Simply Cash Credit CardStandard Chartered
Annual feeAED 525incl. VAT
Min. salaryAED 8,000
Monthly rate3.69%
Foreign fee2.99%
2% cashback on international and airline spends
Smart Saadiq Credit Card
Standard CharteredVisaIslamic
The annual fee for Smart Saadiq Credit Card is AED 315, including 5% VAT. Waived every year after the first if you spend at least AED 2,000 in the previous 12 months. The bank asks for a minimum monthly salary of AED 8,000.
Checked against the bank's own pages on 27 Sep 2026. Apply opens the bank's own site.Annual feeAED 315incl. VAT · First year free
Min. salaryAED 8,000
Monthly profit rate3.69%44.28% a year
Foreign feeNot published
Benefits the bank lists
- 8 free airport lounge visits per year (1000+ lounges)
- Buy 1 Get 1 Free tickets on VOX & Reel
- Multi-trip travel coverage up to 90 days
- No late payment or overlimit fees
Questions people ask
What is the annual fee for the Smart Saadiq Credit Card?
The annual fee for Smart Saadiq Credit Card is AED 315, including 5% VAT. Waived every year after the first if you spend at least AED 2,000 in the previous 12 months.
What salary do I need for the Smart Saadiq Credit Card?
The bank asks for a minimum monthly salary of AED 8,000.
What is the profit rate on the Smart Saadiq Credit Card?
The profit rate on purchases is 3.69% a month, which is 44.28% a year.
Does the Smart Saadiq Credit Card charge a foreign transaction fee?
We could not verify the foreign transaction fee from an official bank source.
Fee conditions
Waived every year after the first if you spend at least AED 2,000 in the previous 12 months
Sources
Where a bank does not publish a figure, we leave it blank instead of guessing.
Other cards from Standard Chartered
Journey Credit CardStandard Chartered
Annual feeAED 1,575incl. VAT
Min. salaryAED 30,000
Monthly rate3.69%
Foreign fee2.99%
4 360 Rewards Points per USD 1 spent internationally