DufaatPlus Credit CardRiyad Bank
Annual feeFree
APR0%
Foreign fee2%
Dream Credit Card
Riyad BankMastercardIslamic
The annual fee for Dream Credit Card is SAR 1,495, including 15% VAT. The bank does not publish a minimum salary for this card on its website. Ask the bank before you apply.
Checked against the bank's own pages on 27 Sep 2026. Apply opens the bank's own site.Annual feeSAR 1,495incl. VAT
Monthly rate3.1%
APR48.89%3.1% a month
Foreign fee2%
Rewards
- Earn miles/points directly with chosen partner (Etihad, Flynas, Turkish Airlines, Air Asia, Air Arabia, Singapore Airlines, Radisson Rewards, Almosafer)Bonus on SAR 10,000 spend within 60 days of activation (e.g. Etihad 12,500; Flynas 25,000; Turkish Airlines 15,000; Air Asia 20,000) for cards activated from 1 April 2026
Benefits the bank lists
- Unlimited access to 1,300+ airport lounges
- 24/7 concierge
- Fast-track security
- Qasset 0% instalments
- 6 months Amazon Prime
- Travel insurance up to USD 500,000
Questions people ask
What is the annual fee for the Dream Credit Card?
The annual fee for Dream Credit Card is SAR 1,495, including 15% VAT.
What salary do I need for the Dream Credit Card?
The bank does not publish a minimum salary for this card on its website. Ask the bank before you apply.
What is the profit rate on the Dream Credit Card?
The bank publishes an APR of 48.89% for this card, and the monthly rate is 3.1%. The APR includes fees, so it is higher than the monthly rate times 12.
Does the Dream Credit Card charge a foreign transaction fee?
Purchases in a foreign currency carry a fee of 2% of the amount.
Sources
Where a bank does not publish a figure, we leave it blank instead of guessing.
Other cards from Riyad Bank
Al-Hilal Mastercard Platinum Credit CardRiyad Bank
Annual feeSAR 115incl. VAT
APR39.95%
Foreign fee2%
0.8% local POS, 1% international and online, 5% e-gaming
Mastercard Platinum IslamicRiyad Bank · Islamic
Annual feeSAR 448.5incl. VAT
APR36.75%
Foreign fee2%
1 Hassad point per SAR 1 domestic, 1.5 per SAR 1 international
Visa Platinum IslamicRiyad Bank · Islamic
Annual feeSAR 448.5incl. VAT
APR36.75%
Foreign fee2%
Hassad Rewards points
Cashback Visa Signature Islamic Credit CardRiyad Bank · Islamic
Annual feeSAR 575incl. VAT
APR36.28%
Foreign fee2%
5% / 7% / 10% cashback on groceries, dining, fuel/taxis, entertainment, pharmacies by monthly spend tier
Visa Signature IslamicRiyad Bank · Islamic
Annual feeSAR 575incl. VAT
APR36.28%
Foreign fee2%
1.5 Hassad points per SAR 1 domestic/EEA, 2 per SAR 1 international
Mastercard World IslamicRiyad Bank · Islamic
Annual feeSAR 862.5incl. VAT
APR34.62%
Foreign fee2%
2 Hassad points per SAR 1 domestic, 2.5 per SAR 1 international
Annual feeSAR 1,150incl. VAT
APR42.76%
Foreign fee2%
1.25% local POS, 1.75% international POS, 1.5% online, 10% e-gaming
AlFursan Visa Signature Credit CardRiyad Bank
Annual feeSAR 1,150incl. VAT
APR35.73%
Foreign fee2%
1 AlFursan mile per SAR 3 local/EEA, per SAR 2.5 international
Mastercard World Elite IslamicRiyad Bank · Islamic
Annual feeSAR 1,725incl. VAT
APR34.46%
Foreign fee1.9%
2 Hassad points per SAR 1 domestic, 2.5 per SAR 1 international
AlFursan Visa Infinite Credit CardRiyad Bank
Annual feeSAR 2,300incl. VAT
APR35.97%
Foreign fee2%
1 AlFursan mile per SAR 2.5 local, per SAR 1.5 international