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ADIB Smiles Visa Signature Card

ADIBVisaSignatureIslamic

The annual fee for ADIB Smiles Visa Signature Card is AED 1,258.95, including 5% VAT. The bank asks for a minimum monthly salary of AED 20,000.

Go to the bank's page
Checked against the bank's own pages on 27 Sep 2026. Apply opens the bank's own site.
Annual feeAED 1,258.95incl. VAT
Min. salaryAED 20,000
Monthly profit rate3.75%45% a year
Foreign fee2.3%

Rewards

  • 70,000 Smiles points on sign up10,000 Smiles points quarterly bonus with AED 25K spend per quarter

Benefits the bank lists

  • Unlimited airport lounge access globally
  • Free roadside assistance
  • Free valet parking (4 a month)
  • Multi-trip travel cover for family
  • Purchase protection up to USD 2,500
  • 90-day Smiles Unlimited subscription

Questions people ask

What is the annual fee for the ADIB Smiles Visa Signature Card?

The annual fee for ADIB Smiles Visa Signature Card is AED 1,258.95, including 5% VAT.

What salary do I need for the ADIB Smiles Visa Signature Card?

The bank asks for a minimum monthly salary of AED 20,000.

What is the profit rate on the ADIB Smiles Visa Signature Card?

The profit rate on purchases is 3.75% a month, which is 45% a year.

Does the ADIB Smiles Visa Signature Card charge a foreign transaction fee?

Purchases in a foreign currency carry a fee of 2.3% of the amount.

Notes from our check

ADIB's schedule of charges lists the 2.3% non-AED fee in addition to the fee Visa or Mastercard applies. From 10 Sep 2026 a separate 2.75% fee applies to AED purchases made outside the UAE.

Sources

Where a bank does not publish a figure, we leave it blank instead of guessing.

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