UAE

Mashreq Cashback Credit Card

MashreqVisa

Mashreq Cashback Credit Card has no annual fee, according to Mashreq. The bank asks for a minimum monthly salary of AED 5,000.

Checked against the bank's own pages on 27 Sep 2026. Apply opens the bank's own site.
Annual feeFree
Min. salaryAED 5,000
Monthly rate3.85%46.2% a year
Foreign fee2.89%

Rewards

  • 5% cashback on dining5% on international and local dining; 1% other international; up to 1% local; 0.15% government, utilities, education, charity, fuel, rental, telecomCap: AED 50 per merchant per month on promotional categories

Benefits the bank lists

  • Welcome bonus up to AED 500
  • Up to 57 days interest-free
  • 20% promotional cashback on select merchants for first 4 months
  • Visa MENA offers

Questions people ask

What is the annual fee for the Mashreq Cashback Credit Card?

Mashreq Cashback Credit Card has no annual fee, according to Mashreq.

What salary do I need for the Mashreq Cashback Credit Card?

The bank asks for a minimum monthly salary of AED 5,000.

What is the interest rate on the Mashreq Cashback Credit Card?

The interest rate on purchases is 3.85% a month, which is 46.2% a year.

Does the Mashreq Cashback Credit Card charge a foreign transaction fee?

Purchases in a foreign currency carry a fee of 2.89% of the amount.

Fee conditions

No annual fees for primary and supplementary cards (free for life)

Sources

Where a bank does not publish a figure, we leave it blank instead of guessing.

Other cards from Mashreq

Annual feeFree
Min. salaryNot published
Monthly rate3.85%
Foreign fee2.89%
Up to 8% back on Aura brands in the UAE
Annual feeFree
Min. salaryNot published
Monthly rate3.85%
Foreign fee2.89%
5% cashback on noon, noon Food, noon Minutes, Namshi
Annual feeAED 313.95incl. VAT
Min. salaryAED 5,000
Monthly rate3.85%
Foreign fee2.89%
10 Vantage points per AED on supermarket, fuel and dining
Annual feeAED 1,575incl. VAT
Min. salaryAED 25,000
Monthly rate3.85%
Foreign fee2.89%
6 Mashreq Vantage points per AED on international spend