UAE

Mastercard World Islamic

Riyad BankMastercardWorldIslamic

The annual fee for Mastercard World Islamic is SAR 862.5, including 15% VAT. Free for Diamond Banking customers who maintain membership. The bank does not publish a minimum salary for this card on its website. Ask the bank before you apply.

Checked against the bank's own pages on 27 Sep 2026. Apply opens the bank's own site.
Annual feeSAR 862.5incl. VAT
Monthly rate2.35%
APR34.62%2.35% a month
Foreign fee2%

Rewards

  • 2 Hassad points per SAR 1 domestic, 2.5 per SAR 1 international500 complimentary Hassad points on enrolment

Benefits the bank lists

  • 20 complimentary airport lounge visits
  • Up to 7% Booking.com cashback; 15% IHG discount
  • Travel protection up to USD 500,000
  • Purchase protection (180 days)
  • 6 months complimentary Amazon Prime
  • Careem ride credits and car rental discounts

Questions people ask

What is the annual fee for the Mastercard World Islamic?

The annual fee for Mastercard World Islamic is SAR 862.5, including 15% VAT. Free for Diamond Banking customers who maintain membership.

What salary do I need for the Mastercard World Islamic?

The bank does not publish a minimum salary for this card on its website. Ask the bank before you apply.

What is the profit rate on the Mastercard World Islamic?

The bank publishes an APR of 34.62% for this card, and the monthly rate is 2.35%. The APR includes fees, so it is higher than the monthly rate times 12.

Does the Mastercard World Islamic charge a foreign transaction fee?

Purchases in a foreign currency carry a fee of 2% of the amount.

Fee conditions

Free for Diamond Banking customers who maintain membership

Notes from our check

The bank's own documents give different figures for this card's APR. We show the figure on the bank's most recent official page. Check with the bank before you apply.

The bank's own documents give different figures for this card's monthly rate. We show the figure on the bank's most recent official page. Check with the bank before you apply.

The bank's own documents give different figures for this card's foreign transaction fee. We show the figure on the bank's most recent official page. Check with the bank before you apply.

Sources

Where a bank does not publish a figure, we leave it blank instead of guessing.

Other cards from Riyad Bank

Visa Signature IslamicRiyad Bank · Islamic
Annual feeSAR 575incl. VAT
APR36.28%
Foreign fee2%
1.5 Hassad points per SAR 1 domestic/EEA, 2 per SAR 1 international
Dream Credit CardRiyad Bank · Islamic
Annual feeSAR 1,495incl. VAT
APR48.89%
Foreign fee2%
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