ADIB Smiles Visa Classic CardADIB · Islamic
Annual feeFree
Min. salaryAED 5,000
Monthly rate3.75%
Foreign fee2.3%
5,000 Smiles points on sign up
ADIB credit cards
ADIB currently lists 15 personal credit cards on its website. 1 have no annual fee and 15 are Islamic.
Checked against the bank's own pages on 27 Sep 2026ADIB Cashback Visa Covered CardADIB · Islamic
Annual feeAED 103.95incl. VAT
Min. salaryNot published
Monthly rate3.75%
Foreign fee2.3%
4% cashback on groceries, fuel, education, dining and utilities
ADIB Exceed Visa Covered CardADIB · Islamic
Annual feeAED 103.95incl. VAT
Min. salaryNot published
Monthly rate3.75%
Foreign fee2.3%
1.0 Exceed Rewards per AED 100 spent internationally
ADIB Exceed Visa Platinum Covered CardADIB · Islamic
Annual feeAED 208.95incl. VAT
Min. salaryNot published
Monthly rate3.75%
Foreign fee2.3%
1.5 Exceed Rewards per AED 100 spent internationally
ADIB SHARE Visa Platinum CardADIB · Islamic
Annual feeAED 208.95incl. VAT
Min. salaryNot published
Monthly rate3.75%
Foreign fee2.3%
3% back in SHARE points at Carrefour and MAF malls
ADIB Booking.com Visa Signature CardADIB · Islamic
Annual feeAED 313.95incl. VAT
Min. salaryNot published
Monthly rate3.75%
Foreign fee2.3%
2.5 Exceed Rewards per AED 100 on airlines
Marriott Bonvoy® ADIB Visa Signature CardADIB · Islamic
Annual feeAED 523.95incl. VAT
Min. salaryNot published
Monthly rate3.75%
Foreign fee2.3%
3 Bonvoy points per US$1 at Marriott hotels
ADIB SHARE Visa Infinite CardADIB · Islamic
Annual feeAED 1,048.95incl. VAT
Min. salaryNot published
Monthly rate3.75%
Foreign fee2.3%
6% back in SHARE points at Carrefour and MAF malls/experiences
ADIB Etihad Guest Visa Gold CardADIB · Islamic
Annual feeAED 1,050incl. VAT
Min. salaryNot published
Monthly rate3.75%
Foreign fee2.3%
Up to 1.5 Etihad Guest Miles per AED 4
ADIB Smiles Visa Signature CardADIB · Islamic
Annual feeAED 1,258.95incl. VAT
Min. salaryAED 20,000
Monthly rate3.75%
Foreign fee2.3%
70,000 Smiles points on sign up
ADIB Emirates Skywards Visa Signature CardADIB · Islamic
Annual feeAED 1,575incl. VAT
Min. salaryNot published
Monthly rate3.75%
Foreign fee2.3%
2.5 Skywards Miles per AED 3.68 on Emirates/flydubai
ADIB Etihad Guest Visa Platinum CardADIB · Islamic
Annual feeAED 2,100incl. VAT
Min. salaryNot published
Monthly rate3.75%
Foreign fee2.3%
Earn rate per AED not fully stated on page
Marriott Bonvoy® ADIB Visa Infinite CardADIB · Islamic
Annual feeAED 2,625incl. VAT
Min. salaryNot published
Monthly rate3.75%
Foreign fee2.3%
8 Bonvoy points per US$1 at Marriott hotels
ADIB Etihad Guest Visa Infinite Covered CardADIB · Islamic
Annual feeAED 3,150incl. VAT
Min. salaryNot published
Monthly rate3.75%
Foreign fee2.3%
3.5 miles per AED 4 on Etihad and foreign currency
ADIB Emirates Skywards Visa Infinite CardADIB · Islamic
Annual feeAED 4,725incl. VAT
Min. salaryNot published
Monthly rate3.75%
Foreign fee2.3%
3 Skywards Miles per AED 3.68 on Emirates/flydubai