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HSBC Cash+ Credit Card

HSBC UAEVisa

The annual fee for HSBC Cash+ Credit Card is AED 1,050, including 5% VAT. Waived when you spend at least AED 24,000 a year after the first 12 months. The bank asks for a minimum monthly salary of AED 30,000.

Go to the bank's page
Checked against the bank's own pages on 27 Sep 2026. Apply opens the bank's own site.
Annual feeAED 1,050incl. VAT · First year free
Min. salaryAED 30,000
Monthly rate3.69%44.28% a year
Foreign feeNot published

Rewards

  • 1% cashback on all purchases, uncappedEarn 1% cashback every day on all your purchases, with no minimum spend or earning caps; 10% bonus cashback all year when minimum spends are met

Benefits the bank lists

  • Complimentary airport lounge access (over 1,000 lounges)
  • Buy 1 Get 1 Free movie tickets monthly (min AED 10,000 spend)
  • Multi-trip travel insurance up to USD 500,000
  • Extended warranty doubling manufacturer warranty up to 1 year
  • Complimentary 12-month Careem Plus subscription

Questions people ask

What is the annual fee for the HSBC Cash+ Credit Card?

The annual fee for HSBC Cash+ Credit Card is AED 1,050, including 5% VAT. Waived when you spend at least AED 24,000 a year after the first 12 months.

What salary do I need for the HSBC Cash+ Credit Card?

The bank asks for a minimum monthly salary of AED 30,000.

What is the interest rate on the HSBC Cash+ Credit Card?

The interest rate on purchases is 3.69% a month, which is 44.28% a year.

Does the HSBC Cash+ Credit Card charge a foreign transaction fee?

We could not verify the foreign transaction fee from an official bank source.

Fee conditions

Waived when you spend at least AED 24,000 a year after the first 12 months

Notes from our check

The bank publishes an annual rate of 44.28%; the monthly figure here is that divided by 12.

Sources

Where a bank does not publish a figure, we leave it blank instead of guessing.

Other cards from HSBC UAE

HSBC Advance Credit CardHSBC UAE
Annual feeFree
Min. salaryNot published
Monthly rate3.69%
Foreign feeNot published
1 HSBC Rewards Point per AED 1 spent
HSBC Premier Credit CardHSBC UAE
Annual feeFree
Min. salaryNot published
Monthly rate3.69%
Foreign feeNot published
1 HSBC Rewards Point per AED 1 spent
HSBC Live+ Credit CardHSBC UAE
Annual feeAED 313.95incl. VAT
Min. salaryAED 12,500
Monthly rate3.69%
Foreign feeNot published
6% dining, 5% fuel, 2% groceries & entertainment