Platinum Credit Card

Emirates NBD KSAVisaPlatinum

The annual fee for Platinum Credit Card is SAR 345, including 15% VAT. Free for the first year. The bank does not publish a minimum salary for this card on its website. Ask the bank before you apply.

Go to the bank's page

Checked against the bank's own pages on 27 Sep 2026. Apply opens the bank's own site.

Annual feeSAR 345incl. VAT · First year free

Monthly rate3.2%

APR48.65%3.2% a month

Foreign fee2%

Rewards

1 Plus Point per SAR 1Plus Points redeemable as cashback; min redemption 10,000 points

Benefits the bank lists

Access to 25 airport lounges via Visa Airport Companion (6 visits/year, USD 100 international spend in prior 90 days)
Extended warranty
Purchase protection
Entertainer app
Hotels.com / Agoda / Avis / Budget discounts

Questions people ask

What is the annual fee for the Platinum Credit Card?

The annual fee for Platinum Credit Card is SAR 345, including 15% VAT. Free for the first year.

What salary do I need for the Platinum Credit Card?

The bank does not publish a minimum salary for this card on its website. Ask the bank before you apply.

What is the interest rate on the Platinum Credit Card?

The bank publishes an APR of 48.65% for this card, and the monthly rate is 3.2%. The APR includes fees, so it is higher than the monthly rate times 12.

Does the Platinum Credit Card charge a foreign transaction fee?

Purchases in a foreign currency carry a fee of 2% of the amount.

Fee conditions

Free for the first year

Notes from our check

The bank's own documents give different figures for this card's APR. We show the figure on the bank's most recent official page. Check with the bank before you apply.