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DIB SHAMS Infinite Covered Card

Dubai Islamic BankInfiniteIslamic

The annual fee for DIB SHAMS Infinite Covered Card is AED 733.95, including 5% VAT. Fee waived for subsequent years on a minimum annual spend of AED 60,000. The bank does not publish a minimum salary for this card on its website. Ask the bank before you apply.

Go to the bank's page
Checked against the bank's own pages on 27 Sep 2026. Apply opens the bank's own site.
Annual feeAED 733.95incl. VAT · First year free
Min. salaryNot published
Monthly profit rate3.69%44.28% a year
Foreign fee3.7%

Rewards

  • 10 Wala'a rewards per AED 1 on dining and travelDining and travel earn 10 Wala'a per AED 1; international 4, domestic 3.5, excluded categories 0.6 per AED 1Cap: 20,000 Wala'a per month (dining/travel), as reported by page
  • 20% cashback on Amazon, Deliveroo, Dubai Now, Noon, Talabat (first 3 months)Introductory offerCap: AED 25 per merchant per month

Benefits the bank lists

  • Complimentary access to over 1,200 airport lounges 12 times per year
  • Complimentary rounds of golf
  • Complimentary access to Fitness First Platinum and Titanium Club
  • 4 complimentary valet parking services per month
  • Buy One Get One on beverages at Costa Coffee
  • Travel coverage up to US$500,000

Questions people ask

What is the annual fee for the DIB SHAMS Infinite Covered Card?

The annual fee for DIB SHAMS Infinite Covered Card is AED 733.95, including 5% VAT. Fee waived for subsequent years on a minimum annual spend of AED 60,000.

What salary do I need for the DIB SHAMS Infinite Covered Card?

The bank does not publish a minimum salary for this card on its website. Ask the bank before you apply.

What is the profit rate on the DIB SHAMS Infinite Covered Card?

The profit rate on purchases is 3.69% a month, which is 44.28% a year.

Does the DIB SHAMS Infinite Covered Card charge a foreign transaction fee?

Purchases in a foreign currency carry a fee of 3.7% of the amount.

Fee conditions

Fee waived for subsequent years on a minimum annual spend of AED 60,000

Sources

Where a bank does not publish a figure, we leave it blank instead of guessing.

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Foreign fee3.7%
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