SAB
Annual fee Free
APR Not published
Foreign fee 2%
CompareSNB
Annual fee Free
APR 32.84%
Foreign fee 2.85%
CompareTiered cashback 0.5%-2% by monthly spend
SAB
Annual fee Free
APR 0%
Foreign fee 2%
CompareSAB
Annual fee Free
APR 44.38%
Foreign fee 2%
CompareICSAB+: 7.5 points per SAR 100 domestic & EU, 10 points per SAR 100 international
SAB
Annual fee Free
APR 34.09%
Foreign fee 1.5%
CompareICSAB+: 12.5 points per SAR 100 domestic & EU, 15 points per SAR 100 international
SAB
Annual fee Free
APR 48.81%
Foreign fee 2%
Compare1% unlimited domestic, 2% unlimited international
AlJazira
Annual fee SAR 57.5 incl. VAT
APR Not published
Foreign fee 2%
Compare1 Ajwaa points per SAR 1 spent internationally, 0.5 per SAR 1 locally
Albilad
Annual fee SAR 115 VAT not stated
APR 30.09%
Foreign fee 2%
CompareEarns Mukafaat Albilad loyalty points
Albilad
Annual fee SAR 115 VAT not stated
APR 31.2%
Foreign fee 2%
Compare3.5 points per SAR locally, 4.5 internationally
Alinma
Annual fee SAR 115 incl. VAT
APR 34%
Foreign fee 2%
Compare4 akthr points per SAR 1 local, 6 per SAR 1 international
ANB
Annual fee SAR 115 incl. VAT
APR Not published
Foreign fee 3.1%
CompareAnnual fee SAR 172.5 incl. VAT
APR 35.09%
Foreign fee 0%
Compare1 LAK point per SAR 1 local; 1 point per USD 3 international
Alinma
Annual fee SAR 172.5 incl. VAT
APR 34%
Foreign fee 2%
Compare1 AlFursan mile per SAR 3 international, per SAR 4 domestic
AlJazira
Annual fee SAR 172.5 incl. VAT
APR 41.88%
Foreign fee 2%
Compare0.75 Mokafaaty points per SAR 1 spent internationally, 0.5 per SAR 1 locally
Albilad
Annual fee SAR 195.5 VAT not stated
APR 0%
Foreign fee 1.15%
CompareEarns Mukafaat Albilad loyalty points
SAB
Annual fee SAR 228.85 incl. VAT
APR 62.76%
Foreign fee 2%
CompareUp to 10% cashback as noon credits on noon platforms
ANB
Annual fee SAR 230 incl. VAT
APR 33.41%
Foreign fee 2%
Compare0.5 reward point(s) per SAR domestic, 0.8 international
AlJazira
Annual fee SAR 230 incl. VAT
APR 42.25%
Foreign fee 2%
Compare2.25 Ajwaa points per SAR 1 spent internationally, 1.5 per SAR 1 locally
AlJazira
Annual fee SAR 230 incl. VAT
APR 2.9% a month
Foreign fee 2%
Compare1.13 Mokafaaty points per SAR 1 spent internationally, 0.75 per SAR 1 locally
AlJazira
Annual fee SAR 230 incl. VAT
APR 2.9% a month
Foreign fee 2%
Compare1.13 Mokafaaty points per SAR 1 spent internationally, 0.75 per SAR 1 locally
Al Rajhi
Annual fee SAR 287.5 incl. VAT
APR 2.5% a month
Foreign fee 2%
CompareUp to 10% cashback on food delivery apps
Alinma
Annual fee SAR 287.5 incl. VAT
APR Not published
Foreign fee 1.15%
CompareEarns akthr loyalty points
Alinma
Annual fee SAR 287.5 incl. VAT
APR Not published
Foreign fee 1.15%
CompareEarns akthr loyalty points
Annual fee SAR 287.5 incl. VAT
APR Not published
Foreign fee 1.15%
CompareEarns akthr loyalty points
Alinma
Annual fee SAR 287.5 incl. VAT
APR Not published
Foreign fee 1.15%
CompareEarns akthr loyalty points
Alinma
Annual fee SAR 287.5 incl. VAT
APR Not published
Foreign fee 1.15%
CompareEarns akthr loyalty points
Alinma
Annual fee SAR 287.5 incl. VAT
APR 34%
Foreign fee 2%
Compare5 akthr points per SAR 1 local, 7 per SAR 1 international
BSF
Annual fee SAR 287.5 incl. VAT
APR 43.86%
Foreign fee 2%
Compare10% on 1 chosen category, 3% on 2, 2% on 2 (Dining, Grocery, Travel, Medical Care, Education)
stc bank
Annual fee SAR 287.5 incl. VAT
APR 38.44%
Foreign fee Not published
Compare1% local, 0.5% international
Albilad
Annual fee SAR 345 VAT not stated
APR 31.2%
Foreign fee 2%
Compare5 points per SAR locally, 6.5 internationally
Annual fee SAR 345 incl. VAT
APR 34%
Foreign fee 2%
Compare6 akthr points per SAR 1 local, 7 per SAR 1 international
BSF
Annual fee SAR 345 incl. VAT
APR 48.98%
Foreign fee 0%
CompareAlmosafer Points: 12% back on hotels, 7% on flights, 20% on activities via Almosafer
ANB
Annual fee SAR 345 incl. VAT
APR 35.54%
Foreign fee 2%
Compare0.8 reward point(s) per SAR domestic, 1.5 international
ANB
Annual fee SAR 345 incl. VAT
APR 32.77%
Foreign fee 3.1%
CompareAlJazira
Annual fee SAR 345 incl. VAT
APR 42.99%
Foreign fee 2%
Compare2.25 Ajwaa points per SAR 1 spent internationally, 1.5 per SAR 1 locally
SAIB
Annual fee SAR 345 incl. VAT
APR 39.63%
Foreign fee 2%
Compare1 WooW point per SAR in KSA/GCC and other countries
ANB
Annual fee SAR 402.5 incl. VAT
APR 36.6%
Foreign fee 2%
Compare0.8 reward point(s) per SAR domestic, 1.5 international
meem
Annual fee SAR 402.5 incl. VAT
APR 43.86%
Foreign fee 2%
Compare0.6 ajeeb points per SAR 1 domestic, 1.5 per SAR 1 international
Albilad
Annual fee SAR 425.5 VAT not stated
APR 0%
Foreign fee 1.15%
CompareEarns Mukafaat Albilad loyalty points
Riyad Bank
Annual fee SAR 448.5 incl. VAT
APR 36.75%
Foreign fee 2%
Compare1 Hassad point per SAR 1 domestic, 1.5 per SAR 1 international
Riyad Bank
Annual fee SAR 448.5 incl. VAT
APR 36.75%
Foreign fee 2%
CompareHassad Rewards points
SAIB
Annual fee SAR 458.85 incl. VAT
APR 54.99%
Foreign fee 2%
CompareUp to 10% cashback on education, dining, fuel and supermarkets, tiered by monthly spend
SAB
Annual fee SAR 460 incl. VAT
APR 58.14%
Foreign fee 2%
CompareICSAB+: 7.5 points per SAR 100 domestic & EU, 10 points per SAR 100 international
SAB
Annual fee SAR 460 incl. VAT
APR 58.14%
Foreign fee 2%
CompareICSAB+: 7.5 points per SAR 100 domestic & EU, 10 points per SAR 100 international
BSF
Annual fee SAR 460 incl. VAT
APR 37.88%
Foreign fee 2%
CompareBSF Jana: 100 points per SAR 100 local/EU, 150 points per SAR 100 international
Albilad
Annual fee SAR 483 VAT not stated
APR 0%
Foreign fee 1.15%
CompareEarns Mukafaat Albilad loyalty points
Al Rajhi
Annual fee SAR 517.5 incl. VAT
APR 2.5% a month
Foreign fee 2%
CompareUp to 15% on HungerStation, 10% dining and other food delivery
ANB
Annual fee SAR 517.5 incl. VAT
APR 38.71%
Foreign fee 2%
Compare1.2 reward point(s) per SAR domestic, 1.8 international
Annual fee SAR 540.5 VAT not stated
APR 0%
Foreign fee 1.15%
CompareEarns Mukafaat Albilad loyalty points
SAB
Annual fee SAR 546.25 incl. VAT
APR 55.39%
Foreign fee 2%
CompareICSAB+: 10 points per SAR 100 domestic & EU, 12.5 points per SAR 100 international
Al Rajhi
Annual fee SAR 563.5 incl. VAT
APR 2.5% a month
Foreign fee 2%
Compare1 AlFursan mile per SAR 4.25 domestic, per SAR 3.50 international
Al Rajhi
Annual fee SAR 563.5 incl. VAT
APR 2.5% a month
Foreign fee 2%
Compare1 mokafaa point per SAR 1 domestic, 4 points international
Al Rajhi
Annual fee SAR 575 incl. VAT
APR 2.5% a month
Foreign fee 2%
Compare1 nasmile per SAR 3 domestic, per SAR 2 international, per SAR 1.25 on flynas
Riyad Bank
Annual fee SAR 575 incl. VAT
APR 36.28%
Foreign fee 2%
Compare5% / 7% / 10% cashback on groceries, dining, fuel/taxis, entertainment, pharmacies by monthly spend tier
Riyad Bank
Annual fee SAR 575 incl. VAT
APR 36.28%
Foreign fee 2%
Compare1.5 Hassad points per SAR 1 domestic/EEA, 2 per SAR 1 international
Alinma
Annual fee SAR 575 incl. VAT
APR 34%
Foreign fee 2%
Compare7 akthr points per SAR 1 international travel, 6 domestic travel; 4 other
Alinma
Annual fee SAR 575 incl. VAT
APR 34%
Foreign fee 2%
Compare1 AlFursan mile per SAR 1.5 international, per SAR 3 domestic
Annual fee SAR 575 VAT not stated
APR 31.2%
Foreign fee 2%
Compare5 points per SAR locally, 6.5 internationally
Albilad
Annual fee SAR 575 VAT not stated
APR 52.27%
Foreign fee 2%
Compare6 points per SAR locally, 7 internationally
AlJazira
Annual fee SAR 575 incl. VAT
APR 40.95%
Foreign fee 2%
Compare3 Ajwaa points per SAR 1 spent internationally, 2.25 per SAR 1 locally
SAIB
Annual fee SAR 575 incl. VAT
APR 39.63%
Foreign fee 2%
Compare1 WooW point per SAR in KSA/GCC, 2 per SAR in other countries
meem
Annual fee SAR 575 incl. VAT
APR 42.31%
Foreign fee 2%
Compare1 ajeeb points per SAR 1 domestic, 1.75 per SAR 1 international
BSF
Annual fee SAR 690 incl. VAT
APR 39.42%
Foreign fee 2%
CompareAlFursan: 1 mile per SAR 4 local, 1 mile per SAR 3 international
Annual fee SAR 805 incl. VAT
APR 48.49%
Foreign fee 0%
CompareAlmosafer Points: 20% back on hotels, 10% on flights, 30% on activities booked via Almosafer
ANB
Annual fee SAR 805 incl. VAT
APR 43.94%
Foreign fee 2%
Compare1.2 reward point(s) per SAR domestic, 1.8 international
Annual fee SAR 805 incl. VAT
APR 39.5%
Foreign fee 2%
Compare1.75 Mokafaaty points per SAR 1 spent internationally, 1.25 per SAR 1 locally
Riyad Bank
Annual fee SAR 862.5 incl. VAT
APR 34.62%
Foreign fee 2%
Compare2 Hassad points per SAR 1 domestic, 2.5 per SAR 1 international
Annual fee SAR 862.5 incl. VAT
APR 61.66%
Foreign fee 2%
CompareEmirates Skywards: 2 miles on Emirates spend, 1.5 on foreign currency, 1 on local currency per SAR 3.75
BSF
Annual fee SAR 862.5 incl. VAT
APR 47.92%
Foreign fee 2%
CompareAnnual fee SAR 862.5 incl. VAT
APR 42.31%
Foreign fee 2%
Compare1.5 ajeeb points per SAR 1 domestic, 2 per SAR 1 international
stc bank
Annual fee SAR 862.5 incl. VAT
APR 39.4%
Foreign fee 2%
Compare1.25% local, 1.5% international; up to 10% international hotels & airlines, 5% international dining, 3% international duty free
Al Rajhi
Annual fee SAR 908.5 incl. VAT
APR 2.5% a month
Foreign fee 2%
Compare3 mokafaa points per SAR 1 domestic, 5 points international
Al Rajhi
Annual fee SAR 908.5 incl. VAT
APR 2.5% a month
Foreign fee 2%
Compare3 mokafaa points per SAR 1 domestic, 5 points international
Annual fee SAR 920 incl. VAT
APR 39.63%
Foreign fee 2%
Compare1.5 WooW points per SAR in KSA/GCC, 2.5 per SAR international (ex Europe/UK)
Annual fee SAR 977.5 incl. VAT
APR 47.05%
Foreign fee 2%
Compare1.5 reward point(s) per SAR domestic, 2 international
Annual fee SAR 1,035 incl. VAT
APR 34%
Foreign fee 2%
Compare8 akthr points per SAR 1 international travel, 7 domestic travel; 5 other international/domestic
Annual fee SAR 1,035 incl. VAT
APR 40.95%
Foreign fee 2%
CompareAccelerated Ajwaa points on every spend
Annual fee SAR 1,138.5 incl. VAT
APR 2.5% a month
Foreign fee 2%
Compare3 mokafaa points per SAR 1 domestic, 5 points international
Annual fee SAR 1,150 incl. VAT
APR 2.5% a month
Foreign fee 2%
Compare1 AlFursan mile per SAR 3 domestic, per SAR 2 international
Annual fee SAR 1,150 incl. VAT
APR 34%
Foreign fee 2%
Compare1 AlFursan mile per SAR 1 international, per SAR 2.5 domestic
Annual fee SAR 1,150 incl. VAT
APR 48.47%
Foreign fee 2%
CompareBSF Jana: 150 points per SAR 100 local/EU, 200 points per SAR 100 international
Annual fee SAR 1,150 VAT not stated
APR Not published
Foreign fee 0%
Comparealmatar points: 2 per SAR domestic/European, 4 per SAR international and in the Almatar app
ANB
Annual fee SAR 1,150 incl. VAT
APR 51.43%
Foreign fee 2%
CompareAlFursan: 1 mile per SAR 4 domestic, 1 mile per SAR 2.5 international
Annual fee SAR 1,150 VAT not stated
APR 56.12%
Foreign fee 2%
Compare7 points per SAR locally, 9 internationally, 6 in Europe
Annual fee SAR 1,150 incl. VAT
APR 36.57%
Foreign fee 2%
Compare1.75 Mokafaaty points per SAR 1 spent internationally, 1.25 per SAR 1 locally
Annual fee SAR 1,150 incl. VAT
APR 37.49%
Foreign fee 2%
Compare1.5% local, 2% international; up to 10% international hotels & airlines, 5% international dining, 3% international duty free
Annual fee SAR 1,380 incl. VAT
APR 2.5% a month
Foreign fee 2%
Compare6 Marriott Bonvoy points per US$1 at Marriott hotels, 3.5 international, 1.5 domestic
Riyad Bank
Annual fee SAR 1,495 incl. VAT
APR 48.89%
Foreign fee 2%
CompareEarn miles/points directly with chosen partner (Etihad, Flynas, Turkish Airlines, Air Asia, Air Arabia, Singapore Airlines, Radisson Rewards, Almosafer)
Annual fee SAR 1,500 VAT not stated
APR 40.71%
Foreign fee 2%
Compare4 Harrods Rewards points per SAR 6 at Harrods, 2 international, 1 domestic
Annual fee SAR 1,725 incl. VAT
APR 34.46%
Foreign fee 1.9%
Compare2 Hassad points per SAR 1 domestic, 2.5 per SAR 1 international
Annual fee SAR 2,242.5 incl. VAT
APR 66.17%
Foreign fee 2%
Compare1 AlFursan mile per SAR 2 international, 1 per SAR 3 local/EEA
Annual fee SAR 2,300 incl. VAT
APR 46.28%
Foreign fee 2%
CompareAlFursan: 1 mile per SAR 3 in KSA & EEA, 1 mile per SAR 1.5 outside KSA
Annual fee SAR 2,300 incl. VAT
APR 72.02%
Foreign fee 2%
CompareAlFursan: 1 mile per SAR 3 domestic, 1 mile per SAR 2 international
Annual fee Not published
APR Not published
Foreign fee 2%
Compare2 mokafaa points per SAR 1 domestic, 4 international
Al Rajhi
Annual fee Not published
APR Not published
Foreign fee 2%
Compare1 mokafaa point per SAR 1 domestic, 3 international
ANB
Annual fee Not published
APR Not published
Foreign fee 2%
Compare0.5% instant cashback locally, 1% internationally