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FAB GEMS World Credit Card

FABWorld

The annual fee for FAB GEMS World Credit Card is AED 418.95, including 5% VAT. No annual fee if you spend AED 24,000 or more on non-educational spending. The bank asks for a minimum monthly salary of AED 8,000.

Go to the bank's page
Checked against the bank's own pages on 27 Sep 2026. Apply opens the bank's own site.
Annual feeAED 418.95incl. VAT
Min. salaryAED 8,000
Monthly rate3.99%47.88% a year
Foreign fee2.61%

Rewards

  • Save up to 3% on school fees
  • 10% cashback on school-related expensesUp to 1% cashback on daily spend, up to 2% abroad

Benefits the bank lists

  • 0% EPP with no fees for up to 12 months
  • Cinema tickets from AED 20
  • Airport lounge access up to 8 times yearly
  • 20% off Emaar attractions
  • Education protection up to AED 500,000 per child

Questions people ask

What is the annual fee for the FAB GEMS World Credit Card?

The annual fee for FAB GEMS World Credit Card is AED 418.95, including 5% VAT. No annual fee if you spend AED 24,000 or more on non-educational spending.

What salary do I need for the FAB GEMS World Credit Card?

The bank asks for a minimum monthly salary of AED 8,000.

What is the interest rate on the FAB GEMS World Credit Card?

The interest rate on purchases is 3.99% a month, which is 47.88% a year.

Does the FAB GEMS World Credit Card charge a foreign transaction fee?

Purchases in a foreign currency carry a fee of 2.61% of the amount.

Fee conditions

No annual fee if you spend AED 24,000 or more on non-educational spending

Sources

Where a bank does not publish a figure, we leave it blank instead of guessing.

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