UAE

Mastercard Titanium Credit Card

Emirates NBDMastercardTitanium

The annual fee for Mastercard Titanium Credit Card is AED 420, including 5% VAT. The bank does not publish a minimum salary for this card on its website. Ask the bank before you apply.

Checked against the bank's own pages on 27 Sep 2026. Apply opens the bank's own site.
Annual feeAED 420incl. VAT
Min. salaryNot published
Monthly rate3.49% or 3.69%
Foreign fee1.99%

Rewards

  • 1 Plus Point per AED 100 retail spend1 Plus Point for every AED 100 retail spend

Benefits the bank lists

  • Complimentary lounge access at 10+ regional airports
  • Golf discounts

Questions people ask

What is the annual fee for the Mastercard Titanium Credit Card?

The annual fee for Mastercard Titanium Credit Card is AED 420, including 5% VAT.

What salary do I need for the Mastercard Titanium Credit Card?

The bank does not publish a minimum salary for this card on its website. Ask the bank before you apply.

What is the interest rate on the Mastercard Titanium Credit Card?

The bank publishes two different monthly interest rates for this card: 3.49% or 3.69%.

Does the Mastercard Titanium Credit Card charge a foreign transaction fee?

Purchases in a foreign currency carry a fee of 1.99% of the amount.

Notes from our check

Emirates NBD's fees guide (Feb 2026) says 3.69% a month; its Key Facts page says 3.49% a month. We show both until the bank aligns them.

Sources

Where a bank does not publish a figure, we leave it blank instead of guessing.

Other cards from Emirates NBD

Annual feeAED 103.95incl. VAT
Min. salaryNot published
Monthly rate3.49% or 3.69%
Foreign fee1.99%
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Foreign fee1.99%
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Foreign fee1.99%
dnata points on retail, flights and holidays
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Foreign fee1.99%
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Duo Credit CardEmirates NBD
Annual feeAED 840incl. VAT
Min. salaryNot published
Monthly rate3.49% or 3.69%
Foreign fee1.99%
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Min. salaryNot published
Monthly rate3.25%
Foreign fee0%
Up to 10% dnata points on flights and holidays