UAE
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HSBC Advance Credit Card

HSBC UAEMastercard

HSBC Advance Credit Card has no annual fee, according to HSBC UAE. The bank does not publish a minimum salary for this card on its website. Ask the bank before you apply.

Go to the bank's page
Checked against the bank's own pages on 27 Sep 2026. Apply opens the bank's own site.
Annual feeFree
Min. salaryNot published
Monthly rate3.69%44.28% a year
Foreign feeNot published

Rewards

  • 1 HSBC Rewards Point per AED 1 spent1 Point for every AED 1 you spend on your credit card

Benefits the bank lists

  • 4 complimentary airport lounge visits a year via Mastercard Travel Pass
  • Buy 1 Get 1 Free movie tickets monthly (min AED 6,000 spend) and up to 25% off food and drink
  • Up to 50% off dining with complimentary Zomato Gold
  • Complimentary 12-month Careem Plus subscription
  • Purchase protection up to USD 5,000 a year

Questions people ask

What is the annual fee for the HSBC Advance Credit Card?

HSBC Advance Credit Card has no annual fee, according to HSBC UAE.

What salary do I need for the HSBC Advance Credit Card?

The bank does not publish a minimum salary for this card on its website. Ask the bank before you apply.

What is the interest rate on the HSBC Advance Credit Card?

The interest rate on purchases is 3.69% a month, which is 44.28% a year.

Does the HSBC Advance Credit Card charge a foreign transaction fee?

We could not verify the foreign transaction fee from an official bank source.

Fee conditions

No annual fee (requires HSBC Advance relationship)

Notes from our check

The bank publishes an annual rate of 44.28%; the monthly figure here is that divided by 12.

Sources

Where a bank does not publish a figure, we leave it blank instead of guessing.

Other cards from HSBC UAE

HSBC Premier Credit CardHSBC UAE
Annual feeFree
Min. salaryNot published
Monthly rate3.69%
Foreign feeNot published
1 HSBC Rewards Point per AED 1 spent
HSBC Live+ Credit CardHSBC UAE
Annual feeAED 313.95incl. VAT
Min. salaryAED 12,500
Monthly rate3.69%
Foreign feeNot published
6% dining, 5% fuel, 2% groceries & entertainment
HSBC Cash+ Credit CardHSBC UAE
Annual feeAED 1,050incl. VAT
Min. salaryAED 30,000
Monthly rate3.69%
Foreign feeNot published
1% cashback on all purchases, uncapped