UAE

U By Emaar Family Credit Card

Emirates NBDVisa

U By Emaar Family Credit Card has no annual fee, according to Emirates NBD. The bank does not publish a minimum salary for this card on its website. Ask the bank before you apply.

Checked against the bank's own pages on 27 Sep 2026. Apply opens the bank's own site.
Annual feeFree
Min. salaryNot published
Monthly rate3.49% or 3.69%
Foreign fee1.99%

Rewards

  • 1.5% back as Upoints on all spends (U By Emaar card family)1.5% back as Upoints for all spends; 5 times more Upoints for Emaar spends (family-level headline, not variant-specific)

Questions people ask

What is the annual fee for the U By Emaar Family Credit Card?

U By Emaar Family Credit Card has no annual fee, according to Emirates NBD.

What salary do I need for the U By Emaar Family Credit Card?

The bank does not publish a minimum salary for this card on its website. Ask the bank before you apply.

What is the interest rate on the U By Emaar Family Credit Card?

The bank publishes two different monthly interest rates for this card: 3.49% or 3.69%.

Does the U By Emaar Family Credit Card charge a foreign transaction fee?

Purchases in a foreign currency carry a fee of 1.99% of the amount.

Notes from our check

Emirates NBD's fees guide (Feb 2026) says 3.69% a month; its Key Facts page says 3.49% a month. We show both until the bank aligns them.

Sources

Where a bank does not publish a figure, we leave it blank instead of guessing.

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