UAE

FAB Z Card

FABMastercard

The annual fee for FAB Z Card is AED 105, including 5% VAT. The bank asks for a minimum monthly salary of AED 5,000.

Checked against the bank's own pages on 27 Sep 2026. Apply opens the bank's own site.
Annual feeAED 105incl. VAT · First year free
Min. salaryAED 5,000
Monthly rate1.99%23.88% a year
Foreign fee0%

Rewards

  • Up to 1 FAB Reward per AED 1Cap: Up to AED 1,000 in FAB Rewards each month

Benefits the bank lists

  • Free Careem Plus and noon One membership
  • 20% off Netflix, PlayStation, Xbox, YouTube, Spotify and Shahid
  • Airport lounge access when spending USD 1
  • Buy now, pay later plans from 0.99%
  • Up to 20% off UAE attractions

Questions people ask

What is the annual fee for the FAB Z Card?

The annual fee for FAB Z Card is AED 105, including 5% VAT.

What salary do I need for the FAB Z Card?

The bank asks for a minimum monthly salary of AED 5,000.

What is the interest rate on the FAB Z Card?

The interest rate on purchases is 1.99% a month, which is 23.88% a year.

Does the FAB Z Card charge a foreign transaction fee?

The bank charges no foreign transaction fee on this card, according to its own pages.

Sources

Where a bank does not publish a figure, we leave it blank instead of guessing.

Other cards from FAB

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10% cashback in Al-Futtaim FAB Rewards at Al-Futtaim retail brands
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Save up to 3% on school fees
Annual feeAED 525incl. VAT
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Monthly rate3.99%
Foreign fee2.61%
6% back in SHARE points at Carrefour, MoE/City Centre malls and MAF experiences
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Min. salaryAED 15,000
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15 FAB Islamic Rewards per AED 1 at beauty and fragrance stores
Annual feeAED 1,050incl. VAT
Min. salaryAED 25,000
Monthly rate3.99%
Foreign fee2.61%
8% back in SHARE points at Carrefour, MoE/City Centre malls and MAF experiences
Annual feeAED 1,260incl. VAT
Min. salaryAED 40,000
Monthly rate3.99%
Foreign fee2.61%
Up to 20 FAB Rewards per AED 1 on luxury spend
Annual feeAED 1,575incl. VAT
Min. salaryAED 20,000
Monthly rate3.99%
Foreign fee0%
12% back in FAB Rewards on flights and hotels