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All Saudi credit cards

Tarjih lists 119 cards from 13 Saudi banks. Annual fees include 15% VAT wherever the bank makes the basis clear, and the rate shown is the APR that SAMA requires banks to publish. Most of these banks do not publish a minimum salary. Islamic cards that charge a fixed monthly fee show that amount instead.

Checked against the bank's own pages on 27 Sep 2026
119 of 119 cards
SAB Advance Visa PlatinumSAB · Islamic
Annual feeFree
APR44.38%
Foreign fee2%
ICSAB+: 7.5 points per SAR 100 domestic & EU, 10 points per SAR 100 international
Ajwaa Visa DigitalBank AlJazira · Islamic
Annual feeSAR 57.5incl. VAT
APRNot published
Foreign fee2%
1 Ajwaa points per SAR 1 spent internationally, 0.5 per SAR 1 locally
Mokafaaty Visa ClassicBank AlJazira · Islamic
Annual feeSAR 172.5incl. VAT
APR41.88%
Foreign fee2%
0.75 Mokafaaty points per SAR 1 spent internationally, 0.5 per SAR 1 locally
SAB noon VISA Credit CardSAB · Islamic
Annual feeSAR 228.85incl. VAT
APR62.76%
Foreign fee2%
Up to 10% cashback as noon credits on noon platforms
Ajwaa Visa PlusBank AlJazira · Islamic
Annual feeSAR 230incl. VAT
APR42.25%
Foreign fee2%
2.25 Ajwaa points per SAR 1 spent internationally, 1.5 per SAR 1 locally
anb Mastercard TitaniumANB · Islamic
Annual feeSAR 230incl. VAT
APR33.41%
Foreign fee2%
0.5 reward point(s) per SAR domestic, 0.8 international
Mazeed Platinum Credit CardEmirates NBD KSA
Annual feeSAR 230incl. VAT
APR47.9%
Foreign fee2%
10% dining, 5% groceries/medical & pharmacies/school & education, 2% airlines & hotels, 0.5% other
Mokafaaty Mastercard PlatinumBank AlJazira · Islamic
Annual feeSAR 230incl. VAT
APR2.9% a month
Foreign fee2%
1.13 Mokafaaty points per SAR 1 spent internationally, 0.75 per SAR 1 locally
Mokafaaty Visa PlatinumBank AlJazira · Islamic
Annual feeSAR 230incl. VAT
APR2.9% a month
Foreign fee2%
1.13 Mokafaaty points per SAR 1 spent internationally, 0.75 per SAR 1 locally
Lifestyle Credit CardBanque Saudi Fransi · Islamic
Annual feeSAR 287.5incl. VAT
APR43.86%
Foreign fee2%
10% on 1 chosen category, 3% on 2, 2% on 2 (Dining, Grocery, Travel, Medical Care, Education)
Platinum Cardstc bank · Islamic
Annual feeSAR 287.5incl. VAT
APR38.44%
Foreign feeNot published
1% local, 0.5% international
Ajwaa Visa PlatinumBank AlJazira · Islamic
Annual feeSAR 345incl. VAT
APR42.99%
Foreign fee2%
2.25 Ajwaa points per SAR 1 spent internationally, 1.5 per SAR 1 locally
Almosafer VISA SignatureBanque Saudi Fransi · Islamic
Annual feeSAR 345incl. VAT
APR48.98%
Foreign fee0%
Almosafer Points: 12% back on hotels, 7% on flights, 20% on activities via Almosafer
anb Visa PlatinumANB · Islamic
Annual feeSAR 345incl. VAT
APR35.54%
Foreign fee2%
0.8 reward point(s) per SAR domestic, 1.5 international
Visa Platinum Credit CardSAIB · Islamic
Annual feeSAR 345incl. VAT
APR39.63%
Foreign fee2%
1 WooW point per SAR in KSA/GCC and other countries
anb Mastercard PlatinumANB · Islamic
Annual feeSAR 402.5incl. VAT
APR36.6%
Foreign fee2%
0.8 reward point(s) per SAR domestic, 1.5 international
meem Platinum Credit Cardmeem by GIB · Islamic
Annual feeSAR 402.5incl. VAT
APR43.86%
Foreign fee2%
0.6 ajeeb points per SAR 1 domestic, 1.5 per SAR 1 international
Platinum Cashback Credit CardSAIB · Islamic
Annual feeSAR 458.85incl. VAT
APR54.99%
Foreign fee2%
Up to 10% cashback on education, dining, fuel and supermarkets, tiered by monthly spend
SAB VISA Platinum Credit CardSAB · Islamic
Annual feeSAR 460incl. VAT
APR58.14%
Foreign fee2%
ICSAB+: 7.5 points per SAR 100 domestic & EU, 10 points per SAR 100 international
VISA Platinum IslamicBanque Saudi Fransi · Islamic
Annual feeSAR 460incl. VAT
APR37.88%
Foreign fee2%
BSF Jana: 100 points per SAR 100 local/EU, 150 points per SAR 100 international
anb Visa SignatureANB · Islamic
Annual feeSAR 517.5incl. VAT
APR38.71%
Foreign fee2%
1.2 reward point(s) per SAR domestic, 1.8 international
Signature Cashback Plus CardAl Rajhi Bank · Islamic
Annual feeSAR 517.5incl. VAT
APR2.5% a month
Foreign fee2%
Up to 15% on HungerStation, 10% dining and other food delivery
SAB VISA Signature Credit CardSAB · Islamic
Annual feeSAR 546.25incl. VAT
APR55.39%
Foreign fee2%
ICSAB+: 10 points per SAR 100 domestic & EU, 12.5 points per SAR 100 international
AlFursan Platinum Credit CardAl Rajhi Bank · Islamic
Annual feeSAR 563.5incl. VAT
APR2.5% a month
Foreign fee2%
1 AlFursan mile per SAR 4.25 domestic, per SAR 3.50 international
Platinum Credit CardAl Rajhi Bank · Islamic
Annual feeSAR 563.5incl. VAT
APR2.5% a month
Foreign fee2%
1 mokafaa point per SAR 1 domestic, 4 points international
Ajwaa Visa SignatureBank AlJazira · Islamic
Annual feeSAR 575incl. VAT
APR40.95%
Foreign fee2%
3 Ajwaa points per SAR 1 spent internationally, 2.25 per SAR 1 locally
Flynas Signature Credit CardAl Rajhi Bank · Islamic
Annual feeSAR 575incl. VAT
APR2.5% a month
Foreign fee2%
1 nasmile per SAR 3 domestic, per SAR 2 international, per SAR 1.25 on flynas
meem Signature Cardmeem by GIB · Islamic
Annual feeSAR 575incl. VAT
APR42.31%
Foreign fee2%
1 ajeeb points per SAR 1 domestic, 1.75 per SAR 1 international
Visa Signature Credit CardSAIB · Islamic
Annual feeSAR 575incl. VAT
APR39.63%
Foreign fee2%
1 WooW point per SAR in KSA/GCC, 2 per SAR in other countries
Visa Signature IslamicRiyad Bank · Islamic
Annual feeSAR 575incl. VAT
APR36.28%
Foreign fee2%
1.5 Hassad points per SAR 1 domestic/EEA, 2 per SAR 1 international
Visa Al Fursan PlatinumBanque Saudi Fransi · Islamic
Annual feeSAR 690incl. VAT
APR39.42%
Foreign fee2%
AlFursan: 1 mile per SAR 4 local, 1 mile per SAR 3 international
Almosafer VISA InfiniteBanque Saudi Fransi · Islamic
Annual feeSAR 805incl. VAT
APR48.49%
Foreign fee0%
Almosafer Points: 20% back on hotels, 10% on flights, 30% on activities booked via Almosafer
anb Mastercard WorldANB · Islamic
Annual feeSAR 805incl. VAT
APR43.94%
Foreign fee2%
1.2 reward point(s) per SAR domestic, 1.8 international
Mokafaaty Visa InfiniteBank AlJazira · Islamic
Annual feeSAR 805incl. VAT
APR39.5%
Foreign fee2%
1.75 Mokafaaty points per SAR 1 spent internationally, 1.25 per SAR 1 locally
Mastercard World IslamicRiyad Bank · Islamic
Annual feeSAR 862.5incl. VAT
APR34.62%
Foreign fee2%
2 Hassad points per SAR 1 domestic, 2.5 per SAR 1 international
meem Infinite Cardmeem by GIB · Islamic
Annual feeSAR 862.5incl. VAT
APR42.31%
Foreign fee2%
1.5 ajeeb points per SAR 1 domestic, 2 per SAR 1 international
SAB Emirates Infinite Credit CardSAB · Islamic
Annual feeSAR 862.5incl. VAT
APR61.66%
Foreign fee2%
Emirates Skywards: 2 miles on Emirates spend, 1.5 on foreign currency, 1 on local currency per SAR 3.75
Signature Cardstc bank · Islamic
Annual feeSAR 862.5incl. VAT
APR39.4%
Foreign fee2%
1.25% local, 1.5% international; up to 10% international hotels & airlines, 5% international dining, 3% international duty free
SELECTIVE Credit CardAl Rajhi Bank · Islamic
Annual feeSAR 908.5incl. VAT
APR2.5% a month
Foreign fee2%
3 mokafaa points per SAR 1 domestic, 5 points international
Signature Credit CardAl Rajhi Bank · Islamic
Annual feeSAR 908.5incl. VAT
APR2.5% a month
Foreign fee2%
3 mokafaa points per SAR 1 domestic, 5 points international
Visa Infinite Credit CardSAIB · Islamic
Annual feeSAR 920incl. VAT
APR39.63%
Foreign fee2%
1.5 WooW points per SAR in KSA/GCC, 2.5 per SAR international (ex Europe/UK)
anb Visa InfiniteANB · Islamic
Annual feeSAR 977.5incl. VAT
APR47.05%
Foreign fee2%
1.5 reward point(s) per SAR domestic, 2 international
Travel akthr Infinite Credit CardAlinma Bank · Islamic
Annual feeSAR 1,035incl. VAT
APR34%
Foreign fee2%
8 akthr points per SAR 1 international travel, 7 domestic travel; 5 other international/domestic
Infinite Credit CardAl Rajhi Bank · Islamic
Annual feeSAR 1,138.5incl. VAT
APR2.5% a month
Foreign fee2%
3 mokafaa points per SAR 1 domestic, 5 points international
Almatar Infinite CardANB · Islamic
Annual feeSAR 1,150VAT not stated
APRNot published
Foreign fee0%
almatar points: 2 per SAR domestic/European, 4 per SAR international and in the Almatar app
Infinite Cardstc bank · Islamic
Annual feeSAR 1,150incl. VAT
APR37.49%
Foreign fee2%
1.5% local, 2% international; up to 10% international hotels & airlines, 5% international dining, 3% international duty free
VISA Infinite IslamicBanque Saudi Fransi · Islamic
Annual feeSAR 1,150incl. VAT
APR48.47%
Foreign fee2%
BSF Jana: 150 points per SAR 100 local/EU, 200 points per SAR 100 international
Dream Credit CardRiyad Bank · Islamic
Annual feeSAR 1,495incl. VAT
APR48.89%
Foreign fee2%
Earn miles/points directly with chosen partner (Etihad, Flynas, Turkish Airlines, Air Asia, Air Arabia, Singapore Airlines, Radisson Rewards, Almosafer)
Visa Al Fursan InfiniteBanque Saudi Fransi · Islamic
Annual feeSAR 2,300incl. VAT
APR46.28%
Foreign fee2%
AlFursan: 1 mile per SAR 3 in KSA & EEA, 1 mile per SAR 1.5 outside KSA
World EliteBanque Saudi Fransi
Annual feeSAR 3,450incl. VAT
APR53.2%
Foreign fee2%
BSF Jana: 150 points per SAR 100 local/EU, 200 points per SAR 100 international
Cashback DigitalCardANB · Islamic
Annual feeNot published
APRNot published
Foreign fee2%
0.5% instant cashback locally, 1% internationally

Where a bank does not publish a figure, we leave it blank instead of guessing.