Liv Cashback Credit CardEmirates NBD
Annual feeFree
Min. salaryAED 5,000
Monthly rate3.49%
Foreign fee1.99%
Up to 2% cashback on all purchases
UAE cashback credit cards
55 cards from 14 banks fit this group, based on the banks' own pages checked on 27 Sep 2026. The lowest annual fee among them is zero, on the Liv Cashback Credit Card from Emirates NBD.
Order: lowest annual fee first (incl. VAT). No commercial deal affects the order.
Checked against the bank's own pages on 27 Sep 2026Annual feeFree
Min. salaryAED 5,000
Monthly rateNot published
Foreign feeNot published
35% back as talabat credit on first 10 talabat orders a month
talabat ADCB Islamic CardADCB · Islamic
Annual feeFree
Min. salaryAED 5,000
Monthly rateNot published
Foreign feeNot published
35% back as talabat credit on first 10 talabat orders a month
Mashreq Al Islami Cashback Credit CardMashreq · Islamic
Annual feeFree
Min. salaryAED 5,000
Monthly rateNot published
Foreign feeNot published
5% cashback on dining
Mashreq Cashback Credit CardMashreq
Annual feeFree
Min. salaryAED 5,000
Monthly rate3.85%
Foreign fee2.89%
5% cashback on dining
RED Credit CardRAKBANK
Annual feeFree
Min. salaryAED 5,000
Monthly rateNot published
Foreign feeNot published
Up to 1.5% cashback on local and international spends
Annual feeFree
Min. salaryAED 5,000
Monthly rate3.85%
Foreign fee3.5%
Up to AED 135 cashback every month at selected merchants
Annual feeFree
Min. salaryAED 8,000
Monthly rate3.99%
Foreign fee2.61%
6% cashback on Al-Futtaim retail brands
Titanium Credit CardRAKBANK
Annual feeFree
Min. salaryAED 8,000
Monthly rateNot published
Foreign feeNot published
Up to 5% cashback on supermarket and dining spends
Annual feeFree
Min. salaryAED 9,000
Monthly rate2.99%
Foreign fee2.5%
2% cashback (as marketed on NBF site)
Annual feeFree
Min. salaryAED 15,000
Monthly rate3.99%
Foreign fee2.61%
7% cashback on Al-Futtaim retail brands
Amazon World Covered CardEmirates Islamic · Islamic
Annual feeFree
Min. salaryAED 15,000
Monthly rate3.69%
Foreign fee2.34%
Up to 6% back on Amazon (Prime members)
Annual feeFree
Min. salaryAED 40,000
Monthly rate3.99%
Foreign fee2.61%
9% cashback on Al-Futtaim retail brands
noon One Visa Credit CardEmirates NBD
Annual feeFree
Min. salaryNot published
Monthly rate3.49% or 3.69%
Foreign fee1.99%
Up to 20% back as noon credits
Mashreq Aura Credit CardMashreq
Annual feeFree
Min. salaryNot published
Monthly rate3.85%
Foreign fee2.89%
Up to 8% back on Aura brands in the UAE
Mashreq noon Credit CardMashreq
Annual feeFree
Min. salaryNot published
Monthly rate3.85%
Foreign fee2.89%
5% cashback on noon, noon Food, noon Minutes, Namshi
Barça Cashback Covered CardEmirates Islamic · Islamic
Annual feeFree
Min. salaryNot published
Monthly rate3.69%
Foreign fee2.54%
Up to 4% cashback on sports, dining, fuel & more
RTA Credit CardEmirates Islamic · Islamic
Annual feeFree
Min. salaryNot published
Monthly rate3.69%
Foreign fee2.54%
10% cashback on RTA transport and fuel
Watani Credit CardRAKBANK · Islamic
Annual feeFree
Min. salaryNot published
Monthly rateNot published
Foreign feeNot published
100% cashback on Salik and DARB
ADIB Cashback Visa Covered CardADIB · Islamic
Annual feeAED 103.95incl. VAT
Min. salaryNot published
Monthly rate3.75%
Foreign fee2.3%
4% cashback on groceries, fuel, education, dining and utilities
Cashback CardSharjah Islamic Bank · Islamic
Annual feeAED 199incl. VAT
Min. salaryAED 5,000
Monthly rate3.49%
Foreign fee2.5%
10% cashback on online and digital-wallet spends
DIB SHAMS Platinum Covered CardDubai Islamic Bank · Islamic
Annual feeAED 208.95incl. VAT
Min. salaryNot published
Monthly rate3.69%
Foreign fee3.7%
10 Wala'a rewards per AED 1 on dining and travel
Consumer Cashback Reward CardDubai Islamic Bank · Islamic
Annual feeAED 210incl. VAT
Min. salaryAED 5,000
Monthly rate3.69%
Foreign fee3.7%
3% cashback on supermarkets, school fees, fuel, utilities, telecom, auto servicing, Salik/Nol
Consumer Cashback Platinum CardDubai Islamic Bank · Islamic
Annual feeAED 261.45incl. VAT
Min. salaryAED 15,000
Monthly rate3.69%
Foreign fee3.7%
4% cashback on supermarkets, school fees, fuel, utilities, telecom, auto servicing, Salik/Nol
HSBC Live+ Credit CardHSBC UAE
Annual feeAED 313.95incl. VAT
Min. salaryAED 12,500
Monthly rate3.69%
Foreign feeNot published
6% dining, 5% fuel, 2% groceries & entertainment
Cashback Plus Credit CardEmirates Islamic · Islamic
Annual feeAED 313.95incl. VAT
Min. salaryNot published
Monthly rate3.69%
Foreign fee2.54%
Up to 10% cashback on supermarkets, education, dining, telecom
Switch Cashback Covered CardEmirates Islamic · Islamic
Annual feeAED 313.95incl. VAT
Min. salaryNot published
Monthly rate3.69%
Foreign fee2.54%
Up to 8% cashback on fuel (Lifestyle option)
Annual feeAED 315incl. VAT
Min. salaryAED 5,000
Monthly rate3.99%
Foreign fee2.61%
5% cashback on fashion shopping and dining
FAB Cashback Islamic Credit CardFAB · Islamic
Annual feeAED 315incl. VAT
Min. salaryAED 5,000
Monthly rateNot published
Foreign fee2.61%
5% cashback on groceries, fuel and dining
Citi Cash Back Credit CardCitibank UAE
Annual feeAED 315incl. VAT
Min. salaryAED 8,000
Monthly rate3.69%
Foreign fee2.99%
3% non-AED, 2% grocery, 1% everything else
Citi Rewards Credit CardCitibank UAE
Annual feeAED 315incl. VAT
Min. salaryAED 8,000
Monthly rate3.69%
Foreign fee2.99%
1.5 ThankYou Points per USD 1 on grocery & non-AED spend
Blue FAB Islamic Credit CardFAB · Islamic
Annual feeAED 315incl. VAT
Min. salaryAED 15,000
Monthly rateNot published
Foreign fee2.61%
10% cashback in Al-Futtaim FAB Rewards at Al-Futtaim retail brands
Cashback Credit CardEmirates Islamic · Islamic
Annual feeAED 367.5incl. VAT
Min. salaryNot published
Monthly rate3.69%
Foreign fee2.54%
5% cashback on telecom and electronics
Annual feeAED 383.25incl. VAT
Min. salaryAED 5,000
Monthly rateNot published
Foreign feeNot published
6% cashback on dining
ADCB Islamic 365 Cashback CardADCB · Islamic
Annual feeAED 383.25incl. VAT
Min. salaryAED 5,000
Monthly rateNot published
Foreign feeNot published
6% cashback on dining
Annual feeAED 418.95incl. VAT
Min. salaryAED 8,000
Monthly rate3.99%
Foreign fee2.61%
Save up to 3% on school fees
Annual feeAED 420incl. VAT
Min. salaryAED 5,000
Monthly rate3.85%
Foreign fee3.5%
Up to 10% cashback on bills, education, supermarkets and fuel
CBD Al Islami Super Saver Credit CardCBD · Islamic
Annual feeAED 420incl. VAT
Min. salaryNot published
Monthly rate3.45%
Foreign fee2.75%
Cashback on B.E.S.T categories (bills, education, supermarket, transport)
Simply Cash Credit CardStandard Chartered
Annual feeAED 525incl. VAT
Min. salaryAED 8,000
Monthly rate3.69%
Foreign fee2.99%
2% cashback on international and airline spends
Annual feeAED 525incl. VAT
Min. salaryNot published
Monthly rate3.85%
Foreign fee2.89%
Up to 10% back on Aura brands in the UAE
DIB SHAMS Infinite Covered CardDubai Islamic Bank · Islamic
Annual feeAED 733.95incl. VAT
Min. salaryNot published
Monthly rate3.69%
Foreign fee3.7%
10 Wala'a rewards per AED 1 on dining and travel
Etihad Guest Visa Inspire Credit CardEmirates NBD
Annual feeAED 735incl. VAT
Min. salaryAED 12,000
Monthly rate3.49% or 3.69%
Foreign fee1.99%
Up to 7 Etihad Guest Miles per AED 10
Liv Cashback+ Credit CardEmirates NBD
Annual feeAED 735incl. VAT
Min. salaryAED 15,000
Monthly rate3.25%
Foreign fee1.99%
Up to 4% cashback on all purchases
Citi Premier Credit CardCitibank UAE
Annual feeAED 787.5incl. VAT
Min. salaryAED 15,000
Monthly rate3.69%
Foreign fee2.99%
3 ThankYou Points per USD 1 on dining, fuel & grocery
ADCB Emirati Islamic Credit CardADCB · Islamic
Annual feeAED 945incl. VAT
Min. salaryAED 8,000
Monthly rateNot published
Foreign feeNot published
7% cashback on airline, hotels, fuel, dining, jewellery, spas/salons and gyms
HSBC Cash+ Credit CardHSBC UAE
Annual feeAED 1,050incl. VAT
Min. salaryAED 30,000
Monthly rate3.69%
Foreign feeNot published
1% cashback on all purchases, uncapped
Annual feeAED 1,575incl. VAT
Min. salaryAED 20,000
Monthly rate3.99%
Foreign fee0%
12% back in FAB Rewards on flights and hotels
Etihad Guest Visa Elevate Credit CardEmirates NBD
Annual feeAED 1,575incl. VAT
Min. salaryAED 30,000
Monthly rate3.25%
Foreign fee1.99%
Up to 10 Etihad Guest Miles per AED 10
Citi Prestige Credit CardCitibank UAE
Annual feeAED 1,575incl. VAT
Min. salaryAED 30,000
Monthly rate3.69%
Foreign fee2.99%
3 ThankYou Points per USD 1 on non-AED spend
Annual feeAED 1,575incl. VAT
Min. salaryNot published
Monthly rate3.85%
Foreign fee2.89%
Up to 12% back on Aura brands in the UAE
Citi Ultima Credit CardCitibank UAE
Annual feeAED 3,150incl. VAT
Min. salaryAED 36,750
Monthly rate3.69%
Foreign fee2.99%
5 Citi Miles per USD 1 on non-AED spend
Annual feeNot published
Min. salaryAED 5,000
Monthly rateNot published
Foreign feeNot published
1.25% cashback on monthly spends of AED 5,000 or more
Annual feeNot published
Min. salaryAED 20,000
Monthly rateNot published
Foreign fee0%
10% cashback on airline tickets and hotel stays
World Credit CardRAKBANK
Annual feeNot published
Min. salaryAED 20,000
Monthly rateNot published
Foreign feeNot published
Up to 10% cashback on grocery, travel and dining
Annual feeNot published
Min. salaryAED 35,000
Monthly rateNot published
Foreign feeNot published
Up to 3.2% back on travel