UAE

Liv Cashback Credit Card

Emirates NBDMastercard

Liv Cashback Credit Card has no annual fee, according to Emirates NBD. The bank asks for a minimum monthly salary of AED 5,000.

Checked against the bank's own pages on 27 Sep 2026. Apply opens the bank's own site.
Annual feeFree
Min. salaryAED 5,000
Monthly rate3.49%41.88% a year
Foreign fee1.99%

Rewards

  • Up to 2% cashback on all purchasesRedeem as cashback, crypto or Skywards MilesCap: Up to AED 750 monthly; up to AED 9,000 annually

Benefits the bank lists

  • Instant digital card
  • Instalment plans at 500+ merchants
  • Loan on card up to 90% of limit
  • Airport lounge access (25+ airports)

Questions people ask

What is the annual fee for the Liv Cashback Credit Card?

Liv Cashback Credit Card has no annual fee, according to Emirates NBD.

What salary do I need for the Liv Cashback Credit Card?

The bank asks for a minimum monthly salary of AED 5,000.

What is the interest rate on the Liv Cashback Credit Card?

The interest rate on purchases is 3.49% a month, which is 41.88% a year.

Does the Liv Cashback Credit Card charge a foreign transaction fee?

Purchases in a foreign currency carry a fee of 1.99% of the amount.

Fee conditions

Free for Life; no joining fee

Sources

Where a bank does not publish a figure, we leave it blank instead of guessing.

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