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ADIB Exceed Visa Covered Card

ADIBVisaIslamic

The annual fee for ADIB Exceed Visa Covered Card is AED 103.95, including 5% VAT. The bank does not publish a minimum salary for this card on its website. Ask the bank before you apply.

Go to the bank's page
Checked against the bank's own pages on 27 Sep 2026. Apply opens the bank's own site.
Annual feeAED 103.95incl. VAT
Min. salaryNot published
Monthly profit rate3.75%45% a year
Foreign fee2.3%

Rewards

  • 1.0 Exceed Rewards per AED 100 spent internationally0.5 per AED 100 in UAE; 0.125 on specific merchants and EEA

Benefits the bank lists

  • Free roadside assistance once a year
  • School/university fee instalments

Questions people ask

What is the annual fee for the ADIB Exceed Visa Covered Card?

The annual fee for ADIB Exceed Visa Covered Card is AED 103.95, including 5% VAT.

What salary do I need for the ADIB Exceed Visa Covered Card?

The bank does not publish a minimum salary for this card on its website. Ask the bank before you apply.

What is the profit rate on the ADIB Exceed Visa Covered Card?

The profit rate on purchases is 3.75% a month, which is 45% a year.

Does the ADIB Exceed Visa Covered Card charge a foreign transaction fee?

Purchases in a foreign currency carry a fee of 2.3% of the amount.

Notes from our check

ADIB's schedule of charges lists the 2.3% non-AED fee in addition to the fee Visa or Mastercard applies. From 10 Sep 2026 a separate 2.75% fee applies to AED purchases made outside the UAE.

Sources

Where a bank does not publish a figure, we leave it blank instead of guessing.

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