UAE
UAEKSAQatarKuwaitBahrainOman

Skywards Black Card

Emirates IslamicVisaInfiniteIslamic

The annual fee for Skywards Black Card is AED 2,100, including 5% VAT. AED 5,775 with fast track to Skywards Gold (AED 2,100 on issuance + AED 3,675 on Gold qualification); AED 2,100 without fast track. The bank does not publish a minimum salary for this card on its website. Ask the bank before you apply.

Go to the bank's page
Checked against the bank's own pages on 27 Sep 2026. Apply opens the bank's own site.
Annual feeAED 2,100incl. VAT
Min. salaryNot published
Monthly profit rate3.25%39% a year
Foreign fee2.3%

Rewards

  • Up to 3.5 Skywards Miles per USD on EmiratesUp to 3.5 on Emirates; up to 2 on international (non-AED) spend; up to 1.5 on domestic (AED) spend

Benefits the bank lists

  • Skywards Silver tier with fast track to Gold
  • 4 complimentary airport transfers annually
  • Access to 1,200+ airport lounges with a guest
  • Unlimited complimentary golf at select UAE clubs
  • 24/7 global concierge
  • Multi-trip travel takaful

Questions people ask

What is the annual fee for the Skywards Black Card?

The annual fee for Skywards Black Card is AED 2,100, including 5% VAT. AED 5,775 with fast track to Skywards Gold (AED 2,100 on issuance + AED 3,675 on Gold qualification); AED 2,100 without fast track.

What salary do I need for the Skywards Black Card?

The bank does not publish a minimum salary for this card on its website. Ask the bank before you apply.

What is the profit rate on the Skywards Black Card?

The profit rate on purchases is 3.25% a month, which is 39% a year.

Does the Skywards Black Card charge a foreign transaction fee?

Purchases in a foreign currency carry a fee of 2.3% of the amount.

Fee conditions

AED 5,775 with fast track to Skywards Gold (AED 2,100 on issuance + AED 3,675 on Gold qualification); AED 2,100 without fast track

Sources

Where a bank does not publish a figure, we leave it blank instead of guessing.

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