UAE

Simply Cash Credit Card

Standard CharteredVisaSignature

The annual fee for Simply Cash Credit Card is AED 525, including 5% VAT. Waived if AED 9,000+ spent in previous 12 months. The bank asks for a minimum monthly salary of AED 8,000.

Checked against the bank's own pages on 27 Sep 2026. Apply opens the bank's own site.
Annual feeAED 525incl. VAT · First year free
Min. salaryAED 8,000
Monthly rate3.69%44.28% a year
Foreign fee2.99%

Rewards

  • 2% cashback on international and airline spends2% international/airline, 1% other domestic, 0.2% government/insurance/rental housing/auto dealership

Benefits the bank lists

  • 8 complimentary lounge visits a year (1000+ lounges)
  • Buy 1 Get 1 Free tickets on VOX & Reel
  • Multi-trip travel insurance up to 90 days
  • Visa Concierge 24/7

Questions people ask

What is the annual fee for the Simply Cash Credit Card?

The annual fee for Simply Cash Credit Card is AED 525, including 5% VAT. Waived if AED 9,000+ spent in previous 12 months.

What salary do I need for the Simply Cash Credit Card?

The bank asks for a minimum monthly salary of AED 8,000.

What is the interest rate on the Simply Cash Credit Card?

The interest rate on purchases is 3.69% a month, which is 44.28% a year.

Does the Simply Cash Credit Card charge a foreign transaction fee?

Purchases in a foreign currency carry a fee of 2.99% of the amount.

Fee conditions

Waived if AED 9,000+ spent in previous 12 months

Sources

Where a bank does not publish a figure, we leave it blank instead of guessing.

Other cards from Standard Chartered

Journey Credit CardStandard Chartered
Annual feeAED 1,575incl. VAT
Min. salaryAED 30,000
Monthly rate3.69%
Foreign fee2.99%
4 360 Rewards Points per USD 1 spent internationally