UAE

HSBC Emirates Skywards Signature Credit Card

HSBC UAEVisaSignature

The annual fee for HSBC Emirates Skywards Signature Credit Card is AED 1,050, including 5% VAT. The bank asks for a minimum monthly salary of AED 12,500.

Checked against the bank's own pages on 27 Sep 2026. Apply opens the bank's own site.
Annual feeAED 1,050incl. VAT
Min. salaryAED 12,500
Monthly rate3.69%44.28% a year
Foreign feeNot published

Rewards

  • 1.75 Skywards Miles on Emirates/flydubai direct bookings1.75 on Emirates and flydubai direct bookings in AED; 1 on non-AED; 0.75 on AED; 0.1 on government, utilities, fuel, groceries and similar categories
  • 25,000 sign-up bonus Skywards MilesSign-up bonus plus 15,000 Skywards Miles and fast track to Silver with minimum spend (per bank page)

Benefits the bank lists

  • 12 complimentary lounge visits a year to over 1,200 lounges
  • Buy 1 Get 1 Free movie tickets every month, plus 20% off food and drink
  • Travel insurance up to USD 500,000 on trips up to 90 days

Questions people ask

What is the annual fee for the HSBC Emirates Skywards Signature Credit Card?

The annual fee for HSBC Emirates Skywards Signature Credit Card is AED 1,050, including 5% VAT.

What salary do I need for the HSBC Emirates Skywards Signature Credit Card?

The bank asks for a minimum monthly salary of AED 12,500.

What is the interest rate on the HSBC Emirates Skywards Signature Credit Card?

The interest rate on purchases is 3.69% a month, which is 44.28% a year.

Does the HSBC Emirates Skywards Signature Credit Card charge a foreign transaction fee?

We could not verify the foreign transaction fee from an official bank source.

Notes from our check

The bank publishes an annual rate of 44.28%; the monthly figure here is that divided by 12.

Sources

Where a bank does not publish a figure, we leave it blank instead of guessing.

Other cards from HSBC UAE

Annual feeFree
Min. salaryNot published
Monthly rate3.69%
Foreign feeNot published
1 HSBC Rewards Point per AED 1 spent
Annual feeFree
Min. salaryNot published
Monthly rate3.69%
Foreign feeNot published
1 HSBC Rewards Point per AED 1 spent
Annual feeAED 313.95incl. VAT
Min. salaryAED 12,500
Monthly rate3.69%
Foreign feeNot published
6% dining, 5% fuel, 2% groceries & entertainment
Annual feeAED 1,050incl. VAT
Min. salaryAED 30,000
Monthly rate3.69%
Foreign feeNot published
1% cashback on all purchases, uncapped