Novo","Multi-trip travel insurance","Purchase protection and extended warranty","20% discount at Emaar Attractions"],"tags":["cashback","dining","low-salary","no-annual-fee","shopping"],"productUrl":"https://www.cbd.ae/personal/cards/credit-cards/cbd-one","kfsUrl":"https://www.cbd.ae/docs/default-source/document/cards/cbd-kfs-conventional_cbd-one-cc.pdf","sources":["https://www.cbd.ae/docs/default-source/document/cards/cbd-kfs-conventional_cbd-one-cc.pdf","https://www.cbd.ae/docs/default-source/document/cards/cbd-kfs-conventional_credit-card_en-ar_general.pdf?sfvrsn=81ae066b_8","https://www.cbd.ae/personal/cards/credit-cards/cbd-one"],"notes":[],"verifiedOn":"2026-09-27","country":"ae"},{"id":"cbd-smiles-signature","bank":"cbd","name":"CBD Smiles Visa Signature Credit Card","nameAr":null,"network":"Visa","tier":"Signature","islamic":false,"fee":525,"feeInclVat":525,"vatBasis":"incl","firstYearFree":true,"feeCondition":"AED 500 + 5% VAT from second year onwards; can be waived on annual minimum retail spend of AED 24,000","minSalary":5000,"minSalaryNote":null,"monthlyRate":3.85,"monthlyRateRange":null,"fxFee":3.5,"rewards":[{"type":"points","headline":"10 Smiles points on Etisalat channels, Smiles app and elGrocer","detail":"Up to 3 Smiles points on international spends; up to 2 on domestic spends; quarterly bonus of 5,000 points on AED 10,000 cumulative spend","cap":"25,000 Smiles points per month on the 10-point categories"}],"benefits":["Up to 8 complimentary visits per calendar year at over 1,000 airport lounges via LoungeKey","Multi-trip travel insurance up to USD 500,000 for cardholder and family","90-day complimentary Smiles Unlimited subscription","Purchase protection and extended warranty","20% discount at Emaar Attractions"],"tags":["co-brand","low-salary","rewards","shopping"],"productUrl":"https://www.cbd.ae/personal/cards/credit-cards/smiles-signature","kfsUrl":"https://www.cbd.ae/docs/default-source/document/cards/cbd-kfs-conventional_credit-card_en-ar_general.pdf?sfvrsn=81ae066b_8","sources":["https://www.cbd.ae/docs/default-source/document/cards/cbd-kfs-conventional_credit-card_en-ar_general.pdf?sfvrsn=81ae066b_8","https://www.cbd.ae/personal/cards/credit-cards/smiles-signature"],"notes":[],"verifiedOn":"2026-09-27","country":"ae"},{"id":"cbd-super-saver","bank":"cbd","name":"CBD Super Saver Visa Signature Credit Card","nameAr":null,"network":"Visa","tier":"Signature","islamic":false,"fee":420,"feeInclVat":420,"vatBasis":"incl","firstYearFree":true,"feeCondition":"Free for first year only","minSalary":5000,"minSalaryNote":null,"monthlyRate":3.85,"monthlyRateRange":null,"fxFee":3.5,"rewards":[{"type":"cashback","headline":"Up to 10% cashback on bills, education, supermarkets and fuel","detail":"B.E.S.T categories: Bills (water/electricity, telecom), Education (school/college/university fees in UAE and abroad), Supermarket, Transport (fuel)","cap":"Up to AED 600 a month"}],"benefits":["8 complimentary visits to over 1,000 airport lounges","Multi-trip travel insurance","Purchase protection and extended warranty","20% discount at Emaar Attractions"],"tags":["cashback","fuel","low-salary","shopping"],"productUrl":"https://www.cbd.ae/personal/cards/credit-cards/super-saver","kfsUrl":"https://www.cbd.ae/docs/default-source/document/cards/cbd-kfs-conventional_super-saver-cc.pdf","sources":["https://www.cbd.ae/docs/default-source/document/cards/cbd-kfs-conventional_credit-card_en-ar_general.pdf?sfvrsn=81ae066b_8","https://www.cbd.ae/docs/default-source/document/cards/cbd-kfs-conventional_super-saver-cc.pdf","https://www.cbd.ae/personal/cards/credit-cards/super-saver"],"notes":[],"verifiedOn":"2026-09-27","country":"ae"},{"id":"cbd-visa-infinite","bank":"cbd","name":"CBD Visa Infinite Credit Card","nameAr":null,"network":"Visa","tier":"Infinite","islamic":false,"fee":787.5,"feeInclVat":787.5,"vatBasis":"incl","firstYearFree":true,"feeCondition":"No annual fee for the years after when you spend over AED 100,000 per annum","minSalary":15000,"minSalaryNote":null,"monthlyRate":3.85,"monthlyRateRange":null,"fxFee":3.5,"rewards":[{"type":"points","headline":"Up to 3 CBD Rewards points per AED 1","detail":"Redeemable for Skywards Miles, cashback or vouchers","cap":null}],"benefits":["12 complimentary visits to over 1,000 airport lounges via Visa Airport Companion","4 complimentary rounds of golf monthly at The Track Meydan & Arabian Ranches (AED 10,000 monthly retail spend)","50% discount on 6 VOX cinema tickets per calendar month","Multi-trip travel insurance for cardholder and family (90 days)","Purchase protection and extended warranty"],"tags":["premium","rewards","travel"],"productUrl":"https://www.cbd.ae/personal/cards/credit-cards/visa-infinite","kfsUrl":"https://www.cbd.ae/docs/default-source/document/cards/cbd-kfs-conventional_visa-infinite-cc.pdf","sources":["https://www.cbd.ae/docs/default-source/document/cards/cbd-kfs-conventional_credit-card_en-ar_general.pdf?sfvrsn=81ae066b_8","https://www.cbd.ae/personal/cards/credit-cards/visa-infinite"],"notes":[],"verifiedOn":"2026-09-27","country":"ae"},{"id":"hsbc-advance","bank":"hsbc","name":"HSBC Advance Credit Card","nameAr":null,"network":"Mastercard","tier":null,"islamic":false,"fee":0,"feeInclVat":0,"vatBasis":"n/a","firstYearFree":true,"feeCondition":"No annual fee (requires HSBC Advance relationship)","minSalary":null,"minSalaryNote":null,"monthlyRate":3.69,"monthlyRateRange":null,"fxFee":null,"rewards":[{"type":"points","headline":"1 HSBC Rewards Point per AED 1 spent","detail":"1 Point for every AED 1 you spend on your credit card","cap":null}],"benefits":["4 complimentary airport lounge visits a year via Mastercard Travel Pass","Buy 1 Get 1 Free movie tickets monthly (min AED 6,000 spend) and up to 25% off food and drink","Up to 50% off dining with complimentary Zomato Gold","Complimentary 12-month Careem Plus subscription","Purchase protection up to USD 5,000 a year"],"tags":["no-annual-fee","rewards"],"productUrl":"https://www.hsbc.ae/credit-cards/products/advance/","kfsUrl":"https://www.hsbc.ae/content/dam/hsbc/ae/docs/en/cards/key-fact-statement-credit-cards.pdf","sources":["https://www.hsbc.ae/credit-cards/products/advance/"],"notes":[{"en":"The bank publishes an annual rate of 44.28%; the monthly figure here is that divided by 12.","ar":"ينشر البنك معدلاً سنوياً قدره 44.28%، والرقم الشهري هنا هو ذلك المعدل مقسوماً على 12."}],"verifiedOn":"2026-09-27","country":"ae"},{"id":"hsbc-cash-plus","bank":"hsbc","name":"HSBC Cash+ Credit Card","nameAr":null,"network":"Visa","tier":null,"islamic":false,"fee":1050,"feeInclVat":1050,"vatBasis":"incl","firstYearFree":true,"feeCondition":"Waived when you spend at least AED 24,000 a year after the first 12 months","minSalary":30000,"minSalaryNote":null,"monthlyRate":3.69,"monthlyRateRange":null,"fxFee":null,"rewards":[{"type":"cashback","headline":"1% cashback on all purchases, uncapped","detail":"Earn 1% cashback every day on all your purchases, with no minimum spend or earning caps; 10% bonus cashback all year when minimum spends are met","cap":null}],"benefits":["Complimentary airport lounge access (over 1,000 lounges)","Buy 1 Get 1 Free movie tickets monthly (min AED 10,000 spend)","Multi-trip travel insurance up to USD 500,000","Extended warranty doubling manufacturer warranty up to 1 year","Complimentary 12-month Careem Plus subscription"],"tags":["cashback","premium"],"productUrl":"https://www.hsbc.ae/credit-cards/products/cash-plus/","kfsUrl":"https://www.hsbc.ae/content/dam/hsbc/ae/docs/en/cards/kfs-credit-cards.pdf","sources":["https://www.hsbc.ae/credit-cards/products/cash-plus/"],"notes":[{"en":"The bank publishes an annual rate of 44.28%; the monthly figure here is that divided by 12.","ar":"ينشر البنك معدلاً سنوياً قدره 44.28%، والرقم الشهري هنا هو ذلك المعدل مقسوماً على 12."}],"verifiedOn":"2026-09-27","country":"ae"},{"id":"hsbc-emirates-skywards-infinite","bank":"hsbc","name":"HSBC Emirates Skywards Infinite Credit Card","nameAr":null,"network":"Visa","tier":"Infinite","islamic":false,"fee":2625,"feeInclVat":2625,"vatBasis":"incl","firstYearFree":false,"feeCondition":null,"minSalary":30000,"minSalaryNote":null,"monthlyRate":3.69,"monthlyRateRange":null,"fxFee":null,"rewards":[{"type":"miles","headline":"2.75 Skywards Miles per USD on Emirates/flydubai direct bookings","detail":"Get 2.75 Skywards Miles on direct bookings with Emirates and flydubai in AED; 1.5 on non-AED; 1 on AED transactions; 0.25 on government, utilities, fuel, groceries and similar categories","cap":null}],"benefits":["Unlimited complimentary access to over 1,200 airport lounges for cardholder and a guest","Buy 1 Get 1 Free movie tickets every month, plus 20% off food and drinks","Travel insurance up to USD 500,000 for cardholder and family on trips up to 90 days","Complimentary Emirates Skywards Silver tier membership"],"tags":["co-brand","miles","premium","travel"],"productUrl":"https://www.hsbc.ae/credit-cards/products/skywards-infinite/","kfsUrl":"https://www.hsbc.ae/content/dam/hsbc/ae/docs/en/cards/kfs-credit-cards.pdf","sources":["https://www.hsbc.ae/credit-cards/products/skywards-infinite/"],"notes":[{"en":"The bank publishes an annual rate of 44.28%; the monthly figure here is that divided by 12.","ar":"ينشر البنك معدلاً سنوياً قدره 44.28%، والرقم الشهري هنا هو ذلك المعدل مقسوماً على 12."}],"verifiedOn":"2026-09-27","country":"ae"},{"id":"hsbc-emirates-skywards-signature","bank":"hsbc","name":"HSBC Emirates Skywards Signature Credit Card","nameAr":null,"network":"Visa","tier":"Signature","islamic":false,"fee":1050,"feeInclVat":1050,"vatBasis":"incl","firstYearFree":false,"feeCondition":null,"minSalary":12500,"minSalaryNote":"AED 10,000 for employees of approved companies; AED 12,500 for all other applicants","monthlyRate":3.69,"monthlyRateRange":null,"fxFee":null,"rewards":[{"type":"miles","headline":"1.75 Skywards Miles on Emirates/flydubai direct bookings","detail":"1.75 on Emirates and flydubai direct bookings in AED; 1 on non-AED; 0.75 on AED; 0.1 on government, utilities, fuel, groceries and similar categories","cap":null},{"type":"miles","headline":"25,000 sign-up bonus Skywards Miles","detail":"Sign-up bonus plus 15,000 Skywards Miles and fast track to Silver with minimum spend (per bank page)","cap":null}],"benefits":["12 complimentary lounge visits a year to over 1,200 lounges","Buy 1 Get 1 Free movie tickets every month, plus 20% off food and drink","Travel insurance up to USD 500,000 on trips up to 90 days"],"tags":["co-brand","miles","travel"],"productUrl":"https://www.hsbc.ae/credit-cards/products/skywards-signature/","kfsUrl":"https://www.hsbc.ae/content/dam/hsbc/ae/docs/en/cards/kfs-credit-cards.pdf","sources":["https://www.hsbc.ae/credit-cards/products/skywards-signature/"],"notes":[{"en":"The bank publishes an annual rate of 44.28%; the monthly figure here is that divided by 12.","ar":"ينشر البنك معدلاً سنوياً قدره 44.28%، والرقم الشهري هنا هو ذلك المعدل مقسوماً على 12."}],"verifiedOn":"2026-09-27","country":"ae"},{"id":"hsbc-live-plus","bank":"hsbc","name":"HSBC Live+ Credit Card","nameAr":null,"network":"Visa","tier":"Signature","islamic":false,"fee":313.95,"feeInclVat":313.95,"vatBasis":"incl","firstYearFree":true,"feeCondition":"Waived when you spend at least AED 12,000 a year","minSalary":12500,"minSalaryNote":"AED 5,000 for employees of approved companies; AED 12,500 for all other applicants","monthlyRate":3.69,"monthlyRateRange":null,"fxFee":null,"rewards":[{"type":"cashback","headline":"6% dining, 5% fuel, 2% groceries & entertainment","detail":"When spending at least AED 3,000 a month; 0.5% on all other spends or when monthly spend is below AED 3,000","cap":"Up to AED 200 per category per statement cycle"}],"benefits":["12 complimentary lounge visits a year to over 1,200 lounges","Buy 1 Get 1 Free movie tickets monthly (min AED 6,000 spend)","Travel insurance up to USD 500,000","Up to 50% off dining with Zomato Gold","Complimentary 12-month Careem Plus subscription"],"tags":["cashback","dining","fuel","low-salary"],"productUrl":"https://www.hsbc.ae/credit-cards/products/live-plus/","kfsUrl":"https://www.hsbc.ae/content/dam/hsbc/ae/docs/en/cards/kfs-credit-cards.pdf","sources":["https://www.hsbc.ae/credit-cards/products/live-plus/"],"notes":[{"en":"The bank publishes an annual rate of 44.28%; the monthly figure here is that divided by 12.","ar":"ينشر البنك معدلاً سنوياً قدره 44.28%، والرقم الشهري هنا هو ذلك المعدل مقسوماً على 12."}],"verifiedOn":"2026-09-27","country":"ae"},{"id":"hsbc-premier","bank":"hsbc","name":"HSBC Premier Credit Card","nameAr":null,"network":"Mastercard","tier":null,"islamic":false,"fee":0,"feeInclVat":0,"vatBasis":"n/a","firstYearFree":true,"feeCondition":"No annual fee (requires HSBC Premier relationship)","minSalary":null,"minSalaryNote":null,"monthlyRate":3.69,"monthlyRateRange":null,"fxFee":null,"rewards":[{"type":"points","headline":"1 HSBC Rewards Point per AED 1 spent","detail":"1 Point for every AED 1 you spend on your credit card; welcome offer up to 330,000 Points on conditions","cap":null}],"benefits":["8 complimentary visits a year to over 1,200 airport lounges","Buy 1 Get 1 Free movie tickets every month (min AED 6,000 monthly spend)","Complimentary travel insurance when return airline tickets are purchased with the card","Complimentary 12-month Careem Plus subscription","Complimentary Zomato Gold membership"],"tags":["no-annual-fee","premium","rewards","travel"],"productUrl":"https://www.hsbc.ae/credit-cards/products/premier/","kfsUrl":"https://www.hsbc.ae/content/dam/hsbc/ae/docs/en/cards/key-fact-statement-credit-cards.pdf","sources":["https://www.hsbc.ae/credit-cards/products/premier/"],"notes":[{"en":"The bank publishes an annual rate of 44.28%; the monthly figure here is that divided by 12.","ar":"ينشر البنك معدلاً سنوياً قدره 44.28%، والرقم الشهري هنا هو ذلك المعدل مقسوماً على 12."}],"verifiedOn":"2026-09-27","country":"ae"},{"id":"hsbc-private-bank","bank":"hsbc","name":"HSBC Private Bank Credit Card","nameAr":null,"network":"Mastercard","tier":null,"islamic":false,"fee":0,"feeInclVat":0,"vatBasis":"n/a","firstYearFree":true,"feeCondition":"No annual fee (HSBC Private Bank clients only)","minSalary":null,"minSalaryNote":null,"monthlyRate":3.69,"monthlyRateRange":null,"fxFee":null,"rewards":[],"benefits":["14 complimentary lounge visits a year for cardholder and a guest (over 1,200 lounges)","2 free rounds of golf every month with Spikes On; 30% off at over 800 golf clubs","Buy 1 Get 1 Free movie tickets every month and up to 25% off food and drink","Complimentary travel inconvenience and medical cover","Complimentary Zomato Gold and Careem Plus"],"tags":["no-annual-fee","premium","travel"],"productUrl":"https://www.hsbc.ae/credit-cards/products/private-bank/","kfsUrl":"https://www.hsbc.ae/content/dam/hsbc/ae/docs/en/cards/kfs-credit-cards.pdf","sources":["https://www.hsbc.ae/credit-cards/products/private-bank/"],"notes":[{"en":"The bank publishes an annual rate of 44.28%; the monthly figure here is that divided by 12.","ar":"ينشر البنك معدلاً سنوياً قدره 44.28%، والرقم الشهري هنا هو ذلك المعدل مقسوماً على 12."}],"verifiedOn":"2026-09-27","country":"ae"},{"id":"standard-chartered-journey","bank":"standard-chartered","name":"Journey Credit Card","nameAr":null,"network":"Visa","tier":"Infinite","islamic":false,"fee":1575,"feeInclVat":1575,"vatBasis":"incl","firstYearFree":null,"feeCondition":"First year waived with minimum AED 10,000 spend in first 60 days; subsequent years waived with at least AED 150,000 spend in previous 12 months","minSalary":30000,"minSalaryNote":null,"monthlyRate":3.69,"monthlyRateRange":null,"fxFee":2.99,"rewards":[{"type":"points","headline":"4 360 Rewards Points per USD 1 spent internationally","detail":"4 points per USD 1 international, 2 points per USD 1 local","cap":null}],"benefits":["Airport lounge access via Visa Airport Companion (first two visits complimentary; unlimited with qualifying international spend)","2 rounds of golf per billing cycle (limited offer, min AED 12,000 monthly spend)","Buy 1 Get 1 Free at VOX and Reel Cinemas","Multi-trip travel insurance up to 90 days","4 Careem airport transfers annually"],"tags":["premium","rewards","travel"],"productUrl":"https://www.sc.com/ae/credit-cards/journey/","kfsUrl":"https://av.sc.com/ae/content/docs/ae-sp-price-guide-conventional-english-v3.pdf?v=202499","sources":["https://av.sc.com/ae/content/docs/ae-sp-price-guide-conventional-english-v3.pdf?v=202499","https://www.sc.com/ae/credit-cards/","https://www.sc.com/ae/credit-cards/journey/"],"notes":[],"verifiedOn":"2026-09-27","country":"ae"},{"id":"standard-chartered-simply-cash","bank":"standard-chartered","name":"Simply Cash Credit Card","nameAr":null,"network":"Visa","tier":"Signature","islamic":false,"fee":525,"feeInclVat":525,"vatBasis":"incl","firstYearFree":true,"feeCondition":"Waived if AED 9,000+ spent in previous 12 months","minSalary":8000,"minSalaryNote":null,"monthlyRate":3.69,"monthlyRateRange":null,"fxFee":2.99,"rewards":[{"type":"cashback","headline":"2% cashback on international and airline spends","detail":"2% international/airline, 1% other domestic, 0.2% government/insurance/rental housing/auto dealership","cap":null}],"benefits":["8 complimentary lounge visits a year (1000+ lounges)","Buy 1 Get 1 Free tickets on VOX & Reel","Multi-trip travel insurance up to 90 days","Visa Concierge 24/7"],"tags":["cashback","low-salary","travel"],"productUrl":"https://www.sc.com/ae/credit-cards/simply-cash/","kfsUrl":"https://av.sc.com/ae/content/docs/ae-sp-price-guide-conventional-english-v3.pdf?v=202499","sources":["https://av.sc.com/ae/content/docs/ae-sp-price-guide-conventional-english-v3.pdf?v=202499","https://www.sc.com/ae/credit-cards/","https://www.sc.com/ae/credit-cards/simply-cash/"],"notes":[],"verifiedOn":"2026-09-27","country":"ae"},{"id":"standard-chartered-smart-saadiq","bank":"standard-chartered","name":"Smart Saadiq Credit Card","nameAr":null,"network":"Visa","tier":null,"islamic":true,"fee":315,"feeInclVat":315,"vatBasis":"incl","firstYearFree":true,"feeCondition":"Waived every year after the first if you spend at least AED 2,000 in the previous 12 months","minSalary":8000,"minSalaryNote":null,"monthlyRate":3.69,"monthlyRateRange":null,"fxFee":null,"rewards":[],"benefits":["8 free airport lounge visits per year (1000+ lounges)","Buy 1 Get 1 Free tickets on VOX & Reel","Multi-trip travel coverage up to 90 days","No late payment or overlimit fees"],"tags":["islamic","low-salary"],"productUrl":"https://www.sc.com/ae/credit-cards/smart-saadiq/","kfsUrl":null,"sources":["https://www.sc.com/ae/credit-cards/","https://www.sc.com/ae/credit-cards/smart-saadiq/"],"notes":[],"verifiedOn":"2026-09-27","country":"ae"},{"id":"citi-cash-back","bank":"citi","name":"Citi Cash Back Credit Card","nameAr":null,"network":"Mastercard","tier":null,"islamic":false,"fee":300,"feeInclVat":315,"vatBasis":"excl","firstYearFree":true,"feeCondition":"No annual fee in year 1; from year 2 no annual fee upon meeting minimum annual spend of AED 9,000","minSalary":8000,"minSalaryNote":"Product page says AED 8,000; KFS (July 2026) as read shows AED 5,000 - conflict, needs manual check of the PDF","monthlyRate":3.69,"monthlyRateRange":null,"fxFee":2.99,"rewards":[{"type":"cashback","headline":"3% non-AED, 2% grocery, 1% everything else","detail":"3% cashback on non-AED spending; 2% on grocery/supermarket; 1% on all other spending. No minimum spend, no caps (cash back not earned on spend above the credit limit in a statement cycle)","cap":null},{"type":"cashback","headline":"AED 300 joining bonus","detail":"AED 300 joining bonus statement credit upon meeting min spend of AED 6,000 in 60 days (new Citi Credit Card customers only)","cap":null}],"benefits":["8 airport lounge visits a year (1,200 lounges)","Easy installment plans","Instant cash loan option"],"tags":["cashback","fee-waiver","groceries","low-salary","travel"],"productUrl":"https://www.citibank.ae/credit-cards/cashback/citi-cashback-credit-card","kfsUrl":"https://www.citibank.ae/content/dam/cgcpc/ae/prelogin/www-citibank-ae/doc/pdf/kfs-cards.pdf","sources":["https://www.citibank.ae/content/dam/cgcpc/ae/prelogin/www-citibank-ae/doc/pdf/fees-and-charges.pdf","https://www.citibank.ae/content/dam/cgcpc/ae/prelogin/www-citibank-ae/doc/pdf/kfs-cards.pdf","https://www.citibank.ae/credit-cards/","https://www.citibank.ae/credit-cards/cashback/citi-cashback-credit-card"],"notes":[{"en":"Citi's product page gives a minimum salary of AED 8,000; its Key Facts Statement (July 2026) gives AED 5,000. We show the product page figure.","ar":"تذكر صفحة المنتج لدى سيتي بنك حداً أدنى للراتب 8,000 درهم، بينما يذكر بيان الحقائق الأساسية (يوليو 2026) 5,000 درهم. نعرض رقم صفحة المنتج."}],"verifiedOn":"2026-09-27","country":"ae"},{"id":"citi-premier","bank":"citi","name":"Citi Premier Credit Card","nameAr":null,"network":"Mastercard","tier":null,"islamic":false,"fee":750,"feeInclVat":787.5,"vatBasis":"excl","firstYearFree":false,"feeCondition":null,"minSalary":15000,"minSalaryNote":null,"monthlyRate":3.69,"monthlyRateRange":null,"fxFee":2.99,"rewards":[{"type":"points","headline":"3 ThankYou Points per USD 1 on dining, fuel & grocery","detail":"$1 = 3 ThankYou Points on dining, fuel & grocery; $1 = 2 on non-AED spend; $1 = 1 on local (AED) spend","cap":null},{"type":"cashback","headline":"AED 750 joining bonus","detail":"AED 750 joining bonus statement credit upon meeting min spend of AED 10,000 in 60 days (new Citi Credit Card customers only)","cap":null}],"benefits":["14 airport lounge visits a year (1,200 lounges)","4 complimentary Careem airport rides a year (up to AED 84 each)","30% off VOX Cinemas tickets (4 per month)","1 free round of golf monthly","Travel insurance and purchase protection"],"tags":["dining","fuel","rewards","travel"],"productUrl":"https://www.citibank.ae/credit-cards/rewards/citi-premier-credit-card","kfsUrl":"https://www.citibank.ae/content/dam/cgcpc/ae/prelogin/www-citibank-ae/doc/pdf/kfs-cards.pdf","sources":["https://www.citibank.ae/content/dam/cgcpc/ae/prelogin/www-citibank-ae/doc/pdf/kfs-cards.pdf","https://www.citibank.ae/credit-cards/","https://www.citibank.ae/credit-cards/rewards/citi-premier-credit-card"],"notes":[],"verifiedOn":"2026-09-27","country":"ae"},{"id":"citi-prestige","bank":"citi","name":"Citi Prestige Credit Card","nameAr":null,"network":"Mastercard","tier":null,"islamic":false,"fee":1500,"feeInclVat":1575,"vatBasis":"excl","firstYearFree":false,"feeCondition":null,"minSalary":30000,"minSalaryNote":null,"monthlyRate":3.69,"monthlyRateRange":null,"fxFee":2.99,"rewards":[{"type":"points","headline":"3 ThankYou Points per USD 1 on non-AED spend","detail":"$1 = 3 ThankYou points on non-AED spend; $1 = 2 ThankYou points on local spend","cap":null},{"type":"cashback","headline":"AED 1,000 joining bonus","detail":"AED 1,000 joining bonus statement credit upon meeting min spend of AED 15,000 in 60 days (new Citi Credit Card customers only)","cap":null}],"benefits":["Access to 1,200 airport lounges for cardholder, supplementary cardholders plus one free guest each per visit","4th night free at any hotel worldwide (unlimited)","Unlimited golf on weekdays and 1 free round on weekends per month","Travel accident & medical insurance"],"tags":["premium","rewards","travel"],"productUrl":"https://www.citibank.ae/credit-cards/rewards/citi-prestige-credit-card","kfsUrl":"https://www.citibank.ae/content/dam/cgcpc/ae/prelogin/www-citibank-ae/doc/pdf/kfs-cards.pdf","sources":["https://www.citibank.ae/content/dam/cgcpc/ae/prelogin/www-citibank-ae/doc/pdf/kfs-cards.pdf","https://www.citibank.ae/credit-cards/rewards/citi-prestige-credit-card"],"notes":[],"verifiedOn":"2026-09-27","country":"ae"},{"id":"citi-ready-credit","bank":"citi","name":"Citi Ready Credit Card","nameAr":null,"network":"Mastercard","tier":"Titanium","islamic":false,"fee":300,"feeInclVat":315,"vatBasis":"excl","firstYearFree":true,"feeCondition":"No annual fee in year 1; AED 300 fee waived from year 2 onwards without conditions","minSalary":8000,"minSalaryNote":null,"monthlyRate":3.25,"monthlyRateRange":null,"fxFee":2.99,"rewards":[],"benefits":["Instant cash advance up to 100% of credit limit","Credit limit up to 6x monthly salary or AED 175,000 (whichever is lower)","Introductory loan rate from 15% p.a. on first loan within 1 month of approval (new Citi customers only)","Mastercard Titanium privileges including airport lounge access","20% Talabat discount (up to AED 14) once a month"],"tags":["cash-advance","low-salary","no-annual-fee"],"productUrl":"https://www.citibank.ae/credit-cards/cash-advance/citi-ready-credit-card","kfsUrl":"https://www.citibank.ae/content/dam/cgcpc/ae/prelogin/www-citibank-ae/doc/pdf/kfs-cards.pdf","sources":["https://www.citibank.ae/content/dam/cgcpc/ae/prelogin/www-citibank-ae/doc/pdf/kfs-cards.pdf","https://www.citibank.ae/credit-cards/cash-advance/citi-ready-credit-card"],"notes":[],"verifiedOn":"2026-09-27","country":"ae"},{"id":"citi-rewards","bank":"citi","name":"Citi Rewards Credit Card","nameAr":null,"network":"Mastercard","tier":null,"islamic":false,"fee":300,"feeInclVat":315,"vatBasis":"excl","firstYearFree":true,"feeCondition":"No annual fee in year 1; from year 2 waived with minimum annual spend of AED 9,000, otherwise AED 300","minSalary":8000,"minSalaryNote":null,"monthlyRate":3.69,"monthlyRateRange":null,"fxFee":2.99,"rewards":[{"type":"points","headline":"1.5 ThankYou Points per USD 1 on grocery & non-AED spend","detail":"$1 = 1.5 ThankYou Points on all grocery & non-AED spend; $1 = 1 ThankYou Point on local spend","cap":null},{"type":"cashback","headline":"AED 300 joining bonus","detail":"AED 300 joining bonus statement credit upon meeting min spend of AED 6,000 in 60 days (new Citi Credit Card customers only)","cap":null}],"benefits":["Flat 30% off 2 VOX Cinemas movie tickets every month","Airport lounge access via Mastercard Travel Pass","1 Careem airport ride per year (up to AED 84)","20% instant discount (up to AED 14) on Talabat grocery and food orders"],"tags":["fee-waiver","low-salary","rewards"],"productUrl":"https://www.citibank.ae/credit-cards/rewards/citi-rewards-credit-card","kfsUrl":"https://www.citibank.ae/content/dam/cgcpc/ae/prelogin/www-citibank-ae/doc/pdf/kfs-cards.pdf","sources":["https://www.citibank.ae/content/dam/cgcpc/ae/prelogin/www-citibank-ae/doc/pdf/kfs-cards.pdf","https://www.citibank.ae/credit-cards/rewards/citi-rewards-credit-card"],"notes":[],"verifiedOn":"2026-09-27","country":"ae"},{"id":"citi-simplicity","bank":"citi","name":"Citi Simplicity Credit Card","nameAr":null,"network":null,"tier":null,"islamic":false,"fee":0,"feeInclVat":0,"vatBasis":"n/a","firstYearFree":true,"feeCondition":"No annual fee - ever","minSalary":5000,"minSalaryNote":"Product page and cards listing say AED 5,000; KFS (July 2026) as read shows AED 8,000 - conflict, needs manual check of the PDF","monthlyRate":3.69,"monthlyRateRange":null,"fxFee":2.99,"rewards":[],"benefits":["No annual fee, no late fee, no cash advance fee, no over-limit fee - ever","0% interest on balance transfers for 6 months","20% instant discount (up to AED 14) on Talabat grocery and food orders once a month","Easy Installment Plan and instant cash loan"],"tags":["balance-transfer","low-salary","no-annual-fee"],"productUrl":"https://www.citibank.ae/credit-cards/no-annual-fee/citi-simplicity-credit-card","kfsUrl":"https://www.citibank.ae/content/dam/cgcpc/ae/prelogin/www-citibank-ae/doc/pdf/kfs-cards.pdf","sources":["https://www.citibank.ae/content/dam/cgcpc/ae/prelogin/www-citibank-ae/doc/pdf/kfs-cards.pdf","https://www.citibank.ae/credit-cards/","https://www.citibank.ae/credit-cards/no-annual-fee/citi-simplicity-credit-card"],"notes":[{"en":"Citi's product page gives a minimum salary of AED 5,000; its Key Facts Statement (July 2026) gives AED 8,000. We show the product page figure.","ar":"تذكر صفحة المنتج لدى سيتي بنك حداً أدنى للراتب 5,000 درهم، بينما يذكر بيان الحقائق الأساسية (يوليو 2026) 8,000 درهم. نعرض رقم صفحة المنتج."}],"verifiedOn":"2026-09-27","country":"ae"},{"id":"citi-ultima","bank":"citi","name":"Citi Ultima Credit Card","nameAr":null,"network":"Mastercard","tier":null,"islamic":false,"fee":3000,"feeInclVat":3150,"vatBasis":"excl","firstYearFree":false,"feeCondition":null,"minSalary":36750,"minSalaryNote":null,"monthlyRate":3.69,"monthlyRateRange":null,"fxFee":2.99,"rewards":[{"type":"miles","headline":"5 Citi Miles per USD 1 on non-AED spend","detail":"$1 = 5 Citi Miles on non-AED spend; $1 = 2.5 Citi Miles on AED spend; 30,000 bonus Citi Miles annually upon payment of annual fee","cap":null},{"type":"cashback","headline":"AED 1,500 joining bonus","detail":"AED 1,500 joining bonus statement credit upon meeting min spend of AED 25,000 in 60 days (new Citi Credit Card customers only)","cap":null}],"benefits":["Access to 1,200 airport lounges worldwide","50% cash rebate on air travel tickets (up to AED 2,000) once a year","Complimentary 3rd night free at any hotel worldwide (unlimited)","Complimentary home check-in 4 times a year","Unlimited complimentary golf on weekdays and once a month on weekends at UAE courses"],"tags":["miles","premium","travel"],"productUrl":"https://www.citibank.ae/credit-cards/travel/citi-ultima-credit-card","kfsUrl":"https://www.citibank.ae/content/dam/cgcpc/ae/prelogin/www-citibank-ae/doc/pdf/kfs-cards.pdf","sources":["https://www.citibank.ae/content/dam/cgcpc/ae/prelogin/www-citibank-ae/doc/pdf/kfs-cards.pdf","https://www.citibank.ae/credit-cards/","https://www.citibank.ae/credit-cards/travel/citi-ultima-credit-card"],"notes":[],"verifiedOn":"2026-09-27","country":"ae"},{"id":"sib-cashback","bank":"sib","name":"Cashback Card","nameAr":null,"network":"Mastercard","tier":null,"islamic":true,"fee":199,"feeInclVat":199,"vatBasis":"incl","firstYearFree":true,"feeCondition":"Waived if total retail spend is AED 10,000 in the previous year","minSalary":5000,"minSalaryNote":"Product page: AED 5,000 with salary transfer; AED 8,000 without","monthlyRate":3.49,"monthlyRateRange":null,"fxFee":2.5,"rewards":[{"type":"cashback","headline":"10% cashback on online and digital-wallet spends","detail":"10% online/digital wallet (excl. utilities, telecom, govt, supermarket, education); 2% international retail; 1% domestic retail; 0.5% utilities/telecom/govt/supermarket/education","cap":"10% category capped at AED 300 per month; others uncapped"}],"benefits":["Mastercard Hotel Bookings discounts","Balance Transfer, Easy Cash and Easy Pay options"],"tags":["cashback","islamic","low-salary","shopping"],"productUrl":"https://www.sib.ae/en/Cashback","kfsUrl":"https://www.sib.ae/docs/default-source/default-document-library/key-facts---cashbackcard.pdf?sfvrsn=accc259d_20","sources":["https://www.sib.ae/docs/default-source/default-document-library/key-facts---cashbackcard.pdf?sfvrsn=accc259d_20"],"notes":[],"verifiedOn":"2026-09-27","country":"ae"},{"id":"sib-smiles-titanium","bank":"sib","name":"Smiles Titanium Mastercard","nameAr":null,"network":"Mastercard","tier":"Titanium","islamic":true,"fee":0,"feeInclVat":0,"vatBasis":"n/a","firstYearFree":true,"feeCondition":"Free for Life","minSalary":5000,"minSalaryNote":null,"monthlyRate":2.49,"monthlyRateRange":null,"fxFee":2.5,"rewards":[{"type":"points","headline":"2 Smiles per AED 2 spent internationally","detail":"1 Smiles per AED 2 locally; 0.5 Smiles per AED 2 at specific merchants (education, utility, government)","cap":null}],"benefits":["Complimentary access to over 1300 airport lounges in more than 135 countries","Up to 30% off Mastercard Hotel Bookings","Instalment options up to 12 months"],"tags":["co-brand","islamic","low-salary","no-annual-fee","rewards"],"productUrl":"https://www.sib.ae/en/SmilesTitanium","kfsUrl":"https://www.sib.ae/docs/default-source/default-document-library/key-facts---smiles-june-20265c2925f3320643ad82df90046a89a124.pdf?sfvrsn=253bb4e8_14","sources":["https://www.sib.ae/docs/default-source/default-document-library/key-facts---smiles-june-20265c2925f3320643ad82df90046a89a124.pdf?sfvrsn=253bb4e8_14","https://www.sib.ae/en/SmilesTitanium"],"notes":[],"verifiedOn":"2026-09-27","country":"ae"},{"id":"sib-smiles-world-elite","bank":"sib","name":"Smiles World Elite Mastercard","nameAr":null,"network":"Mastercard","tier":"World Elite","islamic":true,"fee":733.95,"feeInclVat":733.95,"vatBasis":"incl","firstYearFree":false,"feeCondition":"Reversed on total purchase spend of AED 50,000 during the year; no annual fee for Excellence Banking Cardholders","minSalary":5000,"minSalaryNote":null,"monthlyRate":2.49,"monthlyRateRange":null,"fxFee":2.5,"rewards":[{"type":"points","headline":"3 Smiles per AED 2 spent internationally","detail":"1.5 Smiles per AED 2 locally; 0.75 on utility/education/government bills","cap":null}],"benefits":["Access to over 1300 airport lounges worldwide","Up to 30% off Mastercard Hotel Bookings"],"tags":["co-brand","islamic","premium","rewards","travel"],"productUrl":"https://www.sib.ae/en/World-Elite","kfsUrl":"https://www.sib.ae/docs/default-source/default-document-library/key-facts---smiles-june-20265c2925f3320643ad82df90046a89a124.pdf?sfvrsn=253bb4e8_14","sources":["https://www.sib.ae/docs/default-source/default-document-library/key-facts---smiles-june-20265c2925f3320643ad82df90046a89a124.pdf?sfvrsn=253bb4e8_14","https://www.sib.ae/docs/default-source/default-document-library/we-tariffc631ebd1-90c1-42ca-b6f0-1ed4c54fef55.pdf?sfvrsn=73c9373d_2"],"notes":[{"en":"SIB's Key Facts Statement gives a 2.5% foreign fee; its World Elite price list gives 2.625%.","ar":"يذكر بيان الحقائق الأساسية لدى مصرف الشارقة الإسلامي رسوماً أجنبية 2.5%، بينما تذكر قائمة أسعار وورلد إيليت 2.625%."}],"verifiedOn":"2026-09-27","country":"ae"},{"id":"sib-smiles-world","bank":"sib","name":"Smiles World Mastercard","nameAr":null,"network":"Mastercard","tier":"World","islamic":true,"fee":525,"feeInclVat":525,"vatBasis":"incl","firstYearFree":false,"feeCondition":"No annual fee for Excellence Banking Cardholders","minSalary":5000,"minSalaryNote":null,"monthlyRate":2.49,"monthlyRateRange":null,"fxFee":2.5,"rewards":[{"type":"points","headline":"3 Smiles per AED 2 spent internationally","detail":"1.5 Smiles per AED 2 locally; 0.75 at specific merchants; 0.3 in EEA countries","cap":null},{"type":"points","headline":"50,000 bonus Smiles welcome offer","detail":"For spending AED 20,000 within 90 days of card issuance","cap":null}],"benefits":["Access to over 1300 airport lounges worldwide","Redeem Smiles for flights on over 300 airlines and stays at over 300,000 hotels"],"tags":["co-brand","islamic","low-salary","rewards","travel"],"productUrl":"https://www.sib.ae/en/SmilesWorld","kfsUrl":"https://www.sib.ae/docs/default-source/default-document-library/key-facts---smiles-june-20265c2925f3320643ad82df90046a89a124.pdf?sfvrsn=253bb4e8_14","sources":["https://www.sib.ae/docs/default-source/default-document-library/key-facts---smiles-june-20265c2925f3320643ad82df90046a89a124.pdf?sfvrsn=253bb4e8_14","https://www.sib.ae/docs/default-source/default-document-library/smiles-world-tariff_2024.pdf?sfvrsn=7c92c5f8_7","https://www.sib.ae/en/SmilesWorld"],"notes":[],"verifiedOn":"2026-09-27","country":"ae"},{"id":"sib-smiles-world-priority","bank":"sib","name":"Smiles World Priority Mastercard","nameAr":null,"network":"Mastercard","tier":"World","islamic":true,"fee":null,"feeInclVat":null,"vatBasis":"incl","firstYearFree":null,"feeCondition":null,"minSalary":null,"minSalaryNote":null,"monthlyRate":null,"monthlyRateRange":null,"fxFee":null,"rewards":[{"type":"points","headline":"3 Smiles per AED 2 spent internationally","detail":"1.5 Smiles per AED 2 locally; 0.75 on utilities/education/government","cap":null}],"benefits":["Access to 1300+ airport lounges via Mastercard Travel Pass","10% off Cleartrip travel","Up to 30% off Mastercard Hotel Bookings"],"tags":["co-brand","islamic","premium","rewards","travel"],"productUrl":"https://www.sib.ae/en/SmilesWorldExcellence","kfsUrl":"https://www.sib.ae/docs/default-source/default-document-library/key-facts---smiles-june-20265c2925f3320643ad82df90046a89a124.pdf?sfvrsn=253bb4e8_14","sources":["https://www.sib.ae/en/SmilesWorldExcellence"],"notes":[],"verifiedOn":"2026-09-27","country":"ae"},{"id":"nbf-platinum-exclusive","bank":"nbf","name":"NBF Platinum Exclusive Credit Card","nameAr":null,"network":"Visa","tier":"Platinum","islamic":false,"fee":0,"feeInclVat":0,"vatBasis":"n/a","firstYearFree":true,"feeCondition":"Lifetime free","minSalary":9000,"minSalaryNote":null,"monthlyRate":2.99,"monthlyRateRange":null,"fxFee":2.5,"rewards":[{"type":"cashback","headline":"2% cashback (as marketed on NBF site)","detail":"NBF cards listing describes the card as providing 'impressive rewards and 2% cashback'; KFS mentions cashback usable to settle balance but gives no rate or cap","cap":null}],"benefits":["Buy 1 Get 1 Free at VOX and Reel Cinemas (up to 4 free tickets monthly)","0% Easy Payment Plans (3-24 months)","Interest-free credit for up to 50 days","Balance transfer up to 90% of available limit"],"tags":["cashback","low-salary","no-annual-fee"],"productUrl":"https://nbf.ae/personal/personal-cards/platinum-exclusive-credit-card/","kfsUrl":"https://nbf.ae/wp-content/uploads/2025/04/KFS_NBF-Platinum_Credit-Card_Apr-2025.pdf","sources":["https://nbf.ae/personal/cards/","https://nbf.ae/personal/personal-cards/platinum-exclusive-credit-card/","https://nbf.ae/wp-content/uploads/2025/04/KFS_NBF-Platinum_Credit-Card_Apr-2025.pdf"],"notes":[],"verifiedOn":"2026-09-27","country":"ae"},{"id":"nbf-infinite","bank":"nbf","name":"NBF Visa Infinite Credit Card","nameAr":null,"network":"Visa","tier":"Infinite","islamic":false,"fee":0,"feeInclVat":0,"vatBasis":"n/a","firstYearFree":true,"feeCondition":"Lifetime free","minSalary":40000,"minSalaryNote":"Or NBF Priority Segment status","monthlyRate":2.49,"monthlyRateRange":null,"fxFee":2.5,"rewards":[{"type":"points","headline":"NBF reward points redeemable via mobile app","detail":"Points accumulate through banking activities; no earn rate published on product page or KFS","cap":null}],"benefits":["Unlimited free access to 1,200+ airport lounges via Visa Airport Companion","Buy 1 Get 1 Free at VOX and Reel Cinemas (up to 4 free tickets monthly)","Free domestic and international travel insurance for cardholder and family, trips up to 90 days","24/7 concierge"],"tags":["no-annual-fee","premium","travel"],"productUrl":"https://nbf.ae/personal/personal-cards/infinite-credit-card/","kfsUrl":"https://nbf.ae/wp-content/uploads/2025/04/KFS_NBF-Infinite_Credit_Card_Apr-2025.pdf","sources":["https://nbf.ae/personal/personal-cards/infinite-credit-card/","https://nbf.ae/wp-content/uploads/2025/04/KFS_NBF-Infinite_Credit_Card_Apr-2025.pdf"],"notes":[{"en":"Also open to NBF Priority customers regardless of the salary figure.","ar":"متاحة أيضاً لعملاء الأولوية لدى بنك الفجيرة الوطني بغض النظر عن الراتب."}],"verifiedOn":"2026-09-27","country":"ae"},{"id":"al-rajhi-alfursan-infinite","country":"sa","bank":"al-rajhi","name":"AlFursan Infinite Credit Card","nameAr":"بطاقة إنفينيت الفرسان الائتمانية","network":"Visa","tier":"Infinite","islamic":true,"fee":1000,"feeInclVat":1150,"vatBasis":"excl","firstYearFree":false,"feeCondition":"SAR 700 for Affluent and above segment; SAR 1000 for Mass segment","minSalary":null,"minSalaryNote":null,"monthlyRate":2.5,"monthlyRateRange":null,"apr":null,"fxFee":2,"rewards":[{"type":"miles","headline":"1 AlFursan mile per SAR 3 domestic, per SAR 2 international","detail":"1 mile per SAR 1.25 on Saudia; up to 170,000 bonus and reward miles","cap":null}],"benefits":["Access to over 1,000 airport lounges","0% Tasaheal instalment programme","Two free supplementary cards"],"tags":["co-brand","islamic","miles","premium","travel"],"productUrl":"https://www.alrajhibank.com.sa/en/Personal/Cards/Miles-Card/AlFursan-infinite-credit-card","kfsUrl":null,"sources":["https://www.alrajhibank.com.sa/en/Personal/Cards/Miles-Card/AlFursan-infinite-credit-card"],"notes":[],"verifiedOn":"2026-09-27"},{"id":"al-rajhi-alfursan-platinum","country":"sa","bank":"al-rajhi","name":"AlFursan Platinum Credit Card","nameAr":"بطاقة الفرسان بلاتينيوم الائتمانية","network":"Visa","tier":"Platinum","islamic":true,"fee":490,"feeInclVat":563.5,"vatBasis":"excl","firstYearFree":null,"feeCondition":null,"minSalary":null,"minSalaryNote":null,"monthlyRate":2.5,"monthlyRateRange":null,"apr":null,"fxFee":2,"rewards":[{"type":"miles","headline":"1 AlFursan mile per SAR 4.25 domestic, per SAR 3.50 international","detail":"1 mile per SAR 2.5 on Saudia spend; up to 20,000 bonus miles with SAR 35,000 spend in first year","cap":null}],"benefits":["Access to over 25 airport lounges","0% Tasaheal instalment programme","Cash withdrawal up to 30% of credit limit"],"tags":["co-brand","islamic","miles","travel"],"productUrl":"https://www.alrajhibank.com.sa/en/Personal/Cards/Miles-Card/AlFursan-Platinum-Credit-Card","kfsUrl":null,"sources":["https://www.alrajhibank.com.sa/-/media/Project/AlrajhiPWS/Shared/Home/Personal/Cards/Last/Fursan-Card-Eng-May-26.pdf","https://www.alrajhibank.com.sa/en/Personal/Cards/Miles-Card/AlFursan-Platinum-Credit-Card"],"notes":[],"verifiedOn":"2026-09-27"},{"id":"al-rajhi-flynas-signature","country":"sa","bank":"al-rajhi","name":"Flynas Signature Credit Card","nameAr":"بطاقة طيران ناس سجنتشر الائتمانية","network":"Visa","tier":"Signature","islamic":true,"fee":500,"feeInclVat":575,"vatBasis":"excl","firstYearFree":false,"feeCondition":null,"minSalary":null,"minSalaryNote":null,"monthlyRate":2.5,"monthlyRateRange":null,"apr":null,"fxFee":2,"rewards":[{"type":"miles","headline":"1 nasmile per SAR 3 domestic, per SAR 2 international, per SAR 1.25 on flynas","detail":"Up to 45,000 welcome and additional nasmiles (15,000 on SAR 5,000 in 90 days; 15,000 on SAR 50,000 in 180 days; 15,000 on renewal)","cap":null}],"benefits":["Cash withdrawal up to 30% of credit limit","0% Tasaheal instalment programme"],"tags":["co-brand","islamic","miles","travel"],"productUrl":"https://www.alrajhibank.com.sa/en/Personal/Cards/Miles-Card/Flynas-signature-credit-card","kfsUrl":null,"sources":["https://www.alrajhibank.com.sa/-/media/Project/AlrajhiPWS/Shared/Home/Personal/Cards/Last/Flynas-Card-Eng-May-26.pdf","https://www.alrajhibank.com.sa/en/Personal/Cards/Miles-Card/Flynas-signature-credit-card"],"notes":[],"verifiedOn":"2026-09-27"},{"id":"al-rajhi-infinite-charge","country":"sa","bank":"al-rajhi","name":"Infinite Charge Credit Card","nameAr":"بطاقة إنفينيت الائتمانية \"الحسم الشهري\"","network":"Visa","tier":"Infinite","islamic":true,"fee":null,"feeInclVat":null,"vatBasis":"excl","firstYearFree":null,"feeCondition":null,"minSalary":null,"minSalaryNote":null,"monthlyRate":null,"monthlyRateRange":null,"apr":null,"fxFee":2,"rewards":[{"type":"points","headline":"2 mokafaa points per SAR 1 domestic, 4 international","detail":null,"cap":null}],"benefits":["0% Tasaheal instalment programme","Cash withdrawal up to 30% of credit limit","Access to 1,200 global airport lounges","Complimentary airport transfers, valet parking and padel games","Travel insurance"],"tags":["islamic","premium","rewards"],"productUrl":"https://www.alrajhibank.com.sa/en/Personal/Cards/Charge-Credit-Card/Infinite-Charge-Credit-Card","kfsUrl":null,"sources":["https://www.alrajhibank.com.sa/-/media/Project/AlrajhiPWS/Shared/Home/Personal/Cards/Terms-and-Conditions/Charge-Card-Eng.pdf","https://www.alrajhibank.com.sa/-/media/Project/AlrajhiPWS/Shared/Home/Personal/Cards/Terms-and-Conditions/Charge-Card-arb.pdf","https://www.alrajhibank.com.sa/en/Personal/Cards/Charge-Credit-Card/Infinite-Charge-Credit-Card"],"notes":[],"verifiedOn":"2026-09-27"},{"id":"al-rajhi-infinite","country":"sa","bank":"al-rajhi","name":"Infinite Credit Card","nameAr":"بطاقة إنفينيت الائتمانية","network":"Visa","tier":"Infinite","islamic":true,"fee":990,"feeInclVat":1138.5,"vatBasis":"excl","firstYearFree":false,"feeCondition":null,"minSalary":null,"minSalaryNote":null,"monthlyRate":2.5,"monthlyRateRange":null,"apr":null,"fxFee":2,"rewards":[{"type":"points","headline":"3 mokafaa 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cards"],"tags":["co-brand","islamic","premium","travel"],"productUrl":"https://www.alrajhibank.com.sa/en/Personal/Cards/Credit-Cards/Marriott-Bonvoy","kfsUrl":null,"sources":["https://www.alrajhibank.com.sa/-/media/Project/AlrajhiPWS/Shared/Home/Personal/Cards/Last/Mariot-Bonvoy-Card-Eng.pdf","https://www.alrajhibank.com.sa/en/Personal/Cards/Credit-Cards/Marriott-Bonvoy"],"notes":[],"verifiedOn":"2026-09-27"},{"id":"al-rajhi-platinum-cashback-plus","country":"sa","bank":"al-rajhi","name":"Platinum Cashback Plus Card","nameAr":"كاش باك بلس بلاتينيوم الائتمانية","network":"Visa","tier":"Platinum","islamic":true,"fee":250,"feeInclVat":287.5,"vatBasis":"excl","firstYearFree":false,"feeCondition":null,"minSalary":null,"minSalaryNote":null,"monthlyRate":2.5,"monthlyRateRange":null,"apr":null,"fxFee":2,"rewards":[{"type":"cashback","headline":"Up to 10% cashback on food delivery apps","detail":"Food delivery apps 10%, dining 5%, supermarkets 5%, other local 0.5%, international 2%","cap":"Total monthly cashback cap SAR 500; SAR 200 per category"}],"benefits":["Access to 25 global airport lounges via Visa Airport Companion","Purchase protection","Extended warranty","Free supplementary cards","0% Tasaheal instalment programme"],"tags":["cashback","islamic"],"productUrl":"https://www.alrajhibank.com.sa/en/Personal/Cards/Cashback-Cards/Platinum-Cashback-Plus-Card","kfsUrl":null,"sources":["https://alrajhibank.com.sa/en/-/media/Project/AlrajhiPWS/Shared/Home/Personal/Cards/Cashback-Cards/TC-update/Cash-Back-eng.pdf","https://www.alrajhibank.com.sa/-/media/Project/AlrajhiPWS/Shared/Home/Personal/Cards/Cashback-Cards/Cash-Back-EN.pdf","https://www.alrajhibank.com.sa/en/Personal/Cards/Cashback-Cards/Platinum-Cashback-Plus-Card"],"notes":[],"verifiedOn":"2026-09-27"},{"id":"al-rajhi-platinum-charge","country":"sa","bank":"al-rajhi","name":"Platinum Charge Credit Card","nameAr":"البطاقة البلاتينية \"الحسم الشهري\" الائتمانية","network":"Visa","tier":"Platinum","islamic":true,"fee":null,"feeInclVat":null,"vatBasis":"excl","firstYearFree":null,"feeCondition":null,"minSalary":null,"minSalaryNote":null,"monthlyRate":null,"monthlyRateRange":null,"apr":null,"fxFee":2,"rewards":[{"type":"points","headline":"1 mokafaa point per SAR 1 domestic, 3 international","detail":null,"cap":null}],"benefits":["0% Tasaheal instalment programme","Cash withdrawal up to 30% of credit limit","Access to 25 global airport lounges"],"tags":["islamic","rewards"],"productUrl":"https://www.alrajhibank.com.sa/en/Personal/Cards/Charge-Credit-Card/Platinum-Charge-Credit-Card","kfsUrl":null,"sources":["https://www.alrajhibank.com.sa/-/media/Project/AlrajhiPWS/Shared/Home/Personal/Cards/Terms-and-Conditions/Charge-Card-Eng.pdf","https://www.alrajhibank.com.sa/-/media/Project/AlrajhiPWS/Shared/Home/Personal/Cards/Terms-and-Conditions/Charge-Card-arb.pdf","https://www.alrajhibank.com.sa/en/Personal/Cards/Charge-Credit-Card/Platinum-Charge-Credit-Card"],"notes":[],"verifiedOn":"2026-09-27"},{"id":"al-rajhi-platinum","country":"sa","bank":"al-rajhi","name":"Platinum Credit Card","nameAr":"بطاقة بلاتينيوم الائتمانية","network":"Visa","tier":"Platinum","islamic":true,"fee":490,"feeInclVat":563.5,"vatBasis":"excl","firstYearFree":false,"feeCondition":null,"minSalary":null,"minSalaryNote":null,"monthlyRate":2.5,"monthlyRateRange":null,"apr":null,"fxFee":2,"rewards":[{"type":"points","headline":"1 mokafaa point per SAR 1 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family"],"tags":["islamic","rewards","travel"],"productUrl":"https://www.alrajhibank.com.sa/en/Personal/Cards/Credit-Cards/SELECTIVE-Credit-Card","kfsUrl":null,"sources":["https://www.alrajhibank.com.sa/-/media/Project/AlrajhiPWS/Shared/Home/Personal/Cards/Last/Credit-Cards-Eng--May-26.pdf","https://www.alrajhibank.com.sa/en/Personal/Cards/Credit-Cards/SELECTIVE-Credit-Card"],"notes":[],"verifiedOn":"2026-09-27"},{"id":"al-rajhi-signature-cashback-plus","country":"sa","bank":"al-rajhi","name":"Signature Cashback Plus Card","nameAr":"بطاقة كاش باك بلس سيجنيتشر الائتمانية","network":"Visa","tier":"Signature","islamic":true,"fee":450,"feeInclVat":517.5,"vatBasis":"excl","firstYearFree":false,"feeCondition":null,"minSalary":null,"minSalaryNote":null,"monthlyRate":2.5,"monthlyRateRange":null,"apr":null,"fxFee":2,"rewards":[{"type":"cashback","headline":"Up to 15% on HungerStation, 10% dining and other food delivery","detail":"HungerStation 15% (10% to card, 5% to HungerStation wallet), 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programme"],"tags":["islamic","premium","rewards","travel"],"productUrl":"https://www.alrajhibank.com.sa/en/Personal/Cards/Credit-Cards/Signature-Credit-Card","kfsUrl":null,"sources":["https://www.alrajhibank.com.sa/-/media/Project/AlrajhiPWS/Shared/Home/Personal/Cards/Last/Credit-Cards-Eng--May-26.pdf","https://www.alrajhibank.com.sa/en/Personal/Cards/Credit-Cards/Signature-Credit-Card"],"notes":[],"verifiedOn":"2026-09-27"},{"id":"snb-cashback","country":"sa","bank":"snb","name":"AlAhli Cashback Credit Card","nameAr":"بطاقة كاش باك الأهلي الائتمانية","network":"Mastercard","tier":null,"islamic":false,"fee":0,"feeInclVat":0,"vatBasis":"n/a","firstYearFree":null,"feeCondition":null,"minSalary":null,"minSalaryNote":null,"monthlyRate":2.8,"monthlyRateRange":null,"apr":32.84,"fxFee":2,"rewards":[{"type":"cashback","headline":"Tiered cashback 0.5%-2% by monthly spend","detail":"0-499 SAR: 0%; 500-4,999: 0.5%; 5,000-9,999: 1%; above 10,000: 2%; 20% bonus cashback on select categories. Excludes SADAD, cash transfers/withdrawals, e-wallet payments","cap":"200 Cashback cap per Card per Month, When Spending 10,000"}],"benefits":["Worldwide acceptance at over 32 million merchants","Complimentary airport lounge access at select airports","Himayati / Himayati Plus insurance"],"tags":["cashback","no-annual-fee"],"productUrl":"https://www.alahli.com/en/pages/personal-banking/credit-cards/alahli-cashback-credit-card","kfsUrl":null,"sources":["https://www.alahli.com/en/pages/personal-banking/credit-cards/alahli-cashback-credit-card"],"notes":[],"verifiedOn":"2026-09-27"},{"id":"snb-cashback-premium","country":"sa","bank":"snb","name":"AlAhli Cashback Premium Credit Card","nameAr":"بطاقة الأهلي الائتمانية للاسترداد النقدي الفئة المميزة","network":null,"tier":null,"islamic":false,"fee":200,"feeInclVat":200,"vatBasis":"unknown","firstYearFree":null,"feeCondition":null,"minSalary":null,"minSalaryNote":null,"monthlyRate":2.3,"monthlyRateRange":null,"apr":41.59,"fxFee":2,"rewards":[{"type":"cashback","headline":"11% fuel, 5% dining/delivery, grocery, pharmacy; 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alternative rewards include Amyali miles, Alfursan miles, e-gift points","cap":null}],"benefits":["Worldwide acceptance at over 32 million merchants","Complimentary airport lounge access at select airports","Free travel insurance up to 750,000 against personal accidents, flight cancellations, luggage delay and loss","Himayati / Himayati Plus credit shield insurance"],"tags":["rewards"],"productUrl":"https://www.alahli.com/en/pages/personal-banking/credit-cards/alahli-credit-card-platinum","kfsUrl":null,"sources":["https://www.alahli.com/en/pages/personal-banking/credit-cards/alahli-credit-card-platinum"],"notes":[],"verifiedOn":"2026-09-27"},{"id":"snb-alahli-titanium","country":"sa","bank":"snb","name":"Alahli Credit Card Titanium","nameAr":"بطاقة الأهلي الائتمانية - تيتانيوم","network":null,"tier":"Titanium","islamic":false,"fee":400,"feeInclVat":400,"vatBasis":"unknown","firstYearFree":null,"feeCondition":null,"minSalary":null,"minSalaryNote":null,"monthlyRate":2.7,"monthlyRateRange":null,"apr":43.47,"fxFee":2,"rewards":[{"type":"points","headline":"Lak Rewards points on purchases","detail":"Redeemable for travel, partner purchases or cashback; alternative rewards include Amyali miles, Alfursan miles, e-gift points","cap":null}],"benefits":["Worldwide acceptance at over 32 million merchants","Complimentary airport lounge access at select airports","Free travel insurance up to 750,000 against personal accidents, flight cancellations, luggage delay and loss","Himayati / Himayati Plus credit shield insurance"],"tags":["rewards"],"productUrl":"https://www.alahli.com/en/pages/personal-banking/credit-cards/alahli-credit-card-titanium","kfsUrl":null,"sources":["https://www.alahli.com/en/pages/personal-banking/credit-cards/alahli-credit-card-titanium"],"notes":[],"verifiedOn":"2026-09-27"},{"id":"snb-wessam-gold-world","country":"sa","bank":"snb","name":"Alahli Wessam Gold Credit Card World","nameAr":"بطاقة الأهلي الوسام الذهبي الائتمانية - وورلد","network":null,"tier":"World","islamic":false,"fee":1000,"feeInclVat":1000,"vatBasis":"unknown","firstYearFree":null,"feeCondition":null,"minSalary":null,"minSalaryNote":null,"monthlyRate":2.3,"monthlyRateRange":null,"apr":35.09,"fxFee":2,"rewards":[{"type":"points","headline":"Lak Rewards points on purchases","detail":"Redeemable for travel, partner purchases or cashback; alternative rewards include Amyali miles, Alfursan miles, e-gift points","cap":null}],"benefits":["Worldwide acceptance at over 32 million merchants","Complimentary airport lounge access at select airports","Free travel insurance up to 750,000 against personal accidents, flight cancellations, luggage delay and loss","Himayati / Himayati Plus credit shield insurance"],"tags":["rewards"],"productUrl":"https://www.alahli.com/en/pages/personal-banking/credit-cards/alahli-credit-card-world-gold","kfsUrl":null,"sources":["https://www.alahli.com/en/pages/personal-banking/credit-cards/alahli-credit-card-world-gold"],"notes":[],"verifiedOn":"2026-09-27"},{"id":"snb-wessam-platinum-world","country":"sa","bank":"snb","name":"Alahli Wessam Platinum Credit Card World","nameAr":"بطاقة الأهلي الوسام البلاتيني الائتمانية - وورلد","network":null,"tier":"World","islamic":false,"fee":1500,"feeInclVat":1500,"vatBasis":"unknown","firstYearFree":null,"feeCondition":null,"minSalary":null,"minSalaryNote":null,"monthlyRate":2.3,"monthlyRateRange":null,"apr":35.09,"fxFee":2,"rewards":[{"type":"points","headline":"Lak Rewards points on purchases","detail":"Redeemable for travel, partner purchases or cashback; alternative rewards include Amyali miles, Alfursan miles, e-gift points","cap":null}],"benefits":["Worldwide acceptance at over 32 million merchants","Complimentary airport lounge access at select airports","Free travel insurance up to 750,000 against personal accidents, flight cancellations, luggage delay and loss","Himayati / Himayati Plus credit shield insurance"],"tags":["premium","rewards"],"productUrl":"https://www.alahli.com/en/pages/personal-banking/credit-cards/alahli-credit-card-world","kfsUrl":null,"sources":["https://www.alahli.com/en/pages/personal-banking/credit-cards/alahli-credit-card-world"],"notes":[],"verifiedOn":"2026-09-27"},{"id":"snb-alfursan-infinite","country":"sa","bank":"snb","name":"Alfursan Credit Card Infinite","nameAr":"بطاقة الفرسان الائتمانية - انفينيت","network":"Visa","tier":"Infinite","islamic":false,"fee":750,"feeInclVat":750,"vatBasis":"unknown","firstYearFree":null,"feeCondition":null,"minSalary":null,"minSalaryNote":null,"monthlyRate":2.2,"monthlyRateRange":null,"apr":46.65,"fxFee":2,"rewards":[{"type":"miles","headline":"1 Alfursan mile per 3 spent locally, per 2 spent internationally","detail":"Miles deposited automatically into Alfursan membership","cap":null}],"benefits":["Free airport lounge access at up to 1000 lounges","Free travel insurance up to 750,000","Multi-trip insurance for up to 90 days","Airport dining discounts"],"tags":["co-brand","miles","premium","travel"],"productUrl":"https://www.alahli.com/en/pages/personal-banking/credit-cards/alfursan-credit-card-infinite","kfsUrl":null,"sources":["https://www.alahli.com/en/pages/personal-banking/credit-cards/alfursan-credit-card-infinite"],"notes":[],"verifiedOn":"2026-09-27"},{"id":"snb-alfursan-platinum","country":"sa","bank":"snb","name":"Alfursan Credit Card Platinum","nameAr":"بطاقة الفرسان الائتمانية - بلاتينيوم","network":"Visa","tier":"Platinum","islamic":false,"fee":350,"feeInclVat":350,"vatBasis":"unknown","firstYearFree":null,"feeCondition":null,"minSalary":null,"minSalaryNote":null,"monthlyRate":2.2,"monthlyRateRange":null,"apr":36.47,"fxFee":2,"rewards":[{"type":"miles","headline":"1 Alfursan mile per 3 spent (local and international)","detail":"Miles deposited automatically into Alfursan membership","cap":null}],"benefits":["Free airport lounge access at up to 1000 lounges","Visa Airport Companion access to 1,200+ lounges","Multi-trip insurance for up to 90 days","Airport dining and meet-assist discounts"],"tags":["co-brand","miles","travel"],"productUrl":"https://www.alahli.com/en/pages/personal-banking/credit-cards/alfursan-credit-card-platinum","kfsUrl":null,"sources":["https://www.alahli.com/en/pages/personal-banking/credit-cards/alfursan-credit-card-platinum"],"notes":[],"verifiedOn":"2026-09-27"},{"id":"snb-flexi","country":"sa","bank":"snb","name":"Flexi Credit Card","nameAr":"بطاقة Flexi الائتمانية","network":null,"tier":null,"islamic":false,"fee":0,"feeInclVat":0,"vatBasis":"n/a","firstYearFree":null,"feeCondition":null,"minSalary":null,"minSalaryNote":null,"monthlyRate":null,"monthlyRateRange":null,"apr":0,"fxFee":2,"rewards":[],"benefits":["Split purchases into four equal instalments","Zero APR for local transactions within the Kingdom"],"tags":["instalment","no-annual-fee","shopping"],"productUrl":"https://www.alahli.com/en/pages/personal-banking/credit-cards/flexi-credit-card","kfsUrl":null,"sources":["https://www.alahli.com/en/pages/personal-banking/credit-cards/flexi-credit-card"],"notes":[{"en":"The bank presents this as an instalment card and publishes a 0% APR. Check the bank's page for any instalment or processing fees before you apply.","ar":"يقدّم البنك هذه البطاقة كبطاقة تقسيط وينشر معدل نسبة سنوي 0%. راجع صفحة البنك لمعرفة أي رسوم تقسيط أو معالجة قبل التقديم."}],"verifiedOn":"2026-09-27"},{"id":"snb-global-multi-currency","country":"sa","bank":"snb","name":"Global Multi Currency Credit Card","nameAr":"بطاقة GLOBAL الائتمانية متعددة العملات","network":"Mastercard","tier":"World Elite","islamic":true,"fee":150,"feeInclVat":172.5,"vatBasis":"excl","firstYearFree":null,"feeCondition":"FREE FOR WESSAM PLATINUM, ELITE AND PRIVATE","minSalary":null,"minSalaryNote":null,"monthlyRate":2.5,"monthlyRateRange":null,"apr":35.09,"fxFee":0,"rewards":[{"type":"points","headline":"1 LAK point per SAR 1 local; 1 point per USD 3 international","detail":"Redeem for travel, e-gifts or cashback","cap":null}],"benefits":["Multi-currency wallets (1% fee on wallet conversion)","Free travel insurance up to 750,000","Mastercard Travel Pass lounge access","Concierge (MTLS)","Flexible payment plans"],"tags":["islamic","premium","travel"],"productUrl":"https://www.alahli.com/en/pages/personal-banking/credit-cards/global-multi-currency-credit-card","kfsUrl":null,"sources":["https://www.alahli.com/en/pages/personal-banking/credit-cards/global-multi-currency-credit-card"],"notes":[{"en":"The bank's own documents give different figures for this card's annual fee. We show the figure on the bank's most recent official page. Check with the bank before you apply.","ar":"تذكر مستندات البنك نفسه أرقاماً مختلفة لـالرسوم السنوية لهذه البطاقة. نعرض الرقم الوارد في أحدث صفحة رسمية للبنك. تحقق من البنك قبل التقديم."}],"verifiedOn":"2026-09-27"},{"id":"snb-uefa-champions-league","country":"sa","bank":"snb","name":"UEFA Champions League Credit Card","nameAr":"بطاقة UEFA Champions League الائتمانية","network":"Mastercard","tier":null,"islamic":true,"fee":0,"feeInclVat":0,"vatBasis":"n/a","firstYearFree":null,"feeCondition":null,"minSalary":null,"minSalaryNote":null,"monthlyRate":2.8,"monthlyRateRange":null,"apr":32.84,"fxFee":2.85,"rewards":[{"type":"cashback","headline":"Tiered cashback 0.5%-2% by monthly spend","detail":"0-499: 0%; 500-4,999: 0.5%; 5,000-9,999: 1%; >10,000: 2%. Excludes SADAD, cash transfer/withdrawal, e-wallet payments","cap":"Maximum Cashback per Month: 200"}],"benefits":["Mastercard Travel Pass airport lounge access","Flexible monthly payment","Available to all customer segments"],"tags":["cashback","co-brand","islamic","no-annual-fee"],"productUrl":"https://www.alahli.com/en/pages/personal-banking/credit-cards/uefa-champions-league-cashback-cc","kfsUrl":null,"sources":["https://www.alahli.com/en/pages/personal-banking/credit-cards/uefa-champions-league-cashback-cc"],"notes":[],"verifiedOn":"2026-09-27"},{"id":"riyad-bank-al-hilal-platinum-cashback","country":"sa","bank":"riyad-bank","name":"Al-Hilal Mastercard Platinum Credit Card","nameAr":"بطاقة الهلال البلاتينية كاش باك","network":"Mastercard","tier":"Platinum","islamic":false,"fee":100,"feeInclVat":115,"vatBasis":"excl","firstYearFree":null,"feeCondition":null,"minSalary":null,"minSalaryNote":null,"monthlyRate":null,"monthlyRateRange":null,"apr":39.95,"fxFee":2,"rewards":[{"type":"cashback","headline":"0.8% local POS, 1% international and online, 5% e-gaming","detail":"Minimum transaction SAR 100 to earn cashback","cap":null}],"benefits":["Up to 5% Al-Hilal Store discount","Annual welcome gift","3 months Blu Pro membership","1 month Jahez Prime","8 complimentary airport lounge visits","Purchase protection (180 days)"],"tags":["cashback","co-brand"],"productUrl":"https://www.riyadbank.com/al-hilal-mastercard-platinum-credit-card","kfsUrl":null,"sources":["https://www.riyadbank.com/al-hilal-mastercard-platinum-credit-card"],"notes":[],"verifiedOn":"2026-09-27"},{"id":"riyad-bank-al-hilal-world-elite-cashback","country":"sa","bank":"riyad-bank","name":"Al-Hilal Mastercard World Elite Credit Card","nameAr":"بطاقة الهلال وورلد ايليت كاش باك","network":"Mastercard","tier":"World Elite","islamic":false,"fee":1000,"feeInclVat":1150,"vatBasis":"excl","firstYearFree":null,"feeCondition":null,"minSalary":null,"minSalaryNote":null,"monthlyRate":null,"monthlyRateRange":null,"apr":42.76,"fxFee":2,"rewards":[{"type":"cashback","headline":"1.25% local POS, 1.75% international POS, 1.5% online, 10% e-gaming","detail":"Minimum cap per transaction to be eligible for cashback is S.R 100","cap":null}],"benefits":["Up to 15% Al-Hilal Store discount","1-year Blu membership","6-month Jahez Prime","Airport lounge access","Travel/medical insurance up to USD 500,000","Purchase protection"],"tags":["cashback","co-brand","premium"],"productUrl":"https://www.riyadbank.com/al-hilal-mastercard-world-elite-credit-card","kfsUrl":null,"sources":["https://www.riyadbank.com/al-hilal-mastercard-world-elite-credit-card"],"notes":[],"verifiedOn":"2026-09-27"},{"id":"riyad-bank-alfursan-visa-infinite","country":"sa","bank":"riyad-bank","name":"AlFursan Visa Infinite Credit Card","nameAr":"الفرسان فيزا انفينيت الائتمانية","network":"Visa","tier":"Infinite","islamic":false,"fee":2000,"feeInclVat":2300,"vatBasis":"excl","firstYearFree":null,"feeCondition":null,"minSalary":null,"minSalaryNote":null,"monthlyRate":2.2,"monthlyRateRange":null,"apr":35.97,"fxFee":2,"rewards":[{"type":"miles","headline":"1 AlFursan mile per SAR 2.5 local, per SAR 1.5 international","detail":"45,000 miles upon activation; 20,000 extra miles upon spending SAR 40,000 every 3 months","cap":null}],"benefits":["Unlimited complimentary access to 1,300+ airport lounges via Visa Airport Companion","24/7 concierge service","Complimentary valet parking at 100+ locations","Multi-trip travel insurance up to USD 2,500,000","15% discount at IHG Hotels","Qasset 0% instalments"],"tags":["co-brand","miles","premium","travel"],"productUrl":"https://www.riyadbank.com/personal-banking/credit-cards/alfursan/al-fursan-visa-infinite-credit-card","kfsUrl":null,"sources":["https://www.riyadbank.com/personal-banking/credit-cards/alfursan/al-fursan-visa-infinite-credit-card"],"notes":[],"verifiedOn":"2026-09-27"},{"id":"riyad-bank-alfursan-visa-signature","country":"sa","bank":"riyad-bank","name":"AlFursan Visa Signature Credit Card","nameAr":"الفرسان فيزا سيقنتشر الائتمانية","network":"Visa","tier":"Signature","islamic":false,"fee":1000,"feeInclVat":1150,"vatBasis":"excl","firstYearFree":null,"feeCondition":null,"minSalary":null,"minSalaryNote":null,"monthlyRate":2.35,"monthlyRateRange":null,"apr":35.73,"fxFee":2,"rewards":[{"type":"miles","headline":"1 AlFursan mile per SAR 3 local/EEA, per SAR 2.5 international","detail":"25,000 miles upon activation; 15,000 extra miles after spending SAR 40,000; 1 mile per SAR 12.5 at specific merchants","cap":null}],"benefits":["12 complimentary airport lounge visits","Complimentary monthly valet parking","24/7 concierge service","Hotel discounts (IHG, Visa Luxury Hotel Collection)","Car rental discounts (Avis, SIXT)","Travel insurance and purchase protection"],"tags":["co-brand","miles","travel"],"productUrl":"https://www.riyadbank.com/personal-banking/credit-cards/alfursan/al-fursan-visa-signature-credit-card","kfsUrl":null,"sources":["https://www.riyadbank.com/al-fursan-visa-signature","https://www.riyadbank.com/personal-banking/credit-cards/alfursan/al-fursan-visa-signature-credit-card"],"notes":[],"verifiedOn":"2026-09-27"},{"id":"riyad-bank-cashback-visa-signature-islamic","country":"sa","bank":"riyad-bank","name":"Cashback Visa Signature Islamic Credit Card","nameAr":"فيزا سيقنتشر كاش باك الإسلامية","network":"Visa","tier":"Signature","islamic":true,"fee":500,"feeInclVat":575,"vatBasis":"excl","firstYearFree":null,"feeCondition":null,"minSalary":null,"minSalaryNote":null,"monthlyRate":2.5,"monthlyRateRange":null,"apr":36.28,"fxFee":2,"rewards":[{"type":"cashback","headline":"5% / 7% / 10% cashback on groceries, dining, fuel/taxis, entertainment, pharmacies by monthly spend tier","detail":"SAR 2,500-7,499 spend: 5%; SAR 7,500-14,999: 7%; SAR 15,000+: 10%","cap":"SAR 100/150/200 per category and SAR 500/750/1,000 total per tier"}],"benefits":["12 complimentary visits to 1,300+ airport lounges","Multi-trip travel insurance up to USD 500,000","Extended warranty and buyers protection (12 months)","15% IHG Hotels discount","Qasset 0% instalments"],"tags":["cashback","islamic"],"productUrl":"https://www.riyadbank.com/personal-banking/credit-cards/cashback-visa-signature","kfsUrl":null,"sources":["https://www.riyadbank.com/personal-banking/credit-cards/cashback-visa-signature","https://www.riyadbank.com/personal-banking/product-comparison?productType=CreditCard"],"notes":[{"en":"The bank's own documents give different figures for this card's APR. We show the figure on the bank's most recent official page. Check with the bank before you apply.","ar":"تذكر مستندات البنك نفسه أرقاماً مختلفة لـمعدل النسبة السنوي لهذه البطاقة. نعرض الرقم الوارد في أحدث صفحة رسمية للبنك. تحقق من البنك قبل التقديم."},{"en":"The bank's own documents give different figures for this card's foreign transaction fee. We show the figure on the bank's most recent official page. Check with the bank before you apply.","ar":"تذكر مستندات البنك نفسه أرقاماً مختلفة لـرسوم المعاملات الأجنبية لهذه البطاقة. نعرض الرقم الوارد في أحدث صفحة رسمية للبنك. تحقق من البنك قبل التقديم."}],"verifiedOn":"2026-09-27"},{"id":"riyad-bank-dream","country":"sa","bank":"riyad-bank","name":"Dream Credit Card","nameAr":"بطاقة دريم الائتمانية","network":"Mastercard","tier":null,"islamic":true,"fee":1300,"feeInclVat":1495,"vatBasis":"excl","firstYearFree":null,"feeCondition":null,"minSalary":null,"minSalaryNote":null,"monthlyRate":3.1,"monthlyRateRange":null,"apr":48.89,"fxFee":2,"rewards":[{"type":"miles","headline":"Earn miles/points directly with chosen partner (Etihad, Flynas, Turkish Airlines, Air Asia, Air Arabia, Singapore Airlines, Radisson Rewards, Almosafer)","detail":"Bonus on SAR 10,000 spend within 60 days of activation (e.g. Etihad 12,500; Flynas 25,000; Turkish Airlines 15,000; Air Asia 20,000) for cards activated from 1 April 2026","cap":null}],"benefits":["Unlimited access to 1,300+ airport lounges","24/7 concierge","Fast-track security","Qasset 0% instalments","6 months Amazon Prime","Travel insurance up to USD 500,000"],"tags":["islamic","miles","premium","travel"],"productUrl":"https://www.riyadbank.com/personal-banking/credit-cards/dream-credit-card","kfsUrl":null,"sources":["https://www.riyadbank.com/personal-banking/credit-cards/dream-credit-card"],"notes":[],"verifiedOn":"2026-09-27"},{"id":"riyad-bank-dufaatplus","country":"sa","bank":"riyad-bank","name":"DufaatPlus Credit Card","nameAr":null,"network":null,"tier":null,"islamic":false,"fee":0,"feeInclVat":0,"vatBasis":"n/a","firstYearFree":null,"feeCondition":null,"minSalary":null,"minSalaryNote":null,"monthlyRate":0,"monthlyRateRange":null,"apr":0,"fxFee":2,"rewards":[],"benefits":["Automatically converts everyday transactions from SAR 40 into 4 instalments with zero fees","0% profit product with no extra charges","Free replacement card"],"tags":["instalment","no-annual-fee","shopping"],"productUrl":"https://www.riyadbank.com/personal-banking/credit-cards/dufaat-plus-credit-card","kfsUrl":null,"sources":["https://www.riyadbank.com/personal-banking/credit-cards/dufaat-plus-credit-card"],"notes":[{"en":"The bank presents this as an instalment card and publishes a 0% APR. Check the bank's page for any instalment or processing fees before you apply.","ar":"يقدّم البنك هذه البطاقة كبطاقة تقسيط وينشر معدل نسبة سنوي 0%. راجع صفحة البنك لمعرفة أي رسوم تقسيط أو معالجة قبل التقديم."}],"verifiedOn":"2026-09-27"},{"id":"riyad-bank-mastercard-platinum-islamic","country":"sa","bank":"riyad-bank","name":"Mastercard Platinum Islamic","nameAr":"بطاقة ماستركارد البلاتينية الائتمانية","network":"Mastercard","tier":"Platinum","islamic":true,"fee":390,"feeInclVat":448.5,"vatBasis":"excl","firstYearFree":null,"feeCondition":null,"minSalary":null,"minSalaryNote":null,"monthlyRate":2.55,"monthlyRateRange":null,"apr":36.75,"fxFee":2,"rewards":[{"type":"points","headline":"1 Hassad point per SAR 1 domestic, 1.5 per SAR 1 international","detail":"200 complimentary Hassad points after enrolling","cap":null}],"benefits":["8 complimentary airport lounge visits","Purchase protection (180 days)","4 months complimentary Amazon Prime","Qasset 0% instalments"],"tags":["islamic","rewards"],"productUrl":"https://www.riyadbank.com/personal-banking/credit-cards/platinum-credit-card","kfsUrl":null,"sources":["https://www.riyadbank.com/documents/20121/5505375/Fees_%26_Charges.pdf","https://www.riyadbank.com/personal-banking/credit-cards/platinum-credit-card","https://www.riyadbank.com/personal-banking/product-comparison?productType=CreditCard"],"notes":[{"en":"The bank's own documents give different figures for this card's annual fee. We show the figure on the bank's most recent official page. Check with the bank before you apply.","ar":"تذكر مستندات البنك نفسه أرقاماً مختلفة لـالرسوم السنوية لهذه البطاقة. نعرض الرقم الوارد في أحدث صفحة رسمية للبنك. تحقق من البنك قبل التقديم."},{"en":"The bank's own documents give different figures for this card's APR. We show the figure on the bank's most recent official page. Check with the bank before you apply.","ar":"تذكر مستندات البنك نفسه أرقاماً مختلفة لـمعدل النسبة السنوي لهذه البطاقة. نعرض الرقم الوارد في أحدث صفحة رسمية للبنك. تحقق من البنك قبل التقديم."},{"en":"The bank's own documents give different figures for this card's foreign transaction fee. We show the figure on the bank's most recent official page. Check with the bank before you apply.","ar":"تذكر مستندات البنك نفسه أرقاماً مختلفة لـرسوم المعاملات الأجنبية لهذه البطاقة. نعرض الرقم الوارد في أحدث صفحة رسمية للبنك. تحقق من البنك قبل التقديم."}],"verifiedOn":"2026-09-27"},{"id":"riyad-bank-mastercard-world-elite-islamic","country":"sa","bank":"riyad-bank","name":"Mastercard World Elite Islamic","nameAr":"وورلد ايليت ماستركارد الائتمانية","network":"Mastercard","tier":"World Elite","islamic":true,"fee":1500,"feeInclVat":1725,"vatBasis":"excl","firstYearFree":null,"feeCondition":"Free for Private Banking customers upon membership continuation","minSalary":null,"minSalaryNote":null,"monthlyRate":2.2,"monthlyRateRange":null,"apr":34.46,"fxFee":1.9,"rewards":[{"type":"points","headline":"2 Hassad points per SAR 1 domestic, 2.5 per SAR 1 international","detail":"500 complimentary Hassad points on enrolment","cap":null}],"benefits":["Access to 1,300+ airport lounges","Travel/medical insurance up to USD 500,000","Purchase protection (180 days)","Up to 7% Booking.com cashback","Qasset 0% instalments (12 months)","6 months complimentary Amazon Prime"],"tags":["islamic","premium","rewards","travel"],"productUrl":"https://www.riyadbank.com/personal-banking/credit-cards/world-elite-mastercard","kfsUrl":null,"sources":["https://www.riyadbank.com/personal-banking/credit-cards/world-elite-mastercard","https://www.riyadbank.com/personal-banking/product-comparison?productType=CreditCard"],"notes":[{"en":"The bank's own documents give different figures for this card's APR. We show the figure on the bank's most recent official page. Check with the bank before you apply.","ar":"تذكر مستندات البنك نفسه أرقاماً مختلفة لـمعدل النسبة السنوي لهذه البطاقة. نعرض الرقم الوارد في أحدث صفحة رسمية للبنك. تحقق من البنك قبل التقديم."},{"en":"The bank's own documents give different figures for this card's monthly rate. We show the figure on the bank's most recent official page. Check with the bank before you apply.","ar":"تذكر مستندات البنك نفسه أرقاماً مختلفة لـالمعدل الشهري لهذه البطاقة. نعرض الرقم الوارد في أحدث صفحة رسمية للبنك. تحقق من البنك قبل التقديم."}],"verifiedOn":"2026-09-27"},{"id":"riyad-bank-mastercard-world-islamic","country":"sa","bank":"riyad-bank","name":"Mastercard World Islamic","nameAr":"وورلد ماستركارد الإسلامية","network":"Mastercard","tier":"World","islamic":true,"fee":750,"feeInclVat":862.5,"vatBasis":"excl","firstYearFree":null,"feeCondition":"Free for Diamond Banking customers who maintain membership","minSalary":null,"minSalaryNote":null,"monthlyRate":2.35,"monthlyRateRange":null,"apr":34.62,"fxFee":2,"rewards":[{"type":"points","headline":"2 Hassad points per SAR 1 domestic, 2.5 per SAR 1 international","detail":"500 complimentary Hassad points on enrolment","cap":null}],"benefits":["20 complimentary airport lounge visits","Up to 7% Booking.com cashback; 15% IHG discount","Travel protection up to USD 500,000","Purchase protection (180 days)","6 months complimentary Amazon Prime","Careem ride credits and car rental discounts"],"tags":["islamic","premium","rewards","travel"],"productUrl":"https://www.riyadbank.com/personal-banking/credit-cards/world-mastercard","kfsUrl":null,"sources":["https://www.riyadbank.com/personal-banking/credit-cards/world-mastercard","https://www.riyadbank.com/personal-banking/product-comparison?productType=CreditCard"],"notes":[{"en":"The bank's own documents give different figures for this card's APR. We show the figure on the bank's most recent official page. Check with the bank before you apply.","ar":"تذكر مستندات البنك نفسه أرقاماً مختلفة لـمعدل النسبة السنوي لهذه البطاقة. نعرض الرقم الوارد في أحدث صفحة رسمية للبنك. تحقق من البنك قبل التقديم."},{"en":"The bank's own documents give different figures for this card's monthly rate. We show the figure on the bank's most recent official page. Check with the bank before you apply.","ar":"تذكر مستندات البنك نفسه أرقاماً مختلفة لـالمعدل الشهري لهذه البطاقة. نعرض الرقم الوارد في أحدث صفحة رسمية للبنك. تحقق من البنك قبل التقديم."},{"en":"The bank's own documents give different figures for this card's foreign transaction fee. We show the figure on the bank's most recent official page. Check with the bank before you apply.","ar":"تذكر مستندات البنك نفسه أرقاماً مختلفة لـرسوم المعاملات الأجنبية لهذه البطاقة. نعرض الرقم الوارد في أحدث صفحة رسمية للبنك. تحقق من البنك قبل التقديم."}],"verifiedOn":"2026-09-27"},{"id":"riyad-bank-visa-platinum-islamic","country":"sa","bank":"riyad-bank","name":"Visa Platinum Islamic","nameAr":"فيزا البلاتينية الاسلامية","network":"Visa","tier":"Platinum","islamic":true,"fee":390,"feeInclVat":448.5,"vatBasis":"excl","firstYearFree":false,"feeCondition":"Apply page shows SAR 300 in first year, SAR 390 thereafter","minSalary":null,"minSalaryNote":null,"monthlyRate":2.55,"monthlyRateRange":null,"apr":36.75,"fxFee":2,"rewards":[{"type":"points","headline":"Hassad Rewards points","detail":"50 Hassad points on activation; 800 bonus points on spending SAR 8,000 in first three months","cap":null}],"benefits":["6 complimentary airport lounge visits yearly (25+ lounges)","Purchase protection and extended warranty","Qasset instalment conversion","Free supplementary cards"],"tags":["islamic","rewards"],"productUrl":"https://www.riyadbank.com/en/personal-banking/credit-cards/visa-platinum-credit-card","kfsUrl":null,"sources":["https://www.riyadbank.com/en/personal-banking/credit-cards/visa-platinum-credit-card","https://www.riyadbank.com/personal-banking/product-comparison?productType=CreditCard","https://www.riyadbank.com/visa-platinum-islamic"],"notes":[{"en":"The bank's own documents give different figures for this card's annual fee. We show the figure on the bank's most recent official page. Check with the bank before you apply.","ar":"تذكر مستندات البنك نفسه أرقاماً مختلفة لـالرسوم السنوية لهذه البطاقة. نعرض الرقم الوارد في أحدث صفحة رسمية للبنك. تحقق من البنك قبل التقديم."},{"en":"The bank's own documents give different figures for this card's APR. We show the figure on the bank's most recent official page. Check with the bank before you apply.","ar":"تذكر مستندات البنك نفسه أرقاماً مختلفة لـمعدل النسبة السنوي لهذه البطاقة. نعرض الرقم الوارد في أحدث صفحة رسمية للبنك. تحقق من البنك قبل التقديم."},{"en":"The bank's own documents give different figures for this card's foreign transaction fee. We show the figure on the bank's most recent official page. Check with the bank before you apply.","ar":"تذكر مستندات البنك نفسه أرقاماً مختلفة لـرسوم المعاملات الأجنبية لهذه البطاقة. نعرض الرقم الوارد في أحدث صفحة رسمية للبنك. تحقق من البنك قبل التقديم."}],"verifiedOn":"2026-09-27"},{"id":"riyad-bank-visa-signature-islamic","country":"sa","bank":"riyad-bank","name":"Visa Signature Islamic","nameAr":"فيزا سيقنتشر الإسلامية","network":"Visa","tier":"Signature","islamic":true,"fee":500,"feeInclVat":575,"vatBasis":"excl","firstYearFree":null,"feeCondition":"Waived for Golden Banking program members who maintain membership","minSalary":null,"minSalaryNote":null,"monthlyRate":2.5,"monthlyRateRange":null,"apr":36.28,"fxFee":2,"rewards":[{"type":"points","headline":"1.5 Hassad points per SAR 1 domestic/EEA, 2 per SAR 1 international","detail":"200 complimentary Hassad points on enrolment","cap":null}],"benefits":["12 complimentary airport lounge visits a year","24/7 concierge","Multi-trip travel insurance up to USD 500,000","Extended warranty (12 months)","Buyers protection (12 months)"],"tags":["islamic","rewards","travel"],"productUrl":"https://www.riyadbank.com/personal-banking/credit-cards/visa-signature-card","kfsUrl":null,"sources":["https://www.riyadbank.com/personal-banking/credit-cards/visa-signature-card","https://www.riyadbank.com/personal-banking/product-comparison?productType=CreditCard"],"notes":[{"en":"The bank's own documents give different figures for this card's APR. We show the figure on the bank's most recent official page. Check with the bank before you apply.","ar":"تذكر مستندات البنك نفسه أرقاماً مختلفة لـمعدل النسبة السنوي لهذه البطاقة. نعرض الرقم الوارد في أحدث صفحة رسمية للبنك. تحقق من البنك قبل التقديم."},{"en":"The bank's own documents give different figures for this card's foreign transaction fee. We show the figure on the bank's most recent official page. Check with the bank before you apply.","ar":"تذكر مستندات البنك نفسه أرقاماً مختلفة لـرسوم المعاملات الأجنبية لهذه البطاقة. نعرض الرقم الوارد في أحدث صفحة رسمية للبنك. تحقق من البنك قبل التقديم."}],"verifiedOn":"2026-09-27"},{"id":"sab-aqsat-card","country":"sa","bank":"sab","name":"AQSAT Credit Card","nameAr":null,"network":"Visa","tier":null,"islamic":true,"fee":0,"feeInclVat":0,"vatBasis":"n/a","firstYearFree":true,"feeCondition":"SAR 0 annual fee","minSalary":null,"minSalaryNote":null,"monthlyRate":0,"monthlyRateRange":null,"apr":0,"fxFee":2,"rewards":[],"benefits":["Purchases automatically split into 3 monthly instalments","No annual, processing or early settlement fees","Minimum purchase SAR 50"],"tags":["instalment","islamic","no-annual-fee"],"productUrl":"https://www.sab.com/en/personal/compare-credit-cards/aqsat-credit-card/","kfsUrl":null,"sources":["https://www.sab.com/content/dam/sabpws/sab-mobile/terms-and-conditions-of-sab-credit-cards-issuing.pdf","https://www.sab.com/en/personal/compare-credit-cards/aqsat-credit-card/"],"notes":[{"en":"The bank presents this as an instalment card and publishes a 0% APR. Check the bank's page for any instalment or processing fees before you apply.","ar":"يقدّم البنك هذه البطاقة كبطاقة تقسيط وينشر معدل نسبة سنوي 0%. راجع صفحة البنك لمعرفة أي رسوم تقسيط أو معالجة قبل التقديم."}],"verifiedOn":"2026-09-27"},{"id":"sab-advance-visa-platinum","country":"sa","bank":"sab","name":"SAB Advance Visa Platinum","nameAr":"بطاقة الأول أدفانس الائتمانية فيزا","network":"Visa","tier":"Platinum","islamic":true,"fee":0,"feeInclVat":0,"vatBasis":"n/a","firstYearFree":null,"feeCondition":"Listed as 'Free' in schedule of charges","minSalary":null,"minSalaryNote":null,"monthlyRate":3,"monthlyRateRange":null,"apr":44.38,"fxFee":2,"rewards":[{"type":"points","headline":"ICSAB+: 7.5 points per SAR 100 domestic & EU, 10 points per SAR 100 international","detail":null,"cap":null}],"benefits":["Travel benefits","Supplementary cards (SAR 25 per schedule)"],"tags":["islamic","no-annual-fee","rewards"],"productUrl":"https://www.sab.com/en/personal/compare-credit-cards/icsab-credit-cards/sab-advance-credit-card/","kfsUrl":null,"sources":["https://www.sab.com/content/dam/sabpws/personal/c/credit-card-update/Changes%20Summary%20en.pdf","https://www.sab.com/content/dam/sabpws/quick-links/personal/schedule-of-bank-charges.pdf","https://www.sab.com/content/dam/sabpws/sab-mobile/terms-and-conditions-of-sab-credit-cards-issuing.pdf","https://www.sab.com/en/personal/icsab-plus/"],"notes":[],"verifiedOn":"2026-09-27"},{"id":"sab-alfursan-black-world-elite-mastercard","country":"sa","bank":"sab","name":"SAB AlFursan BLACK Mastercard Credit Card","nameAr":null,"network":"Mastercard","tier":"World Elite","islamic":true,"fee":1950,"feeInclVat":2242.5,"vatBasis":"excl","firstYearFree":null,"feeCondition":null,"minSalary":null,"minSalaryNote":null,"monthlyRate":3,"monthlyRateRange":null,"apr":66.17,"fxFee":2,"rewards":[{"type":"miles","headline":"1 AlFursan mile per SAR 2 international, 1 per SAR 3 local/EEA","detail":"Rates stated valid until 31 December 2026","cap":null},{"type":"miles","headline":"30,000 welcome miles on SAR 5,000 spend in 30 days; 20,000 bonus miles per quarter at SAR 40,000 quarterly spend","detail":null,"cap":"Up to 170,000 miles annually"}],"benefits":["Lounge access for cardholder + 1 guest (1,000+ lounges)","Complimentary meet & greet and airport transfers (Dubai)","Travel insurance","Fast track to SAUDIA Silver tier","Mastercard Travel & Lifestyle Concierge","2 airport security fast-track passes per year"],"tags":["co-brand","islamic","miles","premium","travel"],"productUrl":"https://www.sab.com/en/personal/compare-credit-cards/miles-credit-cards/sab-alfursan-mastercard-credit-card/","kfsUrl":null,"sources":["https://www.sab.com/content/dam/sabpws/quick-links/personal/schedule-of-bank-charges.pdf","https://www.sab.com/content/dam/sabpws/sab-mobile/terms-and-conditions-of-sab-credit-cards-issuing.pdf","https://www.sab.com/en/personal/compare-credit-cards/miles-credit-cards/sab-alfursan-mastercard-credit-card/"],"notes":[{"en":"The bank's own documents give different figures for this card's APR. We show the figure on the bank's most recent official page. Check with the bank before you apply.","ar":"تذكر مستندات البنك نفسه أرقاماً مختلفة لـمعدل النسبة السنوي لهذه البطاقة. نعرض الرقم الوارد في أحدث صفحة رسمية للبنك. تحقق من البنك قبل التقديم."}],"verifiedOn":"2026-09-27"},{"id":"sab-emirates-infinite-visa","country":"sa","bank":"sab","name":"SAB Emirates Infinite Credit Card","nameAr":"بطاقة الأول الإمارات الائتمانية إنفينيت فيزا","network":"Visa","tier":"Infinite","islamic":true,"fee":750,"feeInclVat":862.5,"vatBasis":"excl","firstYearFree":false,"feeCondition":null,"minSalary":null,"minSalaryNote":null,"monthlyRate":3,"monthlyRateRange":null,"apr":61.66,"fxFee":2,"rewards":[{"type":"miles","headline":"Emirates Skywards: 2 miles on Emirates spend, 1.5 on foreign currency, 1 on local currency per SAR 3.75","detail":"Certain categories earn 90% less miles","cap":null},{"type":"miles","headline":"50,000 bonus Skywards Miles after SAR 50,000 spend in first 6 months","detail":null,"cap":null}],"benefits":["Complimentary Emirates Skywards Silver membership","Priority check-in","5% off Emirates Holidays","25% discount on Skywards Miles purchases","Airport lounge access (4 visits yearly)","Travel insurance, purchase protection, rental car collision cover"],"tags":["co-brand","islamic","miles","premium","travel"],"productUrl":"https://www.sab.com/en/personal/compare-credit-cards/miles-credit-cards/sab-emirates-signature-credit-card/","kfsUrl":null,"sources":["https://www.sab.com/content/dam/sabpws/quick-links/personal/schedule-of-bank-charges.pdf","https://www.sab.com/content/dam/sabpws/sab-mobile/terms-and-conditions-of-sab-credit-cards-issuing.pdf","https://www.sab.com/en/personal/compare-credit-cards/miles-credit-cards/sab-emirates-signature-credit-card/"],"notes":[],"verifiedOn":"2026-09-27"},{"id":"sab-platinum-mastercard","country":"sa","bank":"sab","name":"SAB Platinum Mastercard Credit Card","nameAr":null,"network":"Mastercard","tier":"Platinum","islamic":true,"fee":400,"feeInclVat":460,"vatBasis":"excl","firstYearFree":null,"feeCondition":null,"minSalary":null,"minSalaryNote":null,"monthlyRate":3.25,"monthlyRateRange":null,"apr":58.14,"fxFee":2,"rewards":[{"type":"points","headline":"ICSAB+: 7.5 points per SAR 100 domestic & EU, 10 points per SAR 100 international","detail":null,"cap":null}],"benefits":["Lounge access via Mastercard Travel Pass (1,200+ lounges)","Secure online payment services","Supplementary cards"],"tags":["islamic","rewards"],"productUrl":"https://www.sab.com/en/personal/compare-credit-cards/icsab-credit-cards/sab-platinum-mc-credit-card/","kfsUrl":null,"sources":["https://www.sab.com/content/dam/sabpws/quick-links/personal/schedule-of-bank-charges.pdf","https://www.sab.com/content/dam/sabpws/sab-mobile/terms-and-conditions-of-sab-credit-cards-issuing.pdf","https://www.sab.com/en/personal/icsab-plus/"],"notes":[],"verifiedOn":"2026-09-27"},{"id":"sab-premier-mastercard","country":"sa","bank":"sab","name":"SAB Premier Mastercard Credit Card","nameAr":"بطاقة الأول بريميير ماستركارد الائتمانية","network":"Mastercard","tier":"World","islamic":true,"fee":0,"feeInclVat":0,"vatBasis":"n/a","firstYearFree":null,"feeCondition":"Listed as 'Free' in schedule of charges","minSalary":null,"minSalaryNote":null,"monthlyRate":2.39,"monthlyRateRange":null,"apr":34.09,"fxFee":1.5,"rewards":[{"type":"points","headline":"ICSAB+: 12.5 points per SAR 100 domestic & EU, 15 points per SAR 100 international","detail":null,"cap":null}],"benefits":["Lounge access via Mastercard Travel Pass (1,200+ lounges)","Supplementary cards","E-statements"],"tags":["islamic","no-annual-fee","premium","rewards"],"productUrl":"https://www.sab.com/en/personal/compare-credit-cards/icsab-credit-cards/sab-premier-credit-card/","kfsUrl":null,"sources":["https://www.sab.com/content/dam/sabpws/quick-links/personal/schedule-of-bank-charges.pdf","https://www.sab.com/content/dam/sabpws/sab-mobile/terms-and-conditions-of-sab-credit-cards-issuing.pdf","https://www.sab.com/en/personal/icsab-plus/"],"notes":[{"en":"The bank's own documents give different figures for this card's foreign transaction fee. We show the figure on the bank's most recent official page. Check with the bank before you apply.","ar":"تذكر مستندات البنك نفسه أرقاماً مختلفة لـرسوم المعاملات الأجنبية لهذه البطاقة. نعرض الرقم الوارد في أحدث صفحة رسمية للبنك. تحقق من البنك قبل التقديم."}],"verifiedOn":"2026-09-27"},{"id":"sab-cashback-visa","country":"sa","bank":"sab","name":"SAB VISA Cashback Credit Card","nameAr":"بطاقة الأول الائتمانية للاسترداد النقدي","network":"Visa","tier":"Platinum","islamic":true,"fee":0,"feeInclVat":0,"vatBasis":"n/a","firstYearFree":true,"feeCondition":"FREE for Life","minSalary":null,"minSalaryNote":null,"monthlyRate":3.25,"monthlyRateRange":null,"apr":48.81,"fxFee":2,"rewards":[{"type":"cashback","headline":"1% unlimited domestic, 2% unlimited international","detail":null,"cap":null},{"type":"cashback","headline":"3% / 5% / 10% on dining, supermarket, fuel at monthly spend SAR 2,000-9,999 / 10,000-14,999 / 15,000+","detail":"No category cashback below SAR 1,999 monthly spend","cap":"Page: dining SAR 200, supermarket SAR 100, fuel SAR 100 per month; T&C PDF: SAR 400 per month per category"}],"benefits":["Travel benefits","AQSAT instalment plans","Supplementary card","E-statements"],"tags":["cashback","islamic","no-annual-fee"],"productUrl":"https://www.sab.com/en/personal/compare-credit-cards/cashback-visa-credit-card/","kfsUrl":null,"sources":["https://www.sab.com/content/dam/sabpws/personal/compare-credit-cards/sab-visa-cashback-credit-card/Cashback%20terms%20and%20Conditions.pdf","https://www.sab.com/content/dam/sabpws/quick-links/personal/schedule-of-bank-charges.pdf","https://www.sab.com/content/dam/sabpws/sab-mobile/terms-and-conditions-of-sab-credit-cards-issuing.pdf","https://www.sab.com/en/personal/compare-credit-cards/cashback-visa-credit-card/"],"notes":[],"verifiedOn":"2026-09-27"},{"id":"sab-platinum-visa","country":"sa","bank":"sab","name":"SAB VISA Platinum Credit Card","nameAr":"بطاقة الأول البلاتينية الائتمانية فيزا","network":"Visa","tier":"Platinum","islamic":true,"fee":400,"feeInclVat":460,"vatBasis":"excl","firstYearFree":null,"feeCondition":null,"minSalary":null,"minSalaryNote":null,"monthlyRate":3.25,"monthlyRateRange":null,"apr":58.14,"fxFee":2,"rewards":[{"type":"points","headline":"ICSAB+: 7.5 points per SAR 100 domestic & EU, 10 points per SAR 100 international","detail":"1,000 points = SAR 100 e-voucher or SAR 70 cashback","cap":null}],"benefits":["Lounge access: 25 lounges, 2 visits per calendar year (requires SAR 375+ international spend in prior 90 days)","Up to 15% off YQ Meet & Assist","Medical & travel assistance"],"tags":["islamic","rewards"],"productUrl":"https://www.sab.com/en/personal/compare-credit-cards/icsab-credit-cards/sab-platinum-visa-credit-card/","kfsUrl":null,"sources":["https://www.sab.com/content/dam/sabpws/quick-links/personal/schedule-of-bank-charges.pdf","https://www.sab.com/content/dam/sabpws/sab-mobile/terms-and-conditions-of-sab-credit-cards-issuing.pdf","https://www.sab.com/en/personal/icsab-plus/"],"notes":[],"verifiedOn":"2026-09-27"},{"id":"sab-signature-visa","country":"sa","bank":"sab","name":"SAB VISA Signature Credit Card","nameAr":"بطاقة الأول سيجنتشر الائتمانية فيزا","network":"Visa","tier":"Signature","islamic":true,"fee":475,"feeInclVat":546.25,"vatBasis":"excl","firstYearFree":null,"feeCondition":null,"minSalary":null,"minSalaryNote":null,"monthlyRate":3,"monthlyRateRange":null,"apr":55.39,"fxFee":2,"rewards":[{"type":"points","headline":"ICSAB+: 10 points per SAR 100 domestic & EU, 12.5 points per SAR 100 international","detail":"1,000 points = SAR 100 e-voucher or SAR 70 cashback","cap":null}],"benefits":["Airport lounge access, 3 visits per calendar year (requires SAR 375+ international spend in prior 90 days)","Multi-trip travel insurance","Up to 15% off YQ Meet & Assist","Medical & travel assistance","24-hour concierge","Free supplementary cards"],"tags":["islamic","rewards","travel"],"productUrl":"https://www.sab.com/en/personal/compare-credit-cards/icsab-credit-cards/sab-signature-visa-credit-card/","kfsUrl":null,"sources":["https://www.sab.com/content/dam/sabpws/quick-links/personal/schedule-of-bank-charges.pdf","https://www.sab.com/content/dam/sabpws/sab-mobile/terms-and-conditions-of-sab-credit-cards-issuing.pdf","https://www.sab.com/en/personal/compare-credit-cards/","https://www.sab.com/en/personal/compare-credit-cards/icsab-credit-cards/sab-signature-visa-credit-card/travel-benefits/","https://www.sab.com/en/personal/icsab-plus/"],"notes":[],"verifiedOn":"2026-09-27"},{"id":"sab-my-card-visa","country":"sa","bank":"sab","name":"SAB Visa \"My Card\" Credit Card","nameAr":null,"network":"Visa","tier":null,"islamic":true,"fee":0,"feeInclVat":0,"vatBasis":"n/a","firstYearFree":null,"feeCondition":null,"minSalary":0,"minSalaryNote":null,"monthlyRate":null,"monthlyRateRange":null,"apr":null,"fxFee":2,"rewards":[],"benefits":["No minimum income required","No employer letter required","SMS alerts","No cash withdrawals"],"tags":["islamic","no-annual-fee"],"productUrl":"https://www.sab.com/en/personal/compare-credit-cards/low-limit-credit-cards/sab-my-card-credit-card/","kfsUrl":null,"sources":["https://www.sab.com/content/dam/sabpws/quick-links/personal/schedule-of-bank-charges.pdf","https://www.sab.com/en/personal/compare-credit-cards/low-limit-credit-cards/sab-my-card-credit-card/"],"notes":[{"en":"A one-time processing fee of SAR 50 applies when the card is issued.","ar":"تُطبَّق رسوم معالجة لمرة واحدة قدرها 50 ريالاً عند إصدار البطاقة."}],"verifiedOn":"2026-09-27"},{"id":"sab-noon-visa","country":"sa","bank":"sab","name":"SAB noon VISA Credit Card","nameAr":null,"network":"Visa","tier":null,"islamic":true,"fee":199,"feeInclVat":228.85,"vatBasis":"excl","firstYearFree":null,"feeCondition":null,"minSalary":null,"minSalaryNote":null,"monthlyRate":3.75,"monthlyRateRange":null,"apr":62.76,"fxFee":2,"rewards":[{"type":"cashback","headline":"Up to 10% cashback as noon credits on noon platforms","detail":null,"cap":"SAR 1,000 per month"},{"type":"cashback","headline":"2% unlimited on international, 1% on domestic and EEA purchases","detail":null,"cap":null},{"type":"other","headline":"SAR 250 noon credits on first transaction + 2 years noon One membership","detail":null,"cap":null}],"benefits":["0% instalments for 3, 6 or 12 months on noon purchases"],"tags":["cashback","co-brand","islamic","shopping"],"productUrl":"https://www.sab.com/en/personal/compare-credit-cards/sab-noon-visa-credit-card/","kfsUrl":null,"sources":["https://www.sab.com/content/dam/sabpws/quick-links/personal/schedule-of-bank-charges.pdf","https://www.sab.com/content/dam/sabpws/sab-mobile/terms-and-conditions-of-sab-credit-cards-issuing.pdf","https://www.sab.com/en/personal/compare-credit-cards/sab-noon-visa-credit-card/"],"notes":[],"verifiedOn":"2026-09-27"},{"id":"alinma-classic-charge","country":"sa","bank":"alinma","name":"Classic Credit Card (Charge Card)","nameAr":"بطاقة الإنماء الائتمانية (الحسم الشهري)","network":"Visa","tier":"Classic","islamic":true,"fee":250,"feeInclVat":287.5,"vatBasis":"excl","firstYearFree":false,"feeCondition":"Issuance fee SAR 250 plus annual fee SAR 250 per Prices page","minSalary":null,"minSalaryNote":null,"monthlyRate":null,"monthlyRateRange":null,"apr":null,"fxFee":1.15,"rewards":[{"type":"points","headline":"Earns akthr loyalty points","detail":"Earn rate not published on product page","cap":null}],"benefits":["Cash withdrawal up to 30% of credit limit","Competitive rates for use outside the Kingdom"],"tags":["islamic","rewards"],"productUrl":"https://www.alinma.com/Retail/Cards/Classic-Charge-Card","kfsUrl":null,"sources":["https://www.alinma.com/Prices-Finance-and-Products","https://www.alinma.com/Retail/Cards/-/media/BBB3CC2EA0B54C32869FBB5473CC3371.ashx"],"notes":[],"verifiedOn":"2026-09-27"},{"id":"alinma-gold-charge","country":"sa","bank":"alinma","name":"Gold Credit Card (Charge Card)","nameAr":"بطاقة الإنماء الائتمانية الذهبية (الحسم الشهري)","network":"Visa","tier":"Gold","islamic":true,"fee":250,"feeInclVat":287.5,"vatBasis":"excl","firstYearFree":false,"feeCondition":"Issuance fee SAR 250 plus annual fee SAR 250 per Prices page","minSalary":null,"minSalaryNote":null,"monthlyRate":null,"monthlyRateRange":null,"apr":null,"fxFee":1.15,"rewards":[{"type":"points","headline":"Earns akthr loyalty points","detail":"Earn rate not published on product page","cap":null}],"benefits":["Cash withdrawal up to 30% of credit limit","Competitive rates for use outside the Kingdom"],"tags":["islamic","rewards"],"productUrl":"https://www.alinma.com/Retail/Cards/Gold-Charge-Card","kfsUrl":null,"sources":["https://www.alinma.com/Prices-Finance-and-Products","https://www.alinma.com/Retail/Cards/-/media/BBB3CC2EA0B54C32869FBB5473CC3371.ashx"],"notes":[],"verifiedOn":"2026-09-27"},{"id":"alinma-infinite-charge","country":"sa","bank":"alinma","name":"Infinite Credit Card (Charge Card)","nameAr":"بطاقة الإنماء الائتمانية (الحسم الشهري)","network":"Visa","tier":"Infinite","islamic":true,"fee":250,"feeInclVat":287.5,"vatBasis":"excl","firstYearFree":false,"feeCondition":"Issuance fee SAR 250 plus annual fee SAR 250 per Prices page","minSalary":null,"minSalaryNote":null,"monthlyRate":null,"monthlyRateRange":null,"apr":null,"fxFee":1.15,"rewards":[{"type":"points","headline":"Earns akthr loyalty points","detail":"Earn rate not published on product page","cap":null}],"benefits":["Free access to over 1,200 airport lounges","Cash withdrawal up to 30% of credit limit","Competitive rates for use outside the Kingdom"],"tags":["islamic","premium","rewards"],"productUrl":"https://www.alinma.com/Retail/Cards/Infinite-Charge-Card","kfsUrl":null,"sources":["https://www.alinma.com/Prices-Finance-and-Products","https://www.alinma.com/Retail/Cards/-/media/BBB3CC2EA0B54C32869FBB5473CC3371.ashx"],"notes":[],"verifiedOn":"2026-09-27"},{"id":"alinma-platinum-charge","country":"sa","bank":"alinma","name":"Platinum Credit Card (Charge Card)","nameAr":"بطاقة الإنماء الائتمانية البلاتينية (الحسم الشهري)","network":"Visa","tier":"Platinum","islamic":true,"fee":250,"feeInclVat":287.5,"vatBasis":"excl","firstYearFree":false,"feeCondition":"Issuance fee SAR 250 plus annual fee SAR 250 per Prices page","minSalary":null,"minSalaryNote":null,"monthlyRate":null,"monthlyRateRange":null,"apr":null,"fxFee":1.15,"rewards":[{"type":"points","headline":"Earns akthr loyalty points","detail":"Earn rate not published on product page","cap":null}],"benefits":["Free access to 25+ airport lounges (USD 100 international spend in prior 90 days)","Cash withdrawal up to 30% of credit limit","Competitive rates for use outside the Kingdom"],"tags":["islamic","rewards"],"productUrl":"https://www.alinma.com/Retail/Cards/Platinum-Charge-Card","kfsUrl":null,"sources":["https://www.alinma.com/Prices-Finance-and-Products","https://www.alinma.com/Retail/Cards/-/media/BBB3CC2EA0B54C32869FBB5473CC3371.ashx"],"notes":[],"verifiedOn":"2026-09-27"},{"id":"alinma-signature-charge","country":"sa","bank":"alinma","name":"Signature Credit Card (Charge Card)","nameAr":"بطاقة الائتمانية سيغنتشر (الحسم الشهري)","network":"Visa","tier":"Signature","islamic":true,"fee":250,"feeInclVat":287.5,"vatBasis":"excl","firstYearFree":false,"feeCondition":"Issuance fee SAR 250 plus annual fee SAR 250 per Prices page","minSalary":null,"minSalaryNote":null,"monthlyRate":null,"monthlyRateRange":null,"apr":null,"fxFee":1.15,"rewards":[{"type":"points","headline":"Earns akthr loyalty points","detail":"Earn rate not published on product page","cap":null}],"benefits":["Free access to over 1,200 airport lounges","Cash withdrawal up to 30% of credit limit","Competitive rates for use outside the Kingdom"],"tags":["islamic","rewards"],"productUrl":"https://www.alinma.com/Retail/Cards/Signature-Charge-Card","kfsUrl":null,"sources":["https://www.alinma.com/Prices-Finance-and-Products","https://www.alinma.com/Retail/Cards/-/media/BBB3CC2EA0B54C32869FBB5473CC3371.ashx"],"notes":[],"verifiedOn":"2026-09-27"},{"id":"alinma-travel-akthr-infinite","country":"sa","bank":"alinma","name":"Travel akthr Infinite Credit Card","nameAr":"بطاقة سفر أكثر الائتمانية إنفينيت","network":"Visa","tier":"Infinite","islamic":true,"fee":900,"feeInclVat":1035,"vatBasis":"excl","firstYearFree":false,"feeCondition":null,"minSalary":null,"minSalaryNote":null,"monthlyRate":2.5,"monthlyRateRange":[2.5,3],"apr":34,"fxFee":2,"rewards":[{"type":"points","headline":"8 akthr points per SAR 1 international travel, 7 domestic travel; 5 other international/domestic","detail":"3 points in EU; 50,000 welcome points on activation plus SAR 20,000 spend in 90 days","cap":null}],"benefits":["Free access to over 1,200 airport lounges","Travel insurance up to 90 days","Warranty extension to 24 months"],"tags":["islamic","premium","rewards","travel"],"productUrl":"https://www.alinma.com/Retail/Cards/Travel-akthr-Credit-Cards/Travel-akthr-Infinite-Credit-Card","kfsUrl":null,"sources":["https://www.alinma.com/Retail/Cards/Travel-akthr-Credit-Cards/Travel-akthr-Infinite-Credit-Card"],"notes":[{"en":"Alinma sets the monthly rate between 2.5% and 3% depending on the contract.","ar":"يحدد مصرف الإنماء المعدل الشهري بين 2.5% و3% حسب العقد."}],"verifiedOn":"2026-09-27"},{"id":"alinma-travel-akthr-signature","country":"sa","bank":"alinma","name":"Travel akthr Signature Credit Card","nameAr":"بطاقة سفر أكثر الائتمانية سيغنتشر","network":"Visa","tier":"Signature","islamic":true,"fee":500,"feeInclVat":575,"vatBasis":"excl","firstYearFree":false,"feeCondition":null,"minSalary":null,"minSalaryNote":null,"monthlyRate":2.5,"monthlyRateRange":[2.5,3],"apr":34,"fxFee":2,"rewards":[{"type":"points","headline":"7 akthr points per SAR 1 international travel, 6 domestic travel; 4 other","detail":"2 points in EU; 20,000 welcome points on SAR 20,000 spend in 90 days; 5,000 points for SAR 10,000 monthly spend","cap":null}],"benefits":["Free access to over 1,200 airport lounges via Visa Airport Companion","Travel insurance for cardholder and family up to 90 days","Warranty extension to 24 months"],"tags":["islamic","rewards","travel"],"productUrl":"https://www.alinma.com/Retail/Cards/Travel-akthr-Credit-Cards/Travel-akthr-Signature-Credit-Card","kfsUrl":null,"sources":["https://www.alinma.com/Retail/Cards/Travel-akthr-Credit-Cards/Travel-akthr-Signature-Credit-Card"],"notes":[{"en":"Alinma sets the monthly rate between 2.5% and 3% depending on the contract.","ar":"يحدد مصرف الإنماء المعدل الشهري بين 2.5% و3% حسب العقد."}],"verifiedOn":"2026-09-27"},{"id":"alinma-alfursan-infinite","country":"sa","bank":"alinma","name":"alinma AlFursan Infinite Credit Card","nameAr":"بطاقة الفرسان الائتمانية إنفينيت","network":"Visa","tier":"Infinite","islamic":true,"fee":1000,"feeInclVat":1150,"vatBasis":"excl","firstYearFree":false,"feeCondition":"Issuance fee SAR 2,000; annual/renewal SAR 1,000 per product page","minSalary":null,"minSalaryNote":null,"monthlyRate":2.5,"monthlyRateRange":[2.5,3],"apr":34,"fxFee":2,"rewards":[{"type":"miles","headline":"1 AlFursan mile per SAR 1 international, per SAR 2.5 domestic","detail":"45,000 welcome miles on SAR 1,000 spend in 90 days; 7,500 monthly bonus miles at SAR 10,000 spend; 7,500 annual bonus at SAR 150,000","cap":null}],"benefits":["Exclusive access to AlFursan lounges","Transfer up to 30% of card balance to current account","Travel insurance up to USD 1,000,000"],"tags":["co-brand","islamic","miles","premium","travel"],"productUrl":"https://www.alinma.com/Retail/Cards/AlFursan-Credit-Card/AlFursanInfiniteCard","kfsUrl":null,"sources":["https://www.alinma.com/Prices-Finance-and-Products","https://www.alinma.com/Retail/Cards/AlFursan-Credit-Card/AlFursanInfiniteCard"],"notes":[{"en":"The bank's own documents give different figures for this card's annual fee. We show the figure on the bank's most recent official page. Check with the bank before you apply.","ar":"تذكر مستندات البنك نفسه أرقاماً مختلفة لـالرسوم السنوية لهذه البطاقة. نعرض الرقم الوارد في أحدث صفحة رسمية للبنك. تحقق من البنك قبل التقديم."},{"en":"The bank's own documents give different figures for this card's monthly rate. We show the figure on the bank's most recent official page. Check with the bank before you apply.","ar":"تذكر مستندات البنك نفسه أرقاماً مختلفة لـالمعدل الشهري لهذه البطاقة. نعرض الرقم الوارد في أحدث صفحة رسمية للبنك. تحقق من البنك قبل التقديم."},{"en":"Alinma sets the monthly rate between 2.5% and 3% depending on the contract.","ar":"يحدد مصرف الإنماء المعدل الشهري بين 2.5% و3% حسب العقد."}],"verifiedOn":"2026-09-27"},{"id":"alinma-alfursan-platinum","country":"sa","bank":"alinma","name":"alinma AlFursan Platinum Credit Card","nameAr":"بطاقة الفرسان الائتمانية البلاتينية","network":"Visa","tier":"Platinum","islamic":true,"fee":150,"feeInclVat":172.5,"vatBasis":"excl","firstYearFree":false,"feeCondition":"Issuance fee waived on primary card per product page","minSalary":null,"minSalaryNote":null,"monthlyRate":2.5,"monthlyRateRange":[2.5,3],"apr":34,"fxFee":2,"rewards":[{"type":"miles","headline":"1 AlFursan mile per SAR 3 international, per SAR 4 domestic","detail":"5,000 welcome miles on SAR 1,000 spend in 90 days; 1,500 monthly bonus at SAR 8,000 spend; 1,500 annual bonus","cap":null}],"benefits":["Visa Airport Companion lounge access (25+ airports, USD 100 international spend threshold)","Transfer up to 30% of balance to current account"],"tags":["co-brand","islamic","miles","travel"],"productUrl":"https://www.alinma.com/Retail/Cards/AlFursan-Credit-Card/AlFursanPlatinumCard","kfsUrl":null,"sources":["https://www.alinma.com/Prices-Finance-and-Products","https://www.alinma.com/Retail/Cards/AlFursan-Credit-Card/AlFursanPlatinumCard"],"notes":[{"en":"The bank's own documents give different figures for this card's annual fee. We show the figure on the bank's most recent official page. Check with the bank before you apply.","ar":"تذكر مستندات البنك نفسه أرقاماً مختلفة لـالرسوم السنوية لهذه البطاقة. نعرض الرقم الوارد في أحدث صفحة رسمية للبنك. تحقق من البنك قبل التقديم."},{"en":"The bank's own documents give different figures for this card's monthly rate. We show the figure on the bank's most recent official page. Check with the bank before you apply.","ar":"تذكر مستندات البنك نفسه أرقاماً مختلفة لـالمعدل الشهري لهذه البطاقة. نعرض الرقم الوارد في أحدث صفحة رسمية للبنك. تحقق من البنك قبل التقديم."},{"en":"Alinma sets the monthly rate between 2.5% and 3% depending on the contract.","ar":"يحدد مصرف الإنماء المعدل الشهري بين 2.5% و3% حسب العقد."}],"verifiedOn":"2026-09-27"},{"id":"alinma-alfursan-signature","country":"sa","bank":"alinma","name":"alinma AlFursan Signature Credit Card","nameAr":"بطاقة الفرسان الائتمانية سيغنتشر","network":"Visa","tier":"Signature","islamic":true,"fee":500,"feeInclVat":575,"vatBasis":"excl","firstYearFree":false,"feeCondition":"Issuance fee SAR 900; annual fee SAR 500 per product page","minSalary":null,"minSalaryNote":null,"monthlyRate":2.5,"monthlyRateRange":[2.5,3],"apr":34,"fxFee":2,"rewards":[{"type":"miles","headline":"1 AlFursan mile per SAR 1.5 international, per SAR 3 domestic","detail":"25,000 welcome miles on SAR 1,000 spend in 90 days; 5,500 monthly and 5,500 annual bonus miles","cap":null}],"benefits":["AlFursan lounge access (with SAR 30,000 international spend per financial year)","Visa Concierge"],"tags":["co-brand","islamic","miles","travel"],"productUrl":"https://www.alinma.com/Retail/Cards/AlFursan-Credit-Card/AlFursanSignatureCard","kfsUrl":null,"sources":["https://www.alinma.com/Prices-Finance-and-Products","https://www.alinma.com/Retail/Cards/AlFursan-Credit-Card/AlFursanSignatureCard"],"notes":[{"en":"The bank's own documents give different figures for this card's annual fee. We show the figure on the bank's most recent official page. Check with the bank before you apply.","ar":"تذكر مستندات البنك نفسه أرقاماً مختلفة لـالرسوم السنوية لهذه البطاقة. نعرض الرقم الوارد في أحدث صفحة رسمية للبنك. تحقق من البنك قبل التقديم."},{"en":"The bank's own documents give different figures for this card's monthly rate. We show the figure on the bank's most recent official page. Check with the bank before you apply.","ar":"تذكر مستندات البنك نفسه أرقاماً مختلفة لـالمعدل الشهري لهذه البطاقة. نعرض الرقم الوارد في أحدث صفحة رسمية للبنك. تحقق من البنك قبل التقديم."},{"en":"Alinma sets the monthly rate between 2.5% and 3% depending on the contract.","ar":"يحدد مصرف الإنماء المعدل الشهري بين 2.5% و3% حسب العقد."}],"verifiedOn":"2026-09-27"},{"id":"alinma-harrods-infinite","country":"sa","bank":"alinma","name":"alinma Harrods Infinite Credit Card","nameAr":"بطاقة الإنماء هارودز الائتمانية","network":"Visa","tier":"Infinite","islamic":true,"fee":1500,"feeInclVat":1500,"vatBasis":"unknown","firstYearFree":false,"feeCondition":null,"minSalary":null,"minSalaryNote":null,"monthlyRate":2.5,"monthlyRateRange":[2.5,3],"apr":40.71,"fxFee":2,"rewards":[{"type":"points","headline":"4 Harrods Rewards points per SAR 6 at Harrods, 2 international, 1 domestic","detail":"10,000 welcome points on SAR 1,500 spend in 60 days; 10,000 extra points on SAR 100,000+ annual spend","cap":"Monthly cap depends on approved credit limit"}],"benefits":["Free upgrade to Harrods Rewards Black tier","GBP 100 annual dining credit at Harrods restaurants","Access to 1,200+ airport lounges via Visa Airport Companion","Complimentary airport transfers","Visa Concierge"],"tags":["co-brand","islamic","premium","shopping"],"productUrl":"https://www.alinma.com/Retail/Cards/harrods-credit-card","kfsUrl":null,"sources":["https://www.alinma.com/Retail/Cards/harrods-credit-card"],"notes":[{"en":"The bank's own documents give different figures for this card's monthly rate. We show the figure on the bank's most recent official page. Check with the bank before you apply.","ar":"تذكر مستندات البنك نفسه أرقاماً مختلفة لـالمعدل الشهري لهذه البطاقة. نعرض الرقم الوارد في أحدث صفحة رسمية للبنك. تحقق من البنك قبل التقديم."},{"en":"Alinma sets the monthly rate between 2.5% and 3% depending on the contract.","ar":"يحدد مصرف الإنماء المعدل الشهري بين 2.5% و3% حسب العقد."}],"verifiedOn":"2026-09-27"},{"id":"alinma-infinite","country":"sa","bank":"alinma","name":"alinma Infinite Credit Card","nameAr":"بطاقة الإنماء الائتمانية الانفنيت","network":"Visa","tier":"Infinite","islamic":true,"fee":300,"feeInclVat":345,"vatBasis":"excl","firstYearFree":false,"feeCondition":"Promotion: issuance and annual fee free on primary card for applications 1-30 September 2026","minSalary":null,"minSalaryNote":null,"monthlyRate":1.9,"monthlyRateRange":[1.9,3],"apr":34,"fxFee":2,"rewards":[{"type":"points","headline":"6 akthr points per SAR 1 local, 7 per SAR 1 international","detail":null,"cap":null}],"benefits":["Free access to over 1,200 airport lounges","Warranty extension up to 24 months","Purchase protection","Visa Concierge"],"tags":["islamic","premium","rewards","travel"],"productUrl":"https://www.alinma.com/Retail/Cards/alinma-Credit-Card/Infinite","kfsUrl":null,"sources":["https://www.alinma.com/Prices-Finance-and-Products","https://www.alinma.com/Retail/Cards/alinma-Credit-Card/Infinite"],"notes":[{"en":"The bank's own documents give different figures for this card's monthly rate. We show the figure on the bank's most recent official page. Check with the bank before you apply.","ar":"تذكر مستندات البنك نفسه أرقاماً مختلفة لـالمعدل الشهري لهذه البطاقة. نعرض الرقم الوارد في أحدث صفحة رسمية للبنك. تحقق من البنك قبل التقديم."},{"en":"Alinma sets the monthly rate between 1.9% and 3% depending on the contract.","ar":"يحدد مصرف الإنماء المعدل الشهري بين 1.9% و3% حسب العقد."}],"verifiedOn":"2026-09-27"},{"id":"alinma-platinum","country":"sa","bank":"alinma","name":"alinma Platinum Credit Card","nameAr":"بطاقة الإنماء الائتمانية البلاتينية","network":"Visa","tier":"Platinum","islamic":true,"fee":100,"feeInclVat":115,"vatBasis":"excl","firstYearFree":false,"feeCondition":"Promotion: issuance and annual fee free on primary card for applications 1-30 September 2026","minSalary":null,"minSalaryNote":null,"monthlyRate":1.9,"monthlyRateRange":[1.9,3],"apr":34,"fxFee":2,"rewards":[{"type":"points","headline":"4 akthr points per SAR 1 local, 6 per SAR 1 international","detail":null,"cap":null}],"benefits":["Free access to over 25 airport lounges","Warranty extension up to 24 months","Purchase protection"],"tags":["islamic","rewards"],"productUrl":"https://www.alinma.com/Retail/Cards/alinma-Credit-Card/Platinum","kfsUrl":null,"sources":["https://www.alinma.com/Prices-Finance-and-Products","https://www.alinma.com/Retail/Cards/alinma-Credit-Card/Platinum"],"notes":[{"en":"The bank's own documents give different figures for this card's monthly rate. We show the figure on the bank's most recent official page. Check with the bank before you apply.","ar":"تذكر مستندات البنك نفسه أرقاماً مختلفة لـالمعدل الشهري لهذه البطاقة. نعرض الرقم الوارد في أحدث صفحة رسمية للبنك. تحقق من البنك قبل التقديم."},{"en":"Alinma sets the monthly rate between 1.9% and 3% depending on the contract.","ar":"يحدد مصرف الإنماء المعدل الشهري بين 1.9% و3% حسب العقد."}],"verifiedOn":"2026-09-27"},{"id":"alinma-signature","country":"sa","bank":"alinma","name":"alinma Signature Credit Card","nameAr":"بطاقة الإنماء الائتمانية السيغنيشر","network":"Visa","tier":"Signature","islamic":true,"fee":250,"feeInclVat":287.5,"vatBasis":"excl","firstYearFree":false,"feeCondition":"Promotion: issuance and annual fee free on primary card for applications 1-30 September 2026","minSalary":null,"minSalaryNote":null,"monthlyRate":1.9,"monthlyRateRange":[1.9,3],"apr":34,"fxFee":2,"rewards":[{"type":"points","headline":"5 akthr points per SAR 1 local, 7 per SAR 1 international","detail":null,"cap":null}],"benefits":["Free access to over 1,200 airport lounges (after USD 100 international spend in 90 days)","Warranty extension up to 24 months","Purchase protection"],"tags":["islamic","premium","rewards","travel"],"productUrl":"https://www.alinma.com/Retail/Cards/alinma-Credit-Card/Signature","kfsUrl":null,"sources":["https://www.alinma.com/Prices-Finance-and-Products","https://www.alinma.com/Retail/Cards/alinma-Credit-Card/Signature"],"notes":[{"en":"The bank's own documents give different figures for this card's monthly rate. We show the figure on the bank's most recent official page. Check with the bank before you apply.","ar":"تذكر مستندات البنك نفسه أرقاماً مختلفة لـالمعدل الشهري لهذه البطاقة. نعرض الرقم الوارد في أحدث صفحة رسمية للبنك. تحقق من البنك قبل التقديم."},{"en":"Alinma sets the monthly rate between 1.9% and 3% depending on the contract.","ar":"يحدد مصرف الإنماء المعدل الشهري بين 1.9% و3% حسب العقد."}],"verifiedOn":"2026-09-27"},{"id":"bsf-almosafer-visa-infinite","country":"sa","bank":"bsf","name":"Almosafer VISA Infinite","nameAr":"المسافر فيزا إنفينيت","network":"Visa","tier":"Infinite","islamic":true,"fee":805,"feeInclVat":805,"vatBasis":"incl","firstYearFree":true,"feeCondition":"Promotional: customers who apply before 30 September 2026 get a first-year issuance fee waiver","minSalary":null,"minSalaryNote":null,"monthlyRate":3.25,"monthlyRateRange":null,"apr":48.49,"fxFee":0,"rewards":[{"type":"points","headline":"Almosafer Points: 20% back on hotels, 10% on flights, 30% on activities booked via Almosafer","detail":"1 point = 1 SAR","cap":null},{"type":"points","headline":"5% back on dining & shopping, 1% local, 2% international","detail":null,"cap":null}],"benefits":["0% FX markup","Two free supplementary cards, then SAR 75"],"tags":["co-brand","islamic","premium","rewards","travel"],"productUrl":"https://bsf.sa/english/personal/cards/credit/almosafer-visa-infinite","kfsUrl":null,"sources":["https://bsf.sa/english/personal/cards/credit/almosafer-visa-infinite"],"notes":[{"en":"The bank's own documents give different figures for this card's annual fee. We show the figure on the bank's most recent official page. Check with the bank before you apply.","ar":"تذكر مستندات البنك نفسه أرقاماً مختلفة لـالرسوم السنوية لهذه البطاقة. نعرض الرقم الوارد في أحدث صفحة رسمية للبنك. تحقق من البنك قبل التقديم."}],"verifiedOn":"2026-09-27"},{"id":"bsf-almosafer-visa-signature","country":"sa","bank":"bsf","name":"Almosafer VISA Signature","nameAr":"المسافر فيزا سيجنيتشر","network":"Visa","tier":"Signature","islamic":true,"fee":345,"feeInclVat":345,"vatBasis":"incl","firstYearFree":true,"feeCondition":"Promotional: customers who apply before 30 September 2026 get a first-year issuance fee waiver","minSalary":null,"minSalaryNote":null,"monthlyRate":3.25,"monthlyRateRange":null,"apr":48.98,"fxFee":0,"rewards":[{"type":"points","headline":"Almosafer Points: 12% back on hotels, 7% on flights, 20% on activities via Almosafer","detail":null,"cap":null},{"type":"points","headline":"3% dining & shopping, 1% local, 1.5% international","detail":null,"cap":null}],"benefits":["0% FX markup","Two free supplementary cards, then SAR 75"],"tags":["co-brand","islamic","rewards","travel"],"productUrl":"https://bsf.sa/english/personal/cards/credit/almosafer-visa-signature","kfsUrl":null,"sources":["https://bsf.sa/english/personal/cards/credit/alfursan-credit-cards","https://bsf.sa/english/personal/cards/credit/almosafer-visa-signature"],"notes":[{"en":"The bank's own documents give different figures for this card's annual fee. We show the figure on the bank's most recent official page. Check with the bank before you apply.","ar":"تذكر مستندات البنك نفسه أرقاماً مختلفة لـالرسوم السنوية لهذه البطاقة. نعرض الرقم الوارد في أحدث صفحة رسمية للبنك. تحقق من البنك قبل التقديم."}],"verifiedOn":"2026-09-27"},{"id":"bsf-lifestyle-cashback","country":"sa","bank":"bsf","name":"Lifestyle Credit Card","nameAr":"بطاقة لايف ستايل الائتمانية","network":null,"tier":null,"islamic":true,"fee":287.5,"feeInclVat":287.5,"vatBasis":"incl","firstYearFree":true,"feeCondition":"Issuance SAR 0; renewal fee waived with total retail spend of SAR 20,000+ in last 12 months","minSalary":null,"minSalaryNote":null,"monthlyRate":3,"monthlyRateRange":null,"apr":43.86,"fxFee":2,"rewards":[{"type":"cashback","headline":"10% on 1 chosen category, 3% on 2, 2% on 2 (Dining, Grocery, Travel, Medical Care, Education)","detail":"Categories can be changed monthly","cap":"SAR 250 per month"},{"type":"cashback","headline":"0.5% on all other spend","detail":null,"cap":"Unlimited"}],"benefits":["Global airport lounge access (25+)","Visa Luxury Hotel Collection","First 2 supplementary cards free, SAR 100 for the third"],"tags":["cashback","islamic"],"productUrl":"https://bsf.sa/english/personal/cards/credit/lifestyle-credit-card/lifestyle","kfsUrl":null,"sources":["https://bsf.sa/arabic/personal/cards/credit/lifestyle-credit-card/lifestyle","https://bsf.sa/english/personal/cards/credit/lifestyle-credit-card/lifestyle"],"notes":[],"verifiedOn":"2026-09-27"},{"id":"bsf-visa-infinite-islamic","country":"sa","bank":"bsf","name":"VISA Infinite Islamic","nameAr":"فيزا انفينيت الإسلامية","network":"Visa","tier":"Infinite","islamic":true,"fee":1000,"feeInclVat":1150,"vatBasis":"excl","firstYearFree":null,"feeCondition":null,"minSalary":null,"minSalaryNote":null,"monthlyRate":3,"monthlyRateRange":null,"apr":48.47,"fxFee":2,"rewards":[{"type":"points","headline":"BSF Jana: 150 points per SAR 100 local/EU, 200 points per SAR 100 international","detail":"Select KSA merchant categories earn 40 points per SAR 100","cap":null}],"benefits":["YQ Meet & Assist","Global concierge","Luxury hotel collection","First supplementary card free, SAR 75 for the second"],"tags":["islamic","premium","rewards","travel"],"productUrl":"https://bsf.sa/english/personal/cards/credit/premium-cards/visa-infinite-t","kfsUrl":null,"sources":["https://bsf.sa/english/personal/cards/credit/premium-cards/visa-infinite-t"],"notes":[],"verifiedOn":"2026-09-27"},{"id":"bsf-visa-platinum-islamic","country":"sa","bank":"bsf","name":"VISA Platinum Islamic","nameAr":"فيزا بلاتينيوم الإسلامية","network":"Visa","tier":"Platinum","islamic":true,"fee":400,"feeInclVat":460,"vatBasis":"excl","firstYearFree":null,"feeCondition":null,"minSalary":null,"minSalaryNote":null,"monthlyRate":3,"monthlyRateRange":null,"apr":37.88,"fxFee":2,"rewards":[{"type":"points","headline":"BSF Jana: 100 points per SAR 100 local/EU, 150 points per SAR 100 international","detail":"Select KSA merchant categories earn 40 points per SAR 100","cap":null}],"benefits":["Global airport lounge access","First supplementary card free, SAR 75 for the second"],"tags":["islamic","rewards"],"productUrl":"https://bsf.sa/english/personal/cards/credit/features-added/visa-platinum-tawafoq","kfsUrl":null,"sources":["https://bsf.sa/english/personal/cards/credit/entry-level","https://bsf.sa/english/personal/cards/credit/features-added/visa-platinum-tawafoq"],"notes":[],"verifiedOn":"2026-09-27"},{"id":"bsf-visa-alfursan-infinite","country":"sa","bank":"bsf","name":"Visa Al Fursan Infinite","nameAr":"فيزا الفرسان إنفينيت","network":"Visa","tier":"Infinite","islamic":true,"fee":2000,"feeInclVat":2300,"vatBasis":"excl","firstYearFree":true,"feeCondition":null,"minSalary":null,"minSalaryNote":null,"monthlyRate":3,"monthlyRateRange":null,"apr":46.28,"fxFee":2,"rewards":[{"type":"miles","headline":"AlFursan: 1 mile per SAR 3 in KSA & EEA, 1 mile per SAR 1.5 outside KSA","detail":"Reduced rate 1 mile per SAR 8 on fast food, restaurants, education, utilities, fuel and others","cap":null},{"type":"miles","headline":"30,000 bonus miles per quarter on SAR 40,000 quarterly spend","detail":null,"cap":null}],"benefits":["Fast track to Saudia Silver tier","Global airport lounge access (1,300+ lounges)","Global concierge","Up to 60% off fitness memberships","Car rental discounts (Avis, Budget, SIXT)"],"tags":["co-brand","islamic","miles","premium","travel"],"productUrl":"https://bsf.sa/english/personal/cards/credit/alfursan-credit-cards/visa-al-fursan-infinite","kfsUrl":null,"sources":["https://bsf.sa/Library/Assets/Gallery/Files/EF.01.021.03_Credit_Card_Agreement.pdf","https://bsf.sa/english/personal/cards/credit/alfursan-credit-cards/visa-al-fursan-infinite"],"notes":[],"verifiedOn":"2026-09-27"},{"id":"bsf-visa-alfursan-platinum","country":"sa","bank":"bsf","name":"Visa Al Fursan Platinum","nameAr":"فيزا الفرسان البلاتينية","network":"Visa","tier":"Platinum","islamic":true,"fee":600,"feeInclVat":690,"vatBasis":"excl","firstYearFree":null,"feeCondition":null,"minSalary":null,"minSalaryNote":null,"monthlyRate":3,"monthlyRateRange":null,"apr":39.42,"fxFee":2,"rewards":[{"type":"miles","headline":"AlFursan: 1 mile per SAR 4 local, 1 mile per SAR 3 international","detail":null,"cap":null},{"type":"miles","headline":"10,000 bonus miles on SAR 50,000 annual spend","detail":null,"cap":null}],"benefits":["Global airport lounge access (25+ lounges)","0% easy payment plans up to 12 months","Travel insurance","Extended warranty up to 12 months","First two supplementary cards free, then SAR 75"],"tags":["co-brand","islamic","miles","travel"],"productUrl":"https://bsf.sa/english/personal/cards/credit/alfursan-credit-cards/visa-al-fursan-platinum","kfsUrl":null,"sources":["https://bsf.sa/english/personal/cards/credit/alfursan-credit-cards/visa-al-fursan-platinum"],"notes":[],"verifiedOn":"2026-09-27"},{"id":"bsf-visa-signature-islamic","country":"sa","bank":"bsf","name":"Visa Signature Islamic","nameAr":"فيزا سيجنتشر الإسلامية","network":"Visa","tier":"Signature","islamic":true,"fee":750,"feeInclVat":862.5,"vatBasis":"excl","firstYearFree":null,"feeCondition":null,"minSalary":null,"minSalaryNote":null,"monthlyRate":3,"monthlyRateRange":null,"apr":47.92,"fxFee":2,"rewards":[],"benefits":["YQ Meet & Greet","Global concierge","Luxury hotel collection"],"tags":["islamic","rewards"],"productUrl":"https://bsf.sa/english/personal/cards/credit/discontinued-cards/visa-signature-tawafoq","kfsUrl":null,"sources":["https://bsf.sa/english/personal/cards/credit/entry-level"],"notes":[],"verifiedOn":"2026-09-27"},{"id":"bsf-world-elite-mastercard","country":"sa","bank":"bsf","name":"World Elite","nameAr":"وورلد إيليت","network":"Mastercard","tier":"World Elite","islamic":false,"fee":3000,"feeInclVat":3450,"vatBasis":"excl","firstYearFree":null,"feeCondition":null,"minSalary":null,"minSalaryNote":null,"monthlyRate":3,"monthlyRateRange":null,"apr":53.2,"fxFee":2,"rewards":[{"type":"points","headline":"BSF Jana: 150 points per SAR 100 local/EU, 200 points per SAR 100 international","detail":"Select categories earn 40 points per SAR 100","cap":null}],"benefits":["Mastercard lifestyle & travel concierge","Airport lounge access","Hertz Gold Plus Rewards President's Circle","Global Blue VIP","Travel insurance","Supplementary card SAR 1,000"],"tags":["premium","rewards","travel"],"productUrl":"https://bsf.sa/english/personal/cards/discontinued-cards/world-elite","kfsUrl":null,"sources":["https://bsf.sa/english/personal/cards/discontinued-cards/world-elite"],"notes":[],"verifiedOn":"2026-09-27"},{"id":"anb-almatar-visa-infinite","country":"sa","bank":"anb","name":"Almatar Infinite Card","nameAr":null,"network":"Visa","tier":"Infinite","islamic":true,"fee":1150,"feeInclVat":1150,"vatBasis":"unknown","firstYearFree":true,"feeCondition":"First-year fee waiver offer 'valid until September 30' (year per page)","minSalary":null,"minSalaryNote":null,"monthlyRate":null,"monthlyRateRange":null,"apr":null,"fxFee":0,"rewards":[{"type":"points","headline":"almatar points: 2 per SAR domestic/European, 4 per SAR international and in the Almatar app","detail":null,"cap":null},{"type":"points","headline":"10 points per SAR on international dining/transportation","detail":null,"cap":"100,000 points per cycle"},{"type":"points","headline":"200,000 welcome points on SAR 1,000 spend in first 30 days","detail":null,"cap":null}],"benefits":["0% foreign exchange fees","1,200+ lounges with 2 guests","24/7 concierge","Complimentary valet parking and airport transfers","Upgrade to Jawwak Safeer tier"],"tags":["co-brand","islamic","premium","rewards","travel"],"productUrl":"https://anb.com.sa/web/anb/almatar-infinite-card","kfsUrl":null,"sources":["https://anb.com.sa/web/anb/almatar-infinite-card","https://anb.com.sa/web/anb/visa-signature"],"notes":[],"verifiedOn":"2026-09-27"},{"id":"anb-cashback-digital-card","country":"sa","bank":"anb","name":"Cashback DigitalCard","nameAr":"البطاقة الرقمية كاش باك","network":"Visa","tier":null,"islamic":true,"fee":null,"feeInclVat":null,"vatBasis":"unknown","firstYearFree":null,"feeCondition":null,"minSalary":null,"minSalaryNote":null,"monthlyRate":null,"monthlyRateRange":null,"apr":null,"fxFee":2,"rewards":[{"type":"cashback","headline":"0.5% instant cashback locally, 1% internationally","detail":null,"cap":null}],"benefits":["Instant digital issuance in anb mobile app","Meet & greet service","Rental car discounts","Purchase protection and extended warranty"],"tags":["cashback","islamic"],"productUrl":"https://anb.com.sa/web/anb/cashback-digital-card","kfsUrl":null,"sources":["https://anb.com.sa/documents/55607/0/16-edited-booklet2.pdf/cfc51cf2-8a09-9fe3-675f-d56155d4a6e7?t=1771402381070","https://anb.com.sa/web/anb/cashback-digital-card","https://anb.com.sa/web/anb/visa-signature"],"notes":[],"verifiedOn":"2026-09-27"},{"id":"anb-alfursan-visa-infinite","country":"sa","bank":"anb","name":"anb AlFursan Infinite Credit Card","nameAr":"الفرسان انفينت","network":"Visa","tier":"Infinite","islamic":true,"fee":2000,"feeInclVat":2300,"vatBasis":"excl","firstYearFree":null,"feeCondition":null,"minSalary":null,"minSalaryNote":null,"monthlyRate":null,"monthlyRateRange":null,"apr":72.02,"fxFee":2,"rewards":[{"type":"miles","headline":"AlFursan: 1 mile per SAR 3 domestic, 1 mile per SAR 2 international","detail":null,"cap":null},{"type":"miles","headline":"30,000 welcome miles on SAR 5,000 spend in 30 days; 20,000 miles per SAR 35,000 quarterly spend; 35,000 anniversary miles","detail":null,"cap":null}],"benefits":["1,200+ airport lounges","Airport transfers via ZAPS","Up to 15% off IHG","10% off Budget","24/7 concierge","Up to two free supplementary cards"],"tags":["co-brand","islamic","miles","premium","travel"],"productUrl":"https://anb.com.sa/web/anb/alfursan-infinite","kfsUrl":null,"sources":["https://anb.com.sa/documents/55607/0/Alfursan+Cards+contract+EN.pdf/0ef75d65-9bff-eaa6-a811-056ef851beea?t=1761475974182","https://anb.com.sa/documents/55607/0/Tariff+Leaflet-EA+FA+Report+EN4.pdf/62b1f761-06a7-4527-1d7e-c36a9b28e313?t=1770817099979","https://anb.com.sa/web/anb/alfursan-infinite","https://anb.com.sa/web/anb/visa-signature"],"notes":[],"verifiedOn":"2026-09-27"},{"id":"anb-alfursan-visa-signature","country":"sa","bank":"anb","name":"anb AlFursan Signature Credit Card","nameAr":"الفرسان سيجنتشر","network":"Visa","tier":"Signature","islamic":true,"fee":1000,"feeInclVat":1150,"vatBasis":"excl","firstYearFree":null,"feeCondition":null,"minSalary":null,"minSalaryNote":null,"monthlyRate":null,"monthlyRateRange":null,"apr":51.43,"fxFee":2,"rewards":[{"type":"miles","headline":"AlFursan: 1 mile per SAR 4 domestic, 1 mile per SAR 2.5 international","detail":null,"cap":null},{"type":"miles","headline":"20,000 welcome miles on SAR 5,000 spend in 30 days; 15,000 miles per SAR 25,000 quarterly spend; 25,000 anniversary miles (SAR 150,000 annual spend)","detail":null,"cap":null},{"type":"other","headline":"80% bonus tier credits on Saudia flights","detail":null,"cap":null}],"benefits":["1,200+ airport lounges","Complimentary meet-and-greet","Free airport transfers via ZAPS","Free supplementary cards"],"tags":["co-brand","islamic","miles","travel"],"productUrl":"https://anb.com.sa/web/anb/alfursan-signature","kfsUrl":null,"sources":["https://anb.com.sa/documents/55607/0/Alfursan+Cards+contract+EN.pdf/0ef75d65-9bff-eaa6-a811-056ef851beea?t=1761475974182","https://anb.com.sa/documents/55607/0/Tariff+Leaflet-EA+FA+Report+EN4.pdf/62b1f761-06a7-4527-1d7e-c36a9b28e313?t=1770817099979","https://anb.com.sa/web/anb/alfursan-signature","https://anb.com.sa/web/anb/visa-signature"],"notes":[],"verifiedOn":"2026-09-27"},{"id":"anb-mastercard-platinum","country":"sa","bank":"anb","name":"anb Mastercard Platinum","nameAr":"ماستر كارد بلاتينوم","network":"Mastercard","tier":"Platinum","islamic":true,"fee":350,"feeInclVat":402.5,"vatBasis":"excl","firstYearFree":false,"feeCondition":"Waived if SAR 1,000 is spent within the first 3 months of issuing the card every year","minSalary":null,"minSalaryNote":null,"monthlyRate":null,"monthlyRateRange":null,"apr":36.6,"fxFee":2,"rewards":[{"type":"points","headline":"0.8 reward point(s) per SAR domestic, 1.5 international","detail":null,"cap":null}],"benefits":["25+ lounges via Mastercard Travel Pass","Up to 30% off hotels at Priceless.com","Purchase insurance & extended warranty","0% Easy Pay"],"tags":["islamic","rewards"],"productUrl":"https://anb.com.sa/web/anb/mastercard-platinum","kfsUrl":null,"sources":["https://anb.com.sa/documents/55607/0/16-edited-booklet2.pdf/cfc51cf2-8a09-9fe3-675f-d56155d4a6e7?t=1771402381070","https://anb.com.sa/documents/55607/0/Tariff+Leaflet-EA+FA+Report+EN4.pdf/62b1f761-06a7-4527-1d7e-c36a9b28e313?t=1770817099979","https://anb.com.sa/documents/55607/0/anb_Changes+in+Fees_EN_V4.pdf/cb3b5af4-c11d-216f-2988-d546f0436fa5?t=1752671126061","https://anb.com.sa/web/anb/mastercard-platinum","https://anb.com.sa/web/anb/visa-signature"],"notes":[{"en":"The bank's own documents give different figures for this card's foreign transaction fee. We show the figure on the bank's most recent official page. Check with the bank before you apply.","ar":"تذكر مستندات البنك نفسه أرقاماً مختلفة لـرسوم المعاملات الأجنبية لهذه البطاقة. نعرض الرقم الوارد في أحدث صفحة رسمية للبنك. تحقق من البنك قبل التقديم."}],"verifiedOn":"2026-09-27"},{"id":"anb-mastercard-titanium","country":"sa","bank":"anb","name":"anb Mastercard Titanium","nameAr":"ماستر كارد تيتانيوم","network":"Mastercard","tier":"Titanium","islamic":true,"fee":200,"feeInclVat":230,"vatBasis":"excl","firstYearFree":false,"feeCondition":"Waived if SAR 1,000 is spent on purchases within 3 months of issuance; repeats yearly","minSalary":null,"minSalaryNote":null,"monthlyRate":null,"monthlyRateRange":null,"apr":33.41,"fxFee":2,"rewards":[{"type":"points","headline":"0.5 reward point(s) per SAR domestic, 0.8 international","detail":null,"cap":null}],"benefits":["10+ lounges via Mastercard Travel Pass","Hotel discounts up to 30% at Priceless.com","Car rental discounts","0% Easy Pay"],"tags":["islamic","rewards"],"productUrl":"https://anb.com.sa/web/anb/mastercard-titanium","kfsUrl":null,"sources":["https://anb.com.sa/documents/55607/0/16-edited-booklet2.pdf/cfc51cf2-8a09-9fe3-675f-d56155d4a6e7?t=1771402381070","https://anb.com.sa/documents/55607/0/Tariff+Leaflet-EA+FA+Report+EN4.pdf/62b1f761-06a7-4527-1d7e-c36a9b28e313?t=1770817099979","https://anb.com.sa/documents/55607/0/anb_Changes+in+Fees_EN_V4.pdf/cb3b5af4-c11d-216f-2988-d546f0436fa5?t=1752671126061","https://anb.com.sa/web/anb/mastercard-titanium","https://anb.com.sa/web/anb/visa-signature"],"notes":[{"en":"The bank's own documents give different figures for this card's foreign transaction fee. We show the figure on the bank's most recent official page. Check with the bank before you apply.","ar":"تذكر مستندات البنك نفسه أرقاماً مختلفة لـرسوم المعاملات الأجنبية لهذه البطاقة. نعرض الرقم الوارد في أحدث صفحة رسمية للبنك. تحقق من البنك قبل التقديم."}],"verifiedOn":"2026-09-27"},{"id":"anb-mastercard-world","country":"sa","bank":"anb","name":"anb Mastercard World","nameAr":"ماستركارد وورلد","network":"Mastercard","tier":"World","islamic":true,"fee":700,"feeInclVat":805,"vatBasis":"excl","firstYearFree":false,"feeCondition":"Annual fee waived each year if SAR 1,000 is spent on purchases within the first 3 months of issuance","minSalary":null,"minSalaryNote":null,"monthlyRate":null,"monthlyRateRange":null,"apr":43.94,"fxFee":2,"rewards":[{"type":"points","headline":"1.2 reward point(s) per SAR domestic, 1.8 international","detail":null,"cap":null}],"benefits":["1,200+ lounges via Mastercard Travel Pass","Up to 30% off hotels at Priceless.com","Car rental discounts 10-20%","Double warranty extension","0% Easy Pay"],"tags":["islamic","rewards","travel"],"productUrl":"https://anb.com.sa/web/anb/mastercard-world-elite","kfsUrl":null,"sources":["https://anb.com.sa/documents/55607/0/16-edited-booklet2.pdf/cfc51cf2-8a09-9fe3-675f-d56155d4a6e7?t=1771402381070","https://anb.com.sa/documents/55607/0/Tariff+Leaflet-EA+FA+Report+EN4.pdf/62b1f761-06a7-4527-1d7e-c36a9b28e313?t=1770817099979","https://anb.com.sa/documents/55607/0/anb_Changes+in+Fees_EN_V4.pdf/cb3b5af4-c11d-216f-2988-d546f0436fa5?t=1752671126061","https://anb.com.sa/web/anb/mastercard-world-elite","https://anb.com.sa/web/anb/visa-signature"],"notes":[{"en":"The bank's own documents give different figures for this card's foreign transaction fee. We show the figure on the bank's most recent official page. Check with the bank before you apply.","ar":"تذكر مستندات البنك نفسه أرقاماً مختلفة لـرسوم المعاملات الأجنبية لهذه البطاقة. نعرض الرقم الوارد في أحدث صفحة رسمية للبنك. تحقق من البنك قبل التقديم."}],"verifiedOn":"2026-09-27"},{"id":"anb-visa-infinite","country":"sa","bank":"anb","name":"anb Visa Infinite","nameAr":"فيزا انفينت","network":"Visa","tier":"Infinite","islamic":true,"fee":850,"feeInclVat":977.5,"vatBasis":"excl","firstYearFree":null,"feeCondition":null,"minSalary":null,"minSalaryNote":null,"monthlyRate":null,"monthlyRateRange":null,"apr":47.05,"fxFee":2,"rewards":[{"type":"points","headline":"1.5 reward point(s) per SAR domestic, 2 international","detail":null,"cap":null}],"benefits":["1,000+ airport lounges","24/7 concierge","Airport meet & assist","Luxury car shipment","Easy Pay instalments"],"tags":["islamic","premium","rewards","travel"],"productUrl":"https://anb.com.sa/web/anb/visa-infinite","kfsUrl":null,"sources":["https://anb.com.sa/documents/55607/0/16-edited-booklet2.pdf/cfc51cf2-8a09-9fe3-675f-d56155d4a6e7?t=1771402381070","https://anb.com.sa/documents/55607/0/Tariff+Leaflet-EA+FA+Report+EN4.pdf/62b1f761-06a7-4527-1d7e-c36a9b28e313?t=1770817099979","https://anb.com.sa/documents/55607/0/anb_Changes+in+Fees_EN_V4.pdf/cb3b5af4-c11d-216f-2988-d546f0436fa5?t=1752671126061","https://anb.com.sa/web/anb/visa-infinite","https://anb.com.sa/web/anb/visa-signature"],"notes":[{"en":"The bank's own documents give different figures for this card's foreign transaction fee. We show the figure on the bank's most recent official page. Check with the bank before you apply.","ar":"تذكر مستندات البنك نفسه أرقاماً مختلفة لـرسوم المعاملات الأجنبية لهذه البطاقة. نعرض الرقم الوارد في أحدث صفحة رسمية للبنك. تحقق من البنك قبل التقديم."}],"verifiedOn":"2026-09-27"},{"id":"anb-visa-platinum","country":"sa","bank":"anb","name":"anb Visa Platinum","nameAr":"فيزا بلاتينوم","network":"Visa","tier":"Platinum","islamic":true,"fee":300,"feeInclVat":345,"vatBasis":"excl","firstYearFree":null,"feeCondition":null,"minSalary":null,"minSalaryNote":null,"monthlyRate":null,"monthlyRateRange":null,"apr":35.54,"fxFee":2,"rewards":[{"type":"points","headline":"0.8 reward point(s) per SAR domestic, 1.5 international","detail":null,"cap":null}],"benefits":["25+ lounges via DragonPass","25% off Jumeirah hotels, 20% Jumeirah dining","20% Avis","The Entertainer","Extended warranty & purchase protection"],"tags":["islamic","rewards"],"productUrl":"https://anb.com.sa/web/anb/visa-platinum","kfsUrl":null,"sources":["https://anb.com.sa/documents/55607/0/16-edited-booklet2.pdf/cfc51cf2-8a09-9fe3-675f-d56155d4a6e7?t=1771402381070","https://anb.com.sa/documents/55607/0/Tariff+Leaflet-EA+FA+Report+EN4.pdf/62b1f761-06a7-4527-1d7e-c36a9b28e313?t=1770817099979","https://anb.com.sa/documents/55607/0/anb_Changes+in+Fees_EN_V4.pdf/cb3b5af4-c11d-216f-2988-d546f0436fa5?t=1752671126061","https://anb.com.sa/web/anb/visa-platinum","https://anb.com.sa/web/anb/visa-signature"],"notes":[{"en":"The bank's own documents give different figures for this card's foreign transaction fee. We show the figure on the bank's most recent official page. Check with the bank before you apply.","ar":"تذكر مستندات البنك نفسه أرقاماً مختلفة لـرسوم المعاملات الأجنبية لهذه البطاقة. نعرض الرقم الوارد في أحدث صفحة رسمية للبنك. تحقق من البنك قبل التقديم."}],"verifiedOn":"2026-09-27"},{"id":"anb-visa-platinum-low-limit","country":"sa","bank":"anb","name":"anb Visa Platinum low-limit","nameAr":"بلاتينوم","network":"Visa","tier":"Platinum","islamic":true,"fee":345,"feeInclVat":345,"vatBasis":"incl","firstYearFree":null,"feeCondition":null,"minSalary":null,"minSalaryNote":null,"monthlyRate":null,"monthlyRateRange":null,"apr":32.77,"fxFee":3.1,"rewards":[],"benefits":["25+ airport lounges","25% off Jumeirah hotels, 20% Jumeirah dining","12% Agoda","20% Avis","The Entertainer","Extended warranty & purchase protection"],"tags":["islamic"],"productUrl":"https://anb.com.sa/web/anb/visa-platinum-low-limit","kfsUrl":null,"sources":["https://anb.com.sa/web/anb/visa-platinum-low-limit","https://anb.com.sa/web/anb/visa-signature"],"notes":[{"en":"The bank's own documents give different figures for this card's foreign transaction fee. We show the figure on the bank's most recent official page. Check with the bank before you apply.","ar":"تذكر مستندات البنك نفسه أرقاماً مختلفة لـرسوم المعاملات الأجنبية لهذه البطاقة. نعرض الرقم الوارد في أحدث صفحة رسمية للبنك. تحقق من البنك قبل التقديم."}],"verifiedOn":"2026-09-27"},{"id":"anb-visa-signature","country":"sa","bank":"anb","name":"anb Visa Signature","nameAr":"فيزا سيغنتشر","network":"Visa","tier":"Signature","islamic":true,"fee":450,"feeInclVat":517.5,"vatBasis":"excl","firstYearFree":null,"feeCondition":null,"minSalary":null,"minSalaryNote":null,"monthlyRate":null,"monthlyRateRange":null,"apr":38.71,"fxFee":2,"rewards":[{"type":"points","headline":"1.2 reward point(s) per SAR domestic, 1.8 international","detail":null,"cap":null}],"benefits":["1,000+ airport lounges","24/7 concierge","Meet & assist","The Entertainer","Travel insurance","Extended warranty & purchase protection"],"tags":["islamic","rewards","travel"],"productUrl":"https://anb.com.sa/web/anb/visa-signature","kfsUrl":null,"sources":["https://anb.com.sa/documents/55607/0/16-edited-booklet2.pdf/cfc51cf2-8a09-9fe3-675f-d56155d4a6e7?t=1771402381070","https://anb.com.sa/documents/55607/0/Tariff+Leaflet-EA+FA+Report+EN4.pdf/62b1f761-06a7-4527-1d7e-c36a9b28e313?t=1770817099979","https://anb.com.sa/documents/55607/0/anb_Changes+in+Fees_EN_V4.pdf/cb3b5af4-c11d-216f-2988-d546f0436fa5?t=1752671126061","https://anb.com.sa/web/anb/visa-signature"],"notes":[{"en":"The bank's own documents give different figures for this card's foreign transaction fee. We show the figure on the bank's most recent official page. Check with the bank before you apply.","ar":"تذكر مستندات البنك نفسه أرقاماً مختلفة لـرسوم المعاملات الأجنبية لهذه البطاقة. نعرض الرقم الوارد في أحدث صفحة رسمية للبنك. تحقق من البنك قبل التقديم."}],"verifiedOn":"2026-09-27"},{"id":"anb-visa-low-limit","country":"sa","bank":"anb","name":"anb Visa low-limit","nameAr":"بطاقة الحد المنخفض","network":"Visa","tier":null,"islamic":true,"fee":115,"feeInclVat":115,"vatBasis":"incl","firstYearFree":false,"feeCondition":"First-year fee waived with purchases of SAR 1,000+ in first three months","minSalary":null,"minSalaryNote":null,"monthlyRate":null,"monthlyRateRange":null,"apr":null,"fxFee":3.1,"rewards":[],"benefits":["Accepted worldwide","Merchant discounts","Manage in anb Mobile","Cash advance up to 30% of limit"],"tags":["islamic"],"productUrl":"https://anb.com.sa/web/anb/visa-low-limit","kfsUrl":null,"sources":["https://anb.com.sa/web/anb/visa-low-limit","https://anb.com.sa/web/anb/visa-signature"],"notes":[{"en":"The bank's own documents give different figures for this card's foreign transaction fee. We show the figure on the bank's most recent official page. Check with the bank before you apply.","ar":"تذكر مستندات البنك نفسه أرقاماً مختلفة لـرسوم المعاملات الأجنبية لهذه البطاقة. نعرض الرقم الوارد في أحدث صفحة رسمية للبنك. تحقق من البنك قبل التقديم."}],"verifiedOn":"2026-09-27"},{"id":"albilad-infinite","country":"sa","bank":"albilad","name":"Albilad Credit Card Infinite","nameAr":"بطاقة انفينيت الائتمانية","network":"Visa","tier":"Infinite","islamic":true,"fee":540.5,"feeInclVat":540.5,"vatBasis":"unknown","firstYearFree":false,"feeCondition":null,"minSalary":null,"minSalaryNote":null,"monthlyRate":0,"monthlyRateRange":null,"apr":0,"fxFee":1.15,"rewards":[{"type":"points","headline":"Earns Mukafaat Albilad loyalty points","detail":null,"cap":null}],"benefits":["Airport VIP lounge access (1200+ lounges)","Visa Luxury Hotel Collection","Travel insurance (up to 90 days)","Extended warranty","24-hour concierge","Apple Pay and Mada Pay support"],"tags":["islamic","premium","rewards","travel"],"productUrl":"https://www.bankalbilad.com.sa/en/personal/cards/credit/Pages/infinite.aspx","kfsUrl":null,"sources":["https://www.bankalbilad.com.sa/en/personal/cards/credit/Pages/infinite.aspx"],"notes":[],"verifiedOn":"2026-09-27"},{"id":"albilad-platinum","country":"sa","bank":"albilad","name":"Albilad Credit Card Platinum","nameAr":"البطاقة الائتمانية البلاتينية","network":"Visa","tier":"Platinum","islamic":true,"fee":425.5,"feeInclVat":425.5,"vatBasis":"unknown","firstYearFree":false,"feeCondition":null,"minSalary":null,"minSalaryNote":null,"monthlyRate":0,"monthlyRateRange":null,"apr":0,"fxFee":1.15,"rewards":[{"type":"points","headline":"Earns Mukafaat Albilad loyalty points","detail":null,"cap":null}],"benefits":["Airport VIP lounge access via Visa Airport Companion","Purchase protection","Global emergency assistance","Extended warranty (doubles manufacturer warranty up to 1 year)","Apple Pay and Mada Pay support"],"tags":["islamic","rewards","travel"],"productUrl":"https://www.bankalbilad.com.sa/en/personal/cards/credit/Pages/platinum.aspx","kfsUrl":null,"sources":["https://www.bankalbilad.com.sa/en/personal/cards/credit/Pages/platinum.aspx"],"notes":[],"verifiedOn":"2026-09-27"},{"id":"albilad-signature","country":"sa","bank":"albilad","name":"Albilad Credit Card Signature","nameAr":"بطاقة سيغنتشر الائتمانية","network":"Visa","tier":"Signature","islamic":true,"fee":483,"feeInclVat":483,"vatBasis":"unknown","firstYearFree":false,"feeCondition":null,"minSalary":null,"minSalaryNote":null,"monthlyRate":0,"monthlyRateRange":null,"apr":0,"fxFee":1.15,"rewards":[{"type":"points","headline":"Earns Mukafaat Albilad loyalty points","detail":null,"cap":null}],"benefits":["Airport VIP lounge access (1200+ lounges)","Agoda offer: save up to 12%","Visa Luxury Hotel Collection","Buyers protection insurance","Travel insurance (up to 90 days)","Extended warranty"],"tags":["islamic","premium","rewards","travel"],"productUrl":"https://www.bankalbilad.com.sa/en/personal/cards/credit/Pages/signature.aspx","kfsUrl":null,"sources":["https://www.bankalbilad.com.sa/en/personal/cards/credit/Pages/signature.aspx"],"notes":[],"verifiedOn":"2026-09-27"},{"id":"albilad-silver","country":"sa","bank":"albilad","name":"Albilad Credit Card Silver","nameAr":"البطاقة الائتمانية الفضية","network":null,"tier":null,"islamic":true,"fee":195.5,"feeInclVat":195.5,"vatBasis":"unknown","firstYearFree":false,"feeCondition":null,"minSalary":null,"minSalaryNote":null,"monthlyRate":0,"monthlyRateRange":null,"apr":0,"fxFee":1.15,"rewards":[{"type":"points","headline":"Earns Mukafaat Albilad loyalty points","detail":null,"cap":null}],"benefits":["Shariah compliant card","Apple Pay and Mada Pay support","Accepted at more than 30 million stores locally and worldwide","Card dues payable every 50 days"],"tags":["islamic","rewards"],"productUrl":"https://www.bankalbilad.com.sa/en/personal/cards/credit/Pages/silver.aspx","kfsUrl":null,"sources":["https://www.bankalbilad.com.sa/en/personal/cards/credit/Pages/default.aspx","https://www.bankalbilad.com.sa/en/personal/cards/credit/Pages/silver.aspx"],"notes":[],"verifiedOn":"2026-09-27"},{"id":"albilad-tamkeen-plus-classic","country":"sa","bank":"albilad","name":"Tamkeen Plus Classic Credit Card","nameAr":"بطاقة تمكين بلس الكلاسيكية","network":"Visa","tier":"Classic","islamic":true,"fee":115,"feeInclVat":115,"vatBasis":"unknown","firstYearFree":false,"feeCondition":null,"minSalary":3000,"minSalaryNote":null,"monthlyRate":1.8,"monthlyRateRange":null,"apr":30.09,"fxFee":2,"rewards":[{"type":"points","headline":"Earns Mukafaat Albilad loyalty points","detail":"Welcome points offer for new customers; earn rate not stated on page","cap":null}],"benefits":["Minimum payment 5% or SAR 200, whichever is higher","Accepted at more than 30 million stores","Apple Pay and Mada Pay support"],"tags":["islamic","rewards"],"productUrl":"https://www.bankalbilad.com.sa/en/personal/cards/tamkeenplus/Pages/Tamkeen-plus-classic-credit-card.aspx","kfsUrl":"https://www.bankalbilad.com.sa/downloads/personal/Tamkeen%20plus%20Card%202025.pdf","sources":["https://www.bankalbilad.com.sa/downloads/personal/Tamkeen%20plus%20Card%202025.pdf","https://www.bankalbilad.com.sa/en/personal/cards/tamkeenplus/Pages/Tamkeen-plus-classic-credit-card.aspx"],"notes":[{"en":"The bank's own documents give different figures for this card's annual fee. We show the figure on the bank's most recent official page. Check with the bank before you apply.","ar":"تذكر مستندات البنك نفسه أرقاماً مختلفة لـالرسوم السنوية لهذه البطاقة. نعرض الرقم الوارد في أحدث صفحة رسمية للبنك. تحقق من البنك قبل التقديم."}],"verifiedOn":"2026-09-27"},{"id":"albilad-tamkeen-plus-infinite","country":"sa","bank":"albilad","name":"Tamkeen Plus Infinite Credit Card","nameAr":"بطاقة تمكين بلس انفينيت","network":"Visa","tier":"Infinite","islamic":true,"fee":575,"feeInclVat":575,"vatBasis":"unknown","firstYearFree":false,"feeCondition":null,"minSalary":null,"minSalaryNote":null,"monthlyRate":1.8,"monthlyRateRange":null,"apr":31.2,"fxFee":2,"rewards":[{"type":"points","headline":"5 points per SAR locally, 6.5 internationally","detail":"250,000 welcome points on first use","cap":null}],"benefits":["Luxury shopping and travel benefits","Airport lounge access","Supplementary card annual fee 0"],"tags":["islamic","premium","rewards","travel"],"productUrl":"https://www.bankalbilad.com.sa/en/personal/cards/tamkeenplus/Pages/Tamkeen-plus-infinite-credit-card.aspx","kfsUrl":"https://www.bankalbilad.com.sa/downloads/personal/Tamkeen%20plus%20Card%202025.pdf","sources":["https://www.bankalbilad.com.sa/downloads/personal/Tamkeen%20plus%20Card%202025.pdf","https://www.bankalbilad.com.sa/en/personal/cards/tamkeenplus/Pages/Tamkeen-plus-infinite-credit-card.aspx"],"notes":[{"en":"The bank's own documents give different figures for this card's annual fee. We show the figure on the bank's most recent official page. Check with the bank before you apply.","ar":"تذكر مستندات البنك نفسه أرقاماً مختلفة لـالرسوم السنوية لهذه البطاقة. نعرض الرقم الوارد في أحدث صفحة رسمية للبنك. تحقق من البنك قبل التقديم."}],"verifiedOn":"2026-09-27"},{"id":"albilad-tamkeen-plus-platinum","country":"sa","bank":"albilad","name":"Tamkeen Plus Platinum Credit Card","nameAr":"بطاقة تمكين بلس البلاتينية","network":"Visa","tier":"Platinum","islamic":true,"fee":115,"feeInclVat":115,"vatBasis":"unknown","firstYearFree":false,"feeCondition":null,"minSalary":3000,"minSalaryNote":null,"monthlyRate":1.8,"monthlyRateRange":null,"apr":31.2,"fxFee":2,"rewards":[{"type":"points","headline":"3.5 points per SAR locally, 4.5 internationally","detail":"15,000 welcome points on first use","cap":null}],"benefits":["Airport VIP lounge access via Visa Airport Companion","Purchase protection","Cash withdrawal up to 30% of limit","Apple Pay and Mada Pay support"],"tags":["islamic","rewards","travel"],"productUrl":"https://www.bankalbilad.com.sa/en/personal/cards/tamkeenplus/Pages/Tamkeen-plus-platinum-credit-card.aspx","kfsUrl":"https://www.bankalbilad.com.sa/downloads/personal/Tamkeen%20plus%20Card%202025.pdf","sources":["https://www.bankalbilad.com.sa/downloads/personal/Tamkeen%20plus%20Card%202025.pdf","https://www.bankalbilad.com.sa/en/personal/cards/tamkeenplus/Pages/Tamkeen-plus-platinum-credit-card.aspx"],"notes":[{"en":"The bank's own documents give different figures for this card's annual fee. We show the figure on the bank's most recent official page. Check with the bank before you apply.","ar":"تذكر مستندات البنك نفسه أرقاماً مختلفة لـالرسوم السنوية لهذه البطاقة. نعرض الرقم الوارد في أحدث صفحة رسمية للبنك. تحقق من البنك قبل التقديم."}],"verifiedOn":"2026-09-27"},{"id":"albilad-tamkeen-plus-signature","country":"sa","bank":"albilad","name":"Tamkeen Plus Signature Credit Card","nameAr":"بطاقة تمكين بلس سيغنتشر","network":"Visa","tier":"Signature","islamic":true,"fee":345,"feeInclVat":345,"vatBasis":"unknown","firstYearFree":false,"feeCondition":"Promotion 1 July to 30 September 2026: issuance fee refunded (excluding VAT) plus SAR 200 cashback when spending at least SAR 5,000 within 90 days of issuance","minSalary":3000,"minSalaryNote":null,"monthlyRate":1.8,"monthlyRateRange":null,"apr":31.2,"fxFee":2,"rewards":[{"type":"points","headline":"5 points per SAR locally, 6.5 internationally","detail":"75,000 welcome points on first use","cap":null},{"type":"cashback","headline":"SAR 200 cashback promotion","detail":"Effective 1 July to 30 September 2026, with fee refund, on SAR 5,000 spend within 90 days","cap":null}],"benefits":["Airport VIP lounge access (1200+ lounges)","Travel insurance","Extended warranty","Fraud protection","Emergency assistance"],"tags":["islamic","premium","rewards","travel"],"productUrl":"https://www.bankalbilad.com.sa/en/personal/cards/tamkeenplus/pages/tamkeen-plus-signature-credit-card.aspx","kfsUrl":"https://www.bankalbilad.com.sa/downloads/personal/Tamkeen%20plus%20Card%202025.pdf","sources":["https://www.bankalbilad.com.sa/downloads/personal/Tamkeen%20plus%20Card%202025.pdf","https://www.bankalbilad.com.sa/en/personal/cards/tamkeenplus/pages/tamkeen-plus-signature-credit-card.aspx"],"notes":[{"en":"The bank's own documents give different figures for this card's annual fee. We show the figure on the bank's most recent official page. Check with the bank before you apply.","ar":"تذكر مستندات البنك نفسه أرقاماً مختلفة لـالرسوم السنوية لهذه البطاقة. نعرض الرقم الوارد في أحدث صفحة رسمية للبنك. تحقق من البنك قبل التقديم."}],"verifiedOn":"2026-09-27"},{"id":"albilad-travel-pass-infinite","country":"sa","bank":"albilad","name":"Travel Pass Infinite Credit Card (Visa)","nameAr":"بطاقة ترافل باس انفينيت الائتمانية (فيزا)","network":"Visa","tier":"Infinite","islamic":true,"fee":1150,"feeInclVat":1150,"vatBasis":"unknown","firstYearFree":false,"feeCondition":"Offer 1 Sep to 31 Oct 2026: spend 10,000 within first 90 days for a full refund of the first-year fee (1,000, excluding VAT)","minSalary":null,"minSalaryNote":null,"monthlyRate":2.99,"monthlyRateRange":null,"apr":56.12,"fxFee":2,"rewards":[{"type":"points","headline":"7 points per SAR locally, 9 internationally, 6 in Europe","detail":"300,000 welcome points on first purchase; points transferable to airline and hotel programmes","cap":null}],"benefits":["Airport lounge access via Visa Airport Companion","Zaps Premium Dubai Airport meet and assist","Transfer points to airline and hotel loyalty programmes","Flexible instalment plans"],"tags":["islamic","miles","premium","rewards","travel"],"productUrl":"https://www.bankalbilad.com.sa/en/personal/cards/TravelPass/Pages/TravelPassinfinite.aspx","kfsUrl":"https://www.bankalbilad.com.sa/downloads/personal/Tamkeen%20plus%20Card%202025.pdf","sources":["https://www.bankalbilad.com.sa/downloads/personal/Tamkeen%20plus%20Card%202025.pdf","https://www.bankalbilad.com.sa/en/personal/cards/TravelPass/Pages/TravelPassinfinite.aspx"],"notes":[],"verifiedOn":"2026-09-27"},{"id":"albilad-travel-pass-signature","country":"sa","bank":"albilad","name":"Travel Pass Signature Credit Card (Visa)","nameAr":"بطاقة ترافل باس سيغنتشر الائتمانية (فيزا)","network":"Visa","tier":"Signature","islamic":true,"fee":575,"feeInclVat":575,"vatBasis":"unknown","firstYearFree":false,"feeCondition":null,"minSalary":null,"minSalaryNote":null,"monthlyRate":2.99,"monthlyRateRange":null,"apr":52.27,"fxFee":2,"rewards":[{"type":"points","headline":"6 points per SAR locally, 7 internationally","detail":"150,000 welcome points on first purchase; page also mentions promotional 9 international / 7 local; points transferable to airline and hotel programmes","cap":null}],"benefits":["Free access to 1,200+ airport lounges via Visa Airport Companion","Travel insurance (trip cancellation, baggage, delay, medical)","Transfer points to airline and hotel loyalty programmes","Flexible instalment plans"],"tags":["islamic","miles","premium","rewards","travel"],"productUrl":"https://www.bankalbilad.com.sa/en/personal/cards/TravelPass/Pages/TravelPasssignature.aspx","kfsUrl":"https://www.bankalbilad.com.sa/downloads/personal/Tamkeen%20plus%20Card%202025.pdf","sources":["https://www.bankalbilad.com.sa/downloads/personal/Tamkeen%20plus%20Card%202025.pdf","https://www.bankalbilad.com.sa/en/personal/cards/TravelPass/Pages/TravelPasssignature.aspx"],"notes":[],"verifiedOn":"2026-09-27"},{"id":"aljazira-ajwaa-digital","country":"sa","bank":"aljazira","name":"Ajwaa Visa Digital","nameAr":"أجواء فيزا ديجيتال","network":"Visa","tier":null,"islamic":true,"fee":50,"feeInclVat":57.5,"vatBasis":"excl","firstYearFree":null,"feeCondition":null,"minSalary":null,"minSalaryNote":null,"monthlyRate":null,"monthlyRateRange":null,"apr":null,"fxFee":2,"rewards":[{"type":"points","headline":"1 Ajwaa points per SAR 1 spent internationally, 0.5 per SAR 1 locally","detail":"0.5 point per SAR 1 at selected local merchant categories (transport, grocery/supermarkets, convenience, clothing, restaurants/fast food, gift shops, cosmetics, car rental, taxis/limousines); Ajwaa points redeemable for tickets, rooms, cars, shopping and more","cap":null}],"benefits":["Extended warranty (doubles period by up to 1 year)","Purchase protection against theft and accidental damage","Cash withdrawal up to 30% of limit at ATMs worldwide","Apple Pay and Samsung Pay","Late payment fee: Free"],"tags":["islamic","rewards"],"productUrl":"https://www.aljazirabank.com.sa/en-us/personal/credit-cards?cc=ajwaa-visa-digital","kfsUrl":"https://www.aljazirabank.com.sa/Portals/0/Documents/Personal/Credit-Card/Credit-Cards-Initial-Disclosure.pdf","sources":["https://www.aljazirabank.com.sa/ar-sa/personal/credit-cards","https://www.aljazirabank.com.sa/ar-sa/personal/credit-cards-ar-SA?cc=ajwaa-visa-digital","https://www.aljazirabank.com.sa/en-us/personal/credit-cards?cc=ajwaa-visa-digital","https://www.aljazirabank.com.sa/en-us/personal/product-prices"],"notes":[],"verifiedOn":"2026-09-27"},{"id":"aljazira-ajwaa-visa-infinite","country":"sa","bank":"aljazira","name":"Ajwaa Visa Infinite Credit Card","nameAr":"بطاقة أجواء فيزا إنفينيت","network":"Visa","tier":"Infinite","islamic":true,"fee":900,"feeInclVat":1035,"vatBasis":"excl","firstYearFree":null,"feeCondition":null,"minSalary":null,"minSalaryNote":null,"monthlyRate":2.5,"monthlyRateRange":null,"apr":40.95,"fxFee":2,"rewards":[{"type":"points","headline":"Accelerated Ajwaa points on every spend","detail":"Earn rate not published in fetchable text on the current product page","cap":null}],"benefits":["Unlimited airport lounge access","24/7 concierge services","Premium travel insurance","La Tajil instalment programme (3 months 0%, 6/9/12 months at published rates)"],"tags":["islamic","premium","rewards","travel"],"productUrl":"https://www.aljazirabank.com.sa/en-us/personal/credit-cards/id/60198/cc/ajwaa-visa-infinite/ft/CC","kfsUrl":null,"sources":["https://www.aljazirabank.com.sa/ar-sa/personal/credit-cards","https://www.aljazirabank.com.sa/en-us/personal/credit-cards","https://www.aljazirabank.com.sa/en-us/personal/credit-cards/latajil-program"],"notes":[],"verifiedOn":"2026-09-27"},{"id":"aljazira-ajwaa-visa-platinum","country":"sa","bank":"aljazira","name":"Ajwaa Visa Platinum","nameAr":"أجواء فيزا البلاتينية","network":"Visa","tier":"Platinum","islamic":true,"fee":300,"feeInclVat":345,"vatBasis":"excl","firstYearFree":null,"feeCondition":null,"minSalary":null,"minSalaryNote":null,"monthlyRate":2.9,"monthlyRateRange":null,"apr":42.99,"fxFee":2,"rewards":[{"type":"points","headline":"2.25 Ajwaa points per SAR 1 spent internationally, 1.5 per SAR 1 locally","detail":"0.5 point per SAR 1 at selected local merchant categories (transport, grocery/supermarkets, convenience, clothing, restaurants/fast food, gift shops, cosmetics, car rental, taxis/limousines); Ajwaa points redeemable for tickets, rooms, cars, shopping and more","cap":null}],"benefits":["Free access to 25 airport lounges","Purchase protection and extended warranty","Supplementary card annual fee free","Cash withdrawal up to 30% of limit at ATMs worldwide","Apple Pay and Samsung Pay","La Tajil instalment programme (optional, SAR 50 per transaction per product-prices page)"],"tags":["islamic","rewards","travel"],"productUrl":"https://www.aljazirabank.com.sa/en-us/personal/credit-cards?cc=ajwaa-visa-platinum","kfsUrl":"https://www.aljazirabank.com.sa/Portals/0/Documents/Personal/Credit-Card/Credit-Cards-Initial-Disclosure.pdf","sources":["https://www.aljazirabank.com.sa/ar-sa/personal/credit-cards","https://www.aljazirabank.com.sa/ar-sa/personal/credit-cards-ar-SA?cc=ajwaa-visa-platinum","https://www.aljazirabank.com.sa/en-us/personal/credit-cards?cc=ajwaa-visa-platinum","https://www.aljazirabank.com.sa/en-us/personal/product-prices"],"notes":[],"verifiedOn":"2026-09-27"},{"id":"aljazira-ajwaa-plus","country":"sa","bank":"aljazira","name":"Ajwaa Visa Plus","nameAr":"أجواء فيزا بلس","network":"Visa","tier":null,"islamic":true,"fee":200,"feeInclVat":230,"vatBasis":"excl","firstYearFree":null,"feeCondition":null,"minSalary":null,"minSalaryNote":null,"monthlyRate":2.9,"monthlyRateRange":null,"apr":42.25,"fxFee":2,"rewards":[{"type":"points","headline":"2.25 Ajwaa points per SAR 1 spent internationally, 1.5 per SAR 1 locally","detail":"0.5 point per SAR 1 at selected local merchant categories (transport, grocery/supermarkets, convenience, clothing, restaurants/fast food, gift shops, cosmetics, car rental, taxis/limousines); Ajwaa points redeemable for tickets, rooms, cars, shopping and more","cap":null},{"type":"points","headline":"15,000 quarterly bonus points","detail":"Earn 15,000 quarterly bonus points upon spending SAR 10,000 on international transactions every 3 months.","cap":null}],"benefits":["Complimentary access to 25 airport lounges","Supplementary card annual fee free","Cash withdrawal up to 30% of limit at ATMs worldwide","Apple Pay and Samsung Pay","La Tajil instalment programme (optional, SAR 50 per transaction per product-prices page)","Minimum monthly payment 5% of outstanding balance"],"tags":["islamic","rewards","travel"],"productUrl":"https://www.aljazirabank.com.sa/en-us/personal/credit-cards?cc=ajwaa-visa-plus","kfsUrl":"https://www.aljazirabank.com.sa/Portals/0/Documents/Personal/Credit-Card/Credit-Cards-Initial-Disclosure.pdf","sources":["https://www.aljazirabank.com.sa/ar-sa/personal/credit-cards","https://www.aljazirabank.com.sa/ar-sa/personal/credit-cards-ar-SA?cc=ajwaa-visa-plus","https://www.aljazirabank.com.sa/en-us/personal/credit-cards?cc=ajwaa-visa-plus","https://www.aljazirabank.com.sa/en-us/personal/product-prices"],"notes":[],"verifiedOn":"2026-09-27"},{"id":"aljazira-ajwaa-visa-signature","country":"sa","bank":"aljazira","name":"Ajwaa Visa Signature","nameAr":"أجواء فيزا سيجنتشر","network":"Visa","tier":"Signature","islamic":true,"fee":500,"feeInclVat":575,"vatBasis":"excl","firstYearFree":null,"feeCondition":null,"minSalary":null,"minSalaryNote":null,"monthlyRate":2.5,"monthlyRateRange":null,"apr":40.95,"fxFee":2,"rewards":[{"type":"points","headline":"3 Ajwaa points per SAR 1 spent internationally, 2.25 per SAR 1 locally","detail":"0.5 point per SAR 1 at selected local merchant categories (transport, grocery/supermarkets, convenience, clothing, restaurants/fast food, gift shops, cosmetics, car rental, taxis/limousines); Ajwaa points redeemable for tickets, rooms, cars, shopping and more","cap":null}],"benefits":["Complimentary access to more than 1,200 airport lounges","24/7 concierge service and multi-travel insurance","Supplementary card annual fee free","Cash withdrawal up to 30% of limit at ATMs worldwide","Apple Pay and Samsung Pay","La Tajil instalment programme (optional, SAR 50 per transaction per product-prices page)"],"tags":["islamic","premium","rewards","travel"],"productUrl":"https://www.aljazirabank.com.sa/en-us/personal/credit-cards?cc=ajwaa-visa-signature","kfsUrl":"https://www.aljazirabank.com.sa/Portals/0/Documents/Personal/Credit-Card/Credit-Cards-Initial-Disclosure.pdf","sources":["https://www.aljazirabank.com.sa/ar-sa/personal/credit-cards","https://www.aljazirabank.com.sa/ar-sa/personal/credit-cards-ar-SA?cc=ajwaa-visa-signature","https://www.aljazirabank.com.sa/en-us/personal/credit-cards?cc=ajwaa-visa-signature","https://www.aljazirabank.com.sa/en-us/personal/product-prices"],"notes":[],"verifiedOn":"2026-09-27"},{"id":"aljazira-mokafaaty-mastercard-platinum","country":"sa","bank":"aljazira","name":"Mokafaaty Mastercard Platinum","nameAr":"مكافآتي ماستركارد البلاتينية","network":"Mastercard","tier":"Platinum","islamic":true,"fee":200,"feeInclVat":230,"vatBasis":"excl","firstYearFree":null,"feeCondition":null,"minSalary":null,"minSalaryNote":null,"monthlyRate":2.9,"monthlyRateRange":null,"apr":null,"fxFee":2,"rewards":[{"type":"points","headline":"1.13 Mokafaaty points per SAR 1 spent internationally, 0.75 per SAR 1 locally","detail":"0.5 point per SAR 1 at selected local merchant categories (transport, grocery/supermarkets, convenience, clothing, restaurants/fast food, gift shops, cosmetics, car rental, taxis/limousines)","cap":null}],"benefits":["8 complimentary lounge accesses per year","4 complimentary Costa food/drink items at Dubai airport","Supplementary cards free for life, unlimited number","Cash withdrawal up to 30% of limit at ATMs worldwide","Apple Pay and Samsung Pay","La Tajil instalment programme (optional, SAR 50 per transaction per product-prices page)"],"tags":["islamic","rewards"],"productUrl":"https://www.aljazirabank.com.sa/en-us/personal/credit-cards?cc=mokafaaty-master-platinum","kfsUrl":"https://www.aljazirabank.com.sa/Portals/0/Documents/Personal/Credit-Card/Credit-Cards-Initial-Disclosure.pdf","sources":["https://www.aljazirabank.com.sa/ar-sa/personal/credit-cards","https://www.aljazirabank.com.sa/ar-sa/personal/credit-cards-ar-SA?cc=mokafaaty-master-platinum","https://www.aljazirabank.com.sa/en-us/personal/credit-cards?cc=mokafaaty-master-platinum","https://www.aljazirabank.com.sa/en-us/personal/product-prices"],"notes":[],"verifiedOn":"2026-09-27"},{"id":"aljazira-mokafaaty-mastercard-world-elite","country":"sa","bank":"aljazira","name":"Mokafaaty Mastercard World Elite","nameAr":"مكافآتي ماستركارد وورد إيليت","network":"Mastercard","tier":"World Elite","islamic":true,"fee":1000,"feeInclVat":1150,"vatBasis":"excl","firstYearFree":null,"feeCondition":null,"minSalary":null,"minSalaryNote":null,"monthlyRate":2.5,"monthlyRateRange":null,"apr":36.57,"fxFee":2,"rewards":[{"type":"points","headline":"1.75 Mokafaaty points per SAR 1 spent internationally, 1.25 per SAR 1 locally","detail":"0.5 point per SAR 1 at selected local merchant categories (transport, grocery/supermarkets, convenience, clothing, restaurants/fast food, gift shops, cosmetics, car rental, taxis/limousines)","cap":null}],"benefits":["Unlimited access to more than 1,000 airport lounges","6 free airport rides per year with Careem","Supplementary cards free for life, unlimited number","Cash withdrawal up to 30% of limit at ATMs worldwide","Apple Pay and Samsung Pay","La Tajil instalment programme (optional, SAR 50 per transaction per product-prices page)"],"tags":["islamic","premium","rewards","travel"],"productUrl":"https://www.aljazirabank.com.sa/en-us/personal/credit-cards?cc=mokafaaty-mc-world-elite","kfsUrl":"https://www.aljazirabank.com.sa/Portals/0/Documents/Personal/Credit-Card/Credit-Cards-Initial-Disclosure.pdf","sources":["https://www.aljazirabank.com.sa/ar-sa/personal/credit-cards","https://www.aljazirabank.com.sa/ar-sa/personal/credit-cards-ar-SA?cc=mokafaaty-mc-world-elite","https://www.aljazirabank.com.sa/en-us/personal/credit-cards?cc=mokafaaty-mc-world-elite","https://www.aljazirabank.com.sa/en-us/personal/product-prices"],"notes":[],"verifiedOn":"2026-09-27"},{"id":"aljazira-mokafaaty-visa-classic","country":"sa","bank":"aljazira","name":"Mokafaaty Visa Classic","nameAr":"مكافآتي فيزا الكلاسيكية","network":"Visa","tier":"Classic","islamic":true,"fee":150,"feeInclVat":172.5,"vatBasis":"excl","firstYearFree":null,"feeCondition":null,"minSalary":null,"minSalaryNote":null,"monthlyRate":2.9,"monthlyRateRange":null,"apr":41.88,"fxFee":2,"rewards":[{"type":"points","headline":"0.75 Mokafaaty points per SAR 1 spent internationally, 0.5 per SAR 1 locally","detail":"0.5 point per SAR 1 at selected local merchant categories (transport, grocery/supermarkets, convenience, clothing, restaurants/fast food, gift shops, cosmetics, car rental, taxis/limousines)","cap":null}],"benefits":["Purchase protection against theft and accidental damage","Extended warranty (doubles original period by up to 1 year)","Supplementary card annual fee free","Cash withdrawal up to 30% of limit at ATMs worldwide","Apple Pay and Samsung Pay","La Tajil instalment programme (optional, SAR 50 per transaction per product-prices page)"],"tags":["islamic","rewards"],"productUrl":"https://www.aljazirabank.com.sa/en-us/personal/credit-cards?cc=mokafaaty-visa-classic","kfsUrl":"https://www.aljazirabank.com.sa/Portals/0/Documents/Personal/Credit-Card/Credit-Cards-Initial-Disclosure.pdf","sources":["https://www.aljazirabank.com.sa/ar-sa/personal/credit-cards","https://www.aljazirabank.com.sa/ar-sa/personal/credit-cards-ar-SA?cc=mokafaaty-visa-classic","https://www.aljazirabank.com.sa/en-us/personal/credit-cards?cc=mokafaaty-visa-classic","https://www.aljazirabank.com.sa/en-us/personal/product-prices"],"notes":[],"verifiedOn":"2026-09-27"},{"id":"aljazira-mokafaaty-visa-infinite","country":"sa","bank":"aljazira","name":"Mokafaaty Visa Infinite","nameAr":"مكافآتي فيزا انفينيت","network":"Visa","tier":"Infinite","islamic":true,"fee":700,"feeInclVat":805,"vatBasis":"excl","firstYearFree":null,"feeCondition":null,"minSalary":null,"minSalaryNote":null,"monthlyRate":2.5,"monthlyRateRange":null,"apr":39.5,"fxFee":2,"rewards":[{"type":"points","headline":"1.75 Mokafaaty points per SAR 1 spent internationally, 1.25 per SAR 1 locally","detail":"0.5 point per SAR 1 at selected local merchant categories (transport, grocery/supermarkets, convenience, clothing, restaurants/fast food, gift shops, cosmetics, car rental, taxis/limousines)","cap":null}],"benefits":["Free lounge access plus 1 guest to more than 1,200 lounges","24/7 concierge service and multi-travel insurance","Supplementary card annual fee free","Cash withdrawal up to 30% of limit at ATMs worldwide","Apple Pay and Samsung Pay","La Tajil instalment programme (optional, SAR 50 per transaction per product-prices page)"],"tags":["islamic","premium","rewards","travel"],"productUrl":"https://www.aljazirabank.com.sa/en-us/personal/credit-cards?cc=mokafaaty-visa-infinite","kfsUrl":"https://www.aljazirabank.com.sa/Portals/0/Documents/Personal/Credit-Card/Credit-Cards-Initial-Disclosure.pdf","sources":["https://www.aljazirabank.com.sa/ar-sa/personal/credit-cards","https://www.aljazirabank.com.sa/ar-sa/personal/credit-cards-ar-SA?cc=mokafaaty-visa-infinite","https://www.aljazirabank.com.sa/en-us/personal/credit-cards?cc=mokafaaty-visa-infinite","https://www.aljazirabank.com.sa/en-us/personal/product-prices"],"notes":[],"verifiedOn":"2026-09-27"},{"id":"aljazira-mokafaaty-visa-platinum","country":"sa","bank":"aljazira","name":"Mokafaaty Visa Platinum","nameAr":"مكافآتي فيزا البلاتينية","network":"Visa","tier":"Platinum","islamic":true,"fee":200,"feeInclVat":230,"vatBasis":"excl","firstYearFree":null,"feeCondition":null,"minSalary":null,"minSalaryNote":null,"monthlyRate":2.9,"monthlyRateRange":null,"apr":null,"fxFee":2,"rewards":[{"type":"points","headline":"1.13 Mokafaaty points per SAR 1 spent internationally, 0.75 per SAR 1 locally","detail":"0.5 point per SAR 1 at selected local merchant categories (transport, grocery/supermarkets, convenience, clothing, restaurants/fast food, gift shops, cosmetics, car rental, taxis/limousines)","cap":null}],"benefits":["Free access to 25 airport lounges","Purchase protection and extended warranty","Supplementary card annual fee free","Cash withdrawal up to 30% of limit at ATMs worldwide","Apple Pay and Samsung Pay","La Tajil instalment programme (optional, SAR 50 per transaction per product-prices page)"],"tags":["islamic","rewards"],"productUrl":"https://www.aljazirabank.com.sa/en-us/personal/credit-cards?cc=mokafaaty-visa-platinum","kfsUrl":"https://www.aljazirabank.com.sa/Portals/0/Documents/Personal/Credit-Card/Credit-Cards-Initial-Disclosure.pdf","sources":["https://www.aljazirabank.com.sa/ar-sa/personal/credit-cards","https://www.aljazirabank.com.sa/ar-sa/personal/credit-cards-ar-SA?cc=mokafaaty-visa-platinum","https://www.aljazirabank.com.sa/en-us/personal/credit-cards?cc=mokafaaty-visa-platinum","https://www.aljazirabank.com.sa/en-us/personal/product-prices"],"notes":[],"verifiedOn":"2026-09-27"},{"id":"saib-platinum-cashback","country":"sa","bank":"saib","name":"Platinum Cashback Credit Card","nameAr":"بطاقة الاسترداد النقدي البلاتينية الائتمانية","network":"Visa","tier":"Platinum","islamic":true,"fee":399,"feeInclVat":458.85,"vatBasis":"excl","firstYearFree":null,"feeCondition":null,"minSalary":null,"minSalaryNote":null,"monthlyRate":2.49,"monthlyRateRange":null,"apr":54.99,"fxFee":2,"rewards":[{"type":"cashback","headline":"Up to 10% cashback on education, dining, fuel and supermarkets, tiered by monthly spend","detail":"0% below SAR 3,000 monthly spend (except 1.5% international); 3% at SAR 3,000-9,999; 5% at SAR 10,000-15,000; 10% above SAR 15,000; 0.5% on other spend from SAR 3,000","cap":"Monthly max cashback: education 200, dining 200, fuel 100, supermarket 100, others and international unlimited"}],"benefits":["Airport lounge access (25 lounges)","Airport assistance service","Up to 15% car rental discounts at 450+ destinations","The Entertainer app","Visa Luxury Hotels Collection","Extended warranty and purchase protection"],"tags":["cashback","fuel","islamic","shopping"],"productUrl":"https://www.saib.com.sa/en/platinum-cashback-credit-card","kfsUrl":null,"sources":["https://www.saib.com.sa/en/platinum-cashback-credit-card","https://www.saib.com.sa/en/saib-cards","https://www.saib.com.sa/sites/default/files/2026-07/banking-tarrifai-v1.pdf"],"notes":[],"verifiedOn":"2026-09-27"},{"id":"saib-visa-infinite","country":"sa","bank":"saib","name":"Visa Infinite Credit Card","nameAr":"بطاقة فيزا إنفينيت الائتمانية","network":"Visa","tier":"Infinite","islamic":true,"fee":800,"feeInclVat":920,"vatBasis":"excl","firstYearFree":null,"feeCondition":"Free for customers in SAIB's Platinum segment; 800 for Silver and Gold segments (fees effective 10 April 2025)","minSalary":null,"minSalaryNote":null,"monthlyRate":2.49,"monthlyRateRange":null,"apr":39.63,"fxFee":2,"rewards":[{"type":"points","headline":"1.5 WooW points per SAR in KSA/GCC, 2.5 per SAR international (ex Europe/UK)","detail":"1 point per SAR in Europe and UK; 1 point per SAR on international cash withdrawals","cap":null}],"benefits":["1000+ airport lounges worldwide","Up to 25% off at 450+ destinations globally (car rental)","Up to 35% off Avis car rental","24/7 Global Concierge Service","Multi-trip travel insurance (trips up to 90 days)","Purchase protection and extended warranty"],"tags":["islamic","premium","rewards","travel"],"productUrl":"https://www.saib.com.sa/en/visa-infinite-credit-card","kfsUrl":null,"sources":["https://www.saib.com.sa/en/saib-cards","https://www.saib.com.sa/en/visa-infinite-credit-card","https://www.saib.com.sa/sites/default/files/2026-07/banking-tarrifai-v1.pdf"],"notes":[],"verifiedOn":"2026-09-27"},{"id":"saib-visa-platinum","country":"sa","bank":"saib","name":"Visa Platinum Credit Card","nameAr":"بطاقة فيزا البلاتينية","network":"Visa","tier":"Platinum","islamic":true,"fee":300,"feeInclVat":345,"vatBasis":"excl","firstYearFree":null,"feeCondition":"Free for Gold and Platinum segment customers; 300 for Silver segment (fees effective 10 April 2025)","minSalary":null,"minSalaryNote":null,"monthlyRate":2.49,"monthlyRateRange":null,"apr":39.63,"fxFee":2,"rewards":[{"type":"points","headline":"1 WooW point per SAR in KSA/GCC and other countries","detail":"0.5 point per SAR in Europe and UK; 1 point per SAR on cash withdrawals outside KSA (WooW programme summary effective 28 Aug 2025)","cap":null}],"benefits":["1000+ airport lounges worldwide","Visa Luxury Hotels Collection","Airport Meet and Assist service","Up to 15% car rental discounts at 450+ destinations","The Entertainer","Purchase protection and extended warranty"],"tags":["islamic","rewards","travel"],"productUrl":"https://www.saib.com.sa/en/visa-platinum-credit-card","kfsUrl":null,"sources":["https://www.saib.com.sa/en/saib-cards","https://www.saib.com.sa/en/visa-platinum-credit-card","https://www.saib.com.sa/sites/default/files/2025-07/wow-points-28-aug-2025.pdf","https://www.saib.com.sa/sites/default/files/2026-07/banking-tarrifai-v1.pdf"],"notes":[],"verifiedOn":"2026-09-27"},{"id":"saib-visa-signature","country":"sa","bank":"saib","name":"Visa Signature Credit Card","nameAr":"بطاقة فيزا سيغنتشر","network":"Visa","tier":"Signature","islamic":true,"fee":500,"feeInclVat":575,"vatBasis":"excl","firstYearFree":null,"feeCondition":"250 for Gold segment, free for Platinum segment; 500 for Silver segment (fees effective 10 April 2025)","minSalary":null,"minSalaryNote":null,"monthlyRate":2.49,"monthlyRateRange":null,"apr":39.63,"fxFee":2,"rewards":[{"type":"points","headline":"1 WooW point per SAR in KSA/GCC, 2 per SAR in other countries","detail":"1 point per SAR in Europe and UK; 1 point per SAR on cash withdrawals outside KSA (WooW programme summary effective 28 Aug 2025)","cap":null}],"benefits":["1000+ airport lounges globally","Up to 15% car rental discounts at 450+ destinations","Visa Luxury Hotels Collection (900+ properties)","The Entertainer app","24/7 Global Concierge Service","International medical and travel assistance; travel insurance (trips up to 90 days)"],"tags":["islamic","premium","rewards","travel"],"productUrl":"https://www.saib.com.sa/en/visa-signature-credit-card","kfsUrl":null,"sources":["https://www.saib.com.sa/ar/visa-signature-credit-card","https://www.saib.com.sa/en/saib-cards","https://www.saib.com.sa/en/visa-signature-credit-card","https://www.saib.com.sa/sites/default/files/2025-07/wow-points-28-aug-2025.pdf","https://www.saib.com.sa/sites/default/files/2026-07/banking-tarrifai-v1.pdf"],"notes":[],"verifiedOn":"2026-09-27"},{"id":"emirates-nbd-ksa-infinite","country":"sa","bank":"emirates-nbd-ksa","name":"Infinite Credit Card","nameAr":"بطاقة إنفينيت الائتمانية","network":"Visa","tier":"Infinite","islamic":false,"fee":700,"feeInclVat":805,"vatBasis":"excl","firstYearFree":true,"feeCondition":"Free for the first year","minSalary":30000,"minSalaryNote":null,"monthlyRate":3.2,"monthlyRateRange":null,"apr":51.66,"fxFee":2,"rewards":[{"type":"points","headline":"1 Plus Point per SAR 1","detail":"Plus Points redeemable as cashback","cap":null}],"benefits":["Unlimited airport lounge access + one guest per visit","Complimentary airport transfers (UAE)","24-hour concierge","Purchase protection","Extended warranty"],"tags":["premium","rewards","travel"],"productUrl":"https://www.emiratesnbd.com.sa/en/cards/credit-cards/infinite-credit-card","kfsUrl":null,"sources":["https://www.emiratesnbd.com.sa/en/cards/credit-cards","https://www.emiratesnbd.com.sa/en/cards/credit-cards/infinite-credit-card"],"notes":[{"en":"The bank's own documents give different figures for this card's APR. We show the figure on the bank's most recent official page. Check with the bank before you apply.","ar":"تذكر مستندات البنك نفسه أرقاماً مختلفة لـمعدل النسبة السنوي لهذه البطاقة. نعرض الرقم الوارد في أحدث صفحة رسمية للبنك. تحقق من البنك قبل التقديم."}],"verifiedOn":"2026-09-27"},{"id":"emirates-nbd-ksa-jarir-infinite","country":"sa","bank":"emirates-nbd-ksa","name":"Jarir Infinite Credit Card","nameAr":"بطاقة جرير إنفينيت الائتمانية","network":"Visa","tier":"Infinite","islamic":false,"fee":600,"feeInclVat":690,"vatBasis":"excl","firstYearFree":false,"feeCondition":null,"minSalary":30000,"minSalaryNote":null,"monthlyRate":3.2,"monthlyRateRange":null,"apr":50.91,"fxFee":2,"rewards":[{"type":"cashback","headline":"2% at Jarir, 1% on other local and international retail spend","detail":null,"cap":null}],"benefits":["0% instalments up to 24 months at Jarir","Access to 1,200 airport lounges (SAR 3,000 spend in the month)","Airport transfers (UAE)","Concierge","Extended warranty and purchase protection"],"tags":["cashback","co-brand","premium","shopping"],"productUrl":"https://www.emiratesnbd.com.sa/en/cards/credit-cards/jarir-infinite-credit-card","kfsUrl":null,"sources":["https://www.emiratesnbd.com.sa/en/cards/credit-cards/jarir-infinite-credit-card"],"notes":[],"verifiedOn":"2026-09-27"},{"id":"emirates-nbd-ksa-jarir-platinum","country":"sa","bank":"emirates-nbd-ksa","name":"Jarir Platinum Credit Card","nameAr":null,"network":"Visa","tier":"Platinum","islamic":false,"fee":300,"feeInclVat":345,"vatBasis":"excl","firstYearFree":false,"feeCondition":null,"minSalary":null,"minSalaryNote":null,"monthlyRate":3.2,"monthlyRateRange":null,"apr":48.65,"fxFee":2,"rewards":[{"type":"cashback","headline":"2% at Jarir, 1% on other local and international retail spend","detail":null,"cap":null}],"benefits":["0% instalments up to 24 months at Jarir","25 airport lounges (6 visits/year; SAR 1,000 spend in the month)","VOX Cinemas buy 1 get 1 (SAR 1,000 monthly spend)"],"tags":["cashback","co-brand","shopping"],"productUrl":"https://www.emiratesnbd.com.sa/en/cards/credit-cards/jarir-platinum-credit-card","kfsUrl":null,"sources":["https://www.emiratesnbd.com.sa/en/cards/credit-cards/jarir-platinum-credit-card"],"notes":[],"verifiedOn":"2026-09-27"},{"id":"emirates-nbd-ksa-mazeed-platinum","country":"sa","bank":"emirates-nbd-ksa","name":"Mazeed Platinum Credit Card","nameAr":"بطاقة مزيد البلاتينية الائتمانية","network":"Visa","tier":"Platinum","islamic":false,"fee":200,"feeInclVat":230,"vatBasis":"excl","firstYearFree":false,"feeCondition":null,"minSalary":6000,"minSalaryNote":null,"monthlyRate":3.2,"monthlyRateRange":null,"apr":47.9,"fxFee":2,"rewards":[{"type":"cashback","headline":"10% dining, 5% groceries/medical & pharmacies/school & education, 2% airlines & hotels, 0.5% other","detail":"Excludes SADAD, cash, quasi-cash, wallet payments; fair usage policy","cap":"SAR 200 per month per capped category; 0.5% others uncapped"}],"benefits":["Access to 25 airport lounges via Visa Airport Companion","Dragon Dining airport restaurant offers","Hotels.com / Agoda discounts","Extended warranty","Purchase protection"],"tags":["cashback","shopping"],"productUrl":"https://www.emiratesnbd.com.sa/en/cards/credit-cards/mazeed-platinum-credit-card","kfsUrl":null,"sources":["https://www.emiratesnbd.com.sa/en/cards/credit-cards","https://www.emiratesnbd.com.sa/en/cards/credit-cards/mazeed-platinum-credit-card"],"notes":[{"en":"The bank's own documents give different figures for this card's annual fee. We show the figure on the bank's most recent official page. Check with the bank before you apply.","ar":"تذكر مستندات البنك نفسه أرقاماً مختلفة لـالرسوم السنوية لهذه البطاقة. نعرض الرقم الوارد في أحدث صفحة رسمية للبنك. تحقق من البنك قبل التقديم."},{"en":"The bank's own documents give different figures for this card's APR. We show the figure on the bank's most recent official page. Check with the bank before you apply.","ar":"تذكر مستندات البنك نفسه أرقاماً مختلفة لـمعدل النسبة السنوي لهذه البطاقة. نعرض الرقم الوارد في أحدث صفحة رسمية للبنك. تحقق من البنك قبل التقديم."}],"verifiedOn":"2026-09-27"},{"id":"emirates-nbd-ksa-platinum","country":"sa","bank":"emirates-nbd-ksa","name":"Platinum Credit Card","nameAr":"بطاقة بلاتينيوم الائتمانية","network":"Visa","tier":"Platinum","islamic":false,"fee":300,"feeInclVat":345,"vatBasis":"excl","firstYearFree":true,"feeCondition":"Free for the first year","minSalary":null,"minSalaryNote":null,"monthlyRate":3.2,"monthlyRateRange":null,"apr":48.65,"fxFee":2,"rewards":[{"type":"points","headline":"1 Plus Point per SAR 1","detail":"Plus Points redeemable as cashback; min redemption 10,000 points","cap":null}],"benefits":["Access to 25 airport lounges via Visa Airport Companion (6 visits/year, USD 100 international spend in prior 90 days)","Extended warranty","Purchase protection","Entertainer app","Hotels.com / Agoda / Avis / Budget discounts"],"tags":["cashback","rewards"],"productUrl":"https://www.emiratesnbd.com.sa/en/cards/credit-cards/platinum-credit-card","kfsUrl":null,"sources":["https://www.emiratesnbd.com.sa/en/cards/credit-cards","https://www.emiratesnbd.com.sa/en/cards/credit-cards/platinum-credit-card"],"notes":[{"en":"The bank's own documents give different figures for this card's APR. We show the figure on the bank's most recent official page. Check with the bank before you apply.","ar":"تذكر مستندات البنك نفسه أرقاماً مختلفة لـمعدل النسبة السنوي لهذه البطاقة. نعرض الرقم الوارد في أحدث صفحة رسمية للبنك. تحقق من البنك قبل التقديم."}],"verifiedOn":"2026-09-27"},{"id":"emirates-nbd-ksa-platinum-plus","country":"sa","bank":"emirates-nbd-ksa","name":"Platinum Plus Credit Card","nameAr":"بطاقة بلاتينيوم بلس الائتمانية","network":"Visa","tier":"Platinum","islamic":false,"fee":0,"feeInclVat":0,"vatBasis":"n/a","firstYearFree":null,"feeCondition":"Free (no annual fee shown)","minSalary":null,"minSalaryNote":null,"monthlyRate":3.2,"monthlyRateRange":null,"apr":46.38,"fxFee":2,"rewards":[{"type":"points","headline":"1 Plus Point per SAR 1","detail":"Excludes SADAD, cash withdrawals, quasi cash, wallet payments; min redemption 10,000 points","cap":null}],"benefits":["Access to 25 lounges worldwide via Visa Airport Companion (6 visits per calendar year)","Purchase protection","Extended warranty","Instalment plans 3-12 months"],"tags":["cashback","no-annual-fee","rewards"],"productUrl":"https://www.emiratesnbd.com.sa/en/cards/credit-cards/platinum-plus-credit-card","kfsUrl":null,"sources":["https://www.emiratesnbd.com.sa/en/cards/credit-cards","https://www.emiratesnbd.com.sa/en/cards/credit-cards/platinum-plus-credit-card"],"notes":[{"en":"The bank's own documents give different figures for this card's APR. We show the figure on the bank's most recent official page. Check with the bank before you apply.","ar":"تذكر مستندات البنك نفسه أرقاماً مختلفة لـمعدل النسبة السنوي لهذه البطاقة. نعرض الرقم الوارد في أحدث صفحة رسمية للبنك. تحقق من البنك قبل التقديم."}],"verifiedOn":"2026-09-27"},{"id":"emirates-nbd-ksa-rahhala-infinite","country":"sa","bank":"emirates-nbd-ksa","name":"Rahhala Infinite Credit Card","nameAr":null,"network":"Visa","tier":"Infinite","islamic":false,"fee":700,"feeInclVat":805,"vatBasis":"excl","firstYearFree":false,"feeCondition":null,"minSalary":30000,"minSalaryNote":null,"monthlyRate":3.2,"monthlyRateRange":null,"apr":51.66,"fxFee":2,"rewards":[{"type":"miles","headline":"1 Rahhala Mile per SAR 3 domestic, per SAR 2 international","detail":"Minimum redemption 5,000 Rahhala Miles","cap":null}],"benefits":["Unlimited access to over 1,000 lounges via Visa Airport Companion","Dragon Dining airport restaurant offers","Airport transfers (UAE) with SAR 3,000 monthly spend","Valet parking in Riyadh and Jeddah","Concierge"],"tags":["miles","premium","travel"],"productUrl":"https://www.emiratesnbd.com.sa/en/cards/credit-cards/rahhala-infinite-credit-card","kfsUrl":null,"sources":["https://www.emiratesnbd.com.sa/en/cards/credit-cards/rahhala-infinite-credit-card"],"notes":[],"verifiedOn":"2026-09-27"},{"id":"emirates-nbd-ksa-rahhala-platinum","country":"sa","bank":"emirates-nbd-ksa","name":"Rahhala Platinum Credit Card","nameAr":"بطاقة رحالة بلاتينوم الائتمانية","network":"Visa","tier":"Platinum","islamic":false,"fee":300,"feeInclVat":345,"vatBasis":"excl","firstYearFree":false,"feeCondition":null,"minSalary":6000,"minSalaryNote":null,"monthlyRate":3.2,"monthlyRateRange":null,"apr":48.65,"fxFee":2,"rewards":[{"type":"miles","headline":"1 Rahhala Mile per SAR 4 domestic, per SAR 3 international","detail":"Redeem via Saudia AlFursan, Etihad Guest, flynas nasmiles or hotel bookings","cap":null}],"benefits":["25 lounges via Visa Airport Companion (6 visits per calendar year)","VOX Cinemas buy 1 get 1","0% instalment plans at selected merchants","Travel insurance","Purchase protection"],"tags":["miles","travel"],"productUrl":"https://www.emiratesnbd.com.sa/en/cards/credit-cards/rahhala-platinum-credit-card","kfsUrl":null,"sources":["https://www.emiratesnbd.com.sa/en/cards/credit-cards/rahhala-platinum-credit-card"],"notes":[],"verifiedOn":"2026-09-27"},{"id":"gib-infinite","country":"sa","bank":"gib","name":"meem Infinite Card","nameAr":null,"network":"Visa","tier":"Infinite","islamic":true,"fee":750,"feeInclVat":862.5,"vatBasis":"excl","firstYearFree":null,"feeCondition":"Waived for cards issued 1 Jan 2026 to 30 Sep 2026 per T&C (product page says till 31 Aug 2026)","minSalary":null,"minSalaryNote":null,"monthlyRate":2.9,"monthlyRateRange":null,"apr":42.31,"fxFee":2,"rewards":[{"type":"points","headline":"1.5 ajeeb points per SAR 1 domestic, 2 per SAR 1 international","detail":"ajeeb Rewards points","cap":null}],"benefits":["Access to over 1,200 lounges globally; unlimited complimentary visits per calendar year with one free guest (requires USD 100 international spend within 90 days)","Supplementary card fee SAR 150, free for the 1st year only","meem As'hal instalments up to 24 months from 0% profit","Buyer's protection","Apple Pay / mada Pay"],"tags":["islamic","premium","rewards","travel"],"productUrl":"https://meem.com.sa/infinite-credit-card/","kfsUrl":null,"sources":["https://meem.com.sa/infinite-credit-card/","https://meem.com.sa/media/ntzjhdhb/credit-card-tc-english-005-final-copy-updated-08312026-mkt.pdf"],"notes":[],"verifiedOn":"2026-09-27"},{"id":"gib-platinum","country":"sa","bank":"gib","name":"meem Platinum Credit Card","nameAr":null,"network":"Visa","tier":"Platinum","islamic":true,"fee":350,"feeInclVat":402.5,"vatBasis":"excl","firstYearFree":null,"feeCondition":"Waived for cards issued 1 Jan 2026 to 30 Sep 2026 per T&C (product page says till 31 Aug 2026)","minSalary":null,"minSalaryNote":null,"monthlyRate":2.99,"monthlyRateRange":null,"apr":43.86,"fxFee":2,"rewards":[{"type":"points","headline":"0.6 ajeeb points per SAR 1 domestic, 1.5 per SAR 1 international","detail":"ajeeb Rewards points","cap":null}],"benefits":["Airport lounge access to 25 lounges globally using Visa Airport Companion App (6 complimentary visits per calendar year; requires USD 100 international spend within 90 days)","Supplementary card fee SAR 50, free for the 1st year only","meem As'hal instalments up to 24 months from 0% profit","Buyer's protection","Apple Pay / mada Pay"],"tags":["islamic","rewards"],"productUrl":"https://meem.com.sa/platinum-credit-card/","kfsUrl":null,"sources":["https://meem.com.sa/media/ntzjhdhb/credit-card-tc-english-005-final-copy-updated-08312026-mkt.pdf","https://meem.com.sa/platinum-credit-card/"],"notes":[],"verifiedOn":"2026-09-27"},{"id":"gib-signature","country":"sa","bank":"gib","name":"meem Signature Card","nameAr":null,"network":"Visa","tier":"Signature","islamic":true,"fee":500,"feeInclVat":575,"vatBasis":"excl","firstYearFree":null,"feeCondition":"Waived for cards issued 1 Jan 2026 to 30 Sep 2026 per T&C (product page says till 31 Aug 2026)","minSalary":null,"minSalaryNote":null,"monthlyRate":2.9,"monthlyRateRange":null,"apr":42.31,"fxFee":2,"rewards":[{"type":"points","headline":"1 ajeeb points per SAR 1 domestic, 1.75 per SAR 1 international","detail":"ajeeb Rewards points","cap":null}],"benefits":["Airport lounge access to over 1,200 lounges globally (12 complimentary visits per year; requires USD 100 international spend within 90 days)","Supplementary card fee SAR 100, free for the 1st year only","meem As'hal instalments up to 24 months from 0% profit","Buyer's protection","Apple Pay / mada Pay"],"tags":["islamic","rewards","travel"],"productUrl":"https://meem.com.sa/signature-credit-card/","kfsUrl":null,"sources":["https://meem.com.sa/media/ntzjhdhb/credit-card-tc-english-005-final-copy-updated-08312026-mkt.pdf","https://meem.com.sa/signature-credit-card/"],"notes":[],"verifiedOn":"2026-09-27"},{"id":"stc-bank-infinite","country":"sa","bank":"stc-bank","name":"Infinite Card","nameAr":"إنفينيت","network":"Visa","tier":"Infinite","islamic":true,"fee":1000,"feeInclVat":1150,"vatBasis":"excl","firstYearFree":false,"feeCondition":null,"minSalary":null,"minSalaryNote":null,"monthlyRate":2.75,"monthlyRateRange":null,"apr":37.49,"fxFee":2,"rewards":[{"type":"cashback","headline":"1.5% local, 2% international; up to 10% international hotels & airlines, 5% international dining, 3% international duty free","detail":"Rates per T&C cashback table","cap":"SAR 250 per month per category"}],"benefits":["1,300+ lounges worldwide, unlimited visits + 1 guest","Airport lounge discount per product page","Concierge / travel insurance / fraud protection (Signature and Infinite per product page)"],"tags":["cashback","islamic","premium","travel"],"productUrl":"https://stcbank.com.sa/en/credit-cards","kfsUrl":null,"sources":["https://stcbank.com.sa/documents/d/guest/credit-cards-terms-conditions-stc-bank-en","https://stcbank.com.sa/en/credit-cards"],"notes":[],"verifiedOn":"2026-09-27"},{"id":"stc-bank-platinum","country":"sa","bank":"stc-bank","name":"Platinum Card","nameAr":"بلاتينيوم","network":"Visa","tier":"Platinum","islamic":true,"fee":250,"feeInclVat":287.5,"vatBasis":"excl","firstYearFree":true,"feeCondition":"1st year free","minSalary":null,"minSalaryNote":null,"monthlyRate":2.75,"monthlyRateRange":null,"apr":38.44,"fxFee":null,"rewards":[{"type":"cashback","headline":"1% local, 0.5% international","detail":"Rates per T&C cashback table","cap":"SAR 200 per month on category cashback"}],"benefits":["25 lounges worldwide, 6 visits per year","Airport lounge discount per product page"],"tags":["cashback","islamic"],"productUrl":"https://stcbank.com.sa/en/credit-cards","kfsUrl":null,"sources":["https://stcbank.com.sa/documents/d/guest/credit-cards-terms-conditions-stc-bank-en","https://stcbank.com.sa/en/credit-cards"],"notes":[{"en":"The bank's own documents give different figures for this card's annual fee. We show the figure on the bank's most recent official page. Check with the bank before you apply.","ar":"تذكر مستندات البنك نفسه أرقاماً مختلفة لـالرسوم السنوية لهذه البطاقة. نعرض الرقم الوارد في أحدث صفحة رسمية للبنك. تحقق من البنك قبل التقديم."}],"verifiedOn":"2026-09-27"},{"id":"stc-bank-signature","country":"sa","bank":"stc-bank","name":"Signature Card","nameAr":"سيجنتشر","network":"Visa","tier":"Signature","islamic":true,"fee":750,"feeInclVat":862.5,"vatBasis":"excl","firstYearFree":false,"feeCondition":null,"minSalary":null,"minSalaryNote":null,"monthlyRate":2.75,"monthlyRateRange":null,"apr":39.4,"fxFee":2,"rewards":[{"type":"cashback","headline":"1.25% local, 1.5% international; up to 10% international hotels & airlines, 5% international dining, 3% international duty free","detail":"Rates per T&C cashback table","cap":"SAR 200 per month per category"}],"benefits":["1,300+ lounges worldwide, 12 visits per year","Airport lounge discount per product page","Concierge / travel insurance / fraud protection (Signature and Infinite per product page)"],"tags":["cashback","islamic","travel"],"productUrl":"https://stcbank.com.sa/en/credit-cards","kfsUrl":null,"sources":["https://stcbank.com.sa/documents/d/guest/credit-cards-terms-conditions-stc-bank-en","https://stcbank.com.sa/en/credit-cards"],"notes":[],"verifiedOn":"2026-09-27"},{"id":"qnb-harrods-visa-infinite","country":"qa","bank":"qnb","name":"QNB Harrods Visa Infinite","nameAr":null,"network":"Visa","tier":"Infinite","islamic":false,"fee":0,"feeInclVat":0,"vatBasis":"none","firstYearFree":null,"feeCondition":"Tariff states annual fee Free","minSalary":35000,"minSalaryNote":null,"monthlyRate":1,"monthlyRateRange":null,"apr":null,"monthlyFee":null,"fxFee":null,"rewards":[{"type":"points","headline":"Harrods Points: 1 per QAR 7 domestic, 2 per QAR 7 international, 5 per QAR 7 at Harrods","detail":"10,000 points on first purchase","cap":null}],"benefits":["Harrods Rewards Black tier upgrade","GBP 100 annual dining credit","Airport lounge access","Travel insurance"],"tags":["co-brand","no-annual-fee","premium","rewards","shopping"],"productUrl":"https://www.qnb.com/sites/qnb/qnbqatar/page/en/harrods.html","kfsUrl":null,"sources":["https://www.qnb.com/sites/qnb/qnbqatar/document/en/enQNBCreditCardsTermsConditions","https://www.qnb.com/sites/qnb/qnbqatar/document/en/enQNBTariffofChatges","https://www.qnb.com/sites/qnb/qnbqatar/page/en/harrods.html"],"notes":[],"verifiedOn":"2026-09-27"},{"id":"qnb-harrods-visa-platinum","country":"qa","bank":"qnb","name":"QNB Harrods Visa Platinum","nameAr":null,"network":"Visa","tier":"Platinum","islamic":false,"fee":0,"feeInclVat":0,"vatBasis":"none","firstYearFree":null,"feeCondition":"Tariff states annual fee Free","minSalary":2000,"minSalaryNote":null,"monthlyRate":1,"monthlyRateRange":null,"apr":null,"monthlyFee":null,"fxFee":null,"rewards":[{"type":"points","headline":"Harrods Points: 1 per QAR 9 domestic, 2 per QAR 9 international, 3 per QAR 9 at Harrods","detail":"3,000 points on first purchase; 5,000 bonus at QAR 50,000+ or 15,000 at QAR 100,000+ annual spend","cap":null}],"benefits":["Harrods Rewards Gold tier upgrade","GBP 50 annual dining credit","Free shipping to Qatar on Harrods.com (min QAR 1,250)"],"tags":["co-brand","no-annual-fee","rewards","shopping"],"productUrl":"https://www.qnb.com/sites/qnb/qnbqatar/page/en/harrods.html","kfsUrl":null,"sources":["https://www.qnb.com/sites/qnb/qnbqatar/document/en/enQNBCreditCardsTermsConditions","https://www.qnb.com/sites/qnb/qnbqatar/document/en/enQNBTariffofChatges","https://www.qnb.com/sites/qnb/qnbqatar/page/en/harrods.html"],"notes":[],"verifiedOn":"2026-09-27"},{"id":"qnb-nojoom-visa-platinum-essential","country":"qa","bank":"qnb","name":"QNB Nojoom Co-branded Visa (Essential)","nameAr":"بطاقة QNB Nojoom Visa Platinum الائتمانية ذات العلامة المشتركة","network":"Visa","tier":"Platinum","islamic":false,"fee":0,"feeInclVat":0,"vatBasis":"none","firstYearFree":null,"feeCondition":"Annual fee waived for life","minSalary":null,"minSalaryNote":null,"monthlyRate":1,"monthlyRateRange":null,"apr":null,"monthlyFee":null,"fxFee":null,"rewards":[{"type":"points","headline":"1 Nojoom point per QR 20 spent","detail":"10,000 Nojoom points after first purchase; 3,000 Nojoom points when you spend QR 5,000 (monthly); 1 per QR 15 government sector","cap":null}],"benefits":["Interest-free period up to 45 days","3D Secure"],"tags":["co-brand","no-annual-fee","rewards"],"productUrl":"https://www.qnb.com/sites/qnb/qnbqatar/page/en/encobrandedcreditcards.html","kfsUrl":null,"sources":["https://www.qnb.com/sites/qnb/qnbqatar/document/en/enQNBCreditCardsTermsConditions","https://www.qnb.com/sites/qnb/qnbqatar/document/en/enQNBTariffofChatges","https://www.qnb.com/sites/qnb/qnbqatar/page/en/encobrandedcreditcards.html"],"notes":[],"verifiedOn":"2026-09-27"},{"id":"qnb-nojoom-visa-platinum-select","country":"qa","bank":"qnb","name":"QNB Nojoom Co-branded Visa (Select)","nameAr":null,"network":"Visa","tier":"Platinum","islamic":false,"fee":0,"feeInclVat":0,"vatBasis":"none","firstYearFree":null,"feeCondition":"Annual fee waived for life","minSalary":15000,"minSalaryNote":null,"monthlyRate":1,"monthlyRateRange":null,"apr":null,"monthlyFee":null,"fxFee":null,"rewards":[{"type":"points","headline":"1 Nojoom point per QR 10 spent","detail":"10,000 Nojoom points after first purchase; 7,000 Nojoom points when you spend QR 10,000 (monthly); 1 per QR 15 government sector","cap":null}],"benefits":["Interest-free period up to 45 days","3D Secure"],"tags":["co-brand","no-annual-fee","rewards"],"productUrl":"https://www.qnb.com/sites/qnb/qnbqatar/page/en/encobrandedcreditcards.html","kfsUrl":null,"sources":["https://www.qnb.com/sites/qnb/qnbqatar/document/en/enQNBCreditCardsTermsConditions","https://www.qnb.com/sites/qnb/qnbqatar/document/en/enQNBTariffofChatges","https://www.qnb.com/sites/qnb/qnbqatar/page/en/encobrandedcreditcards.html"],"notes":[],"verifiedOn":"2026-09-27"},{"id":"qnb-qatar-airways-visa-infinite-first-plus","country":"qa","bank":"qnb","name":"QNB Qatar Airways Co-branded Visa Infinite First Plus","nameAr":null,"network":"Visa","tier":"Infinite","islamic":false,"fee":0,"feeInclVat":0,"vatBasis":"none","firstYearFree":null,"feeCondition":"Annual fee waived for life","minSalary":100000,"minSalaryNote":null,"monthlyRate":1,"monthlyRateRange":null,"apr":null,"monthlyFee":null,"fxFee":null,"rewards":[{"type":"miles","headline":"1 Avios per QR 7 spent","detail":"1 Avios per QR 15 on government sector","cap":null}],"benefits":["Interest-free period up to 45 days","SMS notifications","3D Secure"],"tags":["co-brand","miles","no-annual-fee","premium","travel"],"productUrl":"https://www.qnb.com/sites/qnb/qnbqatar/page/en/encobrandedcreditcards.html","kfsUrl":null,"sources":["https://www.qnb.com/sites/qnb/qnbqatar/document/en/enQNBCreditCardsTermsConditions","https://www.qnb.com/sites/qnb/qnbqatar/document/en/enQNBTariffofChatgesFirst","https://www.qnb.com/sites/qnb/qnbqatar/page/en/encobrandedcreditcards.html"],"notes":[],"verifiedOn":"2026-09-27"},{"id":"qnb-qatar-airways-visa-platinum-essential","country":"qa","bank":"qnb","name":"QNB Qatar Airways Co-branded Visa Platinum (Essential)","nameAr":null,"network":"Visa","tier":"Platinum","islamic":false,"fee":0,"feeInclVat":0,"vatBasis":"none","firstYearFree":null,"feeCondition":"Annual fee waived for life","minSalary":null,"minSalaryNote":null,"monthlyRate":1,"monthlyRateRange":null,"apr":null,"monthlyFee":null,"fxFee":null,"rewards":[{"type":"miles","headline":"1 Avios per QR 12 spent","detail":"1 Avios per QR 15 on government sector","cap":null}],"benefits":["Interest-free period up to 45 days","SMS notifications","3D Secure"],"tags":["co-brand","miles","no-annual-fee","travel"],"productUrl":"https://www.qnb.com/sites/qnb/qnbqatar/page/en/encobrandedcreditcards.html","kfsUrl":null,"sources":["https://www.qnb.com/sites/qnb/qnbqatar/document/en/enQNBCreditCardsTermsConditions","https://www.qnb.com/sites/qnb/qnbqatar/document/en/enQNBTariffofChatges","https://www.qnb.com/sites/qnb/qnbqatar/page/en/encobrandedcreditcards.html"],"notes":[],"verifiedOn":"2026-09-27"},{"id":"qnb-qatar-airways-visa-platinum-select","country":"qa","bank":"qnb","name":"QNB Qatar Airways Co-branded Visa Platinum (Select)","nameAr":null,"network":"Visa","tier":"Platinum","islamic":false,"fee":0,"feeInclVat":0,"vatBasis":"none","firstYearFree":null,"feeCondition":"Annual fee waived for life","minSalary":15000,"minSalaryNote":null,"monthlyRate":1,"monthlyRateRange":null,"apr":null,"monthlyFee":null,"fxFee":null,"rewards":[{"type":"miles","headline":"1 Avios per QR 9 spent","detail":"1 Avios per QR 15 on government sector","cap":null}],"benefits":["Interest-free period up to 45 days","SMS notifications","3D Secure"],"tags":["co-brand","miles","no-annual-fee","travel"],"productUrl":"https://www.qnb.com/sites/qnb/qnbqatar/page/en/encobrandedcreditcards.html","kfsUrl":null,"sources":["https://www.qnb.com/sites/qnb/qnbqatar/document/en/enQNBCreditCardsTermsConditions","https://www.qnb.com/sites/qnb/qnbqatar/document/en/enQNBTariffofChatges","https://www.qnb.com/sites/qnb/qnbqatar/page/en/encobrandedcreditcards.html"],"notes":[],"verifiedOn":"2026-09-27"},{"id":"qnb-qatar-airways-visa-signature-first","country":"qa","bank":"qnb","name":"QNB Qatar Airways Co-branded Visa Signature First","nameAr":"بطاقة أوائل QNB فيزا Signature الائتمانية المشتركة مع الخطوط الجوية القطرية","network":"Visa","tier":"Signature","islamic":false,"fee":0,"feeInclVat":0,"vatBasis":"none","firstYearFree":null,"feeCondition":"Annual fee waived for life","minSalary":35000,"minSalaryNote":null,"monthlyRate":1,"monthlyRateRange":null,"apr":null,"monthlyFee":null,"fxFee":null,"rewards":[{"type":"miles","headline":"1 Avios per QR 7 spent","detail":"1 Avios per QR 15 on government sector","cap":null}],"benefits":["Interest-free period up to 45 days","SMS notifications","3D Secure"],"tags":["co-brand","miles","no-annual-fee","premium","travel"],"productUrl":"https://www.qnb.com/sites/qnb/qnbqatar/page/en/encobrandedcreditcards.html","kfsUrl":null,"sources":["https://www.qnb.com/sites/qnb/qnbqatar/document/en/enQNBCreditCardsTermsConditions","https://www.qnb.com/sites/qnb/qnbqatar/document/en/enQNBTariffofChatgesFirst","https://www.qnb.com/sites/qnb/qnbqatar/page/en/encobrandedcreditcards.html"],"notes":[],"verifiedOn":"2026-09-27"},{"id":"qnb-visa-infinite","country":"qa","bank":"qnb","name":"QNB Visa Infinite","nameAr":"بطاقة QNB فيزا انفينيت الائتمانية","network":"Visa","tier":"Infinite","islamic":false,"fee":0,"feeInclVat":0,"vatBasis":"none","firstYearFree":null,"feeCondition":"Annual fee waived for 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Mastercard variant: Dragon Pass lounge access and MyBook","Extended warranty 12 months","Profit-free period up to 45 days"],"tags":["islamic","no-annual-fee","rewards"],"productUrl":"https://www.qib.com.qa/en/personal/cards/types/credit-cards/mastercards/digital-credit-card","kfsUrl":null,"sources":["https://www.qib.com.qa/en/personal/cards/types/credit-cards/mastercards/digital-credit-card"],"notes":[],"verifiedOn":"2026-09-27"},{"id":"qib-qatar-airways-gold-card","country":"qa","bank":"qib","name":"Qatar Airways Gold Card","nameAr":"بطاقة الخطوط الجوية القطرية الذهبية","network":"Visa","tier":"Gold","islamic":true,"fee":250,"feeInclVat":250,"vatBasis":"none","firstYearFree":false,"feeCondition":"Tamayuz: 50% discount on issuance and annual fee of primary cards; Private Banking: free","minSalary":null,"minSalaryNote":null,"monthlyRate":null,"monthlyRateRange":null,"apr":null,"monthlyFee":null,"fxFee":3,"rewards":[{"type":"miles","headline":"Avios: 1 per QAR 9 international, 1 per QAR 10 domestic","detail":"Bonus 3,000 Avios with 'Issuance with bonus Avios' (QAR 500); 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Private Banking: free","minSalary":null,"minSalaryNote":null,"monthlyRate":null,"monthlyRateRange":null,"apr":null,"monthlyFee":null,"fxFee":3,"rewards":[{"type":"miles","headline":"Avios: 1 per QAR 6 international, 1 per QAR 7 domestic","detail":"50% Avios on auto, government and fuel within EEA and UK","cap":null}],"benefits":["Complimentary access to 850+ airport lounges","Complimentary travel Takaful when travel booked with card","Purchase protection and extended warranty","Unlimited supplementary cards"],"tags":["co-brand","islamic","miles","premium","travel"],"productUrl":"https://www.qib.com.qa/en/personal/cards/types/co-branded-cards/qatar-airways-cards/qatar-airways-signature-card","kfsUrl":null,"sources":["https://www.qib.com.qa/en/personal/cards/types/co-branded-cards/qatar-airways-cards/qatar-airways-signature-card"],"notes":[],"verifiedOn":"2026-09-27"},{"id":"qib-signature-credit-card","country":"qa","bank":"qib","name":"Signature Credit Card","nameAr":"بطاقة سيغنتشر الائتمانية","network":"Visa","tier":"Signature","islamic":true,"fee":500,"feeInclVat":500,"vatBasis":"none","firstYearFree":null,"feeCondition":"Tamayuz: free issuance, replacement and annual fee of primary cards; Private Banking: free for primary and supplementary cards","minSalary":null,"minSalaryNote":null,"monthlyRate":1,"monthlyRateRange":null,"apr":null,"monthlyFee":null,"fxFee":3,"rewards":[{"type":"points","headline":"Absher points: 1 per QAR 5 international, 1 per QAR 6 domestic","detail":"EEA/UK and government, fuel, auto merchants earn 50%; valid 3 years","cap":null}],"benefits":["Complimentary access to 850+ airport lounges (Visa Airport Companion)","Free travel insurance when trip paid with card","Buyers' protection and extended warranty","Concierge","Complimentary club and retail memberships"],"tags":["islamic","premium","rewards","travel"],"productUrl":"https://www.qib.com.qa/en/personal/cards/types/credit-cards/visa-cards/signature-credit-card","kfsUrl":null,"sources":["https://www.qib.com.qa/en/personal/cards/types/credit-cards/visa-cards/signature-credit-card"],"notes":[],"verifiedOn":"2026-09-27"},{"id":"qib-visa-gold-credit-card","country":"qa","bank":"qib","name":"Visa Gold Credit Card","nameAr":"البطاقة الائتمانية الذهبية Visa","network":"Visa","tier":"Gold","islamic":true,"fee":250,"feeInclVat":250,"vatBasis":"none","firstYearFree":null,"feeCondition":"Tamayuz: free issuance, replacement and annual fee of primary cards; Private Banking: free for primary and supplementary cards","minSalary":null,"minSalaryNote":null,"monthlyRate":1,"monthlyRateRange":null,"apr":null,"monthlyFee":null,"fxFee":3,"rewards":[{"type":"points","headline":"Absher points: 1 per QAR 8 international, 1 per QAR 10 domestic","detail":"EEA/UK and government, fuel, auto dealers earn 50%","cap":null}],"benefits":["Credit Shield Takaful (optional, monthly fee)","Profit-free credit up to 45 days","Cash withdrawal up to 100% of limit","Supplementary cards"],"tags":["islamic","rewards"],"productUrl":"https://www.qib.com.qa/en/personal/cards/types/credit-cards/visa-cards/gold-credit-card","kfsUrl":null,"sources":["https://www.qib.com.qa/en/personal/cards/types/credit-cards/visa-cards/gold-credit-card"],"notes":[],"verifiedOn":"2026-09-27"},{"id":"qib-visa-platinum-credit-card","country":"qa","bank":"qib","name":"Visa Platinum Credit Card","nameAr":"بطاقة Visa الائتمانية البلاتينية","network":"Visa","tier":"Platinum","islamic":true,"fee":350,"feeInclVat":350,"vatBasis":"none","firstYearFree":null,"feeCondition":"Tamayuz: free issuance, replacement and annual fee of primary cards; Private Banking: free for primary and supplementary cards","minSalary":null,"minSalaryNote":null,"monthlyRate":1,"monthlyRateRange":null,"apr":null,"monthlyFee":null,"fxFee":3,"rewards":[{"type":"points","headline":"Absher points: 1 per QAR 6 international, 1 per QAR 8 domestic","detail":"50% points on auto, government and fuel transactions within EEA and UK","cap":null}],"benefits":["Lounge access at 25 airports via Visa Airport Companion","Buyers' protection","Up to 12 months extended warranty","Profit-free period up to 45 days","Cash withdrawal up to 100% of limit"],"tags":["islamic","rewards","travel"],"productUrl":"https://www.qib.com.qa/en/personal/cards/types/credit-cards/visa-cards/platinum-credit-card","kfsUrl":null,"sources":["https://www.qib.com.qa/en/personal/cards/types/credit-cards/visa-cards/platinum-credit-card"],"notes":[],"verifiedOn":"2026-09-27"},{"id":"doha-bank-cashback-mastercard-world","country":"qa","bank":"doha-bank","name":"Cashback Mastercard World Credit Card","nameAr":"بطاقة ماستركارد وورلد للاسترداد النقدي","network":"Mastercard","tier":"World","islamic":false,"fee":400,"feeInclVat":400,"vatBasis":"none","firstYearFree":null,"feeCondition":"Waived on annual spend of QR 60,000 (Signature / World products)","minSalary":15000,"minSalaryNote":null,"monthlyRate":1,"monthlyRateRange":null,"apr":null,"monthlyFee":null,"fxFee":null,"rewards":[{"type":"cashback","headline":"Up to 10% on groceries & online delivery","detail":"3% at QR 2,500-7,500, 5% at QR 7,500-15,000, 10% at QR 15,000+ monthly spend","cap":"QR 100-400 monthly by tier"},{"type":"cashback","headline":"Up to 10% on telco bills","detail":"Same 3/5/10% tiers","cap":"QR 100-200 monthly"},{"type":"cashback","headline":"Up to 10% on fuel and ride hailing","detail":"Same 3/5/10% tiers","cap":"QR 100-200 monthly"},{"type":"cashback","headline":"Up to 10% on school fees","detail":"Same 3/5/10% tiers; 6-month 0% instalment option","cap":"QR 100-400 monthly"},{"type":"cashback","headline":"50% on digital entertainment subscriptions and movie tickets","detail":"Requires QR 7,500+ monthly spend","cap":"QR 100-200 monthly"}],"benefits":["12 complimentary lounge visits a year","10% back on Booking.com stays","Gym access and movie tickets","HoteLux status match","Flexiroam data"],"tags":["cashback","fuel","shopping"],"productUrl":"https://www.dohabank.com.qa/personal/cards/credit-card-products/cashback-mastercard-world-credit-card/","kfsUrl":null,"sources":["https://www.dohabank.com.qa/personal/cards/credit-card-products/cashback-mastercard-world-credit-card/","https://www.dohabank.com.qa/personal/other-services/charges-for-personal-customers/"],"notes":[],"verifiedOn":"2026-09-27"},{"id":"doha-bank-lulu-mastercard-platinum","country":"qa","bank":"doha-bank","name":"Doha Bank LuLu Mastercard Platinum Credit Card","nameAr":"بطاقة لولو ماستركارد بلاتينيوم","network":"Mastercard","tier":"Platinum","islamic":false,"fee":300,"feeInclVat":300,"vatBasis":"none","firstYearFree":null,"feeCondition":"Waived on annual spend of QR 30,000","minSalary":7500,"minSalaryNote":null,"monthlyRate":1,"monthlyRateRange":null,"apr":null,"monthlyFee":null,"fxFee":null,"rewards":[{"type":"points","headline":"LuLu points: 5% at LuLu Qatar (salary transfer) / 2% (fixed deposit)","detail":"Up to 1% outside LuLu stores; points expire after 12 months","cap":"10,000 points at LuLu stores"}],"benefits":["6 complimentary lounge visits or dining offers a year","Interest-free credit up to 55 days","10% back on Booking.com stays","0% payment plans"],"tags":["co-brand","rewards","shopping"],"productUrl":"https://www.dohabank.com.qa/personal/cards/credit-card-products/doha-bank-lulu-mastercard-platinum/","kfsUrl":null,"sources":["https://www.dohabank.com.qa/personal/cards/credit-card-products/doha-bank-lulu-mastercard-platinum/","https://www.dohabank.com.qa/personal/other-services/charges-for-personal-customers/"],"notes":[],"verifiedOn":"2026-09-27"},{"id":"doha-bank-mastercard-platinum","country":"qa","bank":"doha-bank","name":"Doha Bank Mastercard Platinum Credit Card","nameAr":"بطاقة ماستركارد بلاتينيوم","network":"Mastercard","tier":"Platinum","islamic":false,"fee":300,"feeInclVat":300,"vatBasis":"none","firstYearFree":null,"feeCondition":"Waived on annual spend of QR 30,000","minSalary":7500,"minSalaryNote":null,"monthlyRate":1,"monthlyRateRange":null,"apr":null,"monthlyFee":null,"fxFee":null,"rewards":[{"type":"miles","headline":"1 Doha Mile per QR 8 local, per QR 7 international","detail":null,"cap":null}],"benefits":["6 complimentary lounge visits or dining offers a year (1,200+ lounges)","10% back on Booking.com stays","MyBook Qatar deals"],"tags":["miles","rewards"],"productUrl":"https://www.dohabank.com.qa/personal/cards/credit-card-products/mastercard-platinum-credit-card/","kfsUrl":null,"sources":["https://www.dohabank.com.qa/personal/cards/credit-card-products/mastercard-platinum-credit-card/","https://www.dohabank.com.qa/personal/other-services/charges-for-personal-customers/"],"notes":[],"verifiedOn":"2026-09-27"},{"id":"doha-bank-mastercard-world","country":"qa","bank":"doha-bank","name":"Doha Bank Mastercard World Credit Card","nameAr":"بطاقة ماستركارد وورلد","network":"Mastercard","tier":"World","islamic":false,"fee":400,"feeInclVat":400,"vatBasis":"none","firstYearFree":null,"feeCondition":"Waived on annual spend of QR 60,000 (Signature / World products)","minSalary":15000,"minSalaryNote":null,"monthlyRate":1,"monthlyRateRange":null,"apr":null,"monthlyFee":null,"fxFee":null,"rewards":[{"type":"miles","headline":"1 Doha Mile per QR 6 local, per QR 5 international","detail":null,"cap":null}],"benefits":["Access to 1,200 airport lounges; 12 complimentary lounge visits or dining offers a year","Travel Inconvenience Insurance","2 monthly gym visits (OX G8TS)","2 BOGO cinema offers monthly (Novo, Vox)","10% back on Booking.com stays","MyBook Qatar"],"tags":["miles","travel"],"productUrl":"https://www.dohabank.com.qa/personal/cards/credit-card-products/mastercard-upper-mass-card/","kfsUrl":null,"sources":["https://www.dohabank.com.qa/personal/cards/credit-card-products/mastercard-upper-mass-card/","https://www.dohabank.com.qa/personal/other-services/charges-for-personal-customers/"],"notes":[],"verifiedOn":"2026-09-27"},{"id":"doha-bank-riyada-world-elite","country":"qa","bank":"doha-bank","name":"Doha Bank Riyada Mastercard World Elite Credit Card","nameAr":"بطاقة الريادة ماستركارد وورلد إليت","network":"Mastercard","tier":"World Elite","islamic":false,"fee":800,"feeInclVat":800,"vatBasis":"none","firstYearFree":null,"feeCondition":"Waived on annual spend of QR 120,000 (Infinite / World Elite products)","minSalary":30000,"minSalaryNote":null,"monthlyRate":1,"monthlyRateRange":null,"apr":null,"monthlyFee":null,"fxFee":null,"rewards":[{"type":"miles","headline":"1 Doha Mile per QR 4 local, per QR 3 international","detail":null,"cap":null}],"benefits":["Unlimited complimentary lounge access with guests at 1,200+ lounges","Mastercard Travel & Lifestyle Concierge","10% back on Booking.com stays","3 VIP fast-track passes","Complimentary gym access and movie tickets"],"tags":["miles","premium","travel"],"productUrl":"https://www.dohabank.com.qa/al-riyada/riyada-credit-card/","kfsUrl":null,"sources":["https://www.dohabank.com.qa/al-riyada/riyada-credit-card/","https://www.dohabank.com.qa/personal/other-services/charges-for-personal-customers/"],"notes":[],"verifiedOn":"2026-09-27"},{"id":"doha-bank-riyada-plus-world-elite-metal","country":"qa","bank":"doha-bank","name":"Doha Bank Riyada+ Mastercard World Elite Metal Credit Card","nameAr":"بطاقة الريادة+ ماستركارد وورلد إليت المعدنية","network":"Mastercard","tier":"World Elite","islamic":false,"fee":800,"feeInclVat":800,"vatBasis":"none","firstYearFree":null,"feeCondition":"Waived on annual spend of QR 120,000 (Infinite / World Elite products)","minSalary":70000,"minSalaryNote":null,"monthlyRate":1,"monthlyRateRange":null,"apr":null,"monthlyFee":null,"fxFee":null,"rewards":[{"type":"miles","headline":"1 Doha Mile per QR 4 local, per QR 3 international","detail":null,"cap":null}],"benefits":["Unlimited complimentary lounge access with accompanying guests (Mastercard World Elite Airport lounge programme)","Mastercard Travel & Lifestyle Concierge","10% back on Booking.com stays","3 VIP fast-track passes a year","Flexiroam global data roaming","Complimentary gym access and movie tickets"],"tags":["miles","premium","travel"],"productUrl":"https://www.dohabank.com.qa/al-riyada/riyada-credit-card/","kfsUrl":null,"sources":["https://www.dohabank.com.qa/al-riyada/riyada-credit-card/","https://www.dohabank.com.qa/personal/other-services/charges-for-personal-customers/"],"notes":[],"verifiedOn":"2026-09-27"},{"id":"doha-bank-lionel-messi-mastercard-world","country":"qa","bank":"doha-bank","name":"Lionel Messi Mastercard World Credit Card","nameAr":"بطاقة ليونيل ميسي ماستركارد وورلد","network":"Mastercard","tier":"World","islamic":false,"fee":400,"feeInclVat":400,"vatBasis":"none","firstYearFree":null,"feeCondition":"Waived on annual spend of QR 60,000 (Signature / World products)","minSalary":15000,"minSalaryNote":null,"monthlyRate":1,"monthlyRateRange":null,"apr":null,"monthlyFee":null,"fxFee":null,"rewards":[{"type":"miles","headline":"1 Doha Mile per QR 6 local, per QR 5 international","detail":null,"cap":null}],"benefits":["12 complimentary lounge visits or dining offers a year","Travel Inconvenience Insurance","Monthly gym access","BOGO cinema offers","10% back on Booking.com stays"],"tags":["co-brand","miles","travel"],"productUrl":"https://www.dohabank.com.qa/personal/cards/credit-card-products/mastercard-lionel-messi-card/","kfsUrl":null,"sources":["https://www.dohabank.com.qa/personal/cards/credit-card-products/mastercard-lionel-messi-card/","https://www.dohabank.com.qa/personal/other-services/charges-for-personal-customers/"],"notes":[],"verifiedOn":"2026-09-27"},{"id":"doha-bank-qatar-airways-visa-infinite","country":"qa","bank":"doha-bank","name":"Qatar Airways Privilege Club Visa Infinite Credit Card by Doha Bank","nameAr":"بطاقة ائتمان نادي الامتياز التابع للخطوط الجوية القطرية","network":"Visa","tier":"Infinite","islamic":false,"fee":800,"feeInclVat":800,"vatBasis":"none","firstYearFree":null,"feeCondition":"Waived if QR 120,000 annual spends achieved","minSalary":25000,"minSalaryNote":null,"monthlyRate":1,"monthlyRateRange":null,"apr":null,"monthlyFee":null,"fxFee":null,"rewards":[{"type":"miles","headline":"1 Avios per QR 4 domestic, per QR 3 international; 2 Avios per QR 3 on Qatar Airways flights","detail":"1 Avios per QR 6 in EEA; welcome 40,000 Avios on first purchase (salary) or 20,000 (deposit); 40,000 Avios on QR 50,000 spend in 3 months","cap":"Qpoints: 1 per 420 Avios, max 300 Qpoints annually"}],"benefits":["Fast-track to Gold tier on QR 14,000 Qatar Airways spend","Lounge access to 1,000+ lounges","Multi-trip travel insurance"],"tags":["co-brand","miles","premium","travel"],"productUrl":"https://www.dohabank.com.qa/personal/cards/credit-card-products/qatar-airways-privilege-club-credit-card-by-doha-bank/","kfsUrl":null,"sources":["https://www.dohabank.com.qa/personal/cards/credit-card-products/qatar-airways-privilege-club-credit-card-by-doha-bank/","https://www.dohabank.com.qa/personal/other-services/charges-for-personal-customers/"],"notes":[],"verifiedOn":"2026-09-27"},{"id":"doha-bank-qatar-airways-visa-signature","country":"qa","bank":"doha-bank","name":"Qatar Airways Privilege Club Visa Signature Credit Card by Doha Bank","nameAr":"بطاقة ائتمان نادي الامتياز التابع للخطوط الجوية القطرية","network":"Visa","tier":"Signature","islamic":false,"fee":400,"feeInclVat":400,"vatBasis":"none","firstYearFree":null,"feeCondition":"Waived if QR 60,000 annual spends achieved","minSalary":10000,"minSalaryNote":null,"monthlyRate":1,"monthlyRateRange":null,"apr":null,"monthlyFee":null,"fxFee":null,"rewards":[{"type":"miles","headline":"1 Avios per QR 6 domestic, per QR 5 international; 2 Avios per QR 5 on Qatar Airways flights","detail":"1 Avios per QR 10 in EEA; welcome 20,000 Avios (salary) or 10,000 (deposit); 20,000 Avios on QR 25,000 spend in 3 months","cap":"Qpoints: 1 per 420 Avios, max 300 Qpoints annually"}],"benefits":["Fast-track to Silver tier on QR 7,000 Qatar Airways spend","Complimentary lounge access","Multi-trip travel insurance"],"tags":["co-brand","miles","travel"],"productUrl":"https://www.dohabank.com.qa/personal/cards/credit-card-products/qatar-airways-privilege-club-credit-card-by-doha-bank/","kfsUrl":null,"sources":["https://www.dohabank.com.qa/personal/cards/credit-card-products/qatar-airways-privilege-club-credit-card-by-doha-bank/","https://www.dohabank.com.qa/personal/other-services/charges-for-personal-customers/"],"notes":[],"verifiedOn":"2026-09-27"},{"id":"al-rayan-qatar-airways-visa-infinite","country":"qa","bank":"al-rayan","name":"AlRayan Bank Qatar Airways Visa Infinite Credit Card","nameAr":"بنك الريان - الخطوط الجوية القطرية فيزا إنفينيت","network":"Visa","tier":"Infinite","islamic":true,"fee":799,"feeInclVat":799,"vatBasis":"none","firstYearFree":null,"feeCondition":"Waived upon achieving an annual spend of QR 250,000 or more","minSalary":50000,"minSalaryNote":null,"monthlyRate":1,"monthlyRateRange":null,"apr":null,"monthlyFee":null,"fxFee":2.5,"rewards":[{"type":"miles","headline":"1 Avios per QAR 4; 2 Avios per QAR 4 on qatarairways.com / QA app flights","detail":"Joining bonus 50,000 Avios for new-to-bank customers; 25,000 Avios on QAR 250,000 annual spend; first-flight bonus 10,000 (Business) / 5,000 (Economy); Gold tier fast-track on QAR 14,000 QA spend","cap":null}],"benefits":["Unlimited lounge visits for cardholder + 1 guest at 1,000+ lounges","Multi-trip travel insurance","24-hour concierge","Rental car collision damage waiver, event ticket cancellation","Buyers protection and extended warranty"],"tags":["co-brand","islamic","miles","premium","travel"],"productUrl":"https://www.alrayan.com/en/premier-banking/cards/co-infinite-card","kfsUrl":null,"sources":["https://marblobstorage.blob.core.windows.net/files/arbfiles/MAR-TARIFF-CHARGES/ENGLISH/Masraf-Fees-n-Charges-Retail.pdf","https://www.alrayan.com/en/personal-banking/cards/credit-cards","https://www.alrayan.com/en/premier-banking/cards/co-infinite-card"],"notes":[],"verifiedOn":"2026-09-27"},{"id":"al-rayan-qatar-airways-visa-signature","country":"qa","bank":"al-rayan","name":"AlRayan Bank Qatar Airways Visa Signature Credit Card","nameAr":"بنك الريان - الخطوط الجوية القطرية فيزا سيغنتشر","network":"Visa","tier":"Signature","islamic":true,"fee":499,"feeInclVat":499,"vatBasis":"none","firstYearFree":null,"feeCondition":"Waived upon achieving an annual spend of QR 150,000 or more","minSalary":35000,"minSalaryNote":null,"monthlyRate":1,"monthlyRateRange":null,"apr":null,"monthlyFee":null,"fxFee":2.5,"rewards":[{"type":"miles","headline":"1 Avios per QAR 5; 2 Avios per QAR 5 on qatarairways.com / QA app flights","detail":"Joining bonus 25,000 Avios for new-to-bank customers; 10,000 Avios on QAR 150,000 annual spend; first-flight bonus 10,000 (Business) / 5,000 (Economy); Silver tier fast-track on QAR 7,000 QA spend","cap":null}],"benefits":["12 lounge visits at 1,000+ airport lounges","Multi-trip travel insurance","24-hour concierge","Buyers protection, extended warranty, fraudulent card misuse protection","Profit free grace period up to 45 days"],"tags":["co-brand","islamic","miles","premium","travel"],"productUrl":"https://www.alrayan.com/en/premier-banking/cards/co-signature-card","kfsUrl":null,"sources":["https://marblobstorage.blob.core.windows.net/files/arbfiles/MAR-TARIFF-CHARGES/ENGLISH/Masraf-Fees-n-Charges-Retail.pdf","https://www.alrayan.com/en/personal-banking/cards/credit-cards","https://www.alrayan.com/en/premier-banking/cards/co-signature-card"],"notes":[],"verifiedOn":"2026-09-27"},{"id":"al-rayan-visa-infinite","country":"qa","bank":"al-rayan","name":"Visa Infinite","nameAr":"بطاقة فيزا إنفينيت","network":"Visa","tier":"Infinite","islamic":true,"fee":600,"feeInclVat":600,"vatBasis":"none","firstYearFree":null,"feeCondition":"Premier Banking customers: 'Annual fees NIL' (Premier Card page)","minSalary":50000,"minSalaryNote":null,"monthlyRate":1,"monthlyRateRange":null,"apr":null,"monthlyFee":null,"fxFee":2.5,"rewards":[{"type":"points","headline":"1 AlRayan Reward Point per QR 5 (Premier Card page)","detail":"Redeem for Qatar Airways Avios, Ooredoo Nojoom, Al Meera points or cash back","cap":null}],"benefits":["Unlimited lounge visits for cardholder + 1 guest at 1000+ lounges (Premier Card page)","Multi-trip travel insurance, concierge","Takaful insurance free of any charges (Premier)","Emergency cash disbursement"],"tags":["islamic","premium","rewards","travel"],"productUrl":"https://www.alrayan.com/en/private-banking/cards/visa-infinite","kfsUrl":null,"sources":["https://marblobstorage.blob.core.windows.net/files/arbfiles/MAR-TARIFF-CHARGES/ENGLISH/Masraf-Fees-n-Charges-Retail.pdf","https://www.alrayan.com/en/personal-banking/cards/credit-cards","https://www.alrayan.com/en/premier-banking/cards/premier-card","https://www.alrayan.com/en/private-banking/cards/visa-infinite"],"notes":[{"en":"The bank's own documents give different figures for this card's annual fee. We show the figure on the bank's most recent official page. Check with the bank before you apply.","ar":"تذكر مستندات البنك نفسه أرقاماً مختلفة لـالرسوم السنوية لهذه البطاقة. نعرض الرقم الوارد في أحدث صفحة رسمية للبنك. تحقق من البنك قبل التقديم."}],"verifiedOn":"2026-09-27"},{"id":"al-rayan-visa-platinum","country":"qa","bank":"al-rayan","name":"Visa Platinum","nameAr":"بطاقة فيزا بلاتينيوم","network":"Visa","tier":"Platinum","islamic":true,"fee":400,"feeInclVat":400,"vatBasis":"none","firstYearFree":null,"feeCondition":null,"minSalary":null,"minSalaryNote":null,"monthlyRate":1,"monthlyRateRange":null,"apr":null,"monthlyFee":null,"fxFee":2.5,"rewards":[{"type":"points","headline":"1 AlRayan Reward Point per QAR 7","detail":"Points can be earned/used with Qatar Airways and Ooredoo Nojoom","cap":null}],"benefits":["Free access to 25 international airport lounges 6 times within a year (requires USD 1 international transaction within 90 days)","Profit grace period of up to 45 days","100% cash withdrawal of available limit","Emergency card replacement"],"tags":["islamic","rewards"],"productUrl":"https://www.alrayan.com/en/personal-banking/cards/visa-platinum","kfsUrl":null,"sources":["https://marblobstorage.blob.core.windows.net/files/arbfiles/MAR-TARIFF-CHARGES/ENGLISH/Masraf-Fees-n-Charges-Retail.pdf","https://www.alrayan.com/en/personal-banking/cards/credit-cards","https://www.alrayan.com/en/personal-banking/cards/visa-platinum"],"notes":[],"verifiedOn":"2026-09-27"},{"id":"al-rayan-visa-signature","country":"qa","bank":"al-rayan","name":"Visa Signature","nameAr":"بطاقة فيزا سيغنتشر","network":"Visa","tier":"Signature","islamic":true,"fee":500,"feeInclVat":500,"vatBasis":"none","firstYearFree":null,"feeCondition":"Premier Banking customers: 'Annual fees NIL' (Premier Card page)","minSalary":35000,"minSalaryNote":null,"monthlyRate":1,"monthlyRateRange":null,"apr":null,"monthlyFee":null,"fxFee":2.5,"rewards":[{"type":"points","headline":"1 AlRayan Reward Point per QAR 6","detail":"Points can be earned/used with Qatar Airways and Ooredoo Nojoom","cap":null}],"benefits":["Complimentary access to 1000+ airport lounges (12 visits a year)","Multi trip travel insurance","Global concierge services","Profit grace period up to 45 days"],"tags":["islamic","rewards","travel"],"productUrl":"https://www.alrayan.com/en/personal-banking/cards/visa-signature","kfsUrl":null,"sources":["https://marblobstorage.blob.core.windows.net/files/arbfiles/MAR-TARIFF-CHARGES/ENGLISH/Masraf-Fees-n-Charges-Retail.pdf","https://www.alrayan.com/en/personal-banking/cards/credit-cards","https://www.alrayan.com/en/personal-banking/cards/visa-signature","https://www.alrayan.com/en/premier-banking/cards/premier-card"],"notes":[],"verifiedOn":"2026-09-27"},{"id":"dukhan-bank-mastercard-platinum","country":"qa","bank":"dukhan-bank","name":"MasterCard Platinum Card","nameAr":"بطاقات ماستركارد™ الائتمانية وبطاقات السحب 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alerts"],"tags":["islamic","rewards"],"productUrl":"https://www.dukhanbank.com/personal/cards/credit-cards/mastercardplatinumcards","kfsUrl":null,"sources":["https://www.dukhanbank.com/personal/cards/credit-cards","https://www.dukhanbank.com/personal/cards/credit-cards/mastercardplatinumcards","https://www.dukhanbank.com/sites/default/files/2026/pdfs/39.8DB_TARIFFGUIDE_BOOKLET_EN_20260927.pdf"],"notes":[{"en":"This Islamic card charges a fixed monthly fee instead of a percentage rate when a balance is carried.","ar":"تفرض هذه البطاقة الإسلامية رسوماً شهرية ثابتة بدلاً من نسبة مئوية عند وجود رصيد مستحق."}],"verifiedOn":"2026-09-27"},{"id":"dukhan-bank-visa-infinite","country":"qa","bank":"dukhan-bank","name":"Visa Infinite","nameAr":"بطاقة Visa إنفينيت","network":"Visa","tier":"Infinite","islamic":true,"fee":2000,"feeInclVat":2000,"vatBasis":"none","firstYearFree":true,"feeCondition":"Free in 1st year, then waived if annual card spend > QAR 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carried.","ar":"تفرض هذه البطاقة الإسلامية رسوماً شهرية ثابتة بدلاً من نسبة مئوية عند وجود رصيد مستحق."}],"verifiedOn":"2026-09-27"},{"id":"dukhan-bank-visa-platinum","country":"qa","bank":"dukhan-bank","name":"Visa Platinum","nameAr":"بطاقات فيزا بلاتينوم الائتمانية","network":"Visa","tier":"Platinum","islamic":true,"fee":400,"feeInclVat":400,"vatBasis":"none","firstYearFree":true,"feeCondition":"Free in 1st year, then waived if annual card spend > QAR 60k","minSalary":null,"minSalaryNote":null,"monthlyRate":null,"monthlyRateRange":null,"apr":null,"monthlyFee":null,"fxFee":2.99,"rewards":[{"type":"points","headline":"DAwards: 1 per QAR 8 local, 1 per QAR 7 international","detail":"5,000 welcome Dukhan Bank Rewards points","cap":null}],"benefits":["Complimentary access to select airport lounges via Visa Airport Companion","Buyers protection (365 days) and extended warranty","Visa Luxury Hotel Collection","2 free supplementary cards"],"tags":["islamic","rewards","travel"],"productUrl":"https://www.dukhanbank.com/personal/cards/credit-cards/visa-platinum","kfsUrl":null,"sources":["https://www.dukhanbank.com/personal/cards/credit-cards","https://www.dukhanbank.com/personal/cards/credit-cards/visa-platinum","https://www.dukhanbank.com/sites/default/files/2026/pdfs/39.8DB_TARIFFGUIDE_BOOKLET_EN_20260927.pdf"],"notes":[{"en":"This Islamic card charges a fixed monthly fee instead of a percentage rate when a balance is carried.","ar":"تفرض هذه البطاقة الإسلامية رسوماً شهرية ثابتة بدلاً من نسبة مئوية عند وجود رصيد مستحق."}],"verifiedOn":"2026-09-27"},{"id":"dukhan-bank-visa-signature","country":"qa","bank":"dukhan-bank","name":"Visa Signature","nameAr":"فيزا سيغنتشر","network":"Visa","tier":"Signature","islamic":true,"fee":700,"feeInclVat":700,"vatBasis":"none","firstYearFree":true,"feeCondition":"Free in 1st year, then waived if annual card spend > QAR 96k","minSalary":null,"minSalaryNote":null,"monthlyRate":null,"monthlyRateRange":null,"apr":null,"monthlyFee":null,"fxFee":2.99,"rewards":[{"type":"points","headline":"DAwards: 1 per QAR 6 local, 1 per QAR 5 international","detail":"10,000 welcome DAwards","cap":null}],"benefits":["12 complimentary visits to 1200+ lounges via Visa Airport Companion","Up to 20% off YQ meet & assist","Fraudulent card misuse protection","Visa Luxury Hotel Collection","2 free supplementary cards"],"tags":["islamic","premium","rewards","travel"],"productUrl":"https://www.dukhanbank.com/personal/cards/credit-cards/visasignature","kfsUrl":null,"sources":["https://www.dukhanbank.com/personal/cards/credit-cards","https://www.dukhanbank.com/personal/cards/credit-cards/visasignature","https://www.dukhanbank.com/sites/default/files/2026/pdfs/39.8DB_TARIFFGUIDE_BOOKLET_EN_20260927.pdf"],"notes":[{"en":"This Islamic card charges a fixed monthly fee instead of a percentage rate when a balance is carried.","ar":"تفرض هذه البطاقة الإسلامية رسوماً شهرية ثابتة بدلاً من نسبة مئوية عند وجود رصيد مستحق."}],"verifiedOn":"2026-09-27"},{"id":"dukhan-bank-mastercard-world","country":"qa","bank":"dukhan-bank","name":"World Mastercard Credit Card","nameAr":"بطاقة وورلد ماستركارد الائتمانية","network":"Mastercard","tier":"World","islamic":true,"fee":700,"feeInclVat":700,"vatBasis":"none","firstYearFree":true,"feeCondition":"Free in 1st year, then waived if annual card spend > QAR 96k","minSalary":null,"minSalaryNote":null,"monthlyRate":null,"monthlyRateRange":null,"apr":null,"monthlyFee":null,"fxFee":2.99,"rewards":[{"type":"points","headline":"10,000 welcome Dukhan Bank Rewards points","detail":"Earn rate not stated; points convertible to Qatar Airways Privilege Club, Nojoom and others","cap":null}],"benefits":["LoungeKey access to over 900 lounges","Travel convenience and travel medical insurance","Hotel, airline and car rental offers","2 free supplementary cards"],"tags":["islamic","rewards","travel"],"productUrl":"https://www.dukhanbank.com/personal/cards/credit-cards/mcworld","kfsUrl":null,"sources":["https://www.dukhanbank.com/personal/cards/credit-cards","https://www.dukhanbank.com/personal/cards/credit-cards/mcworld","https://www.dukhanbank.com/sites/default/files/2026/pdfs/39.8DB_TARIFFGUIDE_BOOKLET_EN_20260927.pdf"],"notes":[{"en":"This Islamic card charges a fixed monthly fee instead of a percentage rate when a balance is carried.","ar":"تفرض هذه البطاقة الإسلامية رسوماً شهرية ثابتة بدلاً من نسبة مئوية عند وجود رصيد مستحق."}],"verifiedOn":"2026-09-27"},{"id":"qiib-mastercard-world","country":"qa","bank":"qiib","name":"QIIB Mastercard World Credit Card","nameAr":null,"network":"Mastercard","tier":"World","islamic":true,"fee":350,"feeInclVat":350,"vatBasis":"none","firstYearFree":null,"feeCondition":"Tariff fee applies to 'non-eligible' customers; free within qualifying QIIB banking package (salary-based) - see notes","minSalary":null,"minSalaryNote":null,"monthlyRate":1,"monthlyRateRange":null,"apr":null,"monthlyFee":null,"fxFee":3,"rewards":[{"type":"points","headline":"1 QIIB Point per QAR 9.99 domestic, per QAR 8.99 international","detail":"QIIB Points redeemable for Qatar Airways Avios, Ooredoo Nojoom, flights, hotels, car rental","cap":null}],"benefits":["Access to 1,300+ Dragon Pass airport lounges","Up to 10% money back on booking.com","Talabat up to 20% off twice a month","MyBook 1,400+ offers","Travel inconvenience insurance"],"tags":["islamic","rewards","travel"],"productUrl":"https://www.qiib.com.qa/Page/Details/295","kfsUrl":null,"sources":["https://www.qiib.com.qa/Documents/Download/407","https://www.qiib.com.qa/Page/Details/15","https://www.qiib.com.qa/Page/Details/295"],"notes":[],"verifiedOn":"2026-09-27"},{"id":"qiib-platinum-mastercard","country":"qa","bank":"qiib","name":"QIIB Platinum Mastercard Credit Card","nameAr":null,"network":"Mastercard","tier":"Platinum","islamic":true,"fee":250,"feeInclVat":250,"vatBasis":"none","firstYearFree":null,"feeCondition":"Tariff fee applies to 'non-eligible' customers; free within qualifying QIIB banking package (salary-based) - see notes","minSalary":null,"minSalaryNote":null,"monthlyRate":1,"monthlyRateRange":null,"apr":null,"monthlyFee":null,"fxFee":3,"rewards":[],"benefits":["Unlimited complimentary access to 25+ Dragon Pass lounges","Up to 30% off Cleartrip bookings","Careem ride discounts","MyBook buy 1 get 1 offers","Purchase protection"],"tags":["islamic","travel"],"productUrl":"https://www.qiib.com.qa/Page/Details/298","kfsUrl":null,"sources":["https://www.qiib.com.qa/Documents/Download/407","https://www.qiib.com.qa/Page/Details/15"],"notes":[],"verifiedOn":"2026-09-27"},{"id":"qiib-visa-infinite","country":"qa","bank":"qiib","name":"QIIB Visa 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discounts"],"tags":["islamic","premium","rewards","travel"],"productUrl":"https://www.qiib.com.qa/Page/Details/296","kfsUrl":null,"sources":["https://www.qiib.com.qa/Documents/Download/407","https://www.qiib.com.qa/Page/Details/15","https://www.qiib.com.qa/Page/Details/296"],"notes":[],"verifiedOn":"2026-09-27"},{"id":"qiib-visa-platinum","country":"qa","bank":"qiib","name":"QIIB Visa Platinum","nameAr":null,"network":"Visa","tier":"Platinum","islamic":true,"fee":250,"feeInclVat":250,"vatBasis":"none","firstYearFree":null,"feeCondition":"Tariff fee applies to 'non-eligible' customers; free within qualifying QIIB banking package (salary-based) - see notes","minSalary":null,"minSalaryNote":null,"monthlyRate":1,"monthlyRateRange":null,"apr":null,"monthlyFee":null,"fxFee":3,"rewards":[{"type":"points","headline":"1 QIIB Point per QAR 11.99 domestic, per QAR 10.99 international","detail":"QIIB Points redeemable for Qatar Airways Avios, Ooredoo Nojoom, flights, hotels, car rental","cap":null}],"benefits":["Complimentary lounge access for cardholder and one guest via Visa Airport Companion (USD 1 international spend in prior 90 days)","Discounts from 100+ partners","Apple Pay, Google Pay, Samsung Pay"],"tags":["islamic","rewards","travel"],"productUrl":"https://www.qiib.com.qa/Page/Details/287","kfsUrl":null,"sources":["https://www.qiib.com.qa/Documents/Download/407","https://www.qiib.com.qa/Page/Details/15","https://www.qiib.com.qa/Page/Details/287"],"notes":[],"verifiedOn":"2026-09-27"},{"id":"qiib-visa-signature","country":"qa","bank":"qiib","name":"QIIB Visa Signature","nameAr":null,"network":"Visa","tier":"Signature","islamic":true,"fee":400,"feeInclVat":400,"vatBasis":"none","firstYearFree":null,"feeCondition":"Tariff fee applies to 'non-eligible' customers; free within qualifying QIIB banking package (salary-based) - see notes","minSalary":null,"minSalaryNote":null,"monthlyRate":1,"monthlyRateRange":null,"apr":null,"monthlyFee":null,"fxFee":3,"rewards":[{"type":"points","headline":"1 QIIB Point per QAR 7.99 domestic, per QAR 6.99 international","detail":"QIIB Points redeemable for Qatar Airways Avios, Ooredoo Nojoom, flights, hotels, car rental","cap":null}],"benefits":["Access to 1200+ airport lounges via Visa Airport Companion","Free travel insurance","Discounts from 100+ partners"],"tags":["islamic","premium","rewards","travel"],"productUrl":"https://www.qiib.com.qa/Page/Details/297","kfsUrl":null,"sources":["https://www.qiib.com.qa/Documents/Download/407","https://www.qiib.com.qa/Page/Details/15","https://www.qiib.com.qa/Page/Details/297"],"notes":[],"verifiedOn":"2026-09-27"},{"id":"ahlibank-qa-infinite","country":"qa","bank":"ahlibank-qa","name":"Infinite Credit Card","nameAr":"بطاقة انفينيت الإئتمانية","network":"Visa","tier":"Infinite","islamic":false,"fee":2000,"feeInclVat":2000,"vatBasis":"none","firstYearFree":true,"feeCondition":"Year 2 onwards free if annual spend is QAR 100,000 or more (excluding cash advances)","minSalary":50000,"minSalaryNote":null,"monthlyRate":1,"monthlyRateRange":null,"apr":null,"monthlyFee":null,"fxFee":0,"rewards":[{"type":"points","headline":"1 Pearl Point per QAR 3 spent locally and internationally","detail":"Pearl Rewards points; excludes cash withdrawals","cap":null}],"benefits":["0% foreign exchange mark-up","Free supplementary cards for 4 family members","Airport lounge access via Visa Airport Companion","DragonPass airport dining offers","YQ Meet and Assist","Multi-trip travel insurance"],"tags":["premium","rewards","travel"],"productUrl":"https://www.ahlibank.com.qa/en/credit-cards/visa-infinite","kfsUrl":null,"sources":["https://www.ahlibank.com.qa/Library/Assets/Fees_and_Charges_Cards_2026%20EN-041620.pdf","https://www.ahlibank.com.qa/en/credit-cards/visa-infinite"],"notes":[],"verifiedOn":"2026-09-27"},{"id":"ahlibank-qa-platinum","country":"qa","bank":"ahlibank-qa","name":"Platinum Credit Card","nameAr":"بطاقة بلاتينيوم الإئتمانية","network":"Visa","tier":"Platinum","islamic":false,"fee":500,"feeInclVat":500,"vatBasis":"none","firstYearFree":true,"feeCondition":"Year 2 onwards free if annual spend is QAR 30,000 or more (excluding cash advances)","minSalary":6000,"minSalaryNote":null,"monthlyRate":1,"monthlyRateRange":null,"apr":null,"monthlyFee":null,"fxFee":2.5,"rewards":[{"type":"points","headline":"1 Pearl Point per QAR 10 local, per QAR 8 international","detail":"Pearl Rewards points; excludes cash withdrawals","cap":null}],"benefits":["6 lounge visits per calendar year via Visa Airport Companion","Free supplementary cards for 4 family members"],"tags":["rewards"],"productUrl":"https://www.ahlibank.com.qa/en/credit-cards/platinum-credit-card-new","kfsUrl":null,"sources":["https://www.ahlibank.com.qa/Library/Assets/Fees_and_Charges_Cards_2026%20EN-041620.pdf","https://www.ahlibank.com.qa/en/credit-cards/platinum-credit-card-new"],"notes":[],"verifiedOn":"2026-09-27"},{"id":"ahlibank-qa-signature","country":"qa","bank":"ahlibank-qa","name":"Signature Credit Card","nameAr":"بطاقة سيغنتشر الإئتمانية","network":"Visa","tier":"Signature","islamic":false,"fee":1000,"feeInclVat":1000,"vatBasis":"none","firstYearFree":true,"feeCondition":"Year 2 onwards free if annual spend is QAR 75,000 or more (excluding cash advances)","minSalary":35000,"minSalaryNote":null,"monthlyRate":1,"monthlyRateRange":null,"apr":null,"monthlyFee":null,"fxFee":1.75,"rewards":[{"type":"points","headline":"1 Pearl Point per QAR 6 local, per QAR 4 international","detail":"Pearl Rewards points; excludes cash withdrawals","cap":null}],"benefits":["Unlimited lounge access (1,300+ lounges) via Visa Airport Companion","Free supplementary cards for 4 family members","Multi-trip travel insurance (medical up to USD 500,000)","DragonPass dining offers","YQ Meet and Assist up to 20% off","24-hour Visa concierge"],"tags":["premium","rewards","travel"],"productUrl":"https://www.ahlibank.com.qa/en/credit-cards/signature-credit-card-new","kfsUrl":null,"sources":["https://www.ahlibank.com.qa/Library/Assets/Fees_and_Charges_Cards_2026%20EN-041620.pdf","https://www.ahlibank.com.qa/en/credit-cards/signature-credit-card-new"],"notes":[],"verifiedOn":"2026-09-27"},{"id":"hsbc-qa-advance-platinum-mastercard","country":"qa","bank":"hsbc-qa","name":"HSBC Advance Platinum Credit Card","nameAr":null,"network":"Mastercard","tier":"Platinum","islamic":false,"fee":0,"feeInclVat":0,"vatBasis":"none","firstYearFree":null,"feeCondition":"Free for life (for HSBC Advance customers)","minSalary":null,"minSalaryNote":null,"monthlyRate":1,"monthlyRateRange":null,"apr":null,"monthlyFee":null,"fxFee":2.5,"rewards":[{"type":"points","headline":"1 reward point per QAR 1 on retail purchases","detail":"Air Miles option referenced for supplementary cardholders: 1 Air Mile per QAR 1 on retail purchases","cap":null}],"benefits":["Up to 56 days interest-free credit on purchases","Up to 2 free supplementary cards","Complimentary airport lounge access worldwide (international transaction requirement from 1 April 2025)","Made from 85% recycled plastic","Free SMS alerts","Home & Away offers at 19,000+ outlets in 160+ countries"],"tags":["no-annual-fee","rewards","travel"],"productUrl":"https://www.hsbc.com.qa/credit-cards/products/advance-platinum/","kfsUrl":null,"sources":["https://www.hsbc.com.qa/credit-cards/products/advance-platinum/","https://www.hsbc.com.qa/help/charges-and-fees/"],"notes":[],"verifiedOn":"2026-09-27"},{"id":"hsbc-qa-visa-cashback","country":"qa","bank":"hsbc-qa","name":"HSBC Cashback Credit Card","nameAr":null,"network":"Visa","tier":"Signature","islamic":false,"fee":250,"feeInclVat":250,"vatBasis":"none","firstYearFree":true,"feeCondition":"From second year, QAR 250 applies only if annual spend is less than QAR 10,000","minSalary":35000,"minSalaryNote":null,"monthlyRate":1,"monthlyRateRange":null,"apr":null,"monthlyFee":null,"fxFee":2.6,"rewards":[{"type":"cashback","headline":"Up to 3% cashback on fuel","detail":null,"cap":"QAR 100 maximum reward cap"},{"type":"cashback","headline":"Up to 2% cashback on groceries","detail":null,"cap":"QAR 200 maximum reward cap"},{"type":"cashback","headline":"1% on all domestic spends in Qatar","detail":null,"cap":"No cap stated"}],"benefits":["Airport lounge access via Visa Airport Companion app","No minimum spend","Up to 2 free supplementary cards"],"tags":["cashback","fuel","shopping"],"productUrl":"https://www.hsbc.com.qa/credit-cards/products/visa-cashback/","kfsUrl":null,"sources":["https://www.hsbc.com.qa/credit-cards/products/visa-cashback/","https://www.hsbc.com.qa/help/charges-and-fees/"],"notes":[],"verifiedOn":"2026-09-27"},{"id":"hsbc-qa-premier-mastercard","country":"qa","bank":"hsbc-qa","name":"HSBC Premier Credit Card","nameAr":null,"network":"Mastercard","tier":null,"islamic":false,"fee":0,"feeInclVat":0,"vatBasis":"none","firstYearFree":null,"feeCondition":"Free for life (for HSBC Premier customers)","minSalary":null,"minSalaryNote":null,"monthlyRate":1,"monthlyRateRange":null,"apr":null,"monthlyFee":null,"fxFee":2.5,"rewards":[{"type":"points","headline":"1 reward point per QAR 1 on retail purchases","detail":null,"cap":null}],"benefits":["Unlimited free supplementary cards (shared limit)","Complimentary access to over 1,100 airport lounges worldwide for primary and supplementary cardholders (Mastercard Travel Pass / DragonPass)","Up to 56 days interest-free credit on purchases","10% discount with Agoda and Ministry of Villas","Home & Away offers at 19,000 outlets across 160 countries","24/7 emergency assistance incl. USD 2,000 Instant Cash"],"tags":["no-annual-fee","premium","rewards","travel"],"productUrl":"https://www.hsbc.com.qa/credit-cards/products/premier/","kfsUrl":null,"sources":["https://www.hsbc.com.qa/credit-cards/products/premier/","https://www.hsbc.com.qa/help/charges-and-fees/"],"notes":[],"verifiedOn":"2026-09-27"},{"id":"hsbc-qa-visa-platinum","country":"qa","bank":"hsbc-qa","name":"HSBC Visa Platinum Credit Card","nameAr":null,"network":"Visa","tier":"Platinum","islamic":false,"fee":450,"feeInclVat":450,"vatBasis":"none","firstYearFree":null,"feeCondition":null,"minSalary":35000,"minSalaryNote":null,"monthlyRate":1,"monthlyRateRange":null,"apr":null,"monthlyFee":null,"fxFee":2.6,"rewards":[{"type":"points","headline":"0.5 reward points per QAR 1 on retail purchases","detail":null,"cap":null}],"benefits":["Up to 56 days interest-free credit on purchases","Up to two free additional cards","6 free visits per calendar year to 25 selected airport lounges (LoungeKey)","Free SMS alerts","Minimum payment 5%"],"tags":["rewards","travel"],"productUrl":"https://www.hsbc.com.qa/credit-cards/products/visa-platinum/","kfsUrl":null,"sources":["https://www.hsbc.com.qa/credit-cards/products/visa-platinum/","https://www.hsbc.com.qa/help/charges-and-fees/"],"notes":[],"verifiedOn":"2026-09-27"},{"id":"nbk-diners-club","country":"kw","bank":"nbk","name":"Diners Club Credit Card","nameAr":"بطاقة Diners Club الائتمانية","network":null,"tier":null,"islamic":false,"fee":40,"feeInclVat":40,"vatBasis":"none","firstYearFree":true,"feeCondition":null,"minSalary":1500,"minSalaryNote":null,"monthlyRate":null,"monthlyRateRange":null,"apr":12,"monthlyFee":null,"fxFee":2.75,"rewards":[{"type":"other","headline":"No card-specific earn rate published on product page","detail":null,"cap":null}],"benefits":["Access to 1,900+ airport lounges worldwide","NBK FlexiPay 12-month 0% installments"],"tags":["travel"],"productUrl":"https://www.nbk.com/kuwait/personal/cards/credit-cards/diners-club-credit-card.html","kfsUrl":"https://www.nbk.com/dam/jcr:f4005a8c-aa45-4ab4-ac9d-4f68079f49fb/KIS_Diners_Club_CreditCard.pdf","sources":["https://www.nbk.com/dam/jcr:f4005a8c-aa45-4ab4-ac9d-4f68079f49fb/KIS_Diners_Club_CreditCard.pdf","https://www.nbk.com/kuwait/personal/cards/credit-cards.html","https://www.nbk.com/kuwait/personal/cards/credit-cards/diners-club-credit-card.html"],"notes":[{"en":"The bank prices this card at 0.5% a month plus an annual rate linked to the Central Bank of Kuwait discount rate, so there is no single figure to compare.","ar":"يسعّر البنك هذه البطاقة بنسبة 0.5% شهرياً إضافة إلى معدل سنوي مرتبط بسعر الخصم لدى بنك الكويت المركزي، لذلك لا يوجد رقم واحد للمقارنة."}],"verifiedOn":"2026-09-27"},{"id":"nbk-miles-world-mastercard","country":"kw","bank":"nbk","name":"Miles Credit Card","nameAr":"بطاقة مايلز الائتمانية","network":"Mastercard","tier":"World","islamic":false,"fee":75,"feeInclVat":75,"vatBasis":"none","firstYearFree":false,"feeCondition":null,"minSalary":600,"minSalaryNote":null,"monthlyRate":null,"monthlyRateRange":null,"apr":12,"monthlyFee":null,"fxFee":2.75,"rewards":[{"type":"miles","headline":"5 NBK Miles Points per KD 1 abroad, 3 locally","detail":"10,000 NBK Miles Points welcome bonus after first purchase","cap":null}],"benefits":["Free travel insurance up to USD 500,000 with airline ticket purchases","Airport security fast track","Mastercard Priceless offers","NBK Rewards Program"],"tags":["miles","travel"],"productUrl":"https://www.nbk.com/kuwait/personal/cards/credit-cards/miles-credit-card.html","kfsUrl":"https://www.nbk.com/dam/jcr:e0b26ef0-e3ba-470b-b3a3-143134aa2dd7/KIS_Miles_World_Mastercard_CreditCard.pdf","sources":["https://www.nbk.com/dam/jcr:e0b26ef0-e3ba-470b-b3a3-143134aa2dd7/KIS_Miles_World_Mastercard_CreditCard.pdf","https://www.nbk.com/kuwait/personal/cards/credit-cards.html","https://www.nbk.com/kuwait/personal/cards/credit-cards/miles-credit-card.html"],"notes":[{"en":"The bank prices this card at 0.5% a month plus an annual rate linked to the Central Bank of Kuwait discount rate, so there is no single figure to compare.","ar":"يسعّر البنك هذه البطاقة بنسبة 0.5% شهرياً إضافة إلى معدل سنوي مرتبط بسعر الخصم لدى بنك الكويت المركزي، لذلك لا يوجد رقم واحد للمقارنة."}],"verifiedOn":"2026-09-27"},{"id":"nbk-kwt-visa-infinite","country":"kw","bank":"nbk","name":"NBK KWT Visa Infinite Credit Card","nameAr":"بطاقة KWT Visa Infinite الوطني الائتمانية","network":"Visa","tier":"Infinite","islamic":false,"fee":125,"feeInclVat":125,"vatBasis":"none","firstYearFree":false,"feeCondition":"fee waiver is subject to KD 10,000 spend within 12 months of card issuance","minSalary":1000,"minSalaryNote":null,"monthlyRate":null,"monthlyRateRange":null,"apr":12,"monthlyFee":null,"fxFee":2.75,"rewards":[{"type":"cashback","headline":"Up to 10% back in NBK KWT Points (1 point = KD 1), choose Spends Tier or Merchant Category option","detail":"Spends Tier: 5% international in-store, 4% digital payments, 3% all other purchases. Merchant Category: 10% telecom, 7% restaurants, 5% fitness & beauty and gas stations, 3% clothing, grocery, education, jewelry","cap":"100 NBK KWT Points per month on select categories"}],"benefits":["Global Blue Lounge services","yQ meet & assist","Visa Luxury Hotel Collection","NBK Rewards Program"],"tags":["cashback","premium","rewards"],"productUrl":"https://www.nbk.com/kuwait/personal/cards/credit-cards/kwt-visa-infinite-credit-card.html","kfsUrl":"https://www.nbk.com/dam/jcr:b2f8dd84-042f-44e7-911f-73f8d47426be/KIS_KWT_Visa_Infinite_CreditCard.pdf","sources":["https://www.nbk.com/dam/jcr:b2f8dd84-042f-44e7-911f-73f8d47426be/KIS_KWT_Visa_Infinite_CreditCard.pdf","https://www.nbk.com/kuwait/personal/cards/credit-cards.html","https://www.nbk.com/kuwait/personal/cards/credit-cards/kwt-visa-infinite-credit-card.html"],"notes":[{"en":"The bank prices this card at 0.5% a month plus an annual rate linked to the Central Bank of Kuwait discount rate, so there is no single figure to compare.","ar":"يسعّر البنك هذه البطاقة بنسبة 0.5% شهرياً إضافة إلى معدل سنوي مرتبط بسعر الخصم لدى بنك الكويت المركزي، لذلك لا يوجد رقم واحد للمقارنة."}],"verifiedOn":"2026-09-27"},{"id":"nbk-aura-world-mastercard","country":"kw","bank":"nbk","name":"NBK-Aura World Mastercard Credit Card","nameAr":"بطاقة World Mastercard الوطني-أورا الائتمانية","network":"Mastercard","tier":"World","islamic":false,"fee":75,"feeInclVat":75,"vatBasis":"none","firstYearFree":true,"feeCondition":null,"minSalary":null,"minSalaryNote":null,"monthlyRate":null,"monthlyRateRange":null,"apr":12,"monthlyFee":null,"fxFee":2.75,"rewards":[{"type":"points","headline":"Up to 8% back in Aura points at Aura outlets; 4% at The Avenues; 1% everywhere else","detail":null,"cap":null}],"benefits":["NBK Rewards Program","Mastercard Priceless offers","NBK FlexiPay 12-month 0% installments","Trip.com and Booking.com travel offers"],"tags":["co-brand","rewards","shopping"],"productUrl":"https://www.nbk.com/kuwait/personal/cards/credit-cards/nbk-aura-world-mastercard.html","kfsUrl":"https://www.nbk.com/dam/jcr:fcd5e48f-ecf4-4e01-ae5a-9ad28e0f49e4/KIS_Aura_CreditCard.pdf","sources":["https://www.nbk.com/dam/jcr:fcd5e48f-ecf4-4e01-ae5a-9ad28e0f49e4/KIS_Aura_CreditCard.pdf","https://www.nbk.com/kuwait/personal/cards/credit-cards.html","https://www.nbk.com/kuwait/personal/cards/credit-cards/nbk-aura-world-mastercard.html"],"notes":[{"en":"The bank prices this card at 0.5% a month plus an annual rate linked to the Central Bank of Kuwait discount rate, so there is no single figure to compare.","ar":"يسعّر البنك هذه البطاقة بنسبة 0.5% شهرياً إضافة إلى معدل سنوي مرتبط بسعر الخصم لدى بنك الكويت المركزي، لذلك لا يوجد رقم واحد للمقارنة."}],"verifiedOn":"2026-09-27"},{"id":"nbk-harrods-visa-infinite","country":"kw","bank":"nbk","name":"NBK-Harrods Visa Infinite Credit Card","nameAr":"بطاقة Visa Infinite الوطني-هارودز الائتمانية","network":"Visa","tier":"Infinite","islamic":false,"fee":125,"feeInclVat":125,"vatBasis":"none","firstYearFree":false,"feeCondition":null,"minSalary":null,"minSalaryNote":null,"monthlyRate":null,"monthlyRateRange":null,"apr":12,"monthlyFee":null,"fxFee":2.75,"rewards":[{"type":"points","headline":"7 Harrods Points per KD 1 at Harrods Knightsbridge, 5 international, 2 local","detail":"10,000 Harrods Points sign-up bonus on activation with first transaction; 10,000 annual bonus when spending KD 10,000 at Harrods","cap":null}],"benefits":["Automatic upgrade to Black Tier in Harrods Rewards","Annual GBP 100 dining credit at Harrods Knightsbridge restaurants","Unlimited complimentary airport lounge visits worldwide (Visa Airport Companion)","Travel insurance, extended warranty, purchase protection","50% off VOX Cinemas Kuwait tickets"],"tags":["co-brand","premium","rewards","shopping"],"productUrl":"https://www.nbk.com/kuwait/personal/cards/credit-cards/nbk-harrods-visa-infinite-credit-card.html","kfsUrl":"https://www.nbk.com/dam/jcr:bacf5175-36c1-4d97-8f14-5c82d26f2ada/KIS_Harrods_CreditCard.pdf","sources":["https://www.nbk.com/dam/jcr:bacf5175-36c1-4d97-8f14-5c82d26f2ada/KIS_Harrods_CreditCard.pdf","https://www.nbk.com/kuwait/personal/cards/credit-cards.html","https://www.nbk.com/kuwait/personal/cards/credit-cards/nbk-harrods-visa-infinite-credit-card.html"],"notes":[{"en":"The bank prices this card at 0.5% a month plus an annual rate linked to the Central Bank of Kuwait discount rate, so there is no single figure to compare.","ar":"يسعّر البنك هذه البطاقة بنسبة 0.5% شهرياً إضافة إلى معدل سنوي مرتبط بسعر الخصم لدى بنك الكويت المركزي، لذلك لا يوجد رقم واحد للمقارنة."}],"verifiedOn":"2026-09-27"},{"id":"nbk-kpc-visa-infinite","country":"kw","bank":"nbk","name":"NBK-KPC Visa Infinite Credit Card","nameAr":"بطاقة Visa Infinite الوطني-مؤسسة البترول الكويتية الائتمانية","network":"Visa","tier":"Infinite","islamic":false,"fee":100,"feeInclVat":100,"vatBasis":"none","firstYearFree":true,"feeCondition":"First year free for KPC employees and its subsidiaries","minSalary":1000,"minSalaryNote":null,"monthlyRate":null,"monthlyRateRange":null,"apr":12,"monthlyFee":null,"fxFee":2.75,"rewards":[{"type":"miles","headline":"5 NBK Miles Points per KD 1 internationally, 3 locally","detail":"Up to 20% in NBK Rewards Points at partner outlets","cap":null}],"benefits":["Unlimited complimentary airport lounge visits worldwide (Visa Airport Companion)","Global Blue Lounge","yQ meet & assist","Travel insurance, extended warranty, purchase protection"],"tags":["co-brand","miles","premium","travel"],"productUrl":"https://www.nbk.com/kuwait/personal/cards/credit-cards/kpc-visa-infinite-credit-card.html","kfsUrl":"https://www.nbk.com/dam/jcr:d7596ee6-6534-4745-8dd9-72e2f6b4c9ee/KIS_KPC_Visa_Infinite_CreditCard.pdf","sources":["https://www.nbk.com/dam/jcr:d7596ee6-6534-4745-8dd9-72e2f6b4c9ee/KIS_KPC_Visa_Infinite_CreditCard.pdf","https://www.nbk.com/kuwait/personal/cards/credit-cards.html","https://www.nbk.com/kuwait/personal/cards/credit-cards/kpc-visa-infinite-credit-card.html"],"notes":[{"en":"The bank prices this card at 0.5% a month plus an annual rate linked to the Central Bank of Kuwait discount rate, so there is no single figure to compare.","ar":"يسعّر البنك هذه البطاقة بنسبة 0.5% شهرياً إضافة إلى معدل سنوي مرتبط بسعر الخصم لدى بنك الكويت المركزي، لذلك لا يوجد رقم واحد للمقارنة."}],"verifiedOn":"2026-09-27"},{"id":"nbk-kuwait-airways-visa-infinite","country":"kw","bank":"nbk","name":"NBK-Kuwait Airways (Oasis Club) Visa Infinite Credit Card","nameAr":"بطاقة Visa Infinite الوطني-الخطوط الجوية الكويتية (نادي الواحة) الائتمانية","network":"Visa","tier":"Infinite","islamic":false,"fee":125,"feeInclVat":125,"vatBasis":"none","firstYearFree":false,"feeCondition":null,"minSalary":3000,"minSalaryNote":null,"monthlyRate":null,"monthlyRateRange":null,"apr":12,"monthlyFee":null,"fxFee":2.75,"rewards":[{"type":"miles","headline":"4 Oasis Club Miles per KD 1 overseas, 3 locally","detail":"10,000 welcome miles when spending KD 2,000 in first 3 months; 2 miles per USD 1 on Booking.com","cap":null}],"benefits":["Unlimited complimentary airport lounge visits worldwide (Visa Airport Companion)","Travel insurance, extended warranty, purchase protection","yQ meet & assist","Visa Luxury Hotel Collection"],"tags":["co-brand","miles","premium","travel"],"productUrl":"https://www.nbk.com/kuwait/personal/cards/credit-cards/NBK-Kuwait-Airways--Oasis-Club--Visa-Infinite-Credit-Card.html","kfsUrl":"https://www.nbk.com/dam/jcr:bc5c9e53-c75b-4e7f-a07f-3257b2532fdd/KIS_KU_Visa_Infinite_CreditCard.pdf","sources":["https://www.nbk.com/dam/jcr:bc5c9e53-c75b-4e7f-a07f-3257b2532fdd/KIS_KU_Visa_Infinite_CreditCard.pdf","https://www.nbk.com/kuwait/personal/cards/credit-cards.html","https://www.nbk.com/kuwait/personal/cards/credit-cards/NBK-Kuwait-Airways--Oasis-Club--Visa-Infinite-Credit-Card.html"],"notes":[{"en":"The bank prices this card at 0.5% a month plus an annual rate linked to the Central Bank of Kuwait discount rate, so there is no single figure to compare.","ar":"يسعّر البنك هذه البطاقة بنسبة 0.5% شهرياً إضافة إلى معدل سنوي مرتبط بسعر الخصم لدى بنك الكويت المركزي، لذلك لا يوجد رقم واحد للمقارنة."}],"verifiedOn":"2026-09-27"},{"id":"nbk-kuwait-airways-visa-signature","country":"kw","bank":"nbk","name":"NBK-Kuwait Airways (Oasis Club) Visa Signature Credit Card","nameAr":"بطاقة Visa Signature الوطني-الخطوط الجوية الكويتية (نادي الواحة) الائتمانية","network":"Visa","tier":"Signature","islamic":false,"fee":75,"feeInclVat":75,"vatBasis":"none","firstYearFree":false,"feeCondition":null,"minSalary":600,"minSalaryNote":null,"monthlyRate":null,"monthlyRateRange":null,"apr":12,"monthlyFee":null,"fxFee":null,"rewards":[{"type":"miles","headline":"4 Oasis Club Miles per KD 1 overseas, 3 locally","detail":"5,000 additional miles when spending KD 1,000 in first 3 months; 2 miles per USD 1 on Booking.com","cap":null}],"benefits":["12 complimentary airport lounge visits per year (Visa Airport Companion)","Travel insurance, extended warranty, purchase protection","Up to 20% off yQ meet & assist"],"tags":["co-brand","miles","travel"],"productUrl":"https://www.nbk.com/kuwait/personal/cards/credit-cards/NBK-Kuwait-Airways--Oasis-Club--Visa-Signature-Credit-Card.html","kfsUrl":null,"sources":["https://www.nbk.com/kuwait/personal/cards/credit-cards.html","https://www.nbk.com/kuwait/personal/cards/credit-cards/NBK-Kuwait-Airways--Oasis-Club--Visa-Signature-Credit-Card.html"],"notes":[],"verifiedOn":"2026-09-27"},{"id":"nbk-platinum-mastercard","country":"kw","bank":"nbk","name":"Platinum Mastercard Credit Card","nameAr":"بطاقة Platinum Mastercard الائتمانية","network":"Mastercard","tier":"Platinum","islamic":false,"fee":60,"feeInclVat":60,"vatBasis":"none","firstYearFree":true,"feeCondition":null,"minSalary":400,"minSalaryNote":null,"monthlyRate":null,"monthlyRateRange":null,"apr":12,"monthlyFee":null,"fxFee":2.75,"rewards":[{"type":"other","headline":"NBK Rewards Program partner discounts; no card-specific earn rate published","detail":null,"cap":null}],"benefits":["NBK FlexiPay 12-month 0% installments","Purchase protection up to USD 5,000 per year","Mastercard Priceless offers"],"tags":["rewards"],"productUrl":"https://www.nbk.com/kuwait/personal/cards/credit-cards/platinum-mastercard-credit-card.html","kfsUrl":"https://www.nbk.com/dam/jcr:a3ffa015-2b8f-4828-919f-d9dbbd690dd9/KIS_Platinum_Mastercard_CreditCard.pdf","sources":["https://www.nbk.com/dam/jcr:a3ffa015-2b8f-4828-919f-d9dbbd690dd9/KIS_Platinum_Mastercard_CreditCard.pdf","https://www.nbk.com/kuwait/personal/cards/credit-cards.html","https://www.nbk.com/kuwait/personal/cards/credit-cards/platinum-mastercard-credit-card.html"],"notes":[{"en":"The bank prices this card at 0.5% a month plus an annual rate linked to the Central Bank of Kuwait discount rate, so there is no single figure to compare.","ar":"يسعّر البنك هذه البطاقة بنسبة 0.5% شهرياً إضافة إلى معدل سنوي مرتبط بسعر الخصم لدى بنك الكويت المركزي، لذلك لا يوجد رقم واحد للمقارنة."}],"verifiedOn":"2026-09-27"},{"id":"nbk-visa-infinite","country":"kw","bank":"nbk","name":"Visa Infinite Credit Card","nameAr":"بطاقة Visa Infinite الائتمانية","network":"Visa","tier":"Infinite","islamic":false,"fee":125,"feeInclVat":125,"vatBasis":"none","firstYearFree":true,"feeCondition":null,"minSalary":3000,"minSalaryNote":null,"monthlyRate":null,"monthlyRateRange":null,"apr":12,"monthlyFee":null,"fxFee":2.75,"rewards":[{"type":"miles","headline":"5 NBK Miles Points per KD 1 internationally, 3 locally","detail":null,"cap":null}],"benefits":["Unlimited complimentary airport lounge visits worldwide (Visa Airport Companion)","Global Blue Lounges","Up to 25% off Jumeirah Hotels","Travel insurance and extended warranty"],"tags":["miles","premium","travel"],"productUrl":"https://www.nbk.com/kuwait/personal/cards/credit-cards/visa-infinite-credit-card.html","kfsUrl":"https://www.nbk.com/dam/jcr:c1a653eb-ff72-4b7a-9569-b8fee941326d/KIS_Visa_Infinite_CreditCard.pdf","sources":["https://www.nbk.com/dam/jcr:c1a653eb-ff72-4b7a-9569-b8fee941326d/KIS_Visa_Infinite_CreditCard.pdf","https://www.nbk.com/kuwait/personal/cards/credit-cards.html","https://www.nbk.com/kuwait/personal/cards/credit-cards/visa-infinite-credit-card.html"],"notes":[{"en":"The bank prices this card at 0.5% a month plus an annual rate linked to the Central Bank of Kuwait discount rate, so there is no single figure to compare.","ar":"يسعّر البنك هذه البطاقة بنسبة 0.5% شهرياً إضافة إلى معدل سنوي مرتبط بسعر الخصم لدى بنك الكويت المركزي، لذلك لا يوجد رقم واحد للمقارنة."}],"verifiedOn":"2026-09-27"},{"id":"nbk-visa-platinum","country":"kw","bank":"nbk","name":"Visa Platinum Credit Card","nameAr":"بطاقة Visa Platinum الائتمانية","network":"Visa","tier":"Platinum","islamic":false,"fee":60,"feeInclVat":60,"vatBasis":"none","firstYearFree":true,"feeCondition":null,"minSalary":250,"minSalaryNote":null,"monthlyRate":null,"monthlyRateRange":null,"apr":12,"monthlyFee":null,"fxFee":2.75,"rewards":[{"type":"other","headline":"NBK Rewards Program partner discounts; no card-specific earn rate published","detail":null,"cap":null}],"benefits":["6 complimentary lounge visits per year (Visa Airport Companion)","NBK FlexiPay 12-month 0% installments","Purchase protection up to USD 20,000 per year","Extended warranty up to USD 6,000 per year"],"tags":["rewards"],"productUrl":"https://www.nbk.com/kuwait/personal/cards/credit-cards/visa-platinum-credit-card.html","kfsUrl":"https://www.nbk.com/dam/jcr:c19874c7-df85-4ef6-a164-6767cbec6ab6/KIS_Visa_Platinum_CreditCard.pdf","sources":["https://www.nbk.com/dam/jcr:c19874c7-df85-4ef6-a164-6767cbec6ab6/KIS_Visa_Platinum_CreditCard.pdf","https://www.nbk.com/kuwait/personal/cards/credit-cards.html","https://www.nbk.com/kuwait/personal/cards/credit-cards/visa-platinum-credit-card.html"],"notes":[{"en":"The bank prices this card at 0.5% a month plus an annual rate linked to the Central Bank of Kuwait discount rate, so there is no single figure to compare.","ar":"يسعّر البنك هذه البطاقة بنسبة 0.5% شهرياً إضافة إلى معدل سنوي مرتبط بسعر الخصم لدى بنك الكويت المركزي، لذلك لا يوجد رقم واحد للمقارنة."}],"verifiedOn":"2026-09-27"},{"id":"nbk-visa-platinum-0-interest","country":"kw","bank":"nbk","name":"Visa Platinum Credit Card 0% Interest","nameAr":"بطاقة Visa Platinum الائتمانية 0% فوائد","network":"Visa","tier":"Platinum","islamic":false,"fee":null,"feeInclVat":null,"vatBasis":"none","firstYearFree":null,"feeCondition":null,"minSalary":250,"minSalaryNote":null,"monthlyRate":null,"monthlyRateRange":null,"apr":null,"monthlyFee":null,"fxFee":null,"rewards":[{"type":"other","headline":"0% interest on purchases for a flat KD 25 quarterly fee","detail":"NBK Rewards Program partner discounts","cap":null}],"benefits":["0% interest on purchases all year round","6 complimentary lounge visits per year (Visa Airport Companion)","NBK Rewards Program"],"tags":["rewards"],"productUrl":"https://www.nbk.com/kuwait/personal/cards/credit-cards/visa-platinum-credit-card-0-interest.html","kfsUrl":null,"sources":["https://www.nbk.com/dam/jcr:d8db3193-6fef-485b-b864-375a0ccc0dcc/Terms%20and%20Conditions%20NBK%20Visa%20Platinum%20Credit%20Card-0%20interest.pdf","https://www.nbk.com/kuwait/personal/cards/credit-cards/visa-platinum-credit-card-0-interest.html"],"notes":[],"verifiedOn":"2026-09-27"},{"id":"nbk-visa-signature","country":"kw","bank":"nbk","name":"Visa Signature Credit Card","nameAr":"بطاقة Visa Signature الائتمانية","network":"Visa","tier":"Signature","islamic":false,"fee":75,"feeInclVat":75,"vatBasis":"none","firstYearFree":true,"feeCondition":"Get an annual fee waived when you spend a minimum of KD 7,500 per year using your primary card","minSalary":1500,"minSalaryNote":null,"monthlyRate":null,"monthlyRateRange":null,"apr":12,"monthlyFee":null,"fxFee":2.75,"rewards":[{"type":"miles","headline":"Up to 5 NBK Miles Points per KD 1","detail":null,"cap":null}],"benefits":["12 complimentary airport lounge visits per year (Visa Airport Companion)","Travel insurance, extended warranty, purchase protection"],"tags":["miles","travel"],"productUrl":"https://www.nbk.com/kuwait/personal/cards/credit-cards/visa-signature-credit-card.html","kfsUrl":"https://www.nbk.com/dam/jcr:93e36e58-1489-4c64-819b-5e965dcc972d/KIS_Visa_Signature_CreditCard.pdf","sources":["https://www.nbk.com/dam/jcr:93e36e58-1489-4c64-819b-5e965dcc972d/KIS_Visa_Signature_CreditCard.pdf","https://www.nbk.com/kuwait/personal/cards/credit-cards.html","https://www.nbk.com/kuwait/personal/cards/credit-cards/visa-signature-credit-card.html"],"notes":[{"en":"The bank prices this card at 0.5% a month plus an annual rate linked to the Central Bank of Kuwait discount rate, so there is no single figure to compare.","ar":"يسعّر البنك هذه البطاقة بنسبة 0.5% شهرياً إضافة إلى معدل سنوي مرتبط بسعر الخصم لدى بنك الكويت المركزي، لذلك لا يوجد رقم واحد للمقارنة."}],"verifiedOn":"2026-09-27"},{"id":"nbk-world-mastercard","country":"kw","bank":"nbk","name":"World Mastercard Credit Card","nameAr":"بطاقة World Mastercard الائتمانية","network":"Mastercard","tier":"World","islamic":false,"fee":75,"feeInclVat":75,"vatBasis":"none","firstYearFree":true,"feeCondition":"Annual fee is waived from the second year onwards when you spend KD 5,500 annually with your primary card","minSalary":1500,"minSalaryNote":null,"monthlyRate":null,"monthlyRateRange":null,"apr":12,"monthlyFee":null,"fxFee":2.75,"rewards":[{"type":"other","headline":"NBK Rewards Program partner discounts; no card-specific earn rate published","detail":null,"cap":null}],"benefits":["Travel insurance up to USD 500,000 with airline ticket purchases","2 complimentary Careem airport rides per year","Partner discounts (Booking.com, FARFETCH, Hertz, talabat)"],"tags":["rewards","travel"],"productUrl":"https://www.nbk.com/kuwait/personal/cards/credit-cards/world-mastercard-credit-card.html","kfsUrl":"https://www.nbk.com/dam/jcr:c198ce41-a6b8-4900-9a33-128735d0b1b5/kpi-world-mastercard-credit-card.pdf","sources":["https://www.nbk.com/dam/jcr:c198ce41-a6b8-4900-9a33-128735d0b1b5/kpi-world-mastercard-credit-card.pdf","https://www.nbk.com/kuwait/personal/cards/credit-cards.html","https://www.nbk.com/kuwait/personal/cards/credit-cards/world-mastercard-credit-card.html"],"notes":[{"en":"The bank prices this card at 0.5% a month plus an annual rate linked to the Central Bank of Kuwait discount rate, so there is no single figure to compare.","ar":"يسعّر البنك هذه البطاقة بنسبة 0.5% شهرياً إضافة إلى معدل سنوي مرتبط بسعر الخصم لدى بنك الكويت المركزي، لذلك لا يوجد رقم واحد للمقارنة."}],"verifiedOn":"2026-09-27"},{"id":"kfh-al-tayseer-classic","country":"kw","bank":"kfh","name":"\"Al-Tayseer\" Classic Package","nameAr":"مجموعة التيسير الكلاسيكية","network":null,"tier":"Classic","islamic":true,"fee":50,"feeInclVat":50,"vatBasis":"none","firstYearFree":null,"feeCondition":null,"minSalary":null,"minSalaryNote":null,"monthlyRate":null,"monthlyRateRange":null,"apr":null,"monthlyFee":null,"fxFee":2.5,"rewards":[{"type":"points","headline":"KFH Rewards Green (5 points per KD 1)","detail":"Points valid 2 years","cap":null}],"benefits":["Combined credit limit KD 200 to KD 500 for two cards","Repaid over 12 months or 8.33% (min KD 20)","Free e-statement"],"tags":["islamic","rewards"],"productUrl":"https://www.kfh.com/en/home/Personal/Cards/credit-cards/al-tayseer-classic--package.html","kfsUrl":null,"sources":["https://www.kfh.com/en/dam/jcr:facb4a64-c65f-47d7-affc-f5e019acfda4/KFH_Tariff_List_Poster_En_10-08-2026.pdf","https://www.kfh.com/en/home/Personal/Cards/credit-cards/al-tayseer-classic--package.html","https://www.kfh.com/en/home/Private-Banking/Cards/baitak-rewards.html"],"notes":[{"en":"The bank's own documents give different figures for this card's annual fee. We show the figure on the bank's most recent official page. Check with the bank before you apply.","ar":"تذكر مستندات البنك نفسه أرقاماً مختلفة لـالرسوم السنوية لهذه البطاقة. نعرض الرقم الوارد في أحدث صفحة رسمية للبنك. تحقق من البنك قبل التقديم."}],"verifiedOn":"2026-09-27"},{"id":"kfh-al-tayseer-diamond","country":"kw","bank":"kfh","name":"\"Al-Tayseer\" Diamond Package","nameAr":"مجموعة التيسير الماسية","network":null,"tier":null,"islamic":true,"fee":400,"feeInclVat":400,"vatBasis":"none","firstYearFree":null,"feeCondition":null,"minSalary":null,"minSalaryNote":null,"monthlyRate":null,"monthlyRateRange":null,"apr":null,"monthlyFee":null,"fxFee":2.5,"rewards":[{"type":"points","headline":"KFH Rewards Silver (10 points per KD 1)","detail":"Points valid 2 years","cap":null}],"benefits":["Priority Pass lounge access for two persons","Family travel insurance up to KD 50,000","Combined credit limit KD 3,000 to KD 5,000 for two cards","Repaid over 12 monthly instalments (min KD 70 or 8.33%)"],"tags":["islamic","premium","rewards"],"productUrl":"https://www.kfh.com/en/home/Personal/Cards/credit-cards/al-tayseer-diamond-package.html","kfsUrl":null,"sources":["https://www.kfh.com/en/dam/jcr:facb4a64-c65f-47d7-affc-f5e019acfda4/KFH_Tariff_List_Poster_En_10-08-2026.pdf","https://www.kfh.com/en/home/Personal/Cards/credit-cards/al-tayseer-diamond-package.html","https://www.kfh.com/en/home/Private-Banking/Cards/baitak-rewards.html"],"notes":[{"en":"The bank's own documents give different figures for this card's annual fee. We show the figure on the bank's most recent official page. Check with the bank before you apply.","ar":"تذكر مستندات البنك نفسه أرقاماً مختلفة لـالرسوم السنوية لهذه البطاقة. نعرض الرقم الوارد في أحدث صفحة رسمية للبنك. تحقق من البنك قبل التقديم."}],"verifiedOn":"2026-09-27"},{"id":"kfh-al-tayseer-gold","country":"kw","bank":"kfh","name":"\"Al-Tayseer\" Gold Package","nameAr":"مجموعة التيسير الذهبية","network":null,"tier":"Gold","islamic":true,"fee":80,"feeInclVat":80,"vatBasis":"none","firstYearFree":null,"feeCondition":null,"minSalary":null,"minSalaryNote":null,"monthlyRate":null,"monthlyRateRange":null,"apr":null,"monthlyFee":null,"fxFee":2.5,"rewards":[{"type":"points","headline":"KFH Rewards Green (5 points per KD 1)","detail":"Points valid 2 years","cap":null}],"benefits":["Combined credit limit KD 550 to KD 800 for two cards","Repaid over 12 monthly instalments (min KD 50 or 8.33%)"],"tags":["islamic","rewards"],"productUrl":"https://www.kfh.com/en/home/Personal/Cards/credit-cards/al-tayseer-gold--package.html","kfsUrl":null,"sources":["https://www.kfh.com/en/dam/jcr:facb4a64-c65f-47d7-affc-f5e019acfda4/KFH_Tariff_List_Poster_En_10-08-2026.pdf","https://www.kfh.com/en/home/Personal/Cards/credit-cards/al-tayseer-gold--package.html","https://www.kfh.com/en/home/Private-Banking/Cards/baitak-rewards.html"],"notes":[{"en":"The bank's own documents give different figures for this card's annual fee. We show the figure on the bank's most recent official page. Check with the bank before you apply.","ar":"تذكر مستندات البنك نفسه أرقاماً مختلفة لـالرسوم السنوية لهذه البطاقة. نعرض الرقم الوارد في أحدث صفحة رسمية للبنك. تحقق من البنك قبل التقديم."}],"verifiedOn":"2026-09-27"},{"id":"kfh-al-tayseer-platinum-premium","country":"kw","bank":"kfh","name":"\"Al-Tayseer\" Platinum Premium","nameAr":"مجموعة التيسير البلاتينية بريميوم","network":null,"tier":"Platinum","islamic":true,"fee":200,"feeInclVat":200,"vatBasis":"none","firstYearFree":null,"feeCondition":null,"minSalary":null,"minSalaryNote":null,"monthlyRate":null,"monthlyRateRange":null,"apr":null,"monthlyFee":null,"fxFee":2.5,"rewards":[{"type":"points","headline":"KFH Rewards Silver (10 points per KD 1)","detail":"Points valid 2 years","cap":null}],"benefits":["Priority Pass lounge access for two persons / Mastercard Travel Pass","Combined credit limit KD 1,250 to KD 2,400 for two cards","Repaid over 12 monthly instalments (min KD 70 or 8.33%)"],"tags":["islamic","rewards"],"productUrl":"https://www.kfh.com/en/home/Personal/Cards/credit-cards/al-tayseer-platinum-premiun-package.html","kfsUrl":null,"sources":["https://www.kfh.com/en/dam/jcr:facb4a64-c65f-47d7-affc-f5e019acfda4/KFH_Tariff_List_Poster_En_10-08-2026.pdf","https://www.kfh.com/en/home/Personal/Cards/credit-cards/al-tayseer-platinum-premiun-package.html","https://www.kfh.com/en/home/Private-Banking/Cards/baitak-rewards.html"],"notes":[{"en":"The bank's own documents give different figures for this card's annual fee. We show the figure on the bank's most recent official page. Check with the bank before you apply.","ar":"تذكر مستندات البنك نفسه أرقاماً مختلفة لـالرسوم السنوية لهذه البطاقة. نعرض الرقم الوارد في أحدث صفحة رسمية للبنك. تحقق من البنك قبل التقديم."}],"verifiedOn":"2026-09-27"},{"id":"kfh-al-tayseer-platinum-standard","country":"kw","bank":"kfh","name":"\"Al-Tayseer\" Platinum Standard","nameAr":"مجموعة التيسير البلاتينية ستاندرد","network":null,"tier":"Platinum","islamic":true,"fee":120,"feeInclVat":120,"vatBasis":"none","firstYearFree":null,"feeCondition":null,"minSalary":null,"minSalaryNote":null,"monthlyRate":null,"monthlyRateRange":null,"apr":null,"monthlyFee":null,"fxFee":2.5,"rewards":[{"type":"points","headline":"KFH Rewards Green (5 points per KD 1)","detail":"Points valid 2 years","cap":null}],"benefits":["Lounge access via Visa Airport Companion / Mastercard Travel Pass","Combined credit limit KD 850 to KD 1,200 for two cards","Repaid over 12 monthly instalments (min KD 70 or 8.33%)"],"tags":["islamic","rewards"],"productUrl":"https://www.kfh.com/en/home/Personal/Cards/credit-cards/al-tayseer-platinum-package.html","kfsUrl":null,"sources":["https://www.kfh.com/en/dam/jcr:facb4a64-c65f-47d7-affc-f5e019acfda4/KFH_Tariff_List_Poster_En_10-08-2026.pdf","https://www.kfh.com/en/home/Personal/Cards/credit-cards/al-tayseer-platinum-package.html","https://www.kfh.com/en/home/Private-Banking/Cards/baitak-rewards.html"],"notes":[{"en":"The bank's own documents give different figures for this card's annual fee. We show the figure on the bank's most recent official page. Check with the bank before you apply.","ar":"تذكر مستندات البنك نفسه أرقاماً مختلفة لـالرسوم السنوية لهذه البطاقة. نعرض الرقم الوارد في أحدث صفحة رسمية للبنك. تحقق من البنك قبل التقديم."}],"verifiedOn":"2026-09-27"},{"id":"kfh-oasis-club-mastercard-world","country":"kw","bank":"kfh","name":"\"Oasis Club\" Mastercard World","nameAr":"بطاقة نادي الواحة ماستركارد وورلد","network":"Mastercard","tier":"World","islamic":true,"fee":150,"feeInclVat":150,"vatBasis":"none","firstYearFree":null,"feeCondition":null,"minSalary":1000,"minSalaryNote":null,"monthlyRate":null,"monthlyRateRange":null,"apr":null,"monthlyFee":null,"fxFee":2.5,"rewards":[{"type":"miles","headline":"3 Oasis Club miles per KD 1 domestic, 4 per KD 1 international","detail":"10,000 miles upon card activation; miles redeemable with Kuwait Airways","cap":null}],"benefits":["Mastercard Travel Pass lounge access","Travel inconvenience and travel medical insurance","Hertz, Avis, Rentalcars.com, Marriott Bonvoy, Hotels.com, Booking.com offers","Credit limit KD 1,000 to KD 20,000"],"tags":["co-brand","islamic","miles","travel"],"productUrl":"https://www.kfh.com/en/home/Personal/Cards/Mastercard-World-and-Elite/Oasis-Club-Mastercard-World.html","kfsUrl":null,"sources":["https://www.kfh.com/en/dam/jcr:facb4a64-c65f-47d7-affc-f5e019acfda4/KFH_Tariff_List_Poster_En_10-08-2026.pdf","https://www.kfh.com/en/home/Personal/Cards/Mastercard-World-and-Elite/Oasis-Club-Mastercard-World.html"],"notes":[{"en":"The bank's own documents give different figures for this card's annual fee. We show the figure on the bank's most recent official page. Check with the bank before you apply.","ar":"تذكر مستندات البنك نفسه أرقاماً مختلفة لـالرسوم السنوية لهذه البطاقة. نعرض الرقم الوارد في أحدث صفحة رسمية للبنك. تحقق من البنك قبل التقديم."}],"verifiedOn":"2026-09-27"},{"id":"kfh-visa-platinum-select","country":"kw","bank":"kfh","name":"Visa Platinum Select","nameAr":"بطاقة فيزا البلاتينية Select الائتمانية","network":"Visa","tier":"Platinum","islamic":true,"fee":25,"feeInclVat":25,"vatBasis":"none","firstYearFree":null,"feeCondition":null,"minSalary":null,"minSalaryNote":null,"monthlyRate":null,"monthlyRateRange":null,"apr":null,"monthlyFee":null,"fxFee":2.5,"rewards":[{"type":"points","headline":"10 KFH Rewards points per KD 1 (Silver tier)","detail":"Points valid 2 years","cap":null}],"benefits":["Unlimited airport lounge access via Visa Airport Companion (requires USD 1 international transaction every 3 months)","Visa purchase protection and extended warranty","Credit limit KD 400 to KD 1,499","No interest on total due amounts"],"tags":["islamic","rewards"],"productUrl":"https://www.kfh.com/en/home/Personal/Cards/credit-cards/Visa_Platinum_Select.html","kfsUrl":null,"sources":["https://www.kfh.com/en/dam/jcr:facb4a64-c65f-47d7-affc-f5e019acfda4/KFH_Tariff_List_Poster_En_10-08-2026.pdf","https://www.kfh.com/en/home/Personal/Cards/credit-cards/Visa_Platinum_Select.html","https://www.kfh.com/en/home/Private-Banking/Cards/baitak-rewards.html"],"notes":[{"en":"The bank's own documents give different figures for this card's annual fee. We show the figure on the bank's most recent official page. Check with the bank before you apply.","ar":"تذكر مستندات البنك نفسه أرقاماً مختلفة لـالرسوم السنوية لهذه البطاقة. نعرض الرقم الوارد في أحدث صفحة رسمية للبنك. تحقق من البنك قبل التقديم."}],"verifiedOn":"2026-09-27"},{"id":"kfh-visa-signature","country":"kw","bank":"kfh","name":"Visa Signature Credit Card","nameAr":"بطاقة فيزا Signature الائتمانية","network":"Visa","tier":"Signature","islamic":true,"fee":150,"feeInclVat":150,"vatBasis":"none","firstYearFree":null,"feeCondition":null,"minSalary":null,"minSalaryNote":null,"monthlyRate":null,"monthlyRateRange":null,"apr":null,"monthlyFee":null,"fxFee":2.5,"rewards":[{"type":"cashback","headline":"Up to 6% cashback (tiered by monthly spend)","detail":"Local: 1.5% (KD 1-1,000), 2.5% (1,001-3,000), 6% (3,001-4,000), 1.5% above 4,000; international: 1.5%, 3.5%, 6%, 1.5%. Earned as KFH points (15 points per KD 1, Black tier); minimum 20,000 points (KD 20) to convert to cashback","cap":"KD 1,500 maximum cashback redemption per calendar year"}],"benefits":["Unlimited access to 1,200+ airport lounges (requires USD 1 international transaction every 3 months)","Multi-trip travel insurance up to USD 500,000","Visa Global Concierge 24/7","Points valid 2 years"],"tags":["cashback","islamic","premium","travel"],"productUrl":"https://www.kfh.com/en/home/Personal/Cards/credit-cards/Visa-Signature.html","kfsUrl":null,"sources":["https://www.kfh.com/en/dam/jcr:facb4a64-c65f-47d7-affc-f5e019acfda4/KFH_Tariff_List_Poster_En_10-08-2026.pdf","https://www.kfh.com/en/home/Personal/Cards/credit-cards/Visa-Signature.html","https://www.kfh.com/en/home/Private-Banking/Cards/baitak-rewards.html"],"notes":[{"en":"The bank's own documents give different figures for this card's annual fee. We show the figure on the bank's most recent official page. Check with the bank before you apply.","ar":"تذكر مستندات البنك نفسه أرقاماً مختلفة لـالرسوم السنوية لهذه البطاقة. نعرض الرقم الوارد في أحدث صفحة رسمية للبنك. تحقق من البنك قبل التقديم."}],"verifiedOn":"2026-09-27"},{"id":"kfh-visa-mastercard-diamond","country":"kw","bank":"kfh","name":"Visa/MasterCard Diamond Card","nameAr":"بطاقة \"فيزا/ماستركارد\" الماسية","network":null,"tier":null,"islamic":true,"fee":200,"feeInclVat":200,"vatBasis":"none","firstYearFree":null,"feeCondition":null,"minSalary":null,"minSalaryNote":null,"monthlyRate":null,"monthlyRateRange":null,"apr":null,"monthlyFee":null,"fxFee":2.5,"rewards":[{"type":"points","headline":"10 KFH Rewards points per KD 1 (Silver tier)","detail":"Points valid 2 years; redeem for e-vouchers or transfer","cap":null}],"benefits":["Priority Pass lounge access for two persons","Family travel insurance up to KD 50,000","90-day purchase insurance against theft and damage","Credit limit KD 5,000 to KD 20,000","No extra charges on due amounts"],"tags":["islamic","premium","rewards"],"productUrl":"https://www.kfh.com/en/home/Personal/Cards/credit-cards/VISA---Master-Diamond-Card.html","kfsUrl":null,"sources":["https://www.kfh.com/en/dam/jcr:facb4a64-c65f-47d7-affc-f5e019acfda4/KFH_Tariff_List_Poster_En_10-08-2026.pdf","https://www.kfh.com/en/home/Personal/Cards/credit-cards/VISA---Master-Diamond-Card.html","https://www.kfh.com/en/home/Private-Banking/Cards/baitak-rewards.html"],"notes":[{"en":"The bank's own documents give different figures for this card's annual fee. We show the figure on the bank's most recent official page. Check with the bank before you apply.","ar":"تذكر مستندات البنك نفسه أرقاماً مختلفة لـالرسوم السنوية لهذه البطاقة. نعرض الرقم الوارد في أحدث صفحة رسمية للبنك. تحقق من البنك قبل التقديم."}],"verifiedOn":"2026-09-27"},{"id":"kfh-visa-mastercard-platinum","country":"kw","bank":"kfh","name":"Visa/MasterCard Platinum Card","nameAr":"بطاقة فيزا و ماستركارد البلاتينية","network":null,"tier":"Platinum","islamic":true,"fee":100,"feeInclVat":100,"vatBasis":"none","firstYearFree":null,"feeCondition":null,"minSalary":null,"minSalaryNote":null,"monthlyRate":null,"monthlyRateRange":null,"apr":null,"monthlyFee":null,"fxFee":2.5,"rewards":[{"type":"points","headline":"10 KFH Rewards points per KD 1 (Silver tier)","detail":"Points valid 2 years","cap":null}],"benefits":["Priority Pass lounge access for two persons","Insurance against theft and accidental damage","Warranty extension doubling warranty duration","Credit limit KD 3,000 to KD 10,000"],"tags":["islamic","rewards","travel"],"productUrl":"https://www.kfh.com/en/home/Personal/Cards/credit-cards/VISA---Master-Platinum-Card.html","kfsUrl":null,"sources":["https://www.kfh.com/en/dam/jcr:facb4a64-c65f-47d7-affc-f5e019acfda4/KFH_Tariff_List_Poster_En_10-08-2026.pdf","https://www.kfh.com/en/home/Personal/Cards/credit-cards/VISA---Master-Platinum-Card.html","https://www.kfh.com/en/home/Private-Banking/Cards/baitak-rewards.html"],"notes":[{"en":"The bank's own documents give different figures for this card's annual fee. We show the figure on the bank's most recent official page. Check with the bank before you apply.","ar":"تذكر مستندات البنك نفسه أرقاماً مختلفة لـالرسوم السنوية لهذه البطاقة. نعرض الرقم الوارد في أحدث صفحة رسمية للبنك. تحقق من البنك قبل التقديم."}],"verifiedOn":"2026-09-27"},{"id":"gulf-bank-mastercard-platinum","country":"kw","bank":"gulf-bank","name":"Mastercard Platinum","nameAr":"ماستركارد بلاتينوم","network":"Mastercard","tier":"Platinum","islamic":false,"fee":50,"feeInclVat":50,"vatBasis":"none","firstYearFree":null,"feeCondition":null,"minSalary":300,"minSalaryNote":null,"monthlyRate":null,"monthlyRateRange":null,"apr":null,"monthlyFee":null,"fxFee":3,"rewards":[{"type":"points","headline":"Gulf Points: 3 points per KD 1 internationally, 2 locally","detail":null,"cap":null}],"benefits":["6 annual complimentary accesses to 1,300+ airport lounges","Complimentary travel insurance on tickets (minimum value KD 75)","Gulf Dining: instant discounts up to 37% at 430+ restaurants in Kuwait","Gulf Promotions: instant discounts up to 70% at 140+ retail outlets","Easy Pay: 12 months at 0% interest with no processing fees at participating merchants"],"tags":["rewards"],"productUrl":"https://www.e-gulfbank.com/en/personal/cards/credit-cards/mastercard-platinum/","kfsUrl":null,"sources":["https://www.e-gulfbank.com/en/personal/cards/credit-cards/mastercard-platinum/","https://www.e-gulfbank.com/en/personal/cards/know-more/fees-and-charges/cc-fees-and-charges/"],"notes":[{"en":"The bank prices this card at 0.5% a month plus an annual rate linked to the Central Bank of Kuwait discount rate, so there is no single figure to compare.","ar":"يسعّر البنك هذه البطاقة بنسبة 0.5% شهرياً إضافة إلى معدل سنوي مرتبط بسعر الخصم لدى بنك الكويت المركزي، لذلك لا يوجد رقم واحد للمقارنة."}],"verifiedOn":"2026-09-27"},{"id":"gulf-bank-mastercard-rose-gold","country":"kw","bank":"gulf-bank","name":"Mastercard Rose Gold","nameAr":"ماستركارد روز غولد","network":"Mastercard","tier":null,"islamic":false,"fee":50,"feeInclVat":50,"vatBasis":"none","firstYearFree":null,"feeCondition":"FREE for life, upon spending KD 2,500 annually","minSalary":300,"minSalaryNote":null,"monthlyRate":null,"monthlyRateRange":null,"apr":null,"monthlyFee":null,"fxFee":3,"rewards":[{"type":"points","headline":"Gulf Points: 20 points per KD 1 at spas/salons/gyms, 7 dining, 5 international online, 2 other","detail":null,"cap":null}],"benefits":["Designed for women","Complimentary travel insurance on tickets","Gulf Dining: instant discounts up to 37% at 430+ restaurants in Kuwait","Gulf Promotions: instant discounts up to 70% at 140+ retail outlets","Easy Pay: 12 months at 0% interest with no processing fees at participating merchants"],"tags":["rewards","shopping"],"productUrl":"https://www.e-gulfbank.com/en/personal/cards/credit-cards/mastercard-rose-gold/","kfsUrl":null,"sources":["https://www.e-gulfbank.com/en/personal/cards/credit-cards/mastercard-rose-gold/","https://www.e-gulfbank.com/en/personal/cards/know-more/fees-and-charges/cc-fees-and-charges/"],"notes":[{"en":"The bank prices this card at 0.5% a month plus an annual rate linked to the Central Bank of Kuwait discount rate, so there is no single figure to compare.","ar":"يسعّر البنك هذه البطاقة بنسبة 0.5% شهرياً إضافة إلى معدل سنوي مرتبط بسعر الخصم لدى بنك الكويت المركزي، لذلك لا يوجد رقم واحد للمقارنة."}],"verifiedOn":"2026-09-27"},{"id":"gulf-bank-mastercard-titanium","country":"kw","bank":"gulf-bank","name":"Mastercard Titanium","nameAr":"ماستركارد تيتانيوم","network":"Mastercard","tier":"Titanium","islamic":false,"fee":30,"feeInclVat":30,"vatBasis":"none","firstYearFree":null,"feeCondition":null,"minSalary":300,"minSalaryNote":null,"monthlyRate":null,"monthlyRateRange":null,"apr":null,"monthlyFee":null,"fxFee":3,"rewards":[{"type":"points","headline":"Gulf Points: 3 points per KD 1 internationally, 2 locally","detail":null,"cap":null}],"benefits":["Complimentary travel insurance on tickets (minimum value KD 75)","Gulf Dining: instant discounts up to 37% at 430+ restaurants in Kuwait","Gulf Promotions: instant discounts up to 70% at 140+ retail outlets","Easy Pay: 12 months at 0% interest with no processing fees at participating merchants"],"tags":["rewards"],"productUrl":"https://www.e-gulfbank.com/en/personal/cards/credit-cards/mastercard-titanium/","kfsUrl":null,"sources":["https://www.e-gulfbank.com/en/personal/cards/credit-cards/mastercard-titanium/","https://www.e-gulfbank.com/en/personal/cards/know-more/fees-and-charges/cc-fees-and-charges/"],"notes":[{"en":"The bank prices this card at 0.5% a month plus an annual rate linked to the Central Bank of Kuwait discount rate, so there is no single figure to compare.","ar":"يسعّر البنك هذه البطاقة بنسبة 0.5% شهرياً إضافة إلى معدل سنوي مرتبط بسعر الخصم لدى بنك الكويت المركزي، لذلك لا يوجد رقم واحد للمقارنة."}],"verifiedOn":"2026-09-27"},{"id":"gulf-bank-mastercard-world","country":"kw","bank":"gulf-bank","name":"Mastercard World","nameAr":"ماستركارد وورلد","network":"Mastercard","tier":"World","islamic":false,"fee":150,"feeInclVat":150,"vatBasis":"none","firstYearFree":null,"feeCondition":null,"minSalary":300,"minSalaryNote":null,"monthlyRate":null,"monthlyRateRange":null,"apr":null,"monthlyFee":null,"fxFee":3,"rewards":[{"type":"points","headline":"Gulf Points: 5 points per KD 1 internationally, 3 locally","detail":null,"cap":null}],"benefits":["12 annual complimentary accesses to 1,300+ airport lounges","Travel insurance up to USD 500,000 when buying air tickets with the card","Purchase protection up to USD 20,000 over 12 months","Gulf Dining: instant discounts up to 37% at 430+ restaurants in Kuwait","Gulf Promotions: instant discounts up to 70% at 140+ retail outlets","Easy Pay: 12 months at 0% interest with no processing fees at participating merchants"],"tags":["premium","rewards","travel"],"productUrl":"https://www.e-gulfbank.com/en/personal/cards/credit-cards/mastercard-world/","kfsUrl":null,"sources":["https://www.e-gulfbank.com/en/personal/cards/credit-cards/mastercard-world/","https://www.e-gulfbank.com/en/personal/cards/know-more/fees-and-charges/cc-fees-and-charges/"],"notes":[{"en":"The bank prices this card at 0.5% a month plus an annual rate linked to the Central Bank of Kuwait discount rate, so there is no single figure to compare.","ar":"يسعّر البنك هذه البطاقة بنسبة 0.5% شهرياً إضافة إلى معدل سنوي مرتبط بسعر الخصم لدى بنك الكويت المركزي، لذلك لا يوجد رقم واحد للمقارنة."}],"verifiedOn":"2026-09-27"},{"id":"gulf-bank-visa-infinite","country":"kw","bank":"gulf-bank","name":"Visa Infinite","nameAr":"فيزا إنفينت","network":"Visa","tier":"Infinite","islamic":false,"fee":100,"feeInclVat":100,"vatBasis":"none","firstYearFree":null,"feeCondition":null,"minSalary":300,"minSalaryNote":null,"monthlyRate":null,"monthlyRateRange":null,"apr":null,"monthlyFee":null,"fxFee":3,"rewards":[{"type":"points","headline":"Gulf Points: 5 points per KD 1 internationally, 3 locally","detail":"Redeem for flights, hotels, e-vouchers or cashback","cap":null}],"benefits":["Unlimited complimentary access to 1,300+ airport lounges","Complimentary travel insurance up to USD 2.5 million when buying air tickets with the card","Fraud protection up to USD 5,000 per year","Gulf Dining: instant discounts up to 37% at 430+ restaurants in Kuwait","Gulf Promotions: instant discounts up to 70% at 140+ retail outlets","Easy Pay: 12 months at 0% interest with no processing fees at participating merchants"],"tags":["premium","rewards","travel"],"productUrl":"https://www.e-gulfbank.com/en/personal/cards/credit-cards/visa-infinite/","kfsUrl":null,"sources":["https://www.e-gulfbank.com/en/personal/cards/credit-cards/visa-infinite/","https://www.e-gulfbank.com/en/personal/cards/know-more/fees-and-charges/cc-fees-and-charges/"],"notes":[{"en":"The bank prices this card at 0.5% a month plus an annual rate linked to the Central Bank of Kuwait discount rate, so there is no single figure to compare.","ar":"يسعّر البنك هذه البطاقة بنسبة 0.5% شهرياً إضافة إلى معدل سنوي مرتبط بسعر الخصم لدى بنك الكويت المركزي، لذلك لا يوجد رقم واحد للمقارنة."}],"verifiedOn":"2026-09-27"},{"id":"gulf-bank-visa-platinum","country":"kw","bank":"gulf-bank","name":"Visa Platinum","nameAr":"فيزا بلاتينوم","network":"Visa","tier":"Platinum","islamic":false,"fee":50,"feeInclVat":50,"vatBasis":"none","firstYearFree":null,"feeCondition":null,"minSalary":300,"minSalaryNote":null,"monthlyRate":null,"monthlyRateRange":null,"apr":null,"monthlyFee":null,"fxFee":3,"rewards":[{"type":"points","headline":"Gulf Points: 3 points per KD 1 internationally, 2 locally","detail":null,"cap":null}],"benefits":["6 annual complimentary accesses to 1,300+ airport lounges (Visa Airport Companion)","Complimentary travel insurance on tickets (minimum value KD 75)","Purchase protection up to USD 20,000 per year","Gulf Dining: instant discounts up to 37% at 430+ restaurants in Kuwait","Gulf Promotions: instant discounts up to 70% at 140+ retail outlets","Easy Pay: 12 months at 0% interest with no processing fees at participating merchants"],"tags":["rewards"],"productUrl":"https://www.e-gulfbank.com/en/personal/cards/credit-cards/visa-platinum/","kfsUrl":null,"sources":["https://www.e-gulfbank.com/en/personal/cards/credit-cards/visa-platinum/","https://www.e-gulfbank.com/en/personal/cards/know-more/fees-and-charges/cc-fees-and-charges/"],"notes":[{"en":"The bank prices this card at 0.5% a month plus an annual rate linked to the Central Bank of Kuwait discount rate, so there is no single figure to compare.","ar":"يسعّر البنك هذه البطاقة بنسبة 0.5% شهرياً إضافة إلى معدل سنوي مرتبط بسعر الخصم لدى بنك الكويت المركزي، لذلك لا يوجد رقم واحد للمقارنة."}],"verifiedOn":"2026-09-27"},{"id":"gulf-bank-visa-signature","country":"kw","bank":"gulf-bank","name":"Visa Signature","nameAr":"فيزا سيغنتشر","network":"Visa","tier":"Signature","islamic":false,"fee":60,"feeInclVat":60,"vatBasis":"none","firstYearFree":null,"feeCondition":null,"minSalary":300,"minSalaryNote":null,"monthlyRate":null,"monthlyRateRange":null,"apr":null,"monthlyFee":null,"fxFee":3,"rewards":[{"type":"points","headline":"Gulf Points: 4 points per KD 1 internationally, 2 locally","detail":null,"cap":null}],"benefits":["12 annual complimentary accesses to 1,300+ airport lounges (Visa Airport Companion)","Travel insurance up to USD 500,000 when buying air tickets with the card","Gulf Dining: instant discounts up to 37% at 430+ restaurants in Kuwait","Gulf Promotions: instant discounts up to 70% at 140+ retail outlets","Easy Pay: 12 months at 0% interest with no processing fees at participating merchants"],"tags":["rewards","travel"],"productUrl":"https://www.e-gulfbank.com/en/personal/cards/credit-cards/visa-signature/","kfsUrl":null,"sources":["https://www.e-gulfbank.com/en/personal/cards/credit-cards/visa-signature/","https://www.e-gulfbank.com/en/personal/cards/know-more/fees-and-charges/cc-fees-and-charges/"],"notes":[{"en":"The bank prices this card at 0.5% a month plus an annual rate linked to the Central Bank of Kuwait discount rate, so there is no single figure to compare.","ar":"يسعّر البنك هذه البطاقة بنسبة 0.5% شهرياً إضافة إلى معدل سنوي مرتبط بسعر الخصم لدى بنك الكويت المركزي، لذلك لا يوجد رقم واحد للمقارنة."}],"verifiedOn":"2026-09-27"},{"id":"burgan-cashback-mastercard-platinum","country":"kw","bank":"burgan","name":"CashBack Mastercard Platinum","nameAr":"كاش باك ماستركارد بلاتينيوم","network":"Mastercard","tier":"Platinum","islamic":false,"fee":100,"feeInclVat":100,"vatBasis":"none","firstYearFree":null,"feeCondition":null,"minSalary":null,"minSalaryNote":null,"monthlyRate":null,"monthlyRateRange":null,"apr":null,"monthlyFee":null,"fxFee":2.5,"rewards":[{"type":"cashback","headline":"5% cashback on eligible spend up to KD 1,000/month, 10% above KD 1,000","detail":"Same eligible categories as CashBack World. Minimum eligible monthly spend KD 100","cap":"Max monthly cap: KD 150"}],"benefits":["6 complimentary airport lounge visits per year","Offers and discounts on travel, hotels, car rental and lifestyle"],"tags":["cashback"],"productUrl":"https://burgan.com/en/cards/credit-card-details/8/","kfsUrl":"https://burgan.com/en/documents/250/BBCustomerProtectionBISCBMCPlatinumEn.pdf","sources":["https://burgan.com/en/cards/credit-card-details/8/","https://burgan.com/en/documents/250/BBCustomerProtectionBISCBMCPlatinumEn.pdf","https://burgan.com/media/documents/T-13000-Tariff_List-August_2026-1080x1920-050826_DKC8Egj.pdf"],"notes":[{"en":"The bank prices this card at 0.5% a month plus an annual rate linked to the Central Bank of Kuwait discount rate, so there is no single figure to compare.","ar":"يسعّر البنك هذه البطاقة بنسبة 0.5% شهرياً إضافة إلى معدل سنوي مرتبط بسعر الخصم لدى بنك الكويت المركزي، لذلك لا يوجد رقم واحد للمقارنة."}],"verifiedOn":"2026-09-27"},{"id":"burgan-cashback-mastercard-world","country":"kw","bank":"burgan","name":"CashBack Mastercard World","nameAr":"كاش باك ماستركارد وورلد","network":"Mastercard","tier":"World","islamic":false,"fee":150,"feeInclVat":150,"vatBasis":"none","firstYearFree":null,"feeCondition":null,"minSalary":null,"minSalaryNote":null,"monthlyRate":null,"monthlyRateRange":null,"apr":null,"monthlyFee":null,"fxFee":2.5,"rewards":[{"type":"cashback","headline":"5% cashback on eligible spend up to KD 1,000/month, 15% above KD 1,000","detail":"Eligible: dining, cafes, health, beauty, utilities, subscriptions (in-store and online); apparel, department stores, electronics (online only). Minimum eligible monthly spend KD 100","cap":"KD 500 per month"}],"benefits":["12 complimentary airport lounge visits per year","Offers and discounts on travel, hotels, car rental and lifestyle"],"tags":["cashback","premium"],"productUrl":"https://burgan.com/en/cards/credit-card-details/1/","kfsUrl":"https://burgan.com/en/documents/311/CustomerProtectionBISCBMCWorldE.pdf","sources":["https://burgan.com/en/cards/credit-card-details/1/","https://burgan.com/en/documents/311/CustomerProtectionBISCBMCWorldE.pdf","https://burgan.com/media/documents/T-13000-Tariff_List-August_2026-1080x1920-050826_DKC8Egj.pdf"],"notes":[{"en":"The bank prices this card at 0.5% a month plus an annual rate linked to the Central Bank of Kuwait discount rate, so there is no single figure to compare.","ar":"يسعّر البنك هذه البطاقة بنسبة 0.5% شهرياً إضافة إلى معدل سنوي مرتبط بسعر الخصم لدى بنك الكويت المركزي، لذلك لا يوجد رقم واحد للمقارنة."}],"verifiedOn":"2026-09-27"},{"id":"burgan-mastercard-titanium","country":"kw","bank":"burgan","name":"Mastercard Titanium","nameAr":"ماستركارد تيتانيوم","network":"Mastercard","tier":"Titanium","islamic":false,"fee":80,"feeInclVat":80,"vatBasis":"none","firstYearFree":null,"feeCondition":null,"minSalary":null,"minSalaryNote":null,"monthlyRate":null,"monthlyRateRange":null,"apr":null,"monthlyFee":null,"fxFee":2.5,"rewards":[{"type":"points","headline":"Burgan Rewards: 4 points per KD 1 internationally, 2 locally and in Europe","detail":null,"cap":null}],"benefits":["Flight Delay Pass: lounge access when flight delayed 1 hour or more","Offers and discounts on travel, hotels, car rental and lifestyle"],"tags":["rewards"],"productUrl":"https://burgan.com/en/cards/credit-card-details/4/","kfsUrl":"https://burgan.com/en/documents/295/CustomerProtectionBISMCTitaniumE.pdf","sources":["https://burgan.com/en/cards/credit-card-details/4/","https://burgan.com/en/documents/295/CustomerProtectionBISMCTitaniumE.pdf","https://burgan.com/media/documents/T-13000-Tariff_List-August_2026-1080x1920-050826_DKC8Egj.pdf"],"notes":[{"en":"The bank prices this card at 0.5% a month plus an annual rate linked to the Central Bank of Kuwait discount rate, so there is no single figure to compare.","ar":"يسعّر البنك هذه البطاقة بنسبة 0.5% شهرياً إضافة إلى معدل سنوي مرتبط بسعر الخصم لدى بنك الكويت المركزي، لذلك لا يوجد رقم واحد للمقارنة."}],"verifiedOn":"2026-09-27"},{"id":"burgan-mastercard-world-elite","country":"kw","bank":"burgan","name":"Mastercard World Elite","nameAr":"ماستركارد وورلد إيليت","network":"Mastercard","tier":"World Elite","islamic":false,"fee":175,"feeInclVat":175,"vatBasis":"none","firstYearFree":null,"feeCondition":null,"minSalary":null,"minSalaryNote":null,"monthlyRate":null,"monthlyRateRange":null,"apr":null,"monthlyFee":null,"fxFee":2.5,"rewards":[{"type":"points","headline":"Burgan Rewards: 14 points per KD 1 internationally, 7 locally and in Europe","detail":"20,000 welcome points","cap":null}],"benefits":["Unlimited airport lounge visits","Concierge (Aspire Lifestyles)","Travel protection and insurance"],"tags":["premium","rewards","travel"],"productUrl":"https://burgan.com/en/cards/credit-card-details/9/","kfsUrl":"https://burgan.com/en/documents/290/Customer_ProtectionBISMCWorldEliteE.pdf","sources":["https://burgan.com/en/cards/credit-card-details/9/","https://burgan.com/en/documents/290/Customer_ProtectionBISMCWorldEliteE.pdf","https://burgan.com/media/documents/T-13000-Tariff_List-August_2026-1080x1920-050826_DKC8Egj.pdf"],"notes":[{"en":"The bank prices this card at 0.5% a month plus an annual rate linked to the Central Bank of Kuwait discount rate, so there is no single figure to compare.","ar":"يسعّر البنك هذه البطاقة بنسبة 0.5% شهرياً إضافة إلى معدل سنوي مرتبط بسعر الخصم لدى بنك الكويت المركزي، لذلك لا يوجد رقم واحد للمقارنة."}],"verifiedOn":"2026-09-27"},{"id":"burgan-qatar-airways-visa-infinite","country":"kw","bank":"burgan","name":"Qatar Airways Visa Infinite","nameAr":"الخطوط الجوية القطرية فيزا اينفينيت","network":"Visa","tier":"Infinite","islamic":false,"fee":150,"feeInclVat":150,"vatBasis":"none","firstYearFree":null,"feeCondition":null,"minSalary":null,"minSalaryNote":null,"monthlyRate":null,"monthlyRateRange":null,"apr":null,"monthlyFee":null,"fxFee":2.5,"rewards":[{"type":"miles","headline":"Avios: 12 per KD 1 internationally, 7 in Europe, 6 locally","detail":"20,000 welcome Avios","cap":null}],"benefits":["Unlimited airport lounge visits for cardholder + 2 guest visits per year","Offers and discounts on travel, hotels, car rental and lifestyle"],"tags":["co-brand","miles","premium","travel"],"productUrl":"https://burgan.com/en/cards/credit-card-details/3/","kfsUrl":"https://burgan.com/en/documents/298/CustomerProtectionBISQAVisaInfiniteE.pdf","sources":["https://burgan.com/en/cards/credit-card-details/3/","https://burgan.com/en/documents/298/CustomerProtectionBISQAVisaInfiniteE.pdf","https://burgan.com/media/documents/T-13000-Tariff_List-August_2026-1080x1920-050826_DKC8Egj.pdf"],"notes":[{"en":"The bank prices this card at 0.5% a month plus an annual rate linked to the Central Bank of Kuwait discount rate, so there is no single figure to compare.","ar":"يسعّر البنك هذه البطاقة بنسبة 0.5% شهرياً إضافة إلى معدل سنوي مرتبط بسعر الخصم لدى بنك الكويت المركزي، لذلك لا يوجد رقم واحد للمقارنة."}],"verifiedOn":"2026-09-27"},{"id":"burgan-qatar-airways-visa-platinum","country":"kw","bank":"burgan","name":"Qatar Airways Visa Platinum","nameAr":"الخطوط الجوية القطرية فيزا بلاتينيوم","network":"Visa","tier":"Platinum","islamic":false,"fee":80,"feeInclVat":80,"vatBasis":"none","firstYearFree":null,"feeCondition":null,"minSalary":null,"minSalaryNote":null,"monthlyRate":null,"monthlyRateRange":null,"apr":null,"monthlyFee":null,"fxFee":2.5,"rewards":[{"type":"miles","headline":"Avios: 7 per KD 1 internationally, 5 in Europe, 4 locally","detail":"7,000 welcome Avios","cap":null}],"benefits":["6 complimentary airport lounge visits per year","Redeem Avios with Qatar Airways for flights, upgrades, extra luggage","Offers and discounts on travel, hotels, car rental and lifestyle"],"tags":["co-brand","miles","travel"],"productUrl":"https://burgan.com/en/cards/credit-card-details/2/","kfsUrl":"https://burgan.com/en/documents/300/CustomerProtectionBISQAVisaPlatinumE.pdf","sources":["https://burgan.com/en/cards/credit-card-details/2/","https://burgan.com/en/documents/300/CustomerProtectionBISQAVisaPlatinumE.pdf","https://burgan.com/media/documents/T-13000-Tariff_List-August_2026-1080x1920-050826_DKC8Egj.pdf"],"notes":[{"en":"The bank prices this card at 0.5% a month plus an annual rate linked to the Central Bank of Kuwait discount rate, so there is no single figure to compare.","ar":"يسعّر البنك هذه البطاقة بنسبة 0.5% شهرياً إضافة إلى معدل سنوي مرتبط بسعر الخصم لدى بنك الكويت المركزي، لذلك لا يوجد رقم واحد للمقارنة."}],"verifiedOn":"2026-09-27"},{"id":"burgan-visa-platinum","country":"kw","bank":"burgan","name":"Visa Platinum","nameAr":"فيزا بلاتينيوم","network":"Visa","tier":"Platinum","islamic":false,"fee":100,"feeInclVat":100,"vatBasis":"none","firstYearFree":null,"feeCondition":null,"minSalary":null,"minSalaryNote":null,"monthlyRate":null,"monthlyRateRange":null,"apr":null,"monthlyFee":null,"fxFee":2.5,"rewards":[{"type":"points","headline":"Burgan Rewards: 4 points per KD 1 internationally, 2 locally and in Europe","detail":null,"cap":null}],"benefits":["6 complimentary airport lounge visits per year","Offers and discounts on travel, hotels, car rental and lifestyle"],"tags":["rewards"],"productUrl":"https://burgan.com/en/cards/credit-card-details/5/","kfsUrl":"https://burgan.com/en/documents/306/CustomerProtectionBISVisaPlatinumE.pdf","sources":["https://burgan.com/en/cards/credit-card-details/5/","https://burgan.com/en/documents/306/CustomerProtectionBISVisaPlatinumE.pdf","https://burgan.com/media/documents/T-13000-Tariff_List-August_2026-1080x1920-050826_DKC8Egj.pdf"],"notes":[{"en":"The bank prices this card at 0.5% a month plus an annual rate linked to the Central Bank of Kuwait discount rate, so there is no single figure to compare.","ar":"يسعّر البنك هذه البطاقة بنسبة 0.5% شهرياً إضافة إلى معدل سنوي مرتبط بسعر الخصم لدى بنك الكويت المركزي، لذلك لا يوجد رقم واحد للمقارنة."}],"verifiedOn":"2026-09-27"},{"id":"burgan-visa-signature","country":"kw","bank":"burgan","name":"Visa Signature","nameAr":"فيزا سغنتشر","network":"Visa","tier":"Signature","islamic":false,"fee":100,"feeInclVat":100,"vatBasis":"none","firstYearFree":null,"feeCondition":null,"minSalary":null,"minSalaryNote":null,"monthlyRate":null,"monthlyRateRange":null,"apr":null,"monthlyFee":null,"fxFee":2.5,"rewards":[{"type":"points","headline":"Burgan Rewards: 4 points per KD 1 up to KD 10,000 spend, 6 points above","detail":"Points redeemable into cashback","cap":null}],"benefits":["12 complimentary airport lounge visits per year","24/7 concierge","Offers and discounts on travel, hotels, car rental and lifestyle"],"tags":["rewards","travel"],"productUrl":"https://burgan.com/en/cards/credit-card-details/6/","kfsUrl":"https://burgan.com/en/documents/308/CustomerProtectionBISVisaSignatureE.pdf","sources":["https://burgan.com/en/cards/credit-card-details/6/","https://burgan.com/en/documents/308/CustomerProtectionBISVisaSignatureE.pdf","https://burgan.com/media/documents/T-13000-Tariff_List-August_2026-1080x1920-050826_DKC8Egj.pdf"],"notes":[{"en":"The bank prices this card at 0.5% a month plus an annual rate linked to the Central Bank of Kuwait discount rate, so there is no single figure to compare.","ar":"يسعّر البنك هذه البطاقة بنسبة 0.5% شهرياً إضافة إلى معدل سنوي مرتبط بسعر الخصم لدى بنك الكويت المركزي، لذلك لا يوجد رقم واحد للمقارنة."}],"verifiedOn":"2026-09-27"},{"id":"boubyan-mastercard-platinum","country":"kw","bank":"boubyan","name":"Mastercard Platinum","nameAr":"ماستركارد 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Secure"],"tags":["islamic","rewards"],"productUrl":"https://www.bankboubyan.com/en/personal/cards/credit-cards/mastercard-platinum","kfsUrl":null,"sources":["https://boubyan.bankboubyan.com/media/filer_public/a6/b8/a6b8ee81-b3fc-4e85-9def-40cae147220f/cc_tcs_-_en_final_nov_29_20.pdf","https://www.bankboubyan.com/en/personal/cards/credit-cards/mastercard-platinum","https://www.bankboubyan.com/media/filer_public/4e/8b/4e8b2b7c-e3b5-47e3-b8fe-9be987583174/b_b_tarrif_list_eng_apr_26.pdf","https://www.bankboubyan.com/media/filer_public/87/67/87677380-bed2-4d37-9992-06fe8960136f/new_boubyan_rewards_tc_en-amended.pdf"],"notes":[],"verifiedOn":"2026-09-27"},{"id":"boubyan-mastercard-world-elite","country":"kw","bank":"boubyan","name":"Mastercard World Elite","nameAr":"ماستركارد وورلد إليت","network":"Mastercard","tier":"World Elite","islamic":true,"fee":250,"feeInclVat":250,"vatBasis":"none","firstYearFree":null,"feeCondition":null,"minSalary":null,"minSalaryNote":null,"monthlyRate":null,"monthlyRateRange":null,"apr":null,"monthlyFee":null,"fxFee":2.5,"rewards":[{"type":"points","headline":"Boubyan Rewards points on every spend","detail":"Redeem for flights, hotels, car rentals, gift cards","cap":"No monthly points cap (rewards T&C)"}],"benefits":["Unlimited access to 1,000+ lounges incl. guest","24/7 concierge","VIP benefits at 500+ luxury hotels","Travel, purchase and rental car insurance"],"tags":["islamic","premium","rewards","travel"],"productUrl":"https://www.bankboubyan.com/en/personal/cards/credit-cards/mastercard-world-elite-credit-card","kfsUrl":null,"sources":["https://boubyan.bankboubyan.com/media/filer_public/a6/b8/a6b8ee81-b3fc-4e85-9def-40cae147220f/cc_tcs_-_en_final_nov_29_20.pdf","https://www.bankboubyan.com/media/filer_public/4e/8b/4e8b2b7c-e3b5-47e3-b8fe-9be987583174/b_b_tarrif_list_eng_apr_26.pdf","https://www.bankboubyan.com/media/filer_public/87/67/87677380-bed2-4d37-9992-06fe8960136f/new_boubyan_rewards_tc_en-amended.pdf"],"notes":[],"verifiedOn":"2026-09-27"},{"id":"boubyan-oasis-club-mastercard-world","country":"kw","bank":"boubyan","name":"Oasis Club Mastercard World","nameAr":"نادي الواحة ماستركارد وورلد","network":"Mastercard","tier":"World","islamic":true,"fee":100,"feeInclVat":100,"vatBasis":"none","firstYearFree":null,"feeCondition":null,"minSalary":null,"minSalaryNote":null,"monthlyRate":null,"monthlyRateRange":null,"apr":null,"monthlyFee":null,"fxFee":2.5,"rewards":[{"type":"miles","headline":"3 Oasis Club miles per KD 1 local, 4 per KD 1 international","detail":"5,000 Tier Miles on activation; 5,000 welcome miles after KD 1,000 spend in first 3 months","cap":null}],"benefits":["Unlimited access to 1,000+ airport lounges","24/7 concierge","Up to 3 airport fast-track services"],"tags":["co-brand","islamic","miles","travel"],"productUrl":"https://www.bankboubyan.com/en/personal/cards/credit-cards/kuwait-airways-oasis-club-mastercard-world","kfsUrl":null,"sources":["https://boubyan.bankboubyan.com/media/filer_public/a6/b8/a6b8ee81-b3fc-4e85-9def-40cae147220f/cc_tcs_-_en_final_nov_29_20.pdf","https://www.bankboubyan.com/en/personal/cards/credit-cards/kuwait-airways-oasis-club-mastercard-world","https://www.bankboubyan.com/media/filer_public/4e/8b/4e8b2b7c-e3b5-47e3-b8fe-9be987583174/b_b_tarrif_list_eng_apr_26.pdf"],"notes":[],"verifiedOn":"2026-09-27"},{"id":"boubyan-oasis-club-visa-infinite","country":"kw","bank":"boubyan","name":"Oasis Club Visa Infinite","nameAr":"نادي الواحة فيزا إنفينيت","network":"Visa","tier":"Infinite","islamic":true,"fee":200,"feeInclVat":200,"vatBasis":"none","firstYearFree":null,"feeCondition":null,"minSalary":null,"minSalaryNote":null,"monthlyRate":null,"monthlyRateRange":null,"apr":null,"monthlyFee":null,"fxFee":2.5,"rewards":[{"type":"miles","headline":"3 Oasis Club miles per KD 1 local, 5 per KD 1 international","detail":"10,000 Tier Miles on activation; 15,000 welcome miles after KD 1,500 spend in first 3 months","cap":null}],"benefits":["1,000+ airport lounges for cardholder and one guest","24/7 concierge","VIP benefits at 500+ luxury hotels"],"tags":["co-brand","islamic","miles","premium","travel"],"productUrl":"https://www.bankboubyan.com/en/personal/cards/credit-cards/kuwait-airways-oasis-club-visa-infinite","kfsUrl":null,"sources":["https://boubyan.bankboubyan.com/media/filer_public/a6/b8/a6b8ee81-b3fc-4e85-9def-40cae147220f/cc_tcs_-_en_final_nov_29_20.pdf","https://www.bankboubyan.com/en/personal/cards/credit-cards/kuwait-airways-oasis-club-visa-infinite","https://www.bankboubyan.com/media/filer_public/4e/8b/4e8b2b7c-e3b5-47e3-b8fe-9be987583174/b_b_tarrif_list_eng_apr_26.pdf"],"notes":[],"verifiedOn":"2026-09-27"},{"id":"boubyan-premium-mastercard-world-elite","country":"kw","bank":"boubyan","name":"Premium Mastercard World Elite","nameAr":"بريميوم ماستركارد وورلد إليت","network":"Mastercard","tier":"World Elite","islamic":true,"fee":250,"feeInclVat":250,"vatBasis":"none","firstYearFree":true,"feeCondition":"First year free as welcome offer from Boubyan Premium Banking; regular fees apply after","minSalary":null,"minSalaryNote":null,"monthlyRate":null,"monthlyRateRange":null,"apr":null,"monthlyFee":null,"fxFee":2.5,"rewards":[{"type":"points","headline":"Boubyan Rewards points on every spend","detail":"Redeem for flights, hotels, car rentals, gift cards","cap":"No monthly points cap for World Elite (rewards T&C)"}],"benefits":["Unlimited access to 1,000+ lounges incl. guest","Two complimentary cards for family","Free valet twice a month at 40+ locations","Travel and purchase insurance"],"tags":["islamic","premium","rewards","travel"],"productUrl":"https://www.bankboubyan.com/en/personal/cards/credit-cards/mastercard-world-elite-premium-credit-card","kfsUrl":null,"sources":["https://boubyan.bankboubyan.com/media/filer_public/a6/b8/a6b8ee81-b3fc-4e85-9def-40cae147220f/cc_tcs_-_en_final_nov_29_20.pdf","https://www.bankboubyan.com/en/personal/cards/credit-cards/mastercard-world-elite-premium-credit-card","https://www.bankboubyan.com/media/filer_public/4e/8b/4e8b2b7c-e3b5-47e3-b8fe-9be987583174/b_b_tarrif_list_eng_apr_26.pdf","https://www.bankboubyan.com/media/filer_public/87/67/87677380-bed2-4d37-9992-06fe8960136f/new_boubyan_rewards_tc_en-amended.pdf"],"notes":[],"verifiedOn":"2026-09-27"},{"id":"boubyan-visa-infinite","country":"kw","bank":"boubyan","name":"Visa Infinite","nameAr":"فيزا إنفينيت","network":"Visa","tier":"Infinite","islamic":true,"fee":250,"feeInclVat":250,"vatBasis":"none","firstYearFree":null,"feeCondition":null,"minSalary":null,"minSalaryNote":null,"monthlyRate":null,"monthlyRateRange":null,"apr":null,"monthlyFee":null,"fxFee":2.5,"rewards":[{"type":"points","headline":"Boubyan Rewards up to 6% monthly, plus extra 1.5% unlimited points above KD 5,000 monthly spend","detail":"Choose cashback, hotel points or travel miles; points expire after 24 months","cap":"No monthly points cap for Visa Infinite"}],"benefits":["1,000+ lounges via Visa Airport Companion","Travel, medical, purchase protection and collision damage waiver","Social engineering and online shopping fraud insurance (up to USD 2,000/yr)"],"tags":["cashback","islamic","premium","rewards","travel"],"productUrl":"https://www.bankboubyan.com/en/personal/cards/credit-cards/visa-infinite-credit-card","kfsUrl":null,"sources":["https://boubyan.bankboubyan.com/media/filer_public/a6/b8/a6b8ee81-b3fc-4e85-9def-40cae147220f/cc_tcs_-_en_final_nov_29_20.pdf","https://www.bankboubyan.com/en/personal/cards/credit-cards/visa-infinite-credit-card","https://www.bankboubyan.com/media/filer_public/4e/8b/4e8b2b7c-e3b5-47e3-b8fe-9be987583174/b_b_tarrif_list_eng_apr_26.pdf","https://www.bankboubyan.com/media/filer_public/87/67/87677380-bed2-4d37-9992-06fe8960136f/new_boubyan_rewards_tc_en-amended.pdf"],"notes":[],"verifiedOn":"2026-09-27"},{"id":"boubyan-visa-platinum","country":"kw","bank":"boubyan","name":"Visa Platinum","nameAr":"فيزا بلاتينيوم","network":"Visa","tier":"Platinum","islamic":true,"fee":80,"feeInclVat":80,"vatBasis":"none","firstYearFree":true,"feeCondition":"No annual fee in first year when salary is transferred to Boubyan","minSalary":null,"minSalaryNote":null,"monthlyRate":null,"monthlyRateRange":null,"apr":null,"monthlyFee":null,"fxFee":2.5,"rewards":[{"type":"points","headline":"Boubyan Rewards (cashback, hotel points or travel miles)","detail":null,"cap":"200 points per month"}],"benefits":["Access to 1,000+ airport lounges","Purchase protection","Social engineering and online shopping insurance (up to USD 2,000/yr)"],"tags":["islamic","rewards"],"productUrl":"https://www.bankboubyan.com/en/personal/cards/credit-cards/visa-platinum","kfsUrl":null,"sources":["https://boubyan.bankboubyan.com/media/filer_public/a6/b8/a6b8ee81-b3fc-4e85-9def-40cae147220f/cc_tcs_-_en_final_nov_29_20.pdf","https://www.bankboubyan.com/en/personal/cards/credit-cards/visa-platinum","https://www.bankboubyan.com/media/filer_public/4e/8b/4e8b2b7c-e3b5-47e3-b8fe-9be987583174/b_b_tarrif_list_eng_apr_26.pdf","https://www.bankboubyan.com/media/filer_public/87/67/87677380-bed2-4d37-9992-06fe8960136f/new_boubyan_rewards_tc_en-amended.pdf"],"notes":[],"verifiedOn":"2026-09-27"},{"id":"boubyan-visa-signature","country":"kw","bank":"boubyan","name":"Visa Signature","nameAr":"فيزا سيغنتشر","network":"Visa","tier":"Signature","islamic":true,"fee":150,"feeInclVat":150,"vatBasis":"none","firstYearFree":true,"feeCondition":"No annual fee in first year when salary is transferred to Boubyan","minSalary":null,"minSalaryNote":null,"monthlyRate":null,"monthlyRateRange":null,"apr":null,"monthlyFee":null,"fxFee":2.5,"rewards":[{"type":"points","headline":"Boubyan Rewards (cashback, hotel points or travel miles)","detail":null,"cap":"300 points per month"}],"benefits":["Access to 1,000+ airport lounges","24/7 concierge","Travel, purchase protection, extended warranty, social engineering and online shopping fraud insurance"],"tags":["islamic","rewards","travel"],"productUrl":"https://www.bankboubyan.com/en/personal/cards/credit-cards/visa-signature","kfsUrl":null,"sources":["https://boubyan.bankboubyan.com/media/filer_public/a6/b8/a6b8ee81-b3fc-4e85-9def-40cae147220f/cc_tcs_-_en_final_nov_29_20.pdf","https://www.bankboubyan.com/en/personal/cards/credit-cards/visa-signature","https://www.bankboubyan.com/media/filer_public/4e/8b/4e8b2b7c-e3b5-47e3-b8fe-9be987583174/b_b_tarrif_list_eng_apr_26.pdf","https://www.bankboubyan.com/media/filer_public/87/67/87677380-bed2-4d37-9992-06fe8960136f/new_boubyan_rewards_tc_en-amended.pdf"],"notes":[],"verifiedOn":"2026-09-27"},{"id":"boubyan-world-mastercard","country":"kw","bank":"boubyan","name":"World Mastercard","nameAr":"وورلد ماستركارد","network":"Mastercard","tier":"World","islamic":true,"fee":150,"feeInclVat":150,"vatBasis":"none","firstYearFree":null,"feeCondition":null,"minSalary":null,"minSalaryNote":null,"monthlyRate":null,"monthlyRateRange":null,"apr":null,"monthlyFee":null,"fxFee":2.5,"rewards":[{"type":"points","headline":"Boubyan Rewards (cashback, hotel points or travel miles)","detail":null,"cap":"300 points per month"}],"benefits":["Unlimited access to 1,000+ airport lounges","Multi-trip travel insurance","Two free supplementary cards","24/7 concierge"],"tags":["islamic","rewards","travel"],"productUrl":"https://www.bankboubyan.com/en/personal/cards/credit-cards/world-mastercard","kfsUrl":null,"sources":["https://boubyan.bankboubyan.com/media/filer_public/a6/b8/a6b8ee81-b3fc-4e85-9def-40cae147220f/cc_tcs_-_en_final_nov_29_20.pdf","https://www.bankboubyan.com/media/filer_public/4e/8b/4e8b2b7c-e3b5-47e3-b8fe-9be987583174/b_b_tarrif_list_eng_apr_26.pdf","https://www.bankboubyan.com/media/filer_public/87/67/87677380-bed2-4d37-9992-06fe8960136f/new_boubyan_rewards_tc_en-amended.pdf"],"notes":[],"verifiedOn":"2026-09-27"},{"id":"cbk-platinum-mastercard","country":"kw","bank":"cbk","name":"Platinum MasterCard","nameAr":null,"network":"Mastercard","tier":"Platinum","islamic":false,"fee":70,"feeInclVat":70,"vatBasis":"none","firstYearFree":false,"feeCondition":null,"minSalary":null,"minSalaryNote":null,"monthlyRate":0.5,"monthlyRateRange":null,"apr":12,"monthlyFee":null,"fxFee":3,"rewards":[{"type":"points","headline":"Al-Tijari Rewards: 4 points per KD 1 internationally, 3 locally and in EU","detail":null,"cap":null}],"benefits":["Purchase protection","24/7 concierge","Trip inconvenience cover","MasterAssist Plus"],"tags":["rewards"],"productUrl":"https://www.cbk.com/Personal-Banking/Cards/Platinum","kfsUrl":null,"sources":["https://www.cbk.com/Personal-Banking/Cards/Mastercard-Fees-and-Limits","https://www.cbk.com/Personal-Banking/Cards/Platinum","https://www.cbk.com/media/357aa339-7736-456e-905c-8c51c3cdf516/jmpw-A/CBK%20Tariff%20-%20August%2026%20-%20WEB.pdf"],"notes":[{"en":"The bank's own documents give different figures for this card's foreign transaction fee. We show the figure on the bank's most recent official page. Check with the bank before you apply.","ar":"تذكر مستندات البنك نفسه أرقاماً مختلفة لـرسوم المعاملات الأجنبية لهذه البطاقة. نعرض الرقم الوارد في أحدث صفحة رسمية للبنك. تحقق من البنك قبل التقديم."}],"verifiedOn":"2026-09-27"},{"id":"cbk-visa-infinite","country":"kw","bank":"cbk","name":"Visa Infinite","nameAr":"بطاقة فيزا Infinite","network":"Visa","tier":"Infinite","islamic":false,"fee":100,"feeInclVat":100,"vatBasis":"none","firstYearFree":false,"feeCondition":null,"minSalary":null,"minSalaryNote":null,"monthlyRate":0.5,"monthlyRateRange":null,"apr":12,"monthlyFee":null,"fxFee":3,"rewards":[{"type":"points","headline":"Al-Tijari Rewards: 6 points per KD 1 internationally, 4 locally","detail":null,"cap":null}],"benefits":["24/7 concierge","Airport lounge access (requires 1 international transaction in prior 90 days)","Visa Luxury Hotel Collection","Travel insurance, purchase protection, extended warranty"],"tags":["premium","rewards","travel"],"productUrl":"https://www.cbk.com/Personal-Banking/Cards/Visa-Infinite","kfsUrl":null,"sources":["https://www.cbk.com/Personal-Banking/Cards/Visa-Infinite","https://www.cbk.com/media/357aa339-7736-456e-905c-8c51c3cdf516/jmpw-A/CBK%20Tariff%20-%20August%2026%20-%20WEB.pdf"],"notes":[{"en":"The bank's own documents give different figures for this card's annual fee. We show the figure on the bank's most recent official page. Check with the bank before you apply.","ar":"تذكر مستندات البنك نفسه أرقاماً مختلفة لـالرسوم السنوية لهذه البطاقة. نعرض الرقم الوارد في أحدث صفحة رسمية للبنك. تحقق من البنك قبل التقديم."},{"en":"The bank's own documents give different figures for this card's foreign transaction fee. We show the figure on the bank's most recent official page. Check with the bank before you apply.","ar":"تذكر مستندات البنك نفسه أرقاماً مختلفة لـرسوم المعاملات الأجنبية لهذه البطاقة. نعرض الرقم الوارد في أحدث صفحة رسمية للبنك. تحقق من البنك قبل التقديم."}],"verifiedOn":"2026-09-27"},{"id":"cbk-visa-platinum","country":"kw","bank":"cbk","name":"Visa Platinum","nameAr":null,"network":"Visa","tier":"Platinum","islamic":false,"fee":70,"feeInclVat":70,"vatBasis":"none","firstYearFree":false,"feeCondition":null,"minSalary":null,"minSalaryNote":null,"monthlyRate":0.5,"monthlyRateRange":null,"apr":12,"monthlyFee":null,"fxFee":3,"rewards":[{"type":"points","headline":"Al-Tijari Rewards: 4 points per KD 1 internationally, 3 locally","detail":null,"cap":null}],"benefits":["6 complimentary lounge visits per year","Visa Luxury Hotel Collection","Travel insurance"],"tags":["rewards"],"productUrl":"https://www.cbk.com/Personal-Banking/Cards/Visa-Platinum","kfsUrl":null,"sources":["https://www.cbk.com/Personal-Banking/Cards/Visa-Platinum","https://www.cbk.com/media/357aa339-7736-456e-905c-8c51c3cdf516/jmpw-A/CBK%20Tariff%20-%20August%2026%20-%20WEB.pdf"],"notes":[{"en":"The bank's own documents give different figures for this card's foreign transaction fee. We show the figure on the bank's most recent official page. Check with the bank before you apply.","ar":"تذكر مستندات البنك نفسه أرقاماً مختلفة لـرسوم المعاملات الأجنبية لهذه البطاقة. نعرض الرقم الوارد في أحدث صفحة رسمية للبنك. تحقق من البنك قبل التقديم."}],"verifiedOn":"2026-09-27"},{"id":"cbk-visa-signature","country":"kw","bank":"cbk","name":"Visa Signature","nameAr":null,"network":"Visa","tier":"Signature","islamic":false,"fee":80,"feeInclVat":80,"vatBasis":"none","firstYearFree":false,"feeCondition":null,"minSalary":null,"minSalaryNote":null,"monthlyRate":0.5,"monthlyRateRange":null,"apr":12,"monthlyFee":null,"fxFee":3,"rewards":[{"type":"cashback","headline":"Tiered cashback: 1% on KD 100-1,000 monthly spend, 3% on KD 1,001-2,000, 5% on KD 2,001+","detail":"Minimum monthly spend KD 100","cap":"Maximum cashback credited in a month 500 KD"}],"benefits":["Access to 1,000+ lounges via Visa Airport Companion (requires 1 international transaction in prior 90 days)","Visa Luxury Hotel Collection perks","Multi-trip travel insurance"],"tags":["cashback","travel"],"productUrl":"https://www.cbk.com/Personal-Banking/Cards/Visa-Signature","kfsUrl":null,"sources":["https://www.cbk.com/Personal-Banking/Cards/Visa-Signature","https://www.cbk.com/media/357aa339-7736-456e-905c-8c51c3cdf516/jmpw-A/CBK%20Tariff%20-%20August%2026%20-%20WEB.pdf"],"notes":[{"en":"The bank's own documents give different figures for this card's foreign transaction fee. We show the figure on the bank's most recent official page. Check with the bank before you apply.","ar":"تذكر مستندات البنك نفسه أرقاماً مختلفة لـرسوم المعاملات الأجنبية لهذه البطاقة. نعرض الرقم الوارد في أحدث صفحة رسمية للبنك. تحقق من البنك قبل التقديم."}],"verifiedOn":"2026-09-27"},{"id":"cbk-world-elite-mastercard","country":"kw","bank":"cbk","name":"World Elite MasterCard","nameAr":null,"network":"Mastercard","tier":"World Elite","islamic":false,"fee":150,"feeInclVat":150,"vatBasis":"none","firstYearFree":false,"feeCondition":null,"minSalary":null,"minSalaryNote":null,"monthlyRate":0.5,"monthlyRateRange":null,"apr":12,"monthlyFee":null,"fxFee":3,"rewards":[{"type":"points","headline":"Al-Tijari Rewards: 6 points per KD 1 internationally, 5 locally and in EU","detail":null,"cap":null}],"benefits":["Unlimited access to up to 1,200 airport lounges","Complimentary travel insurance (medical up to USD 500,000)","24/7 global and local concierge","4 complimentary Careem airport rides per year"],"tags":["premium","rewards","travel"],"productUrl":"https://www.cbk.com/Personal-Banking/Cards/World-Elite-MasterCard","kfsUrl":null,"sources":["https://www.cbk.com/Personal-Banking/Cards/Mastercard-Fees-and-Limits","https://www.cbk.com/Personal-Banking/Cards/World-Elite-MasterCard","https://www.cbk.com/media/357aa339-7736-456e-905c-8c51c3cdf516/jmpw-A/CBK%20Tariff%20-%20August%2026%20-%20WEB.pdf"],"notes":[{"en":"The bank's own documents give different figures for this card's foreign transaction fee. We show the figure on the bank's most recent official page. Check with the bank before you apply.","ar":"تذكر مستندات البنك نفسه أرقاماً مختلفة لـرسوم المعاملات الأجنبية لهذه البطاقة. نعرض الرقم الوارد في أحدث صفحة رسمية للبنك. تحقق من البنك قبل التقديم."}],"verifiedOn":"2026-09-27"},{"id":"cbk-world-mastercard","country":"kw","bank":"cbk","name":"World MasterCard","nameAr":null,"network":"Mastercard","tier":"World","islamic":false,"fee":100,"feeInclVat":100,"vatBasis":"none","firstYearFree":false,"feeCondition":null,"minSalary":null,"minSalaryNote":null,"monthlyRate":0.5,"monthlyRateRange":null,"apr":12,"monthlyFee":null,"fxFee":3,"rewards":[{"type":"points","headline":"Al-Tijari Rewards: 6 points per KD 1 internationally, 4 locally and in EU","detail":null,"cap":null}],"benefits":["12 complimentary lounge visits or dining offers per year (Mastercard Travel Pass)","Travel insurance and concierge","Zero-liability protection"],"tags":["rewards","travel"],"productUrl":"https://www.cbk.com/Personal-Banking/Cards/World-Mastercard","kfsUrl":null,"sources":["https://www.cbk.com/Personal-Banking/Cards/Mastercard-Fees-and-Limits","https://www.cbk.com/Personal-Banking/Cards/World-Mastercard","https://www.cbk.com/media/357aa339-7736-456e-905c-8c51c3cdf516/jmpw-A/CBK%20Tariff%20-%20August%2026%20-%20WEB.pdf"],"notes":[{"en":"The bank's own documents give different figures for this card's foreign transaction fee. We show the figure on the bank's most recent official page. Check with the bank before you apply.","ar":"تذكر مستندات البنك نفسه أرقاماً مختلفة لـرسوم المعاملات الأجنبية لهذه البطاقة. نعرض الرقم الوارد في أحدث صفحة رسمية للبنك. تحقق من البنك قبل التقديم."}],"verifiedOn":"2026-09-27"},{"id":"abk-mastercard-gold","country":"kw","bank":"abk","name":"ABK Mastercard Gold","nameAr":"بطاقة الأهلي ماستركارد الذهبية","network":"Mastercard","tier":"Gold","islamic":false,"fee":0,"feeInclVat":0,"vatBasis":"none","firstYearFree":true,"feeCondition":null,"minSalary":null,"minSalaryNote":null,"monthlyRate":null,"monthlyRateRange":null,"apr":null,"monthlyFee":null,"fxFee":3,"rewards":[{"type":"other","headline":"No earn program; Mastercard and ABK discounts only","detail":null,"cap":null}],"benefits":["Free for life","Mastercard and ABK merchant discounts"],"tags":["no-annual-fee"],"productUrl":"https://abk.eahli.com/en/cards/credit-cards/abk-mastercard-gold/","kfsUrl":"https://abk.eahli.com/media/documents/ABK_Mastercard_Gold.pdf","sources":["https://abk.eahli.com/media/documents/ABK_Mastercard_Gold.pdf"],"notes":[{"en":"The bank prices this card at 0.5% a month plus an annual rate linked to the Central Bank of Kuwait discount rate, so there is no single figure to compare.","ar":"يسعّر البنك هذه البطاقة بنسبة 0.5% شهرياً إضافة إلى معدل سنوي مرتبط بسعر الخصم لدى بنك الكويت المركزي، لذلك لا يوجد رقم واحد للمقارنة."}],"verifiedOn":"2026-09-27"},{"id":"abk-visa-infinite-advantage","country":"kw","bank":"abk","name":"ABK Visa Infinite Advantage","nameAr":"بطاقة الأهلي فيزا انفينيت Advantage","network":"Visa","tier":"Infinite","islamic":false,"fee":100,"feeInclVat":100,"vatBasis":"none","firstYearFree":null,"feeCondition":"ABK Visa Infinite Advantage KD 10,000 KD 100","minSalary":null,"minSalaryNote":null,"monthlyRate":null,"monthlyRateRange":null,"apr":null,"monthlyFee":null,"fxFee":3,"rewards":[{"type":"points","headline":"ABK Advantage: 7 tokens per KD 1 internationally, 4 locally","detail":"Redeem for flights, hotels, shopping, entertainment","cap":null}],"benefits":["Access to 1,200+ lounges via Visa Airport Companion","Local and Visa Infinite global concierge","Complimentary airport transportation ride","Up to 30% off YQ meet & assist","Visa Luxury Hotel Collection"],"tags":["premium","rewards","travel"],"productUrl":"https://abk.eahli.com/en/cards/credit-cards/visa-advantage-infinite/","kfsUrl":"https://abk.eahli.com/media/documents/ABK_Visa_Infinite_Advantage.pdf","sources":["https://abk.eahli.com/en/cards/credit-cards/visa-advantage-infinite/","https://abk.eahli.com/en/lifetime-card-promo-tc/","https://abk.eahli.com/media/documents/ABK_Visa_Infinite_Advantage.pdf"],"notes":[{"en":"The bank prices this card at 0.5% a month plus an annual rate linked to the Central Bank of Kuwait discount rate, so there is no single figure to compare.","ar":"يسعّر البنك هذه البطاقة بنسبة 0.5% شهرياً إضافة إلى معدل سنوي مرتبط بسعر الخصم لدى بنك الكويت المركزي، لذلك لا يوجد رقم واحد للمقارنة."}],"verifiedOn":"2026-09-27"},{"id":"abk-emirates-visa-infinite","country":"kw","bank":"abk","name":"ABK Visa Infinite Emirates","nameAr":"بطاقة الأهلي فيزا انفينيت طيران الإمارات","network":"Visa","tier":"Infinite","islamic":false,"fee":100,"feeInclVat":100,"vatBasis":"none","firstYearFree":null,"feeCondition":"ABK Visa Infinite Emirates KD 12,500 KD 100","minSalary":null,"minSalaryNote":null,"monthlyRate":null,"monthlyRateRange":null,"apr":null,"monthlyFee":null,"fxFee":3,"rewards":[{"type":"miles","headline":"6 Emirates Skywards Miles per KD 1 overseas, 3 locally","detail":"10,000 bonus Skywards Miles when spending KD 2,000 in first three months","cap":null}],"benefits":["Access to 1,200+ lounges via Visa Airport Companion","Local and Visa Infinite global concierge","Complimentary airport transportation ride","Multi-trip travel insurance up to USD 2,500,000","Purchase protection and extended warranty","Cybersecurity insurance up to USD 20,000"],"tags":["co-brand","miles","premium","travel"],"productUrl":"https://abk.eahli.com/en/cards/credit-cards/abk-emirates-visa-infinite/","kfsUrl":"https://abk.eahli.com/media/documents/ABK_Visa_Infinite_Emirates.pdf","sources":["https://abk.eahli.com/en/cards/credit-cards/abk-emirates-visa-infinite/","https://abk.eahli.com/en/lifetime-card-promo-tc/","https://abk.eahli.com/media/documents/ABK_Visa_Infinite_Emirates.pdf"],"notes":[{"en":"The bank prices this card at 0.5% a month plus an annual rate linked to the Central Bank of Kuwait discount rate, so there is no single figure to compare.","ar":"يسعّر البنك هذه البطاقة بنسبة 0.5% شهرياً إضافة إلى معدل سنوي مرتبط بسعر الخصم لدى بنك الكويت المركزي، لذلك لا يوجد رقم واحد للمقارنة."}],"verifiedOn":"2026-09-27"},{"id":"abk-visa-platinum-cashback","country":"kw","bank":"abk","name":"ABK Visa Platinum Cashback","nameAr":"بطاقة الأهلي فيزا البلاتينية للاسترداد النقدي","network":"Visa","tier":"Platinum","islamic":false,"fee":100,"feeInclVat":100,"vatBasis":"none","firstYearFree":null,"feeCondition":null,"minSalary":null,"minSalaryNote":null,"monthlyRate":null,"monthlyRateRange":null,"apr":null,"monthlyFee":null,"fxFee":3,"rewards":[{"type":"cashback","headline":"Tiered cashback: 2% on KD 51-2,000 monthly spend, 3% on KD 2,001-3,000, 5% on KD 3,001+","detail":"0% below KD 50 monthly spend","cap":"Up to KD 300 cashback"}],"benefits":["Airport lounge access via Visa Airport Companion","ABK local concierge","Up to 15% off YQ meet & assist","Up to 20% off Avis","Purchase protection and extended warranty"],"tags":["cashback"],"productUrl":"https://abk.eahli.com/en/cards/credit-cards/abk-visa-platinum-cashback/","kfsUrl":"https://abk.eahli.com/media/documents/ABK_Visa_Platinum_cashback.pdf","sources":["https://abk.eahli.com/en/cards/credit-cards/abk-visa-platinum-cashback/","https://abk.eahli.com/media/documents/ABK_Visa_Platinum_cashback.pdf"],"notes":[{"en":"The bank prices this card at 0.5% a month plus an annual rate linked to the Central Bank of Kuwait discount rate, so there is no single figure to compare.","ar":"يسعّر البنك هذه البطاقة بنسبة 0.5% شهرياً إضافة إلى معدل سنوي مرتبط بسعر الخصم لدى بنك الكويت المركزي، لذلك لا يوجد رقم واحد للمقارنة."}],"verifiedOn":"2026-09-27"},{"id":"abk-visa-signature-advantage","country":"kw","bank":"abk","name":"ABK Visa Signature Advantage","nameAr":"بطاقة الأهلي فيزا سيغنتشر Advantage","network":"Visa","tier":"Signature","islamic":false,"fee":50,"feeInclVat":50,"vatBasis":"none","firstYearFree":null,"feeCondition":"ABK Visa Signature Advantage KD 5,000 KD 50","minSalary":null,"minSalaryNote":null,"monthlyRate":null,"monthlyRateRange":null,"apr":null,"monthlyFee":null,"fxFee":3,"rewards":[{"type":"points","headline":"ABK Advantage: 6 tokens per KD 1 internationally, 3 locally","detail":null,"cap":null}],"benefits":["Access to 1,200+ lounges via Visa Airport Companion","Local and global concierge","Up to 20% off meet & assist","Multi-trip travel insurance"],"tags":["rewards","travel"],"productUrl":"https://abk.eahli.com/en/cards/credit-cards/abk-advantage-visa-signature/","kfsUrl":"https://abk.eahli.com/media/documents/ABK_Visa_Signature_Advantage.pdf","sources":["https://abk.eahli.com/en/cards/credit-cards/abk-advantage-visa-signature/","https://abk.eahli.com/en/lifetime-card-promo-tc/","https://abk.eahli.com/media/documents/ABK_Visa_Signature_Advantage.pdf"],"notes":[{"en":"The bank prices this card at 0.5% a month plus an annual rate linked to the Central Bank of Kuwait discount rate, so there is no single figure to compare.","ar":"يسعّر البنك هذه البطاقة بنسبة 0.5% شهرياً إضافة إلى معدل سنوي مرتبط بسعر الخصم لدى بنك الكويت المركزي، لذلك لا يوجد رقم واحد للمقارنة."}],"verifiedOn":"2026-09-27"},{"id":"abk-visa-signature-elite-plus","country":"kw","bank":"abk","name":"ABK Visa Signature Elite Plus","nameAr":"بطاقة الأهلي فيزا سيغنتشر Elite Plus","network":"Visa","tier":"Signature","islamic":false,"fee":50,"feeInclVat":50,"vatBasis":"none","firstYearFree":null,"feeCondition":"ABK Visa Signature Elite Plus KD 5,000 KD 50","minSalary":null,"minSalaryNote":null,"monthlyRate":null,"monthlyRateRange":null,"apr":null,"monthlyFee":null,"fxFee":3,"rewards":[{"type":"points","headline":"ABK Advantage: 7 tokens per KD 1 internationally, 5 locally","detail":null,"cap":null}],"benefits":["Access to 1,200+ lounges via Visa Airport Companion","Visa Dine & Travel discounts","Up to 20% off YQ meet & assist","Multi-trip travel insurance","Hotel and car-rental discounts"],"tags":["rewards","travel"],"productUrl":"https://abk.eahli.com/en/cards/credit-cards/elite-plus-visa-signature-advantage/","kfsUrl":"https://abk.eahli.com/media/documents/ABK_Visa_Signature_Elite_plus_Advantage.pdf","sources":["https://abk.eahli.com/en/cards/credit-cards/elite-plus-visa-signature-advantage/","https://abk.eahli.com/en/lifetime-card-promo-tc/","https://abk.eahli.com/media/documents/ABK_Visa_Signature_Elite_plus_Advantage.pdf"],"notes":[{"en":"The bank prices this card at 0.5% a month plus an annual rate linked to the Central Bank of Kuwait discount rate, so there is no single figure to compare.","ar":"يسعّر البنك هذه البطاقة بنسبة 0.5% شهرياً إضافة إلى معدل سنوي مرتبط بسعر الخصم لدى بنك الكويت المركزي، لذلك لا يوجد رقم واحد للمقارنة."}],"verifiedOn":"2026-09-27"},{"id":"abk-emirates-visa-signature","country":"kw","bank":"abk","name":"ABK Visa Signature Emirates","nameAr":"بطاقة الأهلي فيزا سيغنتشر طيران الإمارات","network":"Visa","tier":"Signature","islamic":false,"fee":50,"feeInclVat":50,"vatBasis":"none","firstYearFree":null,"feeCondition":"ABK Visa Signature Emirates KD 7,500 KD 50","minSalary":null,"minSalaryNote":null,"monthlyRate":null,"monthlyRateRange":null,"apr":null,"monthlyFee":null,"fxFee":3,"rewards":[{"type":"miles","headline":"4 Emirates Skywards Miles per KD 1 overseas, 3 locally","detail":"5,000 bonus Skywards Miles when spending KD 500 in first three months","cap":null}],"benefits":["Access to 1,200+ lounges via Visa Airport Companion","Local and global concierge","Up to 20% off YQ meet & assist","Visa Luxury Hotel Collection","Multi-trip travel insurance"],"tags":["co-brand","miles","travel"],"productUrl":"https://abk.eahli.com/en/cards/credit-cards/abk-emirates-visa-signature/","kfsUrl":"https://abk.eahli.com/media/documents/ABK_Visa_Signature_Emirates.pdf","sources":["https://abk.eahli.com/en/cards/credit-cards/abk-emirates-visa-signature/","https://abk.eahli.com/en/lifetime-card-promo-tc/","https://abk.eahli.com/media/documents/ABK_Visa_Signature_Emirates.pdf"],"notes":[{"en":"The bank prices this card at 0.5% a month plus an annual rate linked to the Central Bank of Kuwait discount rate, so there is no single figure to compare.","ar":"يسعّر البنك هذه البطاقة بنسبة 0.5% شهرياً إضافة إلى معدل سنوي مرتبط بسعر الخصم لدى بنك الكويت المركزي، لذلك لا يوجد رقم واحد للمقارنة."}],"verifiedOn":"2026-09-27"},{"id":"abk-world-mastercard-advantage","country":"kw","bank":"abk","name":"ABK World Mastercard Advantage","nameAr":"بطاقة الأهلي وورلد ماستركارد Advantage","network":"Mastercard","tier":"World","islamic":false,"fee":50,"feeInclVat":50,"vatBasis":"none","firstYearFree":null,"feeCondition":"ABK World Mastercard Advantage KD 5,000 KD 50","minSalary":null,"minSalaryNote":null,"monthlyRate":null,"monthlyRateRange":null,"apr":null,"monthlyFee":null,"fxFee":3,"rewards":[{"type":"points","headline":"ABK Advantage: 6 tokens per KD 1 internationally, 3 locally","detail":null,"cap":null}],"benefits":["Access to 1,200+ lounges via Mastercard Travel Pass","Travel insurance","ABK local concierge","ABK SecurePay"],"tags":["rewards","travel"],"productUrl":"https://abk.eahli.com/en/cards/credit-cards/abk-advantage-world-mastercard/","kfsUrl":"https://abk.eahli.com/media/documents/ABK_World_Mastercard_Advantage.pdf","sources":["https://abk.eahli.com/en/cards/credit-cards/abk-advantage-world-mastercard/","https://abk.eahli.com/en/lifetime-card-promo-tc/","https://abk.eahli.com/media/documents/ABK_World_Mastercard_Advantage.pdf"],"notes":[{"en":"The bank prices this card at 0.5% a month plus an annual rate linked to the Central Bank of Kuwait discount rate, so there is no single figure to compare.","ar":"يسعّر البنك هذه البطاقة بنسبة 0.5% شهرياً إضافة إلى معدل سنوي مرتبط بسعر الخصم لدى بنك الكويت المركزي، لذلك لا يوجد رقم واحد للمقارنة."}],"verifiedOn":"2026-09-27"},{"id":"kib-visa-classic","country":"kw","bank":"kib","name":"Visa Classic","nameAr":null,"network":"Visa","tier":"Classic","islamic":true,"fee":45,"feeInclVat":45,"vatBasis":"none","firstYearFree":null,"feeCondition":null,"minSalary":400,"minSalaryNote":null,"monthlyRate":null,"monthlyRateRange":null,"apr":null,"monthlyFee":null,"fxFee":null,"rewards":[{"type":"points","headline":"KIB Rewards: up to 1%-5% of monthly card spend in points depending on customer segment","detail":"Other up to 1%, Standard up to 2%, Premium up to 3%, Black and Private Banking up to 5%; minimum monthly spend KD 100; Private Banking extra 1% above KD 10,000 (max KD 100); points valid 6 months","cap":"Monthly max KD 100 (Other) / 200 (Standard) / 300 (Premium) / 500 (Black, Private Banking)"}],"benefits":["Free travel insurance when buying tickets with the card","Instant issuance and flexible installment options","Sharia-compliant card solution"],"tags":["islamic","rewards"],"productUrl":"https://www.kib.com.kw/en/home/Personal/Cards/credit-cards/visa-classic.html","kfsUrl":null,"sources":["https://www.kib.com.kw/en/dam/jcr:8988167c-1d1a-4e65-ae74-661ef8f765e7/KIB%20Rewards%202026%20-%20Earning%20Matrix%20-E.pdf","https://www.kib.com.kw/en/home/Personal/Cards/credit-cards/visa-classic.html"],"notes":[],"verifiedOn":"2026-09-27"},{"id":"kib-visa-gold","country":"kw","bank":"kib","name":"Visa Gold","nameAr":null,"network":"Visa","tier":"Gold","islamic":true,"fee":55,"feeInclVat":55,"vatBasis":"none","firstYearFree":null,"feeCondition":null,"minSalary":400,"minSalaryNote":null,"monthlyRate":null,"monthlyRateRange":null,"apr":null,"monthlyFee":null,"fxFee":null,"rewards":[{"type":"points","headline":"KIB Rewards: up to 1%-5% of monthly card spend in points depending on customer segment","detail":"Other up to 1%, Standard up to 2%, Premium up to 3%, Black and Private Banking up to 5%; minimum monthly spend KD 100; Private Banking extra 1% above KD 10,000 (max KD 100); points valid 6 months","cap":"Monthly max KD 100 (Other) / 200 (Standard) / 300 (Premium) / 500 (Black, Private Banking)"}],"benefits":["Free travel insurance when buying tickets with the card","24/7 global emergency assistance","Instant issuance and flexible installment options"],"tags":["islamic","rewards"],"productUrl":"https://www.kib.com.kw/en/home/Personal/Cards/credit-cards/visa-gold.html","kfsUrl":null,"sources":["https://www.kib.com.kw/en/dam/jcr:8988167c-1d1a-4e65-ae74-661ef8f765e7/KIB%20Rewards%202026%20-%20Earning%20Matrix%20-E.pdf","https://www.kib.com.kw/en/home/Personal/Cards/credit-cards/visa-gold.html"],"notes":[],"verifiedOn":"2026-09-27"},{"id":"kib-visa-infinite","country":"kw","bank":"kib","name":"Visa Infinite","nameAr":null,"network":"Visa","tier":"Infinite","islamic":true,"fee":250,"feeInclVat":250,"vatBasis":"none","firstYearFree":null,"feeCondition":null,"minSalary":3000,"minSalaryNote":null,"monthlyRate":null,"monthlyRateRange":null,"apr":null,"monthlyFee":null,"fxFee":null,"rewards":[{"type":"points","headline":"KIB Rewards: up to 1%-5% of monthly card spend in points depending on customer segment","detail":"Other up to 1%, Standard up to 2%, Premium up to 3%, Black and Private Banking up to 5%; minimum monthly spend KD 100; Private Banking extra 1% above KD 10,000 (max KD 100); points valid 6 months","cap":"Monthly max KD 100 (Other) / 200 (Standard) / 300 (Premium) / 500 (Black, Private Banking)"}],"benefits":["Unlimited access to 1,200+ airport lounges","Multi-trip travel insurance","Meet & Assist airport services","Biometric (fingerprint) card variant for BLACK Banking customers"],"tags":["islamic","premium","rewards","travel"],"productUrl":"https://www.kib.com.kw/en/home/Personal/Cards/credit-cards/VISA-Infinite-.html","kfsUrl":null,"sources":["https://www.kib.com.kw/en/dam/jcr:8988167c-1d1a-4e65-ae74-661ef8f765e7/KIB%20Rewards%202026%20-%20Earning%20Matrix%20-E.pdf","https://www.kib.com.kw/en/home/Personal/Cards/credit-cards/VISA-Infinite-.html"],"notes":[],"verifiedOn":"2026-09-27"},{"id":"kib-visa-platinum","country":"kw","bank":"kib","name":"Visa Platinum","nameAr":null,"network":"Visa","tier":"Platinum","islamic":true,"fee":100,"feeInclVat":100,"vatBasis":"none","firstYearFree":null,"feeCondition":null,"minSalary":400,"minSalaryNote":null,"monthlyRate":null,"monthlyRateRange":null,"apr":null,"monthlyFee":null,"fxFee":null,"rewards":[{"type":"points","headline":"KIB Rewards: up to 1%-5% of monthly card spend in points depending on customer segment","detail":"Other up to 1%, Standard up to 2%, Premium up to 3%, Black and Private Banking up to 5%; minimum monthly spend KD 100; Private Banking extra 1% above KD 10,000 (max KD 100); points valid 6 months","cap":"Monthly max KD 100 (Other) / 200 (Standard) / 300 (Premium) / 500 (Black, Private Banking)"}],"benefits":["100 KIB Rewards points for first card issued","Free travel insurance when buying tickets with the card","Visa Luxury Hotel Collection and Agoda discounts","Extended warranty and purchase protection"],"tags":["islamic","rewards"],"productUrl":"https://www.kib.com.kw/en/home/Personal/Cards/credit-cards/visa-platinum.html","kfsUrl":null,"sources":["https://www.kib.com.kw/en/dam/jcr:8988167c-1d1a-4e65-ae74-661ef8f765e7/KIB%20Rewards%202026%20-%20Earning%20Matrix%20-E.pdf","https://www.kib.com.kw/en/home/Personal/Cards/credit-cards/visa-platinum.html"],"notes":[],"verifiedOn":"2026-09-27"},{"id":"kib-visa-signature","country":"kw","bank":"kib","name":"Visa Signature","nameAr":null,"network":"Visa","tier":"Signature","islamic":true,"fee":120,"feeInclVat":120,"vatBasis":"none","firstYearFree":null,"feeCondition":null,"minSalary":1100,"minSalaryNote":null,"monthlyRate":null,"monthlyRateRange":null,"apr":null,"monthlyFee":null,"fxFee":null,"rewards":[{"type":"points","headline":"KIB Rewards: up to 1%-5% of monthly card spend in points depending on customer segment","detail":"Other up to 1%, Standard up to 2%, Premium up to 3%, Black and Private Banking up to 5%; minimum monthly spend KD 100; Private Banking extra 1% above KD 10,000 (max KD 100); points valid 6 months","cap":"Monthly max KD 100 (Other) / 200 (Standard) / 300 (Premium) / 500 (Black, Private Banking)"}],"benefits":["12 visits per year to 1,200+ lounges via Visa Airport Companion","Multi-trip travel insurance up to USD 500,000 (trips up to 90 days)","300 KIB Rewards points for first card issued","Extended warranty and purchase protection"],"tags":["islamic","premium","rewards","travel"],"productUrl":"https://www.kib.com.kw/en/home/Personal/Cards/credit-cards/visa-signature.html","kfsUrl":null,"sources":["https://www.kib.com.kw/en/dam/jcr:8988167c-1d1a-4e65-ae74-661ef8f765e7/KIB%20Rewards%202026%20-%20Earning%20Matrix%20-E.pdf","https://www.kib.com.kw/en/home/Personal/Cards/credit-cards/visa-signature.html"],"notes":[],"verifiedOn":"2026-09-27"},{"id":"warba-mastercard-platinum","country":"kw","bank":"warba","name":"Mastercard Platinum","nameAr":null,"network":"Mastercard","tier":"Platinum","islamic":true,"fee":50,"feeInclVat":50,"vatBasis":"none","firstYearFree":null,"feeCondition":null,"minSalary":250,"minSalaryNote":null,"monthlyRate":null,"monthlyRateRange":null,"apr":null,"monthlyFee":null,"fxFee":2.5,"rewards":[{"type":"other","headline":"Mastercard partner discounts (Booking.com up to 10% cashback, Talabat up to 20% off)","detail":null,"cap":null}],"benefits":["6 complimentary lounge visits per year","Purchase protection insurance","Up to 10% cashback with Booking.com","Credit limit KD 250 to KD 990"],"tags":["islamic"],"productUrl":"https://www.warbabank.com/english/personal-banking/credit-cards/mastercard-platinum","kfsUrl":null,"sources":["https://storage.warbabank.com/filesv2/Assets/Library/PDF/Fees & Commissions 70x100 Poster 21 MAY 2026 ENG.pdf","https://storage.warbabank.com/filesv2/Assets/Library/PDF/Platinum%20Mastercard2.pdf","https://www.warbabank.com/english/personal-banking/credit-cards/mastercard-platinum"],"notes":[],"verifiedOn":"2026-09-27"},{"id":"warba-mastercard-world","country":"kw","bank":"warba","name":"Mastercard World","nameAr":null,"network":"Mastercard","tier":"World","islamic":true,"fee":100,"feeInclVat":100,"vatBasis":"none","firstYearFree":null,"feeCondition":null,"minSalary":1000,"minSalaryNote":null,"monthlyRate":null,"monthlyRateRange":null,"apr":null,"monthlyFee":null,"fxFee":2.5,"rewards":[{"type":"cashback","headline":"Warba Cashback Program: up to 10% cashback","detail":null,"cap":"Up to KD 1,000 monthly (as stated on page)"}],"benefits":["12 complimentary lounge visits per year (1,300+ lounges)","Up to 10% cashback on Booking.com","15% off IHG hotels","Travel medical insurance up to USD 500,000","Credit limit KD 1,000 to KD 2,990"],"tags":["cashback","islamic","travel"],"productUrl":"https://www.warbabank.com/english/personal-banking/credit-cards/mastercard-world","kfsUrl":null,"sources":["https://storage.warbabank.com/filesv2/Assets/Library/PDF/3-World%20Mastercard.pdf","https://storage.warbabank.com/filesv2/Assets/Library/PDF/Fees & Commissions 70x100 Poster 21 MAY 2026 ENG.pdf","https://www.warbabank.com/english/personal-banking/credit-cards/mastercard-world"],"notes":[],"verifiedOn":"2026-09-27"},{"id":"warba-mastercard-world-elite","country":"kw","bank":"warba","name":"Mastercard World Elite","nameAr":null,"network":"Mastercard","tier":"World Elite","islamic":true,"fee":240,"feeInclVat":240,"vatBasis":"none","firstYearFree":null,"feeCondition":null,"minSalary":3000,"minSalaryNote":null,"monthlyRate":null,"monthlyRateRange":null,"apr":null,"monthlyFee":null,"fxFee":2.5,"rewards":[{"type":"cashback","headline":"Warba Cashback Program: up to 10% cashback","detail":null,"cap":"Up to KD 1,000 monthly (as stated on page)"}],"benefits":["Unlimited access to 1,300+ airport lounges","Travel medical insurance up to USD 500,000","Mastercard Concierge 24/7","Up to 10% cashback on Booking.com","Credit limit KD 3,000 to KD 50,000"],"tags":["cashback","islamic","premium","travel"],"productUrl":"https://www.warbabank.com/english/personal-banking/credit-cards/mastercard-world-elite","kfsUrl":null,"sources":["https://storage.warbabank.com/filesv2/Assets/Library/PDF/2-World%20Elite%20Mastercard.pdf","https://storage.warbabank.com/filesv2/Assets/Library/PDF/Fees & Commissions 70x100 Poster 21 MAY 2026 ENG.pdf","https://www.warbabank.com/english/personal-banking/credit-cards/mastercard-world-elite"],"notes":[],"verifiedOn":"2026-09-27"},{"id":"warba-visa-platinum","country":"kw","bank":"warba","name":"VISA Platinum","nameAr":null,"network":"Visa","tier":"Platinum","islamic":true,"fee":50,"feeInclVat":50,"vatBasis":"none","firstYearFree":null,"feeCondition":null,"minSalary":990,"minSalaryNote":null,"monthlyRate":null,"monthlyRateRange":null,"apr":null,"monthlyFee":null,"fxFee":2.5,"rewards":[{"type":"points","headline":"Warba Travel Program: 1 travel point per KD 1 domestic, 3 per KD 1 international","detail":"Convertible to airline miles or hotel points","cap":null}],"benefits":["6 complimentary lounge visits per year","50% off Vox Cinemas tickets","Agoda and IHG hotel discounts","Purchase protection and extended warranty","Credit limit KD 250 to KD 990"],"tags":["islamic","rewards","travel"],"productUrl":"https://www.warbabank.com/english/personal-banking/credit-cards/visa-platinum","kfsUrl":null,"sources":["https://storage.warbabank.com/filesv2/Assets/Library/PDF/5-Visa%20Platinum.pdf","https://storage.warbabank.com/filesv2/Assets/Library/PDF/Fees & Commissions 70x100 Poster 21 MAY 2026 ENG.pdf","https://www.warbabank.com/english/news/warba-bank-launches-warba-travel-program","https://www.warbabank.com/english/personal-banking/credit-cards/visa-platinum"],"notes":[{"en":"The bank's own documents give different figures for this card's annual fee. We show the figure on the bank's most recent official page. Check with the bank before you apply.","ar":"تذكر مستندات البنك نفسه أرقاماً مختلفة لـالرسوم السنوية لهذه البطاقة. نعرض الرقم الوارد في أحدث صفحة رسمية للبنك. تحقق من البنك قبل التقديم."}],"verifiedOn":"2026-09-27"},{"id":"warba-visa-signature","country":"kw","bank":"warba","name":"VISA Signature","nameAr":null,"network":"Visa","tier":"Signature","islamic":true,"fee":100,"feeInclVat":100,"vatBasis":"none","firstYearFree":null,"feeCondition":null,"minSalary":1000,"minSalaryNote":null,"monthlyRate":null,"monthlyRateRange":null,"apr":null,"monthlyFee":null,"fxFee":2.5,"rewards":[{"type":"points","headline":"Warba Travel Program: 3 travel points per KD 1 domestic, 6 per KD 1 international","detail":"Convertible to airline miles or hotel points; extra 1 point per KD above KD 5,000 monthly spend","cap":"Maximum 100,000 points (per news release)"}],"benefits":["12 complimentary lounge visits per year (1,000+ lounges)","24-hour concierge","Travel insurance up to USD 500,000","Purchase protection and extended warranty","Credit limit KD 1,000 to KD 30,000"],"tags":["islamic","rewards","travel"],"productUrl":"https://www.warbabank.com/english/personal-banking/credit-cards/visa-signature","kfsUrl":null,"sources":["https://storage.warbabank.com/filesv2/Assets/Library/PDF/7-Visa%20Signature.pdf","https://storage.warbabank.com/filesv2/Assets/Library/PDF/Fees & Commissions 70x100 Poster 21 MAY 2026 ENG.pdf","https://www.warbabank.com/english/news/warba-bank-launches-warba-travel-program","https://www.warbabank.com/english/personal-banking/credit-cards/visa-signature"],"notes":[{"en":"The bank's own documents give different figures for this card's annual fee. We show the figure on the bank's most recent official page. Check with the bank before you apply.","ar":"تذكر مستندات البنك نفسه أرقاماً مختلفة لـالرسوم السنوية لهذه البطاقة. نعرض الرقم الوارد في أحدث صفحة رسمية للبنك. تحقق من البنك قبل التقديم."}],"verifiedOn":"2026-09-27"},{"id":"warba-visa-infinite","country":"kw","bank":"warba","name":"Visa Infinite","nameAr":null,"network":"Visa","tier":"Infinite","islamic":true,"fee":240,"feeInclVat":240,"vatBasis":"none","firstYearFree":null,"feeCondition":null,"minSalary":null,"minSalaryNote":null,"monthlyRate":null,"monthlyRateRange":null,"apr":null,"monthlyFee":null,"fxFee":2.5,"rewards":[{"type":"points","headline":"Warba Travel Program: 3 travel points per KD 1 local, 8 per KD 1 international","detail":"Convertible to airline miles or hotel points","cap":null}],"benefits":["Unlimited lounge access for cardholder + 2 guests","24-hour concierge","Travel insurance with medical expenses up to USD 2.5M","Free SMS for local and international transactions"],"tags":["islamic","premium","rewards","travel"],"productUrl":"https://www.warbabank.com/english/personal-banking/credit-cards/visa-Infinite","kfsUrl":null,"sources":["https://storage.warbabank.com/filesv2/Assets/Library/PDF/Fees & Commissions 70x100 Poster 21 MAY 2026 ENG.pdf","https://storage.warbabank.com/filesv2/Assets/Library/PDF/MM_VISA_Credit_Card_Application_Form_290426.pdf","https://www.warbabank.com/english/personal-banking/credit-cards/visa-Infinite"],"notes":[],"verifiedOn":"2026-09-27"},{"id":"nbb-mastercard-platinum","country":"bh","bank":"nbb","name":"Mastercard Platinum","nameAr":"ماستركارد البلاتينية","network":"Mastercard","tier":"Platinum","islamic":false,"fee":0,"feeInclVat":0,"vatBasis":"n/a","firstYearFree":null,"feeCondition":null,"minSalary":200,"minSalaryNote":null,"monthlyRate":1.85,"monthlyRateRange":null,"apr":null,"monthlyFee":null,"fxFee":3.3,"rewards":[{"type":"points","headline":"1.25 Base Points per BHD 1; 0.33 on Europe currencies, government and special payments","detail":"Points by NBB programme","cap":null}],"benefits":["Access to over 25 airport lounges (USD 1 spend condition)","Purchase protection up to USD 2,000 per claim, USD 5,000 per 12 months, 180 days","Careem 20% off rides monthly","Car rental discounts (AVIS up to 35%)","Booking.com 7% cash back; Cleartrip 8%-12%; IHG 15%","Up to 51 days interest-free"],"tags":["no-annual-fee","rewards"],"productUrl":"https://nbbonline.com/personal/cards/mastercard-platinum/","kfsUrl":null,"sources":["https://nbbonline.com/personal/cards/","https://nbbonline.com/personal/cards/mastercard-platinum/","https://nbbonline.com/wp-content/uploads/2024/11/Fees-Service-Charges-cards-3.pdf"],"notes":[{"en":"The bank's own documents give different figures for this card's monthly rate. We show the figure on the bank's most recent official page. Check with the bank before you apply.","ar":"تذكر مستندات البنك نفسه أرقاماً مختلفة لـالمعدل الشهري لهذه البطاقة. نعرض الرقم الوارد في أحدث صفحة رسمية للبنك. تحقق من البنك قبل التقديم."}],"verifiedOn":"2026-09-27"},{"id":"nbb-mastercard-world","country":"bh","bank":"nbb","name":"Mastercard World","nameAr":"ماستركارد وورلد","network":"Mastercard","tier":"World","islamic":false,"fee":0,"feeInclVat":0,"vatBasis":"n/a","firstYearFree":null,"feeCondition":null,"minSalary":1000,"minSalaryNote":null,"monthlyRate":1.85,"monthlyRateRange":null,"apr":22.2,"monthlyFee":null,"fxFee":3.3,"rewards":[{"type":"points","headline":"1.5 Base Points per BHD 1; 0.33 on Europe currencies, government and special payments","detail":"Points by NBB programme","cap":null}],"benefits":["Access to over 1,200 airport lounges (USD 1 spend condition)","Careem free rides","Flexiroam free mobile data while travelling","Travel insurance when trip booked with the card","Vaidam 10% medical tourism discount","MyUS shipping benefits"],"tags":["no-annual-fee","rewards","travel"],"productUrl":"https://nbbonline.com/personal/cards/mastercard-world/","kfsUrl":null,"sources":["https://nbbonline.com/personal/cards/","https://nbbonline.com/personal/cards/mastercard-world/","https://nbbonline.com/wp-content/uploads/2024/11/Fees-Service-Charges-cards-3.pdf"],"notes":[],"verifiedOn":"2026-09-27"},{"id":"nbb-mastercard-world-elite","country":"bh","bank":"nbb","name":"Mastercard World Elite","nameAr":"ماستركارد وورلد إيليت","network":"Mastercard","tier":"World Elite","islamic":false,"fee":82.5,"feeInclVat":82.5,"vatBasis":"incl","firstYearFree":null,"feeCondition":null,"minSalary":1500,"minSalaryNote":null,"monthlyRate":1.85,"monthlyRateRange":null,"apr":null,"monthlyFee":null,"fxFee":2.75,"rewards":[{"type":"points","headline":"1.75 Base Points per BHD 1; 0.33 on Europe currencies, government and special payments","detail":"Points by NBB programme; 100 welcome points on app registration","cap":null}],"benefits":["Lounge access for cardholder and one guest at over 1,200 airport lounges (USD 1 spend condition)","Mastercard Concierge TENgroup","Careem chauffeur: 6 free rides annually","Baggage loss up to USD 3,000; personal accident insurance up to USD 500,000","Global Blue VAT reclaim services","Booking.com 7% cash back"],"tags":["premium","rewards","travel"],"productUrl":"https://nbbonline.com/personal/cards/mastercard-world-elite/","kfsUrl":null,"sources":["https://nbbonline.com/personal/cards/","https://nbbonline.com/personal/cards/mastercard-world-elite/","https://nbbonline.com/wp-content/uploads/2024/11/Fees-Service-Charges-cards-3.pdf"],"notes":[{"en":"The bank's own documents give different figures for this card's monthly rate. We show the figure on the bank's most recent official page. Check with the bank before you apply.","ar":"تذكر مستندات البنك نفسه أرقاماً مختلفة لـالمعدل الشهري لهذه البطاقة. نعرض الرقم الوارد في أحدث صفحة رسمية للبنك. تحقق من البنك قبل التقديم."}],"verifiedOn":"2026-09-27"},{"id":"nbb-mastercard-world-elite-exclusive","country":"bh","bank":"nbb","name":"Mastercard World Elite Exclusive","nameAr":"ماستركارد وورلد إليت اكسكلوسف","network":"Mastercard","tier":"World Elite","islamic":false,"fee":385,"feeInclVat":385,"vatBasis":"incl","firstYearFree":null,"feeCondition":null,"minSalary":5000,"minSalaryNote":null,"monthlyRate":1.85,"monthlyRateRange":null,"apr":null,"monthlyFee":null,"fxFee":2.75,"rewards":[{"type":"points","headline":"1.75 Base Points per BHD 1; 0.33 on Europe currencies, government and special payments","detail":"Points by NBB programme; redeem for offers, prizes, air miles or cash back","cap":null}],"benefits":["Complimentary lounge access for cardholder and one guest at over 1,200 airport lounges","Mastercard Concierge TENgroup","One free round-trip luxury airport transfer annually (GO Easy)","Travel insurance up to USD 1,000,000 for medical emergencies, personal accident and evacuation","Complimentary premium one-year lifestyle membership (pools, beaches, gyms)","Personal style service at Harrods"],"tags":["premium","rewards","travel"],"productUrl":"https://nbbonline.com/personal/cards/mastercard-world-elite-exclusive/","kfsUrl":null,"sources":["https://nbbonline.com/personal/cards/","https://nbbonline.com/personal/cards/mastercard-world-elite-exclusive/","https://nbbonline.com/wp-content/uploads/2024/11/Fees-Service-Charges-cards-3.pdf"],"notes":[{"en":"The bank's own documents give different figures for this card's monthly rate. We show the figure on the bank's most recent official page. Check with the bank before you apply.","ar":"تذكر مستندات البنك نفسه أرقاماً مختلفة لـالمعدل الشهري لهذه البطاقة. نعرض الرقم الوارد في أحدث صفحة رسمية للبنك. تحقق من البنك قبل التقديم."},{"en":"The bank's own documents give different figures for this card's minimum salary. We show the figure on the bank's most recent official page. Check with the bank before you apply.","ar":"تذكر مستندات البنك نفسه أرقاماً مختلفة لـالحد الأدنى للراتب لهذه البطاقة. نعرض الرقم الوارد في أحدث صفحة رسمية للبنك. تحقق من البنك قبل التقديم."}],"verifiedOn":"2026-09-27"},{"id":"nbb-visa-infinite","country":"bh","bank":"nbb","name":"Visa Infinite","nameAr":"فيزا إنفينيت","network":"Visa","tier":"Infinite","islamic":false,"fee":82.5,"feeInclVat":82.5,"vatBasis":"incl","firstYearFree":null,"feeCondition":null,"minSalary":5000,"minSalaryNote":null,"monthlyRate":1.85,"monthlyRateRange":null,"apr":null,"monthlyFee":null,"fxFee":2.75,"rewards":[{"type":"points","headline":"1.75 Base Points per BHD 1; 0.33 on Europe currencies, government and special payments","detail":"Points by NBB programme","cap":null}],"benefits":["Access to over 1,000 airport lounges","Visa Concierge TENgroup","Personal accident insurance up to USD 500,000","Purchase protection","IHG 15% off; Booking.com up to 8%; Agoda up to 12%","Up to 51 days interest-free"],"tags":["premium","rewards","travel"],"productUrl":"https://nbbonline.com/personal/cards/visa-infinite/","kfsUrl":null,"sources":["https://nbbonline.com/personal/cards/","https://nbbonline.com/personal/cards/visa-infinite/","https://nbbonline.com/wp-content/uploads/2024/11/Fees-Service-Charges-cards-3.pdf"],"notes":[{"en":"The bank's own documents give different figures for this card's monthly rate. We show the figure on the bank's most recent official page. Check with the bank before you apply.","ar":"تذكر مستندات البنك نفسه أرقاماً مختلفة لـالمعدل الشهري لهذه البطاقة. نعرض الرقم الوارد في أحدث صفحة رسمية للبنك. تحقق من البنك قبل التقديم."}],"verifiedOn":"2026-09-27"},{"id":"nbb-visa-signature","country":"bh","bank":"nbb","name":"Visa Signature","nameAr":"فيزا سيغنتشر","network":"Visa","tier":"Signature","islamic":false,"fee":0,"feeInclVat":0,"vatBasis":"n/a","firstYearFree":null,"feeCondition":null,"minSalary":1500,"minSalaryNote":null,"monthlyRate":1.85,"monthlyRateRange":null,"apr":22.2,"monthlyFee":null,"fxFee":2.75,"rewards":[{"type":"points","headline":"1.5 Base Points per BHD 1; 0.33 on Europe currencies, government and special payments","detail":"Points by NBB programme","cap":null}],"benefits":["Access to over 1,000 airport lounges","Visa Signature travel benefits: airport services, travel insurance","Booking.com 8% discount; Jumeirah Hotels up to 20%","Up to 51 days interest-free"],"tags":["no-annual-fee","rewards","travel"],"productUrl":"https://nbbonline.com/personal/cards/visa-signature/","kfsUrl":null,"sources":["https://nbbonline.com/personal/cards/","https://nbbonline.com/wp-content/uploads/2024/11/Fees-Service-Charges-cards-3.pdf"],"notes":[],"verifiedOn":"2026-09-27"},{"id":"bbk-infinite","country":"bh","bank":"bbk","name":"Infinite Credit Card","nameAr":"إنفنيت","network":"Visa","tier":"Infinite","islamic":false,"fee":55,"feeInclVat":55,"vatBasis":"incl","firstYearFree":null,"feeCondition":null,"minSalary":4000,"minSalaryNote":null,"monthlyRate":1.65,"monthlyRateRange":null,"apr":19.8,"monthlyFee":null,"fxFee":3.3,"rewards":[{"type":"points","headline":"1 point per BD 0.500 spent; 1 point per BD 0.334 in GCC currencies","detail":"Thameen loyalty rewards","cap":null}],"benefits":["Free access to more than 1,000 airport lounges","Multi-trip travel insurance worth US$500,000 (trips up to 90 days)","Cash withdrawal up to 35% of credit limit","Up to 55 days grace period","Free double warranty and buyers' protection","Free card replacement, PIN replacement and temporary limit increase"],"tags":["premium","rewards","travel"],"productUrl":"https://www.bbkonline.com/infinite-credit-card/","kfsUrl":null,"sources":["https://www.bbkonline.com/infinite-credit-card/","https://www.bbkonline.com/wp-content/uploads/2026/07/4175-BBK-Credit-Cards-Updated-Fees-and-Charges-V1-1.7.2026.pdf"],"notes":[],"verifiedOn":"2026-09-27"},{"id":"bbk-platinum","country":"bh","bank":"bbk","name":"Platinum Credit Card","nameAr":"البلاتينية","network":"Visa","tier":"Platinum","islamic":false,"fee":5.5,"feeInclVat":5.5,"vatBasis":"incl","firstYearFree":null,"feeCondition":null,"minSalary":300,"minSalaryNote":null,"monthlyRate":1.85,"monthlyRateRange":null,"apr":22.2,"monthlyFee":null,"fxFee":3.3,"rewards":[{"type":"points","headline":"1 Thameen point per BD 0.900 spent","detail":"Thameen loyalty rewards programme","cap":null}],"benefits":["Cash withdrawal up to 50% of credit limit","Up to 25 days grace period from statement date","Free double warranty and buyers' protection","Equal Payment Plan up to 24 months","Supplementary cards for direct family members"],"tags":["rewards"],"productUrl":"https://www.bbkonline.com/platinum-credit-card/","kfsUrl":null,"sources":["https://www.bbkonline.com/platinum-credit-card/","https://www.bbkonline.com/wp-content/uploads/2026/07/4175-BBK-Credit-Cards-Updated-Fees-and-Charges-V1-1.7.2026.pdf"],"notes":[],"verifiedOn":"2026-09-27"},{"id":"bbk-signature","country":"bh","bank":"bbk","name":"Signature Credit Card","nameAr":"سيغنتشر","network":"Visa","tier":"Signature","islamic":false,"fee":5.5,"feeInclVat":5.5,"vatBasis":"incl","firstYearFree":null,"feeCondition":null,"minSalary":1500,"minSalaryNote":null,"monthlyRate":1.75,"monthlyRateRange":null,"apr":21,"monthlyFee":null,"fxFee":3.3,"rewards":[{"type":"points","headline":"1 Thameen point per BD 0.600 spent","detail":"Welcome leaflet says 2 Thameen points per BHD 0.600 (conflict)","cap":null}],"benefits":["Free access to more than 1,000 airport lounges (USD 1 international spend within 90 days)","Free multi-trip travel insurance worth US$500,000","Up to 55 days grace period","Cash withdrawal up to 50% of credit limit","Free double warranty and buyers' protection","Equal Payment Plan up to 24 months"],"tags":["rewards","travel"],"productUrl":"https://www.bbkonline.com/signature-credit-card/","kfsUrl":null,"sources":["https://www.bbkonline.com/signature-credit-card/","https://www.bbkonline.com/wp-content/uploads/2024/06/G18524_BBK_Welcome-Letter-Credit-cards-Signature-Card-V4.pdf","https://www.bbkonline.com/wp-content/uploads/2026/07/4175-BBK-Credit-Cards-Updated-Fees-and-Charges-V1-1.7.2026.pdf"],"notes":[],"verifiedOn":"2026-09-27"},{"id":"kfh-bh-platinum","country":"bh","bank":"kfh-bh","name":"KFH Platinum Credit Card","nameAr":"البطاقة الائتمانية البلاتينية","network":"Mastercard","tier":"Platinum","islamic":true,"fee":15,"feeInclVat":16.5,"vatBasis":"excl","firstYearFree":false,"feeCondition":"Spend-based reversal from 2nd year onwards on BHD 1,500 spends in previous year","minSalary":300,"minSalaryNote":null,"monthlyRate":2.99,"monthlyRateRange":null,"apr":35.88,"monthlyFee":null,"fxFee":3.3,"rewards":[{"type":"points","headline":"1.5 Pearl Points per BHD on groceries & dining and foreign currency; 0.75 local","detail":"Pearl Rewards","cap":"monthly earning cap of 2,000 Pearl Points"}],"benefits":["Complimentary access to select premium airport lounges","Purchase protection up to USD 2,000 per incident, USD 5,000 per year (180 days)","Balance transfer in 6 instalments at 0% profit rate (BHD 5 + VAT fee)","Up to 20% off with partner restaurants"],"tags":["islamic","rewards"],"productUrl":"https://www.bh.kfh.com/personal/credit-cards/platinum-credit-card/","kfsUrl":null,"sources":["https://www.bh.kfh.com/personal/credit-cards/platinum-credit-card/","https://www.bh.kfh.com/wp-content/uploads/2026/03/EV250650-KFH-TOCs-Islamic-A4-EN-AR-V6.pdf"],"notes":[],"verifiedOn":"2026-09-27"},{"id":"kfh-bh-world","country":"bh","bank":"kfh-bh","name":"KFH World Credit Card","nameAr":"بطاقة وورلد الائتمانية","network":"Mastercard","tier":"World","islamic":true,"fee":25,"feeInclVat":27.5,"vatBasis":"excl","firstYearFree":true,"feeCondition":"Fee waived from second year onwards unless annual spend is below BHD 2,500","minSalary":750,"minSalaryNote":null,"monthlyRate":2.99,"monthlyRateRange":null,"apr":35.88,"monthlyFee":null,"fxFee":3.3,"rewards":[{"type":"points","headline":"2 Pearl Points per BHD on groceries and restaurants; 1.5 foreign currency; 1 local","detail":"Pearl Rewards; 0.5 point on government transactions","cap":"monthly earning cap of 2,000 Pearl Points"}],"benefits":["Free unlimited access to 1,500+ airport lounges incl. Pearl Lounge (also supplementary)","Personal accident and medical emergency insurance up to USD 500,000","Balance transfer in 6 instalments at 0% profit rate","Priceless Cities","Up to 20% off at partner restaurants"],"tags":["islamic","rewards","travel"],"productUrl":"https://www.bh.kfh.com/personal/credit-cards/world-credit-card/","kfsUrl":null,"sources":["https://www.bh.kfh.com/personal/credit-cards/world-credit-card/","https://www.bh.kfh.com/wp-content/uploads/2026/03/EV250650-KFH-TOCs-Islamic-A4-EN-AR-V6.pdf"],"notes":[],"verifiedOn":"2026-09-27"},{"id":"kfh-bh-world-elite","country":"bh","bank":"kfh-bh","name":"KFH World Elite Credit Card","nameAr":"بطاقة وورلد إيليت الائتمانية","network":"Mastercard","tier":"World Elite","islamic":true,"fee":50,"feeInclVat":55,"vatBasis":"excl","firstYearFree":true,"feeCondition":"Tariff: 2nd year onwards fee waived on BD 2,500 spends in previous year; product page: waiver for qualified Premium/Private banking customers","minSalary":2500,"minSalaryNote":null,"monthlyRate":2.99,"monthlyRateRange":null,"apr":35.88,"monthlyFee":null,"fxFee":3.3,"rewards":[{"type":"points","headline":"4 Pearl Points per BHD foreign currency; 3.5 on hotel & flight bookings; 2.0 local","detail":"Pearl Rewards; 0.5 point on government transactions; transfer to Gulf Air, Emirates, Etihad, Qatar Airways, Shukran","cap":"monthly earning cap of 2,000 Pearl Points"}],"benefits":["1,500+ airport lounges incl. Pearl Lounge Bahrain","Travel accident and medical insurance up to USD 500,000","Travel inconvenience and cancellation insurance up to USD 7,500","Free Entertainer app","Up to 20% off at partner restaurants"],"tags":["islamic","premium","rewards","travel"],"productUrl":"https://www.bh.kfh.com/personal/credit-cards/world-elite-credit-card/","kfsUrl":null,"sources":["https://www.bh.kfh.com/personal/credit-cards/world-elite-credit-card/","https://www.bh.kfh.com/world-elite-credit-card/","https://www.bh.kfh.com/wp-content/uploads/2026/03/EV250650-KFH-TOCs-Islamic-A4-EN-AR-V6.pdf"],"notes":[],"verifiedOn":"2026-09-27"},{"id":"bisb-mastercard-cashback","country":"bh","bank":"bisb","name":"BisB Mastercard Cashback Credit Card","nameAr":"بطاقة ماستركارد الائتمانية للاسترداد النقدي","network":"Mastercard","tier":null,"islamic":true,"fee":0,"feeInclVat":0,"vatBasis":"n/a","firstYearFree":true,"feeCondition":"Primary annual fee listed as Free (Titanium/CashBack column)","minSalary":null,"minSalaryNote":null,"monthlyRate":null,"monthlyRateRange":null,"apr":null,"monthlyFee":null,"fxFee":3,"rewards":[{"type":"cashback","headline":"3% supermarkets, 2% international, 1% e-commerce","detail":"Min spend BD 200/month","cap":"Max cashback BD 25/month"}],"benefits":["Complimentary access to 10+ airport lounges across the Middle East & Levant (Mastercard Travel Pass)","Mastercard partner offers (Booking.com, IHG, Talabat, MyUS, Avis, Rentalcars.com, Budget)"],"tags":["cashback","islamic","no-annual-fee","shopping"],"productUrl":"https://www.bisb.com/en/introducing-bisb-mastercard-cashback-credit-card","kfsUrl":null,"sources":["https://www.bisb.com/en/introducing-bisb-mastercard-cashback-credit-card","https://www.bisb.com/sites/default/files/2022-08/Credit-Cards-Terms-And-Conditions_v4.pdf","https://www.bisb.com/sites/default/files/2026-05/Fees-and-Charges-retail-2026-EN.pdf"],"notes":[],"verifiedOn":"2026-09-27"},{"id":"bisb-titanium-mastercard","country":"bh","bank":"bisb","name":"BisB Titanium Mastercard","nameAr":"بطاقة ماستركارد التيتانيوم","network":"Mastercard","tier":"Titanium","islamic":true,"fee":0,"feeInclVat":0,"vatBasis":"n/a","firstYearFree":true,"feeCondition":"Primary annual fee listed as Free","minSalary":null,"minSalaryNote":null,"monthlyRate":null,"monthlyRateRange":null,"apr":null,"monthlyFee":null,"fxFee":3,"rewards":[{"type":"points","headline":"BisB Rewards: 1 pt per BD1 (BHD), 1.25 pts per BD1 (other currencies)","detail":null,"cap":null}],"benefits":["Up to 8 airport lounge visits annually","5 free supplementary cards"],"tags":["islamic","no-annual-fee","rewards"],"productUrl":"https://www.bisb.com/en/titanium-mastercard","kfsUrl":null,"sources":["https://www.bisb.com/en/products/bisb-rewards","https://www.bisb.com/en/titanium-mastercard","https://www.bisb.com/sites/default/files/2022-08/Credit-Cards-Terms-And-Conditions_v4.pdf","https://www.bisb.com/sites/default/files/2026-05/Fees-and-Charges-retail-2026-EN.pdf"],"notes":[],"verifiedOn":"2026-09-27"},{"id":"bisb-visa-infinite","country":"bh","bank":"bisb","name":"BisB Visa Infinite","nameAr":"بطاقة فيزا إنفينيت","network":"Visa","tier":"Infinite","islamic":true,"fee":44,"feeInclVat":48.4,"vatBasis":"excl","firstYearFree":null,"feeCondition":null,"minSalary":null,"minSalaryNote":null,"monthlyRate":null,"monthlyRateRange":null,"apr":null,"monthlyFee":null,"fxFee":3,"rewards":[{"type":"points","headline":"BisB Rewards: 1.75 pts per BD1 (BHD), 2 pts per BD1 (other currencies)","detail":"Points redeemable for travel, cashback, products and partner programmes (Shukran, Gulf Air, Etihad, Al Fursan)","cap":"Maximum cashback redemption 100,000 points per month"}],"benefits":["Unlimited airport lounge access (1,300+ lounges) with one guest per visit","Visa Luxury Hotel Collection","Purchase protection and extended warranty","5 free supplementary cards","24/7 concierge","Multi-trip travel insurance up to 90 days"],"tags":["islamic","premium","rewards","travel"],"productUrl":"https://www.bisb.com/en/infinite-cards","kfsUrl":null,"sources":["https://www.bisb.com/en/infinite-cards","https://www.bisb.com/en/products/bisb-rewards","https://www.bisb.com/sites/default/files/2022-08/Credit-Cards-Terms-And-Conditions_v4.pdf","https://www.bisb.com/sites/default/files/2026-05/Fees-and-Charges-retail-2026-EN.pdf"],"notes":[],"verifiedOn":"2026-09-27"},{"id":"bisb-visa-platinum","country":"bh","bank":"bisb","name":"BisB Visa Platinum","nameAr":"بطاقة فيزا البلاتينية","network":"Visa","tier":"Platinum","islamic":true,"fee":0,"feeInclVat":0,"vatBasis":"n/a","firstYearFree":true,"feeCondition":"Primary annual fee listed as Free","minSalary":null,"minSalaryNote":null,"monthlyRate":null,"monthlyRateRange":null,"apr":null,"monthlyFee":null,"fxFee":3,"rewards":[{"type":"points","headline":"BisB Rewards: 1 pt per BD1 (BHD), 1.25 pts per BD1 (other currencies)","detail":null,"cap":null}],"benefits":["6 lounge visits per calendar year (cardholder only)","Visa Luxury Hotel Collection","Purchase protection and extended warranty","5 free supplementary cards"],"tags":["islamic","no-annual-fee","rewards"],"productUrl":"https://www.bisb.com/en/visa-platinum","kfsUrl":null,"sources":["https://www.bisb.com/en/products/bisb-rewards","https://www.bisb.com/en/visa-platinum","https://www.bisb.com/sites/default/files/2022-08/Credit-Cards-Terms-And-Conditions_v4.pdf","https://www.bisb.com/sites/default/files/2026-05/Fees-and-Charges-retail-2026-EN.pdf"],"notes":[],"verifiedOn":"2026-09-27"},{"id":"bisb-visa-signature","country":"bh","bank":"bisb","name":"BisB Visa Signature","nameAr":"بطاقة فيزا سغنتشر","network":"Visa","tier":"Signature","islamic":true,"fee":0,"feeInclVat":0,"vatBasis":"n/a","firstYearFree":true,"feeCondition":"Primary annual fee listed as Free","minSalary":null,"minSalaryNote":null,"monthlyRate":null,"monthlyRateRange":null,"apr":null,"monthlyFee":null,"fxFee":3,"rewards":[{"type":"points","headline":"BisB Rewards: 1.35 pts per BD1 (BHD), 1.75 pts per BD1 (other currencies)","detail":"Redeem for travel, cashback, products, partner programmes","cap":null}],"benefits":["12 complimentary airport lounge visits per year (1,300+ lounges)","24/7 concierge","Purchase protection and extended warranty","Multi-trip travel insurance up to 90 days","5 free supplementary cards"],"tags":["islamic","no-annual-fee","rewards","travel"],"productUrl":"https://www.bisb.com/en/visa-signature","kfsUrl":null,"sources":["https://www.bisb.com/en/products/bisb-rewards","https://www.bisb.com/en/visa-signature","https://www.bisb.com/sites/default/files/2022-08/Credit-Cards-Terms-And-Conditions_v4.pdf","https://www.bisb.com/sites/default/files/2026-05/Fees-and-Charges-retail-2026-EN.pdf"],"notes":[],"verifiedOn":"2026-09-27"},{"id":"al-salam-bh-platinum","country":"bh","bank":"al-salam-bh","name":"Al Salam Platinum Contactless Credit Card","nameAr":"البطاقة البلاتينية الائتمانية اللاتلامسية","network":"Visa","tier":"Platinum","islamic":true,"fee":0,"feeInclVat":0,"vatBasis":"n/a","firstYearFree":true,"feeCondition":"Issuing/Renewal Fee Free","minSalary":null,"minSalaryNote":null,"monthlyRate":null,"monthlyRateRange":null,"apr":null,"monthlyFee":null,"fxFee":2.71,"rewards":[{"type":"points","headline":"Al Salam Rewards loyalty points","detail":"Earn loyalty points on every banking transaction with Al Salam Rewards program.","cap":null}],"benefits":["6 lounge visits per year at 25 selected lounges","Up to 50 days of free credit","Complimentary supplementary cards","Purchase protection and extended warranty","ENTERTAINER app offers"],"tags":["islamic","no-annual-fee","rewards"],"productUrl":"https://www.alsalambank.com/en/credit-cards/platinum/","kfsUrl":null,"sources":["https://www.alsalambank.com/en/credit-cards/platinum/","https://www.alsalambank.com/wp-content/uploads/2025/12/Cards-terms-and-conditions.pdf","https://www.alsalambank.com/wp-content/uploads/2025/12/Tariff-of-charges.pdf","https://www.alsalambank.com/wp-content/uploads/2025/12/apr-sheet-v5-20260311.pdf"],"notes":[],"verifiedOn":"2026-09-27"},{"id":"al-salam-bh-visa-infinite","country":"bh","bank":"al-salam-bh","name":"Al Salam Visa Infinite Credit Card","nameAr":"بطاقة فيزا إنفينيت الائتمانية","network":"Visa","tier":"Infinite","islamic":true,"fee":0,"feeInclVat":0,"vatBasis":"n/a","firstYearFree":true,"feeCondition":"Issuing/Renewal Fee Free","minSalary":null,"minSalaryNote":null,"monthlyRate":null,"monthlyRateRange":null,"apr":null,"monthlyFee":null,"fxFee":2.71,"rewards":[{"type":"miles","headline":"Al Salam Rewards miles","detail":"Earn Miles with Al Salam Rewards program","cap":null}],"benefits":["Unlimited lounge access for cardholder + 1 guest","Free travel insurance up to US$1,000,000","Concierge","Up to 50 days of free credit"],"tags":["islamic","miles","no-annual-fee","premium","travel"],"productUrl":"https://www.alsalambank.com/en/credit-cards/visa-infinite/","kfsUrl":null,"sources":["https://www.alsalambank.com/en/credit-cards/visa-infinite/","https://www.alsalambank.com/wp-content/uploads/2025/12/Cards-terms-and-conditions.pdf","https://www.alsalambank.com/wp-content/uploads/2025/12/Tariff-of-charges.pdf","https://www.alsalambank.com/wp-content/uploads/2025/12/apr-sheet-v5-20260311.pdf"],"notes":[],"verifiedOn":"2026-09-27"},{"id":"al-salam-bh-signature","country":"bh","bank":"al-salam-bh","name":"Al Salam Visa Signature Contactless Credit Card","nameAr":"بطاقة سيغنتشر الائتمانية اللاتلامسية","network":"Visa","tier":"Signature","islamic":true,"fee":0,"feeInclVat":0,"vatBasis":"n/a","firstYearFree":true,"feeCondition":"Issuing/Renewal Fee Free","minSalary":null,"minSalaryNote":null,"monthlyRate":null,"monthlyRateRange":null,"apr":null,"monthlyFee":null,"fxFee":2.71,"rewards":[{"type":"points","headline":"Al Salam Rewards loyalty points","detail":"Earn loyalty points on every banking transaction with Al Salam Rewards program.","cap":null}],"benefits":["12 lounge visits per year (1,000+ lounges)","Visa Luxury Hotels, Agoda up to 12%, Avis up to 35%","Concierge","Purchase protection and extended warranty"],"tags":["islamic","no-annual-fee","rewards","travel"],"productUrl":"https://www.alsalambank.com/en/credit-cards/signature/","kfsUrl":null,"sources":["https://www.alsalambank.com/en/credit-cards/signature/","https://www.alsalambank.com/wp-content/uploads/2025/12/Cards-terms-and-conditions.pdf","https://www.alsalambank.com/wp-content/uploads/2025/12/Tariff-of-charges.pdf","https://www.alsalambank.com/wp-content/uploads/2025/12/apr-sheet-v5-20260311.pdf"],"notes":[],"verifiedOn":"2026-09-27"},{"id":"khaleeji-covered-infinite","country":"bh","bank":"khaleeji","name":"Covered Infinite Credit Card","nameAr":"بطاقة الإنفينيت المغطاة","network":"Visa","tier":"Infinite","islamic":true,"fee":0,"feeInclVat":0,"vatBasis":"n/a","firstYearFree":true,"feeCondition":"Annual membership / subscription fee listed as Free","minSalary":null,"minSalaryNote":null,"monthlyRate":1.65,"monthlyRateRange":null,"apr":null,"monthlyFee":null,"fxFee":3.3,"rewards":[{"type":"cashback","headline":"1% 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months"],"tags":["premium","travel"],"productUrl":"https://www.bankmuscat.om/en/bm-cards/Pages/Al-Jawhar-Visa-Platinum-Credit-Card.aspx","kfsUrl":null,"sources":["https://www.bankmuscat.om/en/bm-cards/Pages/Al-Jawhar-Visa-Platinum-Credit-Card.aspx"],"notes":[],"verifiedOn":"2026-09-27"},{"id":"bank-muscat-asalah-visa-signature","country":"om","bank":"bank-muscat","name":"Asalah VISA Signature Credit Card","nameAr":null,"network":"Visa","tier":"Signature","islamic":false,"fee":52.5,"feeInclVat":52.5,"vatBasis":"unknown","firstYearFree":false,"feeCondition":"Fees can be waived if the customers yearly spend exceeds OMR 3600","minSalary":null,"minSalaryNote":null,"monthlyRate":1.5,"monthlyRateRange":null,"apr":null,"monthlyFee":null,"fxFee":3,"rewards":[],"benefits":["Dining discounts at 75+ premium restaurants","Airport lounge access at over 1,000 lounges","Multi-trip travel insurance","Complimentary chauffeur service to/from airports","24/7 global concierge","Purchase protection and 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period","Free travel insurance when 50% of ticket purchased with card","100% cash advance limit","Free lounge access with flight delay of 1+ hour"],"tags":["co-brand","rewards","shopping"],"productUrl":"https://www.bankmuscat.om/en/bm-cards/Pages/Bank-Muscat-Lulu-Titanium-Mastercard-Credit-Card.aspx","kfsUrl":null,"sources":["https://www.bankmuscat.om/en/bm-cards/Pages/Bank-Muscat-Lulu-Titanium-Mastercard-Credit-Card.aspx"],"notes":[],"verifiedOn":"2026-09-27"},{"id":"bank-muscat-oman-air-visa-platinum","country":"om","bank":"bank-muscat","name":"Bank Muscat Oman Air Visa Platinum Credit Card","nameAr":null,"network":"Visa","tier":"Platinum","islamic":false,"fee":42,"feeInclVat":42,"vatBasis":"unknown","firstYearFree":null,"feeCondition":null,"minSalary":500,"minSalaryNote":null,"monthlyRate":1.5,"monthlyRateRange":null,"apr":null,"monthlyFee":null,"fxFee":3,"rewards":[{"type":"miles","headline":"2 Sindbad Miles per OMR 1 spent","detail":"1,000 welcome bonus Sindbad miles with first usage within 30 days; fast track to Sindbad Silver tier after 2 Oman Air return trips","cap":null}],"benefits":["Complimentary access to 25 premium lounges around the world","Free travel insurance","Up to 52-days interest-free repayment period","Unlimited complimentary access to Khareef Lounge at Salalah International Airport"],"tags":["co-brand","miles","travel"],"productUrl":"https://www.bankmuscat.om/en/bm-cards/Pages/Oman-Air-Visa-Credit-Card.aspx","kfsUrl":null,"sources":["https://www.bankmuscat.om/en/bm-cards/Pages/Oman-Air-Visa-Credit-Card.aspx"],"notes":[],"verifiedOn":"2026-09-27"},{"id":"bank-muscat-meethaq-hafawa-visa-signature","country":"om","bank":"bank-muscat","name":"Meethaq Hafawa Visa Signature Credit Card","nameAr":null,"network":"Visa","tier":"Signature","islamic":true,"fee":100,"feeInclVat":100,"vatBasis":"unknown","firstYearFree":null,"feeCondition":"No annual fee for existing Hafawa Customers","minSalary":1000,"minSalaryNote":null,"monthlyRate":null,"monthlyRateRange":null,"apr":null,"monthlyFee":35,"fxFee":null,"rewards":[{"type":"other","headline":"Dining discounts & rewards at 75+ premium restaurants","detail":null,"cap":null}],"benefits":["Complimentary lounge access to 1,200+ lounges","Up to 52-days profit-free credit period","Purchase security and extended warranty","Luxury Hotel Collection"],"tags":["islamic","premium","travel"],"productUrl":"https://www.meethaq.om/en/meethaq-cards/Pages/Meethaq-Hafawa-Visa-Signature-Credit-Card.aspx","kfsUrl":null,"sources":["https://www.meethaq.om/en/meethaq-cards/Pages/Meethaq-Hafawa-Visa-Signature-Credit-Card.aspx"],"notes":[],"verifiedOn":"2026-09-27"},{"id":"bank-muscat-meethaq-lulu","country":"om","bank":"bank-muscat","name":"Meethaq Lulu Credit Card","nameAr":null,"network":"Mastercard","tier":null,"islamic":true,"fee":10,"feeInclVat":10,"vatBasis":"unknown","firstYearFree":null,"feeCondition":null,"minSalary":250,"minSalaryNote":null,"monthlyRate":null,"monthlyRateRange":null,"apr":null,"monthlyFee":15,"fxFee":null,"rewards":[{"type":"cashback","headline":"2% at Lulu Hypermarket; 0.5% at other local merchants","detail":"Earn 2% of your purchases as a reward at Lulu Hypermarket; 0.5% at other local merchants","cap":null}],"benefits":["Up to 52 days free credit period","Airport lounge access","Careem 20% discount","Avis car rental 15% off"],"tags":["co-brand","islamic","shopping"],"productUrl":"https://www.meethaq.om/en/meethaq-cards/Pages/Meethaq-Lulu-Credit-Card.aspx","kfsUrl":null,"sources":["https://www.meethaq.om/en/meethaq-cards/Pages/Meethaq-Lulu-Credit-Card.aspx"],"notes":[],"verifiedOn":"2026-09-27"},{"id":"bank-muscat-meethaq-visa-gold","country":"om","bank":"bank-muscat","name":"Meethaq VISA Gold Credit Card","nameAr":null,"network":"Visa","tier":"Gold","islamic":true,"fee":10,"feeInclVat":10,"vatBasis":"unknown","firstYearFree":null,"feeCondition":null,"minSalary":250,"minSalaryNote":null,"monthlyRate":null,"monthlyRateRange":null,"apr":null,"monthlyFee":7,"fxFee":null,"rewards":[],"benefits":["Up to 52-days profit-free credit period","Worldwide acceptance","Supplementary cards for family members over 18"],"tags":["islamic"],"productUrl":"https://www.meethaq.om/en/meethaq-cards/Pages/Meethaq-Visa-Gold-Credit-Card.aspx","kfsUrl":null,"sources":["https://www.meethaq.om/en/meethaq-cards/Pages/Meethaq-Visa-Gold-Credit-Card.aspx"],"notes":[],"verifiedOn":"2026-09-27"},{"id":"bank-muscat-meethaq-visa-platinum","country":"om","bank":"bank-muscat","name":"Meethaq VISA Platinum Credit Card","nameAr":null,"network":"Visa","tier":"Platinum","islamic":true,"fee":50,"feeInclVat":50,"vatBasis":"unknown","firstYearFree":null,"feeCondition":null,"minSalary":250,"minSalaryNote":null,"monthlyRate":null,"monthlyRateRange":null,"apr":null,"monthlyFee":14,"fxFee":null,"rewards":[],"benefits":["Exclusive discounts at merchants","Up to 52-days profit-free credit period","Easy installment plans (12 months)","Complimentary airport lounge access (1,200+ lounges)"],"tags":["islamic"],"productUrl":"https://www.meethaq.om/en/meethaq-cards/Pages/Meethaq-Visa-Platinum-Credit-Card.aspx","kfsUrl":null,"sources":["https://www.meethaq.om/en/meethaq-cards/Pages/Meethaq-Visa-Platinum-Credit-Card.aspx"],"notes":[],"verifiedOn":"2026-09-27"},{"id":"bank-muscat-private-banking-visa-infinite","country":"om","bank":"bank-muscat","name":"Private Banking VISA Infinite Credit Card","nameAr":null,"network":"Visa","tier":"Infinite","islamic":false,"fee":0,"feeInclVat":0,"vatBasis":"n/a","firstYearFree":null,"feeCondition":null,"minSalary":null,"minSalaryNote":null,"monthlyRate":1.5,"monthlyRateRange":null,"apr":null,"monthlyFee":null,"fxFee":3,"rewards":[],"benefits":["Complimentary chauffeur service to Muscat (6x/year) and Salalah (3x/year) airports","Airport lounge access via Visa Airport Companion","Multi-trip travel insurance (up to 90 days)","24-hour Visa Premium Concierge","50% on movie tickets at Vox Cinemas, Oman","Complimentary valet parking at Mall of Oman"],"tags":["no-annual-fee","premium","travel"],"productUrl":"https://www.bankmuscat.om/en/bm-cards/Pages/Private-Banking-VISA-Infinite-Credit-Card.aspx","kfsUrl":null,"sources":["https://www.bankmuscat.om/en/bm-cards/Pages/Private-Banking-VISA-Infinite-Credit-Card.aspx"],"notes":[],"verifiedOn":"2026-09-27"},{"id":"nbo-muzn-gold-eco","country":"om","bank":"nbo","name":"Muzn Gold Eco-Friendly Credit Card","nameAr":null,"network":null,"tier":"Gold","islamic":true,"fee":null,"feeInclVat":null,"vatBasis":"unknown","firstYearFree":true,"feeCondition":"First-year fee waived on spend of OMR 100 within 90 days; second year onwards 50% waiver at OMR 2,000-3,999 annual spend; 100% at OMR 4,000+","minSalary":null,"minSalaryNote":null,"monthlyRate":null,"monthlyRateRange":null,"apr":null,"monthlyFee":null,"fxFee":null,"rewards":[],"benefits":[],"tags":["islamic"],"productUrl":"https://www.muzn.om/en/retailbanking/Accounts/Pages/Credit-Cards.aspx","kfsUrl":null,"sources":["https://www.muzn.om/en/retailbanking/Accounts/Pages/Credit-Cards.aspx"],"notes":[{"en":"This Islamic card charges a fixed monthly fee instead of a percentage rate when a balance is carried.","ar":"تفرض هذه البطاقة الإسلامية رسوماً شهرية ثابتة بدلاً من نسبة مئوية عند وجود رصيد مستحق."}],"verifiedOn":"2026-09-27"},{"id":"nbo-muzn-platinum-eco","country":"om","bank":"nbo","name":"Muzn Platinum Eco-Friendly Credit Card","nameAr":null,"network":null,"tier":"Platinum","islamic":true,"fee":null,"feeInclVat":null,"vatBasis":"unknown","firstYearFree":true,"feeCondition":"First-year fee waived on spend of OMR 250 within 90 days; second year onwards 50% waiver at OMR 2,500-4,999 annual spend; 100% at OMR 5,000+","minSalary":null,"minSalaryNote":null,"monthlyRate":null,"monthlyRateRange":null,"apr":null,"monthlyFee":null,"fxFee":null,"rewards":[],"benefits":[],"tags":["islamic"],"productUrl":"https://www.muzn.om/en/retailbanking/Accounts/Pages/Credit-Cards.aspx","kfsUrl":null,"sources":["https://www.muzn.om/en/retailbanking/Accounts/Pages/Credit-Cards.aspx"],"notes":[{"en":"This Islamic card charges a fixed monthly fee instead of a percentage rate when a balance is carried.","ar":"تفرض هذه البطاقة الإسلامية رسوماً شهرية ثابتة بدلاً من نسبة مئوية عند وجود رصيد مستحق."}],"verifiedOn":"2026-09-27"},{"id":"nbo-muzn-signature-eco","country":"om","bank":"nbo","name":"Muzn Signature Eco-Friendly Credit Card","nameAr":null,"network":null,"tier":"Signature","islamic":true,"fee":null,"feeInclVat":null,"vatBasis":"unknown","firstYearFree":true,"feeCondition":"First-year fee waived on spend of OMR 350 within 90 days; second year onwards 50% waiver at OMR 3,000-5,999 annual spend; 100% at OMR 6,000+","minSalary":null,"minSalaryNote":null,"monthlyRate":null,"monthlyRateRange":null,"apr":null,"monthlyFee":null,"fxFee":null,"rewards":[],"benefits":[],"tags":["islamic"],"productUrl":"https://www.muzn.om/en/retailbanking/Accounts/Pages/Credit-Cards.aspx","kfsUrl":null,"sources":["https://www.muzn.om/en/retailbanking/Accounts/Pages/Credit-Cards.aspx"],"notes":[{"en":"This Islamic card charges a fixed monthly fee instead of a percentage rate when a balance is carried.","ar":"تفرض هذه البطاقة الإسلامية رسوماً شهرية ثابتة بدلاً من نسبة مئوية عند وجود رصيد مستحق."}],"verifiedOn":"2026-09-27"},{"id":"nbo-visa-gold","country":"om","bank":"nbo","name":"Visa Gold Credit Card","nameAr":"بطاقة الائتمان الذهبية","network":"Visa","tier":"Gold","islamic":false,"fee":21,"feeInclVat":21,"vatBasis":"incl","firstYearFree":true,"feeCondition":"First-year fee for primary and one supplementary card waived on activation and spend of OMR 100 within 90 days of issuance; thereafter 100% waived if total spend more than OMR 1500","minSalary":300,"minSalaryNote":null,"monthlyRate":1.5,"monthlyRateRange":null,"apr":null,"monthlyFee":null,"fxFee":2.75,"rewards":[{"type":"points","headline":"5% on dine-in in Oman; 0.5% domestic POS & e-commerce","detail":"5% cashback as Reward Points on Dine-In POS transactions at local restaurants; 0.5% Reward Points on other domestic POS and e-commerce","cap":null}],"benefits":["Medical & travel assistance","Hotel, travel and car-rental discounts","50% off VOX Cinemas tickets and 25% off F&B","Credit Shield insurance"],"tags":["rewards"],"productUrl":"https://www.nbo.om/en/Pages/Personal-Banking/Products/Cards/Credit-Cards/Gold-Credit-Card.aspx","kfsUrl":"https://www.nbo.om/en/Download%20Documents/NBO%20KFS%20Gold%20Credit%20Card%20English.pdf","sources":["https://www.nbo.om/en/Download%20Documents/NBO%20KFS%20Gold%20Credit%20Card%20English.pdf","https://www.nbo.om/en/Pages/Personal-Banking/Products/Cards/Credit-Cards/Gold-Credit-Card.aspx","https://www.nbo.om/en/Pages/Personal-Banking/Products/Cards/NBO-Credit-Cards-Features.aspx"],"notes":[{"en":"The bank's own documents give different figures for this card's annual fee. We show the figure on the bank's most recent official page. Check with the bank before you apply.","ar":"تذكر مستندات البنك نفسه أرقاماً مختلفة لـالرسوم السنوية لهذه البطاقة. نعرض الرقم الوارد في أحدث صفحة رسمية للبنك. تحقق من البنك قبل التقديم."},{"en":"The bank's own documents give different figures for this card's minimum salary. We show the figure on the bank's most recent official page. Check with the bank before you apply.","ar":"تذكر مستندات البنك نفسه أرقاماً مختلفة لـالحد الأدنى للراتب لهذه البطاقة. نعرض الرقم الوارد في أحدث صفحة رسمية للبنك. تحقق من البنك قبل التقديم."}],"verifiedOn":"2026-09-27"},{"id":"nbo-visa-infinite","country":"om","bank":"nbo","name":"Visa Infinite Credit Card","nameAr":"بطاقة الائتمان انفينيت","network":"Visa","tier":"Infinite","islamic":false,"fee":94.5,"feeInclVat":94.5,"vatBasis":"incl","firstYearFree":false,"feeCondition":"100% of annual fee will be waived if the total spend more than 3600 OMR and above","minSalary":2000,"minSalaryNote":null,"monthlyRate":1.5,"monthlyRateRange":null,"apr":null,"monthlyFee":null,"fxFee":2.75,"rewards":[{"type":"points","headline":"2% on international POS; 5% on dine-in in Oman; 1% other domestic POS & e-commerce","detail":"2% Reward Points on international POS transactions made at merchant stores; 5% cashback as Reward Points on Dine-In POS transactions at restaurants within Oman; 1% Reward Points on other domestic POS (merchant stores), and international and domestic E-commerce","cap":null}],"benefits":["Unlimited airport lounge access (1,300+ lounges) - from 2 Feb 2026 requires USD 100 foreign-currency spend in last 90 days","Multi-trip travel insurance","6 complimentary airport chauffeur rides","50% Talabat discount (2 transactions/month, max OMR 3 each)","50% VOX Cinemas tickets"],"tags":["premium","rewards","travel"],"productUrl":"https://www.nbo.om/en/Pages/Personal-Banking/Products/Cards/Credit-Cards/Visa-Infinite-Card.aspx","kfsUrl":"https://www.nbo.om/en/Download%20Documents/NBO%20KFS%20Infinite%20Credit%20Card%20English.pdf","sources":["https://www.nbo.om/en/Download%20Documents/NBO%20KFS%20Infinite%20Credit%20Card%20English.pdf","https://www.nbo.om/en/Pages/Personal-Banking/Products/Cards/Credit-Cards/Visa-Infinite-Card.aspx","https://www.nbo.om/en/Pages/Personal-Banking/Products/Cards/NBO-Credit-Cards-Features.aspx"],"notes":[],"verifiedOn":"2026-09-27"},{"id":"nbo-visa-platinum","country":"om","bank":"nbo","name":"Visa Platinum Credit Card","nameAr":"بطاقة الائتمان بلاتينوم","network":"Visa","tier":"Platinum","islamic":false,"fee":42,"feeInclVat":42,"vatBasis":"incl","firstYearFree":true,"feeCondition":"First-year fee for primary and one supplementary card waived on activation and spend of OMR 250 within 90 days of issuance; thereafter 100% waived if total spend more than OMR 2500","minSalary":750,"minSalaryNote":null,"monthlyRate":1.5,"monthlyRateRange":null,"apr":null,"monthlyFee":null,"fxFee":2.75,"rewards":[{"type":"points","headline":"5% on dine-in in Oman; 1% domestic POS & e-commerce","detail":"5% cashback as Reward Points on dine-in POS transactions at Oman restaurants; 1% Reward Points on domestic POS and international/domestic e-commerce","cap":null}],"benefits":["6 airport lounge visits per year via Visa Airport Companion","Medical & travel assistance","50% VOX Cinemas tickets, 25% off F&B","15% off at IHG hotels (MENA/Africa)","Buyers protection and extended warranty"],"tags":["rewards","travel"],"productUrl":"https://www.nbo.om/en/Pages/Personal-Banking/Products/Cards/Credit-Cards/Platinum-Credit-Card.aspx","kfsUrl":"https://www.nbo.om/en/Download%20Documents/NBO%20%20KFS%20Platinum%20Credit%20Card%20English.pdf","sources":["https://www.nbo.om/en/Download%20Documents/NBO%20%20KFS%20Platinum%20Credit%20Card%20English.pdf","https://www.nbo.om/en/Pages/Personal-Banking/Products/Cards/Credit-Cards/Platinum-Credit-Card.aspx","https://www.nbo.om/en/Pages/Personal-Banking/Products/Cards/NBO-Credit-Cards-Features.aspx"],"notes":[],"verifiedOn":"2026-09-27"},{"id":"nbo-visa-signature","country":"om","bank":"nbo","name":"Visa Signature Credit Card","nameAr":"بطاقة الائتمان سيجنتشر","network":"Visa","tier":"Signature","islamic":false,"fee":47.25,"feeInclVat":47.25,"vatBasis":"incl","firstYearFree":true,"feeCondition":"First-year fee for primary and one supplementary card waived on activation and spend of OMR 350 within 90 days of issuance; thereafter 100% waived if total spend more than OMR 2,500","minSalary":1750,"minSalaryNote":null,"monthlyRate":1.5,"monthlyRateRange":null,"apr":null,"monthlyFee":null,"fxFee":2.75,"rewards":[{"type":"points","headline":"1.5% at merchant outlets/online; 5% on dine-in in Oman; 1% other domestic POS & e-commerce","detail":"1.5% Rewards on transactions done at merchant outlets / Online; 5% cashback as Reward Points on Dine-In POS transactions at local restaurants; 1% Reward Points on other domestic POS and e-commerce","cap":null}],"benefits":["12 airport lounge visits per year via Visa Airport Companion","Multi-trip travel insurance","4 complimentary airport chauffeur rides (Sadara customers)","50% VOX Cinemas tickets, 25% off F&B","24/7 concierge"],"tags":["premium","rewards","travel"],"productUrl":"https://www.nbo.om/en/Pages/Personal-Banking/Products/Cards/Credit-Cards/Signature-Credit-Card.aspx","kfsUrl":"https://www.nbo.om/en/Download%20Documents/NBO%20KFS%20Signature%20Credit%20Card%20English.pdf","sources":["https://www.nbo.om/en/Download%20Documents/NBO%20KFS%20Signature%20Credit%20Card%20English.pdf","https://www.nbo.om/en/Pages/Personal-Banking/Products/Cards/Credit-Cards/Signature-Credit-Card.aspx","https://www.nbo.om/en/Pages/Personal-Banking/Products/Cards/NBO-Credit-Cards-Features.aspx"],"notes":[{"en":"The bank's own documents give different figures for this card's minimum salary. We show the figure on the bank's most recent official page. Check with the bank before you apply.","ar":"تذكر مستندات البنك نفسه أرقاماً مختلفة لـالحد الأدنى للراتب لهذه البطاقة. نعرض الرقم الوارد في أحدث صفحة رسمية للبنك. تحقق من البنك قبل التقديم."}],"verifiedOn":"2026-09-27"},{"id":"bank-dhofar-dhofar-islamic-gold","country":"om","bank":"bank-dhofar","name":"Dhofar Islamic Mastercard Gold Credit Card","nameAr":null,"network":"Mastercard","tier":"Gold","islamic":true,"fee":21,"feeInclVat":21,"vatBasis":"incl","firstYearFree":null,"feeCondition":null,"minSalary":250,"minSalaryNote":null,"monthlyRate":null,"monthlyRateRange":null,"apr":null,"monthlyFee":10.5,"fxFee":1.5,"rewards":[{"type":"points","headline":"0.75% value back internationally, 0.5% in Oman","detail":"0.75% value back on international purchases and 0.5% on purchases in Oman (BankDhofar Loyalty Reward Program)","cap":"Government transactions under MCC 9399 are excluded"}],"benefits":["9 airport lounge visits via Mastercard Travel Pass","15% off IHG","Up to 20% off car rentals","180-day purchase protection"],"tags":["islamic","rewards"],"productUrl":"https://www.dhofarislamic.com/credit-cards/mastercard-gold-credit-card/","kfsUrl":null,"sources":["https://www.dhofarislamic.com/credit-cards/","https://www.dhofarislamic.com/credit-cards/mastercard-gold-credit-card/","https://www.dhofarislamic.com/credit-cards/mastercard-titanium-credit-card/","https://www.dhofarislamic.com/media/zr4b33ia/dhofar-islamic-tariff-list-june-2026.pdf"],"notes":[],"verifiedOn":"2026-09-27"},{"id":"bank-dhofar-dhofar-islamic-titanium","country":"om","bank":"bank-dhofar","name":"Dhofar Islamic Mastercard Titanium Credit Card","nameAr":null,"network":"Mastercard","tier":"Titanium","islamic":true,"fee":31.5,"feeInclVat":31.5,"vatBasis":"incl","firstYearFree":null,"feeCondition":null,"minSalary":700,"minSalaryNote":null,"monthlyRate":null,"monthlyRateRange":null,"apr":null,"monthlyFee":31.5,"fxFee":1.5,"rewards":[{"type":"points","headline":"1% value back internationally, 0.75% in Oman","detail":"1% value back on international purchases and 0.75% on purchases in Oman (BankDhofar Loyalty Reward Program)","cap":"Government transactions under MCC 9399 are excluded"}],"benefits":["Up to 9 airport lounge visits","Complimentary Entertainer membership","180-day purchase protection","Up to 52 days free monthly-fee period"],"tags":["islamic","rewards"],"productUrl":"https://www.dhofarislamic.com/credit-cards/mastercard-titanium-credit-card/","kfsUrl":null,"sources":["https://www.dhofarislamic.com/credit-cards/mastercard-titanium-credit-card/","https://www.dhofarislamic.com/media/zr4b33ia/dhofar-islamic-tariff-list-june-2026.pdf"],"notes":[],"verifiedOn":"2026-09-27"},{"id":"bank-dhofar-dhofar-islamic-world","country":"om","bank":"bank-dhofar","name":"Dhofar Islamic Mastercard World","nameAr":null,"network":"Mastercard","tier":"World","islamic":true,"fee":52.5,"feeInclVat":52.5,"vatBasis":"incl","firstYearFree":null,"feeCondition":null,"minSalary":3000,"minSalaryNote":null,"monthlyRate":null,"monthlyRateRange":null,"apr":null,"monthlyFee":84,"fxFee":1.5,"rewards":[{"type":"points","headline":"1.5% value back internationally, 1% in Oman","detail":"1.5% value back on international purchases and 1% on purchases in Oman (BankDhofar Loyalty Reward Program)","cap":"Government transactions under MCC 9399 are excluded"}],"benefits":["12 complimentary airport lounge visits","Travel insurance","1 GB free data roaming annually"],"tags":["islamic","rewards"],"productUrl":"https://www.dhofarislamic.com/credit-cards/mastercard-world/","kfsUrl":null,"sources":["https://www.dhofarislamic.com/credit-cards/mastercard-titanium-credit-card/","https://www.dhofarislamic.com/credit-cards/mastercard-world/","https://www.dhofarislamic.com/media/zr4b33ia/dhofar-islamic-tariff-list-june-2026.pdf"],"notes":[],"verifiedOn":"2026-09-27"},{"id":"bank-dhofar-mastercard-gold","country":"om","bank":"bank-dhofar","name":"Mastercard Gold","nameAr":null,"network":"Mastercard","tier":"Gold","islamic":false,"fee":21,"feeInclVat":21,"vatBasis":"incl","firstYearFree":null,"feeCondition":null,"minSalary":250,"minSalaryNote":null,"monthlyRate":1.5,"monthlyRateRange":null,"apr":18,"monthlyFee":null,"fxFee":3,"rewards":[{"type":"points","headline":"0.75% value back internationally, 0.5% in Oman","detail":"0.75% value back on international purchases and 0.5% on purchases in Oman (BankDhofar Loyalty Reward Program)","cap":"Government transactions under MCC 9399 are excluded"}],"benefits":["6 regional + 3 Oman airport lounge visits via Mastercard Travel Pass","10% off international roundtrip airfare on Cleartrip","15% off IHG Hotels & Resorts","Up to 20% off Talabat once monthly"],"tags":["rewards"],"productUrl":"https://www.bankdhofar.com/cards/mastercard-gold/","kfsUrl":"https://www.bankdhofar.com/media/e15dmare/kfs-credit-card-en.pdf","sources":["https://www.bankdhofar.com/cards/mastercard-gold/","https://www.bankdhofar.com/media/e15dmare/kfs-credit-card-en.pdf","https://www.bankdhofar.com/media/ycgd5j3q/tariff-list-en-_-jan-2026-1.pdf"],"notes":[{"en":"The bank's own documents give different figures for this card's foreign transaction fee. We show the figure on the bank's most recent official page. Check with the bank before you apply.","ar":"تذكر مستندات البنك نفسه أرقاماً مختلفة لـرسوم المعاملات الأجنبية لهذه البطاقة. نعرض الرقم الوارد في أحدث صفحة رسمية للبنك. تحقق من البنك قبل التقديم."}],"verifiedOn":"2026-09-27"},{"id":"bank-dhofar-mastercard-platinum","country":"om","bank":"bank-dhofar","name":"Mastercard Platinum","nameAr":null,"network":"Mastercard","tier":"Platinum","islamic":false,"fee":31.5,"feeInclVat":31.5,"vatBasis":"incl","firstYearFree":null,"feeCondition":null,"minSalary":700,"minSalaryNote":null,"monthlyRate":1.5,"monthlyRateRange":null,"apr":18,"monthlyFee":null,"fxFee":3,"rewards":[{"type":"points","headline":"1% value back internationally, 0.75% in Oman","detail":"1% value back on international purchases and 0.75% on purchases in Oman (BankDhofar Loyalty Reward Program)","cap":"Government transactions under MCC 9399 are excluded"}],"benefits":["Up to 9 lounge visits annually (6 regional, 3 in Oman)","10% off international airfare via Cleartrip","15% off IHG","180-day purchase protection","50% off VOX/Cinepolis tickets"],"tags":["rewards","travel"],"productUrl":"https://www.bankdhofar.com/cards/mastercard-platinum/","kfsUrl":"https://www.bankdhofar.com/media/e15dmare/kfs-credit-card-en.pdf","sources":["https://www.bankdhofar.com/cards/mastercard-platinum/","https://www.bankdhofar.com/media/e15dmare/kfs-credit-card-en.pdf","https://www.bankdhofar.com/media/ycgd5j3q/tariff-list-en-_-jan-2026-1.pdf"],"notes":[{"en":"The bank's own documents give different figures for this card's foreign transaction fee. We show the figure on the bank's most recent official page. Check with the bank before you apply.","ar":"تذكر مستندات البنك نفسه أرقاماً مختلفة لـرسوم المعاملات الأجنبية لهذه البطاقة. نعرض الرقم الوارد في أحدث صفحة رسمية للبنك. تحقق من البنك قبل التقديم."}],"verifiedOn":"2026-09-27"},{"id":"bank-dhofar-mastercard-platinum-najm","country":"om","bank":"bank-dhofar","name":"Mastercard Platinum Najm Credit Card","nameAr":null,"network":"Mastercard","tier":"Platinum","islamic":false,"fee":31.5,"feeInclVat":31.5,"vatBasis":"incl","firstYearFree":null,"feeCondition":null,"minSalary":250,"minSalaryNote":null,"monthlyRate":1.5,"monthlyRateRange":null,"apr":18,"monthlyFee":null,"fxFee":3,"rewards":[{"type":"cashback","headline":"10% back on streaming platforms","detail":"Shahid, Netflix, TOD, Spotify, Twitch","cap":"OMR 5 per month"},{"type":"points","headline":"0.5% reward points on local and international transactions","detail":null,"cap":"Government transactions excluded"}],"benefits":["9 airport lounge visits annually","15% off IHG","Car rental discounts (Avis, Budget, Rentalcars)","180-day purchase protection"],"tags":["cashback","rewards"],"productUrl":"https://www.bankdhofar.com/cards/mastercard-platinum-najm-credit-card/","kfsUrl":"https://www.bankdhofar.com/media/e15dmare/kfs-credit-card-en.pdf","sources":["https://www.bankdhofar.com/cards/mastercard-platinum-najm-credit-card/","https://www.bankdhofar.com/media/e15dmare/kfs-credit-card-en.pdf","https://www.bankdhofar.com/media/ycgd5j3q/tariff-list-en-_-jan-2026-1.pdf"],"notes":[{"en":"The bank's own documents give different figures for this card's foreign transaction fee. We show the figure on the bank's most recent official page. Check with the bank before you apply.","ar":"تذكر مستندات البنك نفسه أرقاماً مختلفة لـرسوم المعاملات الأجنبية لهذه البطاقة. نعرض الرقم الوارد في أحدث صفحة رسمية للبنك. تحقق من البنك قبل التقديم."}],"verifiedOn":"2026-09-27"},{"id":"bank-dhofar-mastercard-world","country":"om","bank":"bank-dhofar","name":"Mastercard World","nameAr":null,"network":"Mastercard","tier":"World","islamic":false,"fee":42,"feeInclVat":42,"vatBasis":"incl","firstYearFree":false,"feeCondition":"Annual fees waived for the second year upon spending 5,000 or more in the first year","minSalary":3000,"minSalaryNote":null,"monthlyRate":1.5,"monthlyRateRange":null,"apr":18,"monthlyFee":null,"fxFee":3,"rewards":[{"type":"points","headline":"1.5% value back internationally, 1% in Oman","detail":"1.5% value back on international purchases and 1% on purchases in Oman (BankDhofar Loyalty Reward Program)","cap":"Government transactions under MCC 9399 are excluded"}],"benefits":["12 complimentary airport lounge visits","15% off IHG","Up to 35% off Avis","Travel insurance","1GB free data roaming annually","50% off movie tickets"],"tags":["premium","rewards","travel"],"productUrl":"https://www.bankdhofar.com/cards/mastercard-world/","kfsUrl":"https://www.bankdhofar.com/media/e15dmare/kfs-credit-card-en.pdf","sources":["https://www.bankdhofar.com/cards/mastercard-world/","https://www.bankdhofar.com/media/e15dmare/kfs-credit-card-en.pdf","https://www.bankdhofar.com/media/ycgd5j3q/tariff-list-en-_-jan-2026-1.pdf"],"notes":[{"en":"The bank's own documents give different figures for this card's foreign transaction fee. We show the figure on the bank's most recent official page. Check with the bank before you apply.","ar":"تذكر مستندات البنك نفسه أرقاماً مختلفة لـرسوم المعاملات الأجنبية لهذه البطاقة. نعرض الرقم الوارد في أحدث صفحة رسمية للبنك. تحقق من البنك قبل التقديم."}],"verifiedOn":"2026-09-27"},{"id":"bank-dhofar-mastercard-world-al-riyadah","country":"om","bank":"bank-dhofar","name":"Mastercard World Al Riyadah","nameAr":null,"network":"Mastercard","tier":"World","islamic":false,"fee":42,"feeInclVat":42,"vatBasis":"unknown","firstYearFree":null,"feeCondition":null,"minSalary":3000,"minSalaryNote":null,"monthlyRate":1.5,"monthlyRateRange":null,"apr":18,"monthlyFee":null,"fxFee":3,"rewards":[{"type":"points","headline":"1.5% value back internationally, 1% in Oman","detail":"1.5% value back on international purchases and 1% on purchases in Oman (BankDhofar Loyalty Reward Program)","cap":"Government transactions under MCC 9399 are excluded"}],"benefits":["12 complimentary airport lounge accesses","Car rental discounts up to 35% (Avis)","Up to 20% off Talabat","Entertainer membership","Free valet parking at select Muscat locations"],"tags":["premium","rewards","travel"],"productUrl":"https://www.bankdhofar.com/priority/credit-cards/mastercard-world-al-riyadah-credit/","kfsUrl":"https://www.bankdhofar.com/media/e15dmare/kfs-credit-card-en.pdf","sources":["https://www.bankdhofar.com/media/e15dmare/kfs-credit-card-en.pdf","https://www.bankdhofar.com/media/ycgd5j3q/tariff-list-en-_-jan-2026-1.pdf","https://www.bankdhofar.com/priority/credit-cards/mastercard-world-al-riyadah-credit/"],"notes":[{"en":"The bank's own documents give different figures for this card's foreign transaction fee. We show the figure on the bank's most recent official page. Check with the bank before you apply.","ar":"تذكر مستندات البنك نفسه أرقاماً مختلفة لـرسوم المعاملات الأجنبية لهذه البطاقة. نعرض الرقم الوارد في أحدث صفحة رسمية للبنك. تحقق من البنك قبل التقديم."}],"verifiedOn":"2026-09-27"},{"id":"bank-dhofar-mastercard-world-elite","country":"om","bank":"bank-dhofar","name":"Mastercard World Elite","nameAr":null,"network":"Mastercard","tier":"World Elite","islamic":false,"fee":63,"feeInclVat":63,"vatBasis":"incl","firstYearFree":false,"feeCondition":"Annual fee waived from the second year upon spending OMR 6,000 or more in the first year","minSalary":3000,"minSalaryNote":null,"monthlyRate":1.5,"monthlyRateRange":null,"apr":18,"monthlyFee":null,"fxFee":3,"rewards":[{"type":"points","headline":"1.5% value back internationally, 1% in Oman","detail":"1.5% value back on international purchases and 1% on purchases in Oman (BankDhofar Loyalty Reward Program)","cap":"Government transactions under MCC 9399 are excluded"}],"benefits":["Airport lounge access (1,200+ lounges via Mastercard Travel Pass)","3 complimentary fast-track services annually","Travel insurance","50% off VOX/Cinepolis","24/7 concierge"],"tags":["premium","rewards","travel"],"productUrl":"https://www.bankdhofar.com/cards/mastercard-world-elite/","kfsUrl":"https://www.bankdhofar.com/media/e15dmare/kfs-credit-card-en.pdf","sources":["https://www.bankdhofar.com/cards/mastercard-world-elite/","https://www.bankdhofar.com/media/e15dmare/kfs-credit-card-en.pdf","https://www.bankdhofar.com/media/ycgd5j3q/tariff-list-en-_-jan-2026-1.pdf"],"notes":[{"en":"The bank's own documents give different figures for this card's foreign transaction fee. We show the figure on the bank's most recent official page. Check with the bank before you apply.","ar":"تذكر مستندات البنك نفسه أرقاماً مختلفة لـرسوم المعاملات الأجنبية لهذه البطاقة. نعرض الرقم الوارد في أحدث صفحة رسمية للبنك. تحقق من البنك قبل التقديم."}],"verifiedOn":"2026-09-27"},{"id":"sohar-international-3-cashback","country":"om","bank":"sohar-international","name":"3% Cashback Credit Card","nameAr":null,"network":"Visa","tier":null,"islamic":false,"fee":30,"feeInclVat":31.5,"vatBasis":"excl","firstYearFree":false,"feeCondition":"30 OMR, waived if spend 2400 OMR in 1 year","minSalary":400,"minSalaryNote":null,"monthlyRate":null,"monthlyRateRange":null,"apr":18,"monthlyFee":null,"fxFee":2.5,"rewards":[{"type":"cashback","headline":"3% on dining, fuel, groceries, education and entertainment","detail":"International transactions excluded from cashback","cap":"limited to a maximum Cashback of OMR 15 per statement cycle"}],"benefits":["Free 6 lounge visits (25 lounges)","Installment plans up to 24 months","Purchase protection and extended warranty","Zero lost card liability"],"tags":["cashback","fuel","shopping"],"productUrl":"https://www.sib.om/retail-banking/cards-overview/cashback-credit-card","kfsUrl":"https://res.cloudinary.com/dtqjagydd/image/upload/v1774767713/sohardevelopment/KFS_Template_cards_Eng_1_b5e102620e.pdf","sources":["https://www.sib.om/retail-banking/cards-overview/cashback-credit-card"],"notes":[],"verifiedOn":"2026-09-27"},{"id":"sohar-international-zahiya-plus-visa-signature","country":"om","bank":"sohar-international","name":"Be Zahiya Plus Visa Signature Credit Card","nameAr":null,"network":"Visa","tier":"Signature","islamic":false,"fee":0,"feeInclVat":0,"vatBasis":"n/a","firstYearFree":null,"feeCondition":"Free for Life","minSalary":2000,"minSalaryNote":null,"monthlyRate":null,"monthlyRateRange":null,"apr":18,"monthlyFee":null,"fxFee":2.5,"rewards":[{"type":"points","headline":"1 point per OMR 1 spent locally or internationally","detail":"Welcome bonus: Complimentary 3000 Reward 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unlimited access to 1000 lounges","Complimentary self-parking at Mall of Oman","Comprehensive travel/medical/purchase insurance","24/7 concierge","0% installment plans"],"tags":["no-annual-fee","premium","rewards","travel"],"productUrl":"https://www.sib.om/retail-banking/cards-overview/infinite-credit-card","kfsUrl":"https://res.cloudinary.com/dtqjagydd/image/upload/v1774767713/sohardevelopment/KFS_Template_cards_Eng_1_b5e102620e.pdf","sources":["https://www.sib.om/retail-banking/cards-overview/infinite-credit-card","https://www.sib.om/retail-banking/sohar-rewards-overview/credit-card-points"],"notes":[],"verifiedOn":"2026-09-27"},{"id":"sohar-international-visa-platinum","country":"om","bank":"sohar-international","name":"Visa Platinum Credit Card","nameAr":null,"network":"Visa","tier":"Platinum","islamic":false,"fee":0,"feeInclVat":0,"vatBasis":"n/a","firstYearFree":null,"feeCondition":"Free for 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We show the figure on the bank's most recent official page. Check with the bank before you apply.","ar":"تذكر مستندات البنك نفسه أرقاماً مختلفة لـالرسوم السنوية لهذه البطاقة. نعرض الرقم الوارد في أحدث صفحة رسمية للبنك. تحقق من البنك قبل التقديم."}],"verifiedOn":"2026-09-27"}]}