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Essential Cashback Credit Card

ADCBMastercard

The bank does not publish this card's annual fee in a form we could verify. The bank asks for a minimum monthly salary of AED 5,000.

Go to the bank's page
Checked against the bank's own pages on 27 Sep 2026. Apply opens the bank's own site.
Annual feeNot published
Min. salaryAED 5,000
Monthly rateNot published
Foreign feeNot published

Rewards

  • 1.25% cashback on monthly spends of AED 5,000 or more1% on monthly spends up to AED 5,000; 0.75% on select categories; min spend AED 1,000/monthCap: AED 1,000 per month

Benefits the bank lists

  • Welcome bonus up to AED 250

Questions people ask

What is the annual fee for the Essential Cashback Credit Card?

The bank does not publish this card's annual fee in a form we could verify.

What salary do I need for the Essential Cashback Credit Card?

The bank asks for a minimum monthly salary of AED 5,000.

What is the interest rate on the Essential Cashback Credit Card?

We could not verify this card's monthly interest rate from an official bank source.

Does the Essential Cashback Credit Card charge a foreign transaction fee?

We could not verify the foreign transaction fee from an official bank source.

Sources

Where a bank does not publish a figure, we leave it blank instead of guessing.

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