UAE

FAB ADNOC Rewards Credit Card

FABMastercardWorld

The annual fee for FAB ADNOC Rewards Credit Card is AED 315, including 5% VAT. The bank asks for a minimum monthly salary of AED 5,000.

Checked against the bank's own pages on 27 Sep 2026. Apply opens the bank's own site.
Annual feeAED 315incl. VAT
Min. salaryAED 5,000
Monthly rate3.99%47.88% a year
Foreign fee2.61%

Rewards

  • 15% back in ADNOC points on ADNOC fuel150 ADNOC Rewards points per AED 1 at ADNOCCap: Max earning on fuel AED 150/month
  • 3% back on Salik/Darb/Mawaqif30 ADNOC points per AED 1Cap: 100,000 ADNOC points (AED 100)/month
  • 2% back on international spend1% on UAE dirham spend and groceries; 0.15% on other categoriesCap: Max earning on all spending AED 1,000/month

Benefits the bank lists

  • AED 300 welcome bonus
  • Global airport lounge access
  • 2 cinema tickets a month for AED 20
  • ADNOC Rewards Gold membership

Questions people ask

What is the annual fee for the FAB ADNOC Rewards Credit Card?

The annual fee for FAB ADNOC Rewards Credit Card is AED 315, including 5% VAT.

What salary do I need for the FAB ADNOC Rewards Credit Card?

The bank asks for a minimum monthly salary of AED 5,000.

What is the interest rate on the FAB ADNOC Rewards Credit Card?

The interest rate on purchases is 3.99% a month, which is 47.88% a year.

Does the FAB ADNOC Rewards Credit Card charge a foreign transaction fee?

Purchases in a foreign currency carry a fee of 2.61% of the amount.

Sources

Where a bank does not publish a figure, we leave it blank instead of guessing.

Other cards from FAB

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Min. salaryAED 5,000
Monthly rate3.99%
Foreign fee2.61%
15% back in FAB Rewards on du spending
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Foreign fee2.61%
4% back in SHARE points at Carrefour, MoE/City Centre malls and MAF experiences
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Foreign fee0%
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Foreign fee2.61%
10% cashback in Al-Futtaim FAB Rewards at Al-Futtaim retail brands
Annual feeAED 315incl. VAT
Min. salaryAED 5,000
Monthly rate3.99%
Foreign fee2.61%
5% cashback on fashion shopping and dining
Annual feeAED 315incl. VAT
Min. salaryAED 5,000
Monthly rateNot published
Foreign fee2.61%
5% cashback on groceries, fuel and dining
Annual feeAED 418.95incl. VAT
Min. salaryAED 8,000
Monthly rate3.99%
Foreign fee2.61%
Save up to 3% on school fees
Annual feeAED 525incl. VAT
Min. salaryAED 10,000
Monthly rate3.99%
Foreign fee2.61%
6% back in SHARE points at Carrefour, MoE/City Centre malls and MAF experiences
Annual feeAED 630incl. VAT
Min. salaryAED 15,000
Monthly rateNot published
Foreign fee2.61%
15 FAB Islamic Rewards per AED 1 at beauty and fragrance stores
Annual feeAED 1,050incl. VAT
Min. salaryAED 25,000
Monthly rate3.99%
Foreign fee2.61%
8% back in SHARE points at Carrefour, MoE/City Centre malls and MAF experiences
Annual feeAED 1,260incl. VAT
Min. salaryAED 40,000
Monthly rate3.99%
Foreign fee2.61%
Up to 20 FAB Rewards per AED 1 on luxury spend
Annual feeAED 1,575incl. VAT
Min. salaryAED 20,000
Monthly rate3.99%
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12% back in FAB Rewards on flights and hotels