UAE
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UAE travel and air miles cards

67 cards from 14 banks fit this group, based on the banks' own pages checked on 27 Sep 2026. The lowest foreign transaction fee among them is 0%, on the dnata World Credit Card from Emirates NBD.

Order: lowest foreign transaction fee first. No commercial deal affects the order.

Checked against the bank's own pages on 27 Sep 2026
dnata World Credit CardEmirates NBD
Annual feeAED 1,048.95incl. VAT
Min. salaryNot published
Monthly rate3.25%
Foreign fee0%
Up to 10% dnata points on flights and holidays
FAB Travel Credit CardFAB
Annual feeAED 1,575incl. VAT
Min. salaryAED 20,000
Monthly rate3.99%
Foreign fee0%
12% back in FAB Rewards on flights and hotels
Traveller Credit CardADCB
Annual feeNot published
Min. salaryAED 20,000
Monthly rateNot published
Foreign fee0%
10% cashback on airline tickets and hotel stays
Voyager World Credit CardEmirates NBD
Annual feeAED 315incl. VAT
Min. salaryAED 12,000
Monthly rate3.49% or 3.69%
Foreign fee1.99%
6 Voyager Miles per AED 1 on Voyager Travel Portal
dnata Platinum Credit CardEmirates NBD
Annual feeAED 525incl. VAT
Min. salaryNot published
Monthly rate3.49% or 3.69%
Foreign fee1.99%
dnata points on retail, flights and holidays
Emarati Credit CardEmirates Islamic · Islamic
Annual feeFree
Min. salaryNot published
Monthly rate3.59%
Foreign fee2.3%
Up to 3.75 EI SmartMiles per AED on international spend
ADIB Etihad Guest Visa Gold CardADIB · Islamic
Annual feeAED 1,050incl. VAT
Min. salaryNot published
Monthly rate3.75%
Foreign fee2.3%
Up to 1.5 Etihad Guest Miles per AED 4
Skywards Black CardEmirates Islamic · Islamic
Annual feeAED 2,100incl. VAT
Min. salaryNot published
Monthly rate3.25%
Foreign fee2.3%
Up to 3.5 Skywards Miles per USD on Emirates
Smiles World MastercardSharjah Islamic Bank · Islamic
Annual feeAED 525incl. VAT
Min. salaryAED 5,000
Monthly rate2.49%
Foreign fee2.5%
3 Smiles per AED 2 spent internationally
Smiles World Elite MastercardSharjah Islamic Bank · Islamic
Annual feeAED 733.95incl. VAT
Min. salaryAED 5,000
Monthly rate2.49%
Foreign fee2.5%
3 Smiles per AED 2 spent internationally
Flex Credit CardEmirates Islamic · Islamic
Annual feeFree
Min. salaryNot published
Monthly rate3.69%
Foreign fee2.54%
Up to 2.25 EI SmartMiles per AED on international spend
Etihad Guest Platinum CardEmirates Islamic · Islamic
Annual feeAED 208.95incl. VAT
Min. salaryNot published
Monthly rate3.69%
Foreign fee2.54%
2 Etihad Guest Miles per USD on online and mobile wallet spend
Etihad Guest Ameera CardEmirates Islamic · Islamic
Annual feeAED 733.95incl. VAT
Min. salaryNot published
Monthly rate3.69%
Foreign fee2.54%
3 Etihad Guest Miles per USD on Etihad Airways
Flex Elite Covered CardEmirates Islamic · Islamic
Annual feeAED 735incl. VAT
Min. salaryNot published
Monthly rate3.69%
Foreign fee2.54%
Up to 3.75 EI SmartMiles per AED on international spend
Etihad Guest Saqer CardEmirates Islamic · Islamic
Annual feeAED 943.95incl. VAT
Min. salaryNot published
Monthly rate3.69%
Foreign fee2.54%
3 Etihad Guest Miles per USD on Etihad Airways
FAB Elite Credit CardFAB
Annual feeAED 1,260incl. VAT
Min. salaryAED 40,000
Monthly rate3.99%
Foreign fee2.61%
Up to 20 FAB Rewards per AED 1 on luxury spend
Solitaire Credit CardMashreq
Annual feeAED 1,575incl. VAT
Min. salaryAED 25,000
Monthly rate3.85%
Foreign fee2.89%
6 Mashreq Vantage points per AED on international spend
Citi Cash Back Credit CardCitibank UAE
Annual feeAED 315incl. VAT
Min. salaryAED 8,000
Monthly rate3.69%
Foreign fee2.99%
3% non-AED, 2% grocery, 1% everything else
Citi Premier Credit CardCitibank UAE
Annual feeAED 787.5incl. VAT
Min. salaryAED 15,000
Monthly rate3.69%
Foreign fee2.99%
3 ThankYou Points per USD 1 on dining, fuel & grocery
Journey Credit CardStandard Chartered
Annual feeAED 1,575incl. VAT
Min. salaryAED 30,000
Monthly rate3.69%
Foreign fee2.99%
4 360 Rewards Points per USD 1 spent internationally
Citi Prestige Credit CardCitibank UAE
Annual feeAED 1,575incl. VAT
Min. salaryAED 30,000
Monthly rate3.69%
Foreign fee2.99%
3 ThankYou Points per USD 1 on non-AED spend
Citi Ultima Credit CardCitibank UAE
Annual feeAED 3,150incl. VAT
Min. salaryAED 36,750
Monthly rate3.69%
Foreign fee2.99%
5 Citi Miles per USD 1 on non-AED spend
Prime Signature CardDubai Islamic Bank · Islamic
Annual feeFree
Min. salaryAED 15,000
Monthly rate3.69%
Foreign fee3.7%
2.5 Wala'a per AED 1; 3.0 on foreign currency spends
Prime Infinite CardDubai Islamic Bank · Islamic
Annual feeFree
Min. salaryAED 20,000
Monthly rate3.69%
Foreign fee3.7%
3.0 Wala'a per AED 1; 3.5 on foreign currency spends
DIB SHAMS Platinum Covered CardDubai Islamic Bank · Islamic
Annual feeAED 208.95incl. VAT
Min. salaryNot published
Monthly rate3.69%
Foreign fee3.7%
10 Wala'a rewards per AED 1 on dining and travel
DIB SHAMS Signature Covered CardDubai Islamic Bank · Islamic
Annual feeAED 523.95incl. VAT
Min. salaryNot published
Monthly rate3.69%
Foreign fee3.7%
10 Wala'a rewards per AED 1 on dining and travel
DIB SHAMS Infinite Covered CardDubai Islamic Bank · Islamic
Annual feeAED 733.95incl. VAT
Min. salaryNot published
Monthly rate3.69%
Foreign fee3.7%
10 Wala'a rewards per AED 1 on dining and travel
HSBC Premier Credit CardHSBC UAE
Annual feeFree
Min. salaryNot published
Monthly rate3.69%
Foreign feeNot published
1 HSBC Rewards Point per AED 1 spent
ADCB Emirati Islamic Credit CardADCB · Islamic
Annual feeAED 945incl. VAT
Min. salaryAED 8,000
Monthly rateNot published
Foreign feeNot published
7% cashback on airline, hotels, fuel, dining, jewellery, spas/salons and gyms
World Credit CardRAKBANK
Annual feeNot published
Min. salaryAED 20,000
Monthly rateNot published
Foreign feeNot published
Up to 10% cashback on grocery, travel and dining
Smiles World Priority MastercardSharjah Islamic Bank · Islamic
Annual feeNot published
Min. salaryNot published
Monthly rateNot published
Foreign feeNot published
3 Smiles per AED 2 spent internationally

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No annual feeCashbackNo foreign feeIslamicSalary AED 5,000Premium