Cashback CardSharjah Islamic Bank · Islamic
Annual feeAED 199incl. VAT
Min. salaryAED 5,000
Monthly rate3.49%
Foreign fee2.5%
10% cashback on online and digital-wallet spends
Smiles Titanium Mastercard
Sharjah Islamic BankMastercardTitaniumIslamic
Smiles Titanium Mastercard has no annual fee, according to Sharjah Islamic Bank. The bank asks for a minimum monthly salary of AED 5,000.
Checked against the bank's own pages on 27 Sep 2026. Apply opens the bank's own site.Annual feeFree
Min. salaryAED 5,000
Monthly profit rate2.49%29.88% a year
Foreign fee2.5%
Rewards
- 2 Smiles per AED 2 spent internationally1 Smiles per AED 2 locally; 0.5 Smiles per AED 2 at specific merchants (education, utility, government)
Benefits the bank lists
- Complimentary access to over 1300 airport lounges in more than 135 countries
- Up to 30% off Mastercard Hotel Bookings
- Instalment options up to 12 months
Questions people ask
What is the annual fee for the Smiles Titanium Mastercard?
Smiles Titanium Mastercard has no annual fee, according to Sharjah Islamic Bank.
What salary do I need for the Smiles Titanium Mastercard?
The bank asks for a minimum monthly salary of AED 5,000.
What is the profit rate on the Smiles Titanium Mastercard?
The profit rate on purchases is 2.49% a month, which is 29.88% a year.
Does the Smiles Titanium Mastercard charge a foreign transaction fee?
Purchases in a foreign currency carry a fee of 2.5% of the amount.
Fee conditions
Free for Life
Sources
Where a bank does not publish a figure, we leave it blank instead of guessing.
Other cards from Sharjah Islamic Bank
Smiles World MastercardSharjah Islamic Bank · Islamic
Annual feeAED 525incl. VAT
Min. salaryAED 5,000
Monthly rate2.49%
Foreign fee2.5%
3 Smiles per AED 2 spent internationally
Smiles World Elite MastercardSharjah Islamic Bank · Islamic
Annual feeAED 733.95incl. VAT
Min. salaryAED 5,000
Monthly rate2.49%
Foreign fee2.5%
3 Smiles per AED 2 spent internationally
Smiles World Priority MastercardSharjah Islamic Bank · Islamic
Annual feeNot published
Min. salaryNot published
Monthly rateNot published
Foreign feeNot published
3 Smiles per AED 2 spent internationally