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Citi Rewards Credit Card

Citibank UAEMastercard

The annual fee for Citi Rewards Credit Card is AED 315, including 5% VAT. No annual fee in year 1; from year 2 waived with minimum annual spend of AED 9,000, otherwise AED 300. The bank asks for a minimum monthly salary of AED 8,000.

Go to the bank's page
Checked against the bank's own pages on 27 Sep 2026. Apply opens the bank's own site.
Annual feeAED 315incl. VAT · First year free
Min. salaryAED 8,000
Monthly rate3.69%44.28% a year
Foreign fee2.99%

Rewards

  • 1.5 ThankYou Points per USD 1 on grocery & non-AED spend$1 = 1.5 ThankYou Points on all grocery & non-AED spend; $1 = 1 ThankYou Point on local spend
  • AED 300 joining bonusAED 300 joining bonus statement credit upon meeting min spend of AED 6,000 in 60 days (new Citi Credit Card customers only)

Benefits the bank lists

  • Flat 30% off 2 VOX Cinemas movie tickets every month
  • Airport lounge access via Mastercard Travel Pass
  • 1 Careem airport ride per year (up to AED 84)
  • 20% instant discount (up to AED 14) on Talabat grocery and food orders

Questions people ask

What is the annual fee for the Citi Rewards Credit Card?

The annual fee for Citi Rewards Credit Card is AED 315, including 5% VAT. No annual fee in year 1; from year 2 waived with minimum annual spend of AED 9,000, otherwise AED 300.

What salary do I need for the Citi Rewards Credit Card?

The bank asks for a minimum monthly salary of AED 8,000.

What is the interest rate on the Citi Rewards Credit Card?

The interest rate on purchases is 3.69% a month, which is 44.28% a year.

Does the Citi Rewards Credit Card charge a foreign transaction fee?

Purchases in a foreign currency carry a fee of 2.99% of the amount.

Fee conditions

No annual fee in year 1; from year 2 waived with minimum annual spend of AED 9,000, otherwise AED 300

Sources

Where a bank does not publish a figure, we leave it blank instead of guessing.

Other cards from Citibank UAE

Citi Cash Back Credit CardCitibank UAE
Annual feeAED 315incl. VAT
Min. salaryAED 8,000
Monthly rate3.69%
Foreign fee2.99%
3% non-AED, 2% grocery, 1% everything else
Citi Premier Credit CardCitibank UAE
Annual feeAED 787.5incl. VAT
Min. salaryAED 15,000
Monthly rate3.69%
Foreign fee2.99%
3 ThankYou Points per USD 1 on dining, fuel & grocery
Citi Prestige Credit CardCitibank UAE
Annual feeAED 1,575incl. VAT
Min. salaryAED 30,000
Monthly rate3.69%
Foreign fee2.99%
3 ThankYou Points per USD 1 on non-AED spend
Citi Ultima Credit CardCitibank UAE
Annual feeAED 3,150incl. VAT
Min. salaryAED 36,750
Monthly rate3.69%
Foreign fee2.99%
5 Citi Miles per USD 1 on non-AED spend