UAE
UAEKSAQatarKuwaitBahrainOman

RTA Credit Card

Emirates IslamicPlatinumIslamic

RTA Credit Card has no annual fee, according to Emirates Islamic. The bank does not publish a minimum salary for this card on its website. Ask the bank before you apply.

Go to the bank's page
Checked against the bank's own pages on 27 Sep 2026. Apply opens the bank's own site.
Annual feeFree
Min. salaryNot published
Monthly profit rate3.69%44.28% a year
Foreign fee2.54%

Rewards

  • 10% cashback on RTA transport and fuel10% on RTA transport payments; 10% at fuel stations; 2.25% international; 1.25% domesticCap: AED 75 a month each for RTA and fuel

Benefits the bank lists

  • Built-in Nol card
  • Auto top-up for Nol and Salik
  • Purchase protection up to USD 5,000 per incident
  • Extended warranty
  • Reel Cinemas tickets with minimum spend

Questions people ask

What is the annual fee for the RTA Credit Card?

RTA Credit Card has no annual fee, according to Emirates Islamic.

What salary do I need for the RTA Credit Card?

The bank does not publish a minimum salary for this card on its website. Ask the bank before you apply.

What is the profit rate on the RTA Credit Card?

The profit rate on purchases is 3.69% a month, which is 44.28% a year.

Does the RTA Credit Card charge a foreign transaction fee?

Purchases in a foreign currency carry a fee of 2.54% of the amount.

Fee conditions

No Annual Membership Fee

Sources

Where a bank does not publish a figure, we leave it blank instead of guessing.

Other cards from Emirates Islamic

Emarati Credit CardEmirates Islamic · Islamic
Annual feeFree
Min. salaryNot published
Monthly rate3.59%
Foreign fee2.3%
Up to 3.75 EI SmartMiles per AED on international spend
Flex Credit CardEmirates Islamic · Islamic
Annual feeFree
Min. salaryNot published
Monthly rate3.69%
Foreign fee2.54%
Up to 2.25 EI SmartMiles per AED on international spend
Etihad Guest Platinum CardEmirates Islamic · Islamic
Annual feeAED 208.95incl. VAT
Min. salaryNot published
Monthly rate3.69%
Foreign fee2.54%
2 Etihad Guest Miles per USD on online and mobile wallet spend
Cashback Plus Credit CardEmirates Islamic · Islamic
Annual feeAED 313.95incl. VAT
Min. salaryNot published
Monthly rate3.69%
Foreign fee2.54%
Up to 10% cashback on supermarkets, education, dining, telecom
Cashback Credit CardEmirates Islamic · Islamic
Annual feeAED 367.5incl. VAT
Min. salaryNot published
Monthly rate3.69%
Foreign fee2.54%
5% cashback on telecom and electronics
Etihad Guest Ameera CardEmirates Islamic · Islamic
Annual feeAED 733.95incl. VAT
Min. salaryNot published
Monthly rate3.69%
Foreign fee2.54%
3 Etihad Guest Miles per USD on Etihad Airways
Flex Elite Covered CardEmirates Islamic · Islamic
Annual feeAED 735incl. VAT
Min. salaryNot published
Monthly rate3.69%
Foreign fee2.54%
Up to 3.75 EI SmartMiles per AED on international spend
Etihad Guest Saqer CardEmirates Islamic · Islamic
Annual feeAED 943.95incl. VAT
Min. salaryNot published
Monthly rate3.69%
Foreign fee2.54%
3 Etihad Guest Miles per USD on Etihad Airways
Skywards Black CardEmirates Islamic · Islamic
Annual feeAED 2,100incl. VAT
Min. salaryNot published
Monthly rate3.25%
Foreign fee2.3%
Up to 3.5 Skywards Miles per USD on Emirates