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Citi Ultima Credit Card

Citibank UAEMastercard

The annual fee for Citi Ultima Credit Card is AED 3,150, including 5% VAT. The bank asks for a minimum monthly salary of AED 36,750.

Go to the bank's page
Checked against the bank's own pages on 27 Sep 2026. Apply opens the bank's own site.
Annual feeAED 3,150incl. VAT
Min. salaryAED 36,750
Monthly rate3.69%44.28% a year
Foreign fee2.99%

Rewards

  • 5 Citi Miles per USD 1 on non-AED spend$1 = 5 Citi Miles on non-AED spend; $1 = 2.5 Citi Miles on AED spend; 30,000 bonus Citi Miles annually upon payment of annual fee
  • AED 1,500 joining bonusAED 1,500 joining bonus statement credit upon meeting min spend of AED 25,000 in 60 days (new Citi Credit Card customers only)

Benefits the bank lists

  • Access to 1,200 airport lounges worldwide
  • 50% cash rebate on air travel tickets (up to AED 2,000) once a year
  • Complimentary 3rd night free at any hotel worldwide (unlimited)
  • Complimentary home check-in 4 times a year
  • Unlimited complimentary golf on weekdays and once a month on weekends at UAE courses

Questions people ask

What is the annual fee for the Citi Ultima Credit Card?

The annual fee for Citi Ultima Credit Card is AED 3,150, including 5% VAT.

What salary do I need for the Citi Ultima Credit Card?

The bank asks for a minimum monthly salary of AED 36,750.

What is the interest rate on the Citi Ultima Credit Card?

The interest rate on purchases is 3.69% a month, which is 44.28% a year.

Does the Citi Ultima Credit Card charge a foreign transaction fee?

Purchases in a foreign currency carry a fee of 2.99% of the amount.

Sources

Where a bank does not publish a figure, we leave it blank instead of guessing.

Other cards from Citibank UAE

Citi Cash Back Credit CardCitibank UAE
Annual feeAED 315incl. VAT
Min. salaryAED 8,000
Monthly rate3.69%
Foreign fee2.99%
3% non-AED, 2% grocery, 1% everything else
Citi Rewards Credit CardCitibank UAE
Annual feeAED 315incl. VAT
Min. salaryAED 8,000
Monthly rate3.69%
Foreign fee2.99%
1.5 ThankYou Points per USD 1 on grocery & non-AED spend
Citi Premier Credit CardCitibank UAE
Annual feeAED 787.5incl. VAT
Min. salaryAED 15,000
Monthly rate3.69%
Foreign fee2.99%
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Citi Prestige Credit CardCitibank UAE
Annual feeAED 1,575incl. VAT
Min. salaryAED 30,000
Monthly rate3.69%
Foreign fee2.99%
3 ThankYou Points per USD 1 on non-AED spend