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Flex Elite Covered Card

Emirates IslamicVisaIslamic

The annual fee for Flex Elite Covered Card is AED 735, including 5% VAT. The bank does not publish a minimum salary for this card on its website. Ask the bank before you apply.

Go to the bank's page
Checked against the bank's own pages on 27 Sep 2026. Apply opens the bank's own site.
Annual feeAED 735incl. VAT
Min. salaryNot published
Monthly profit rate3.69%44.28% a year
Foreign fee2.54%

Rewards

  • Up to 3.75 EI SmartMiles per AED on international spendUp to 3.75 EI SmartMiles per AED 1 international; up to 2.50 domestic

Benefits the bank lists

  • Unlimited access to 1,200+ airport lounges with a guest
  • Two complimentary valet parkings per month
  • Unlimited golf at UAE clubs
  • Multi-trip travel takaful

Questions people ask

What is the annual fee for the Flex Elite Covered Card?

The annual fee for Flex Elite Covered Card is AED 735, including 5% VAT.

What salary do I need for the Flex Elite Covered Card?

The bank does not publish a minimum salary for this card on its website. Ask the bank before you apply.

What is the profit rate on the Flex Elite Covered Card?

The profit rate on purchases is 3.69% a month, which is 44.28% a year.

Does the Flex Elite Covered Card charge a foreign transaction fee?

Purchases in a foreign currency carry a fee of 2.54% of the amount.

Sources

Where a bank does not publish a figure, we leave it blank instead of guessing.

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