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Platinum Cashback Credit Card

SAIBVisaPlatinumIslamic

The annual fee for Platinum Cashback Credit Card is SAR 458.85, including 15% VAT. The bank does not publish a minimum salary for this card on its website. Ask the bank before you apply.

Go to the bank's page
Checked against the bank's own pages on 27 Sep 2026. Apply opens the bank's own site.
Annual feeSAR 458.85incl. VAT
Monthly rate2.49%
APR54.99%2.49% a month
Foreign fee2%

Rewards

  • Up to 10% cashback on education, dining, fuel and supermarkets, tiered by monthly spend0% below SAR 3,000 monthly spend (except 1.5% international); 3% at SAR 3,000-9,999; 5% at SAR 10,000-15,000; 10% above SAR 15,000; 0.5% on other spend from SAR 3,000Cap: Monthly max cashback: education 200, dining 200, fuel 100, supermarket 100, others and international unlimited

Benefits the bank lists

  • Airport lounge access (25 lounges)
  • Airport assistance service
  • Up to 15% car rental discounts at 450+ destinations
  • The Entertainer app
  • Visa Luxury Hotels Collection
  • Extended warranty and purchase protection

Questions people ask

What is the annual fee for the Platinum Cashback Credit Card?

The annual fee for Platinum Cashback Credit Card is SAR 458.85, including 15% VAT.

What salary do I need for the Platinum Cashback Credit Card?

The bank does not publish a minimum salary for this card on its website. Ask the bank before you apply.

What is the profit rate on the Platinum Cashback Credit Card?

The bank publishes an APR of 54.99% for this card, and the monthly rate is 2.49%. The APR includes fees, so it is higher than the monthly rate times 12.

Does the Platinum Cashback Credit Card charge a foreign transaction fee?

Purchases in a foreign currency carry a fee of 2% of the amount.

Sources

Where a bank does not publish a figure, we leave it blank instead of guessing.

Other cards from SAIB

Visa Platinum Credit CardSAIB · Islamic
Annual feeSAR 345incl. VAT
APR39.63%
Foreign fee2%
1 WooW point per SAR in KSA/GCC and other countries
Visa Signature Credit CardSAIB · Islamic
Annual feeSAR 575incl. VAT
APR39.63%
Foreign fee2%
1 WooW point per SAR in KSA/GCC, 2 per SAR in other countries
Visa Infinite Credit CardSAIB · Islamic
Annual feeSAR 920incl. VAT
APR39.63%
Foreign fee2%
1.5 WooW points per SAR in KSA/GCC, 2.5 per SAR international (ex Europe/UK)