ABK
Annual fee Free
Min. salary Not published
APR Not published
Foreign fee 3%
CompareNo earn program; Mastercard and ABK discounts only
KFH
Annual fee KWD 25
Min. salary Not published
APR Not published
Foreign fee 2.5%
Compare10 KFH Rewards points per KD 1 (Silver tier)
Gulf Bank
Annual fee KWD 30
Min. salary KWD 300
APR Not published
Foreign fee 3%
CompareGulf Points: 3 points per KD 1 internationally, 2 locally
NBK
Annual fee KWD 40
Min. salary KWD 1,500
APR 12%
Foreign fee 2.75%
CompareNo card-specific earn rate published on product page
KIB
Annual fee KWD 45
Min. salary KWD 400
APR Not published
Foreign fee Not published
CompareKIB Rewards: up to 1%-5% of monthly card spend in points depending on customer segment
KFH
Annual fee KWD 50
Min. salary Not published
APR Not published
Foreign fee 2.5%
CompareKFH Rewards Green (5 points per KD 1)
ABK
Annual fee KWD 50
Min. salary Not published
APR Not published
Foreign fee 3%
CompareABK Advantage: 6 tokens per KD 1 internationally, 3 locally
Annual fee KWD 50
Min. salary Not published
APR Not published
Foreign fee 3%
CompareABK Advantage: 7 tokens per KD 1 internationally, 5 locally
ABK
Annual fee KWD 50
Min. salary Not published
APR Not published
Foreign fee 3%
Compare4 Emirates Skywards Miles per KD 1 overseas, 3 locally
ABK
Annual fee KWD 50
Min. salary Not published
APR Not published
Foreign fee 3%
CompareABK Advantage: 6 tokens per KD 1 internationally, 3 locally
Gulf Bank
Annual fee KWD 50
Min. salary KWD 300
APR Not published
Foreign fee 3%
CompareGulf Points: 3 points per KD 1 internationally, 2 locally
Warba
Annual fee KWD 50
Min. salary KWD 250
APR Not published
Foreign fee 2.5%
CompareMastercard partner discounts (Booking.com up to 10% cashback, Talabat up to 20% off)
Gulf Bank
Annual fee KWD 50
Min. salary KWD 300
APR Not published
Foreign fee 3%
CompareGulf Points: 20 points per KD 1 at spas/salons/gyms, 7 dining, 5 international online, 2 other
Gulf Bank
Annual fee KWD 50
Min. salary KWD 300
APR Not published
Foreign fee 3%
CompareGulf Points: 3 points per KD 1 internationally, 2 locally
Warba
Annual fee KWD 50
Min. salary KWD 990
APR Not published
Foreign fee 2.5%
CompareWarba Travel Program: 1 travel point per KD 1 domestic, 3 per KD 1 international
KIB
Annual fee KWD 55
Min. salary KWD 400
APR Not published
Foreign fee Not published
CompareKIB Rewards: up to 1%-5% of monthly card spend in points depending on customer segment
NBK
Annual fee KWD 60
Min. salary KWD 400
APR 12%
Foreign fee 2.75%
CompareNBK Rewards Program partner discounts; no card-specific earn rate published
NBK
Annual fee KWD 60
Min. salary KWD 250
APR 12%
Foreign fee 2.75%
CompareNBK Rewards Program partner discounts; no card-specific earn rate published
Gulf Bank
Annual fee KWD 60
Min. salary KWD 300
APR Not published
Foreign fee 3%
CompareGulf Points: 4 points per KD 1 internationally, 2 locally
CBK
Annual fee KWD 70
Min. salary Not published
APR 12%
Foreign fee 3%
CompareAl-Tijari Rewards: 4 points per KD 1 internationally, 3 locally and in EU
CBK
Annual fee KWD 70
Min. salary Not published
APR 12%
Foreign fee 3%
CompareAl-Tijari Rewards: 4 points per KD 1 internationally, 3 locally
NBK
Annual fee KWD 75
Min. salary KWD 600
APR 12%
Foreign fee 2.75%
Compare5 NBK Miles Points per KD 1 abroad, 3 locally
NBK
Annual fee KWD 75
Min. salary Not published
APR 12%
Foreign fee 2.75%
CompareUp to 8% back in Aura points at Aura outlets; 4% at The Avenues; 1% everywhere else
NBK
Annual fee KWD 75
Min. salary KWD 600
APR 12%
Foreign fee Not published
Compare4 Oasis Club Miles per KD 1 overseas, 3 locally
NBK
Annual fee KWD 75
Min. salary KWD 1,500
APR 12%
Foreign fee 2.75%
CompareUp to 5 NBK Miles Points per KD 1
NBK
Annual fee KWD 75
Min. salary KWD 1,500
APR 12%
Foreign fee 2.75%
CompareNBK Rewards Program partner discounts; no card-specific earn rate published
KFH
Annual fee KWD 80
Min. salary Not published
APR Not published
Foreign fee 2.5%
CompareKFH Rewards Green (5 points per KD 1)
Boubyan
Annual fee KWD 80
Min. salary Not published
APR Not published
Foreign fee 2.5%
CompareBoubyan Rewards (cashback, hotel points or travel miles)
Burgan
Annual fee KWD 80
Min. salary Not published
APR Not published
Foreign fee 2.5%
CompareBurgan Rewards: 4 points per KD 1 internationally, 2 locally and in Europe
Burgan
Annual fee KWD 80
Min. salary Not published
APR Not published
Foreign fee 2.5%
CompareAvios: 7 per KD 1 internationally, 5 in Europe, 4 locally
Boubyan
Annual fee KWD 80
Min. salary Not published
APR Not published
Foreign fee 2.5%
CompareBoubyan Rewards (cashback, hotel points or travel miles)
CBK
Annual fee KWD 80
Min. salary Not published
APR 12%
Foreign fee 3%
CompareTiered cashback: 1% on KD 100-1,000 monthly spend, 3% on KD 1,001-2,000, 5% on KD 2,001+
Annual fee KWD 100
Min. salary Not published
APR Not published
Foreign fee 3%
CompareABK Advantage: 7 tokens per KD 1 internationally, 4 locally
Annual fee KWD 100
Min. salary Not published
APR Not published
Foreign fee 3%
Compare6 Emirates Skywards Miles per KD 1 overseas, 3 locally
ABK
Annual fee KWD 100
Min. salary Not published
APR Not published
Foreign fee 3%
CompareTiered cashback: 2% on KD 51-2,000 monthly spend, 3% on KD 2,001-3,000, 5% on KD 3,001+
Burgan
Annual fee KWD 100
Min. salary Not published
APR Not published
Foreign fee 2.5%
Compare5% cashback on eligible spend up to KD 1,000/month, 10% above KD 1,000
Warba
Annual fee KWD 100
Min. salary KWD 1,000
APR Not published
Foreign fee 2.5%
CompareWarba Cashback Program: up to 10% cashback
Annual fee KWD 100
Min. salary KWD 1,000
APR 12%
Foreign fee 2.75%
Compare5 NBK Miles Points per KD 1 internationally, 3 locally
Boubyan
Annual fee KWD 100
Min. salary Not published
APR Not published
Foreign fee 2.5%
Compare3 Oasis Club miles per KD 1 local, 4 per KD 1 international
Annual fee KWD 100
Min. salary KWD 300
APR Not published
Foreign fee 3%
CompareGulf Points: 5 points per KD 1 internationally, 3 locally
Annual fee KWD 100
Min. salary Not published
APR 12%
Foreign fee 3%
CompareAl-Tijari Rewards: 6 points per KD 1 internationally, 4 locally
Burgan
Annual fee KWD 100
Min. salary Not published
APR Not published
Foreign fee 2.5%
CompareBurgan Rewards: 4 points per KD 1 internationally, 2 locally and in Europe
KIB
Annual fee KWD 100
Min. salary KWD 400
APR Not published
Foreign fee Not published
CompareKIB Rewards: up to 1%-5% of monthly card spend in points depending on customer segment
Burgan
Annual fee KWD 100
Min. salary Not published
APR Not published
Foreign fee 2.5%
CompareBurgan Rewards: 4 points per KD 1 up to KD 10,000 spend, 6 points above
Warba
Annual fee KWD 100
Min. salary KWD 1,000
APR Not published
Foreign fee 2.5%
CompareWarba Travel Program: 3 travel points per KD 1 domestic, 6 per KD 1 international
KFH
Annual fee KWD 100
Min. salary Not published
APR Not published
Foreign fee 2.5%
Compare10 KFH Rewards points per KD 1 (Silver tier)
CBK
Annual fee KWD 100
Min. salary Not published
APR 12%
Foreign fee 3%
CompareAl-Tijari Rewards: 6 points per KD 1 internationally, 4 locally and in EU
KFH
Annual fee KWD 120
Min. salary Not published
APR Not published
Foreign fee 2.5%
CompareKFH Rewards Green (5 points per KD 1)
KIB
Annual fee KWD 120
Min. salary KWD 1,100
APR Not published
Foreign fee Not published
CompareKIB Rewards: up to 1%-5% of monthly card spend in points depending on customer segment
Annual fee KWD 125
Min. salary KWD 1,000
APR 12%
Foreign fee 2.75%
CompareUp to 10% back in NBK KWT Points (1 point = KD 1), choose Spends Tier or Merchant Category option
Annual fee KWD 125
Min. salary Not published
APR 12%
Foreign fee 2.75%
Compare7 Harrods Points per KD 1 at Harrods Knightsbridge, 5 international, 2 local
Annual fee KWD 125
Min. salary KWD 3,000
APR 12%
Foreign fee 2.75%
Compare4 Oasis Club Miles per KD 1 overseas, 3 locally
Annual fee KWD 125
Min. salary KWD 3,000
APR 12%
Foreign fee 2.75%
Compare5 NBK Miles Points per KD 1 internationally, 3 locally
KFH
Annual fee KWD 150
Min. salary KWD 1,000
APR Not published
Foreign fee 2.5%
Compare3 Oasis Club miles per KD 1 domestic, 4 per KD 1 international
Burgan
Annual fee KWD 150
Min. salary Not published
APR Not published
Foreign fee 2.5%
Compare5% cashback on eligible spend up to KD 1,000/month, 15% above KD 1,000
Gulf Bank
Annual fee KWD 150
Min. salary KWD 300
APR Not published
Foreign fee 3%
CompareGulf Points: 5 points per KD 1 internationally, 3 locally
Annual fee KWD 150
Min. salary Not published
APR Not published
Foreign fee 2.5%
CompareAvios: 12 per KD 1 internationally, 7 in Europe, 6 locally
Boubyan
Annual fee KWD 150
Min. salary Not published
APR Not published
Foreign fee 2.5%
CompareBoubyan Rewards (cashback, hotel points or travel miles)
KFH
Annual fee KWD 150
Min. salary Not published
APR Not published
Foreign fee 2.5%
CompareUp to 6% cashback (tiered by monthly spend)
Annual fee KWD 150
Min. salary Not published
APR 12%
Foreign fee 3%
CompareAl-Tijari Rewards: 6 points per KD 1 internationally, 5 locally and in EU
Boubyan
Annual fee KWD 150
Min. salary Not published
APR Not published
Foreign fee 2.5%
CompareBoubyan Rewards (cashback, hotel points or travel miles)
Annual fee KWD 175
Min. salary Not published
APR Not published
Foreign fee 2.5%
CompareBurgan Rewards: 14 points per KD 1 internationally, 7 locally and in Europe
KFH
Annual fee KWD 200
Min. salary Not published
APR Not published
Foreign fee 2.5%
CompareKFH Rewards Silver (10 points per KD 1)
Annual fee KWD 200
Min. salary Not published
APR Not published
Foreign fee 2.5%
Compare3 Oasis Club miles per KD 1 local, 5 per KD 1 international
KFH
Annual fee KWD 200
Min. salary Not published
APR Not published
Foreign fee 2.5%
Compare10 KFH Rewards points per KD 1 (Silver tier)
Annual fee KWD 240
Min. salary KWD 3,000
APR Not published
Foreign fee 2.5%
CompareWarba Cashback Program: up to 10% cashback
Annual fee KWD 240
Min. salary Not published
APR Not published
Foreign fee 2.5%
CompareWarba Travel Program: 3 travel points per KD 1 local, 8 per KD 1 international
Annual fee KWD 250
Min. salary Not published
APR Not published
Foreign fee 2.5%
CompareBoubyan Rewards points on every spend
Annual fee KWD 250
Min. salary Not published
APR Not published
Foreign fee 2.5%
CompareBoubyan Rewards points on every spend
Annual fee KWD 250
Min. salary Not published
APR Not published
Foreign fee 2.5%
CompareBoubyan Rewards up to 6% monthly, plus extra 1.5% unlimited points above KD 5,000 monthly spend
Annual fee KWD 250
Min. salary KWD 3,000
APR Not published
Foreign fee Not published
CompareKIB Rewards: up to 1%-5% of monthly card spend in points depending on customer segment
KFH
Annual fee KWD 400
Min. salary Not published
APR Not published
Foreign fee 2.5%
CompareKFH Rewards Silver (10 points per KD 1)
NBK
Annual fee Not published
Min. salary KWD 250
APR Not published
Foreign fee Not published
Compare0% interest on purchases for a flat KD 25 quarterly fee