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The Emirates Skywards DIB Signature Covered Card

Dubai Islamic BankVisaSignatureIslamic

The annual fee for The Emirates Skywards DIB Signature Covered Card is AED 1,575, including 5% VAT. The bank asks for a minimum monthly salary of AED 15,000.

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Checked against the bank's own pages on 27 Sep 2026. Apply opens the bank's own site.
Annual feeAED 1,575incl. VAT
Min. salaryAED 15,000
Monthly profit rate3.69%44.28% a year
Foreign fee3.7%

Rewards

  • 1.5 Skywards Miles per USD on Emirates spendsUp to 1 Mile per USD on foreign currency spends; up to 0.75 Mile per USD on local spends; 15,000 bonus Miles on activation and 15,000 on balance transfer

Benefits the bank lists

  • Complimentary access to over 1,200 airport lounges 8 times per year
  • 2 complimentary airport transfers per year (conditions apply)
  • Complimentary roadside assistance up to 3 times per year
  • Complimentary travel coverage up to US$500,000
  • Buyers protection (365 days) and extended warranty
  • Offers subject to minimum monthly spends of AED 5,000

Questions people ask

What is the annual fee for the The Emirates Skywards DIB Signature Covered Card?

The annual fee for The Emirates Skywards DIB Signature Covered Card is AED 1,575, including 5% VAT.

What salary do I need for the The Emirates Skywards DIB Signature Covered Card?

The bank asks for a minimum monthly salary of AED 15,000.

What is the profit rate on the The Emirates Skywards DIB Signature Covered Card?

The profit rate on purchases is 3.69% a month, which is 44.28% a year.

Does the The Emirates Skywards DIB Signature Covered Card charge a foreign transaction fee?

Purchases in a foreign currency carry a fee of 3.7% of the amount.

Sources

Where a bank does not publish a figure, we leave it blank instead of guessing.

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