UAE
UAEKSAQatarKuwaitBahrainOman

Flex Credit Card

Emirates IslamicVisaPlatinumIslamic

Flex Credit Card has no annual fee, according to Emirates Islamic. The bank does not publish a minimum salary for this card on its website. Ask the bank before you apply.

Go to the bank's page
Checked against the bank's own pages on 27 Sep 2026. Apply opens the bank's own site.
Annual feeFree
Min. salaryNot published
Monthly profit rate3.69%44.28% a year
Foreign fee2.54%

Rewards

  • Up to 2.25 EI SmartMiles per AED on international spendUp to 2.25 international; up to 1.25 domestic per AED 1

Benefits the bank lists

  • Welcome bonus of 10,000 EI SmartMiles
  • Reel Cinemas tickets with minimum spend
  • Extended warranty

Questions people ask

What is the annual fee for the Flex Credit Card?

Flex Credit Card has no annual fee, according to Emirates Islamic.

What salary do I need for the Flex Credit Card?

The bank does not publish a minimum salary for this card on its website. Ask the bank before you apply.

What is the profit rate on the Flex Credit Card?

The profit rate on purchases is 3.69% a month, which is 44.28% a year.

Does the Flex Credit Card charge a foreign transaction fee?

Purchases in a foreign currency carry a fee of 2.54% of the amount.

Fee conditions

No Annual Membership Fee

Sources

Where a bank does not publish a figure, we leave it blank instead of guessing.

Other cards from Emirates Islamic

Emarati Credit CardEmirates Islamic · Islamic
Annual feeFree
Min. salaryNot published
Monthly rate3.59%
Foreign fee2.3%
Up to 3.75 EI SmartMiles per AED on international spend
RTA Credit CardEmirates Islamic · Islamic
Annual feeFree
Min. salaryNot published
Monthly rate3.69%
Foreign fee2.54%
10% cashback on RTA transport and fuel
Etihad Guest Platinum CardEmirates Islamic · Islamic
Annual feeAED 208.95incl. VAT
Min. salaryNot published
Monthly rate3.69%
Foreign fee2.54%
2 Etihad Guest Miles per USD on online and mobile wallet spend
Cashback Plus Credit CardEmirates Islamic · Islamic
Annual feeAED 313.95incl. VAT
Min. salaryNot published
Monthly rate3.69%
Foreign fee2.54%
Up to 10% cashback on supermarkets, education, dining, telecom
Cashback Credit CardEmirates Islamic · Islamic
Annual feeAED 367.5incl. VAT
Min. salaryNot published
Monthly rate3.69%
Foreign fee2.54%
5% cashback on telecom and electronics
Etihad Guest Ameera CardEmirates Islamic · Islamic
Annual feeAED 733.95incl. VAT
Min. salaryNot published
Monthly rate3.69%
Foreign fee2.54%
3 Etihad Guest Miles per USD on Etihad Airways
Flex Elite Covered CardEmirates Islamic · Islamic
Annual feeAED 735incl. VAT
Min. salaryNot published
Monthly rate3.69%
Foreign fee2.54%
Up to 3.75 EI SmartMiles per AED on international spend
Etihad Guest Saqer CardEmirates Islamic · Islamic
Annual feeAED 943.95incl. VAT
Min. salaryNot published
Monthly rate3.69%
Foreign fee2.54%
3 Etihad Guest Miles per USD on Etihad Airways
Skywards Black CardEmirates Islamic · Islamic
Annual feeAED 2,100incl. VAT
Min. salaryNot published
Monthly rate3.25%
Foreign fee2.3%
Up to 3.5 Skywards Miles per USD on Emirates