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Mokafaaty Visa Classic

Bank AlJaziraVisaClassicIslamic

The annual fee for Mokafaaty Visa Classic is SAR 172.5, including 15% VAT. The bank does not publish a minimum salary for this card on its website. Ask the bank before you apply.

Go to the bank's page
Checked against the bank's own pages on 27 Sep 2026. Apply opens the bank's own site.
Annual feeSAR 172.5incl. VAT
Monthly rate2.9%
APR41.88%2.9% a month
Foreign fee2%

Rewards

  • 0.75 Mokafaaty points per SAR 1 spent internationally, 0.5 per SAR 1 locally0.5 point per SAR 1 at selected local merchant categories (transport, grocery/supermarkets, convenience, clothing, restaurants/fast food, gift shops, cosmetics, car rental, taxis/limousines)

Benefits the bank lists

  • Purchase protection against theft and accidental damage
  • Extended warranty (doubles original period by up to 1 year)
  • Supplementary card annual fee free
  • Cash withdrawal up to 30% of limit at ATMs worldwide
  • Apple Pay and Samsung Pay
  • La Tajil instalment programme (optional, SAR 50 per transaction per product-prices page)

Questions people ask

What is the annual fee for the Mokafaaty Visa Classic?

The annual fee for Mokafaaty Visa Classic is SAR 172.5, including 15% VAT.

What salary do I need for the Mokafaaty Visa Classic?

The bank does not publish a minimum salary for this card on its website. Ask the bank before you apply.

What is the profit rate on the Mokafaaty Visa Classic?

The bank publishes an APR of 41.88% for this card, and the monthly rate is 2.9%. The APR includes fees, so it is higher than the monthly rate times 12.

Does the Mokafaaty Visa Classic charge a foreign transaction fee?

Purchases in a foreign currency carry a fee of 2% of the amount.

Sources

Where a bank does not publish a figure, we leave it blank instead of guessing.

Other cards from Bank AlJazira

Ajwaa Visa DigitalBank AlJazira · Islamic
Annual feeSAR 57.5incl. VAT
APRNot published
Foreign fee2%
1 Ajwaa points per SAR 1 spent internationally, 0.5 per SAR 1 locally
Ajwaa Visa PlusBank AlJazira · Islamic
Annual feeSAR 230incl. VAT
APR42.25%
Foreign fee2%
2.25 Ajwaa points per SAR 1 spent internationally, 1.5 per SAR 1 locally
Mokafaaty Mastercard PlatinumBank AlJazira · Islamic
Annual feeSAR 230incl. VAT
APR2.9% a month
Foreign fee2%
1.13 Mokafaaty points per SAR 1 spent internationally, 0.75 per SAR 1 locally
Mokafaaty Visa PlatinumBank AlJazira · Islamic
Annual feeSAR 230incl. VAT
APR2.9% a month
Foreign fee2%
1.13 Mokafaaty points per SAR 1 spent internationally, 0.75 per SAR 1 locally
Ajwaa Visa PlatinumBank AlJazira · Islamic
Annual feeSAR 345incl. VAT
APR42.99%
Foreign fee2%
2.25 Ajwaa points per SAR 1 spent internationally, 1.5 per SAR 1 locally
Ajwaa Visa SignatureBank AlJazira · Islamic
Annual feeSAR 575incl. VAT
APR40.95%
Foreign fee2%
3 Ajwaa points per SAR 1 spent internationally, 2.25 per SAR 1 locally
Mokafaaty Visa InfiniteBank AlJazira · Islamic
Annual feeSAR 805incl. VAT
APR39.5%
Foreign fee2%
1.75 Mokafaaty points per SAR 1 spent internationally, 1.25 per SAR 1 locally