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HSBC Live+ Credit Card

HSBC UAEVisaSignature

The annual fee for HSBC Live+ Credit Card is AED 313.95, including 5% VAT. Waived when you spend at least AED 12,000 a year. The bank asks for a minimum monthly salary of AED 12,500.

Go to the bank's page
Checked against the bank's own pages on 27 Sep 2026. Apply opens the bank's own site.
Annual feeAED 313.95incl. VAT · First year free
Min. salaryAED 12,500
Monthly rate3.69%44.28% a year
Foreign feeNot published

Rewards

  • 6% dining, 5% fuel, 2% groceries & entertainmentWhen spending at least AED 3,000 a month; 0.5% on all other spends or when monthly spend is below AED 3,000Cap: Up to AED 200 per category per statement cycle

Benefits the bank lists

  • 12 complimentary lounge visits a year to over 1,200 lounges
  • Buy 1 Get 1 Free movie tickets monthly (min AED 6,000 spend)
  • Travel insurance up to USD 500,000
  • Up to 50% off dining with Zomato Gold
  • Complimentary 12-month Careem Plus subscription

Questions people ask

What is the annual fee for the HSBC Live+ Credit Card?

The annual fee for HSBC Live+ Credit Card is AED 313.95, including 5% VAT. Waived when you spend at least AED 12,000 a year.

What salary do I need for the HSBC Live+ Credit Card?

The bank asks for a minimum monthly salary of AED 12,500.

What is the interest rate on the HSBC Live+ Credit Card?

The interest rate on purchases is 3.69% a month, which is 44.28% a year.

Does the HSBC Live+ Credit Card charge a foreign transaction fee?

We could not verify the foreign transaction fee from an official bank source.

Fee conditions

Waived when you spend at least AED 12,000 a year

Notes from our check

The bank publishes an annual rate of 44.28%; the monthly figure here is that divided by 12.

Sources

Where a bank does not publish a figure, we leave it blank instead of guessing.

Other cards from HSBC UAE

HSBC Advance Credit CardHSBC UAE
Annual feeFree
Min. salaryNot published
Monthly rate3.69%
Foreign feeNot published
1 HSBC Rewards Point per AED 1 spent
HSBC Premier Credit CardHSBC UAE
Annual feeFree
Min. salaryNot published
Monthly rate3.69%
Foreign feeNot published
1 HSBC Rewards Point per AED 1 spent
HSBC Cash+ Credit CardHSBC UAE
Annual feeAED 1,050incl. VAT
Min. salaryAED 30,000
Monthly rate3.69%
Foreign feeNot published
1% cashback on all purchases, uncapped