UAE

ADIB Etihad Guest Visa Infinite Covered Card

ADIBVisaInfiniteIslamic

The annual fee for ADIB Etihad Guest Visa Infinite Covered Card is AED 3,150, including 5% VAT. The bank does not publish a minimum salary for this card on its website. Ask the bank before you apply.

Checked against the bank's own pages on 27 Sep 2026. Apply opens the bank's own site.
Annual feeAED 3,150incl. VAT
Min. salaryNot published
Monthly profit rate3.75%45% a year
Foreign fee2.3%

Rewards

  • 3.5 miles per AED 4 on Etihad and foreign currency3.5 miles per AED 4 on Etihad and foreign currency; 2.5 local; 1.0 on specific categoriesCap: 50,000 Tier Miles annually

Benefits the bank lists

  • Welcome bonus up to 100,000 Etihad Guest Miles
  • Unlimited airport lounge access with a guest
  • Free companion ticket at AED 150,000 annual spend
  • Complimentary golf once a month

Questions people ask

What is the annual fee for the ADIB Etihad Guest Visa Infinite Covered Card?

The annual fee for ADIB Etihad Guest Visa Infinite Covered Card is AED 3,150, including 5% VAT.

What salary do I need for the ADIB Etihad Guest Visa Infinite Covered Card?

The bank does not publish a minimum salary for this card on its website. Ask the bank before you apply.

What is the profit rate on the ADIB Etihad Guest Visa Infinite Covered Card?

The profit rate on purchases is 3.75% a month, which is 45% a year.

Does the ADIB Etihad Guest Visa Infinite Covered Card charge a foreign transaction fee?

Purchases in a foreign currency carry a fee of 2.3% of the amount.

Notes from our check

ADIB's schedule of charges lists the 2.3% non-AED fee in addition to the fee Visa or Mastercard applies. From 10 Sep 2026 a separate 2.75% fee applies to AED purchases made outside the UAE.

Sources

Where a bank does not publish a figure, we leave it blank instead of guessing.

Other cards from ADIB

Annual feeAED 103.95incl. VAT
Min. salaryNot published
Monthly rate3.75%
Foreign fee2.3%
4% cashback on groceries, fuel, education, dining and utilities
Annual feeAED 103.95incl. VAT
Min. salaryNot published
Monthly rate3.75%
Foreign fee2.3%
1.0 Exceed Rewards per AED 100 spent internationally
Annual feeAED 208.95incl. VAT
Min. salaryNot published
Monthly rate3.75%
Foreign fee2.3%
3% back in SHARE points at Carrefour and MAF malls
Annual feeAED 1,048.95incl. VAT
Min. salaryNot published
Monthly rate3.75%
Foreign fee2.3%
6% back in SHARE points at Carrefour and MAF malls/experiences
Annual feeAED 1,050incl. VAT
Min. salaryNot published
Monthly rate3.75%
Foreign fee2.3%
Up to 1.5 Etihad Guest Miles per AED 4