UAE

The Emirates Skywards DIB Platinum Covered Card

Dubai Islamic BankVisaPlatinumIslamic

The annual fee for The Emirates Skywards DIB Platinum Covered Card is AED 525, including 5% VAT. The bank asks for a minimum monthly salary of AED 10,000.

Checked against the bank's own pages on 27 Sep 2026. Apply opens the bank's own site.
Annual feeAED 525incl. VAT
Min. salaryAED 10,000
Monthly profit rate3.69%44.28% a year
Foreign fee3.7%

Rewards

  • 1 Skywards Mile per USD on Emirates spendsUp to 0.75 Mile per USD on foreign currency spends; up to 0.5 Mile per USD on local spends; 5,000 bonus Miles on card activation

Benefits the bank lists

  • 0% Easy Payment Plan when you purchase Emirates tickets
  • Travel and medical coverage up to US$100,000
  • Complimentary roadside assistance up to 2 times per year
  • 365 Days Purchase Protection
  • Extended warranty
  • Visa Luxury Hotel Collection access

Questions people ask

What is the annual fee for the The Emirates Skywards DIB Platinum Covered Card?

The annual fee for The Emirates Skywards DIB Platinum Covered Card is AED 525, including 5% VAT.

What salary do I need for the The Emirates Skywards DIB Platinum Covered Card?

The bank asks for a minimum monthly salary of AED 10,000.

What is the profit rate on the The Emirates Skywards DIB Platinum Covered Card?

The profit rate on purchases is 3.69% a month, which is 44.28% a year.

Does the The Emirates Skywards DIB Platinum Covered Card charge a foreign transaction fee?

Purchases in a foreign currency carry a fee of 3.7% of the amount.

Sources

Where a bank does not publish a figure, we leave it blank instead of guessing.

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