Almosafer VISA SignatureBanque Saudi Fransi · Islamic
Annual feeSAR 345incl. VAT
APR48.98%
Foreign fee0%
Almosafer Points: 12% back on hotels, 7% on flights, 20% on activities via Almosafer
Lifestyle Credit Card
Banque Saudi FransiIslamic
The annual fee for Lifestyle Credit Card is SAR 287.5, including 15% VAT. Issuance SAR 0; renewal fee waived with total retail spend of SAR 20,000+ in last 12 months. The bank does not publish a minimum salary for this card on its website. Ask the bank before you apply.
Checked against the bank's own pages on 27 Sep 2026. Apply opens the bank's own site.Annual feeSAR 287.5incl. VAT · First year free
Monthly rate3%
APR43.86%3% a month
Foreign fee2%
Rewards
- 10% on 1 chosen category, 3% on 2, 2% on 2 (Dining, Grocery, Travel, Medical Care, Education)Categories can be changed monthlyCap: SAR 250 per month
- 0.5% on all other spendCap: Unlimited
Benefits the bank lists
- Global airport lounge access (25+)
- Visa Luxury Hotel Collection
- First 2 supplementary cards free, SAR 100 for the third
Questions people ask
What is the annual fee for the Lifestyle Credit Card?
The annual fee for Lifestyle Credit Card is SAR 287.5, including 15% VAT. Issuance SAR 0; renewal fee waived with total retail spend of SAR 20,000+ in last 12 months.
What salary do I need for the Lifestyle Credit Card?
The bank does not publish a minimum salary for this card on its website. Ask the bank before you apply.
What is the profit rate on the Lifestyle Credit Card?
The bank publishes an APR of 43.86% for this card, and the monthly rate is 3%. The APR includes fees, so it is higher than the monthly rate times 12.
Does the Lifestyle Credit Card charge a foreign transaction fee?
Purchases in a foreign currency carry a fee of 2% of the amount.
Fee conditions
Issuance SAR 0; renewal fee waived with total retail spend of SAR 20,000+ in last 12 months
Sources
Where a bank does not publish a figure, we leave it blank instead of guessing.
Other cards from Banque Saudi Fransi
VISA Platinum IslamicBanque Saudi Fransi · Islamic
Annual feeSAR 460incl. VAT
APR37.88%
Foreign fee2%
BSF Jana: 100 points per SAR 100 local/EU, 150 points per SAR 100 international
Visa Al Fursan PlatinumBanque Saudi Fransi · Islamic
Annual feeSAR 690incl. VAT
APR39.42%
Foreign fee2%
AlFursan: 1 mile per SAR 4 local, 1 mile per SAR 3 international
Almosafer VISA InfiniteBanque Saudi Fransi · Islamic
Annual feeSAR 805incl. VAT
APR48.49%
Foreign fee0%
Almosafer Points: 20% back on hotels, 10% on flights, 30% on activities booked via Almosafer
Visa Signature IslamicBanque Saudi Fransi · Islamic
Annual feeSAR 862.5incl. VAT
APR47.92%
Foreign fee2%
VISA Infinite IslamicBanque Saudi Fransi · Islamic
Annual feeSAR 1,150incl. VAT
APR48.47%
Foreign fee2%
BSF Jana: 150 points per SAR 100 local/EU, 200 points per SAR 100 international
Visa Al Fursan InfiniteBanque Saudi Fransi · Islamic
Annual feeSAR 2,300incl. VAT
APR46.28%
Foreign fee2%
AlFursan: 1 mile per SAR 3 in KSA & EEA, 1 mile per SAR 1.5 outside KSA
World EliteBanque Saudi Fransi
Annual feeSAR 3,450incl. VAT
APR53.2%
Foreign fee2%
BSF Jana: 150 points per SAR 100 local/EU, 200 points per SAR 100 international