Citi Simplicity Credit CardCitibank UAE
Annual feeFree
Min. salaryAED 5,000
Monthly rate3.69%
Foreign fee2.99%
Citi Ready Credit Card
Citibank UAEMastercardTitanium
The annual fee for Citi Ready Credit Card is AED 315, including 5% VAT. No annual fee in year 1; AED 300 fee waived from year 2 onwards without conditions. The bank asks for a minimum monthly salary of AED 8,000.
Checked against the bank's own pages on 27 Sep 2026. Apply opens the bank's own site.Annual feeAED 315incl. VAT · First year free
Min. salaryAED 8,000
Monthly rate3.25%39% a year
Foreign fee2.99%
Benefits the bank lists
- Instant cash advance up to 100% of credit limit
- Credit limit up to 6x monthly salary or AED 175,000 (whichever is lower)
- Introductory loan rate from 15% p.a. on first loan within 1 month of approval (new Citi customers only)
- Mastercard Titanium privileges including airport lounge access
- 20% Talabat discount (up to AED 14) once a month
Questions people ask
What is the annual fee for the Citi Ready Credit Card?
The annual fee for Citi Ready Credit Card is AED 315, including 5% VAT. No annual fee in year 1; AED 300 fee waived from year 2 onwards without conditions.
What salary do I need for the Citi Ready Credit Card?
The bank asks for a minimum monthly salary of AED 8,000.
What is the interest rate on the Citi Ready Credit Card?
The interest rate on purchases is 3.25% a month, which is 39% a year.
Does the Citi Ready Credit Card charge a foreign transaction fee?
Purchases in a foreign currency carry a fee of 2.99% of the amount.
Fee conditions
No annual fee in year 1; AED 300 fee waived from year 2 onwards without conditions
Sources
Where a bank does not publish a figure, we leave it blank instead of guessing.
Other cards from Citibank UAE
Citi Cash Back Credit CardCitibank UAE
Annual feeAED 315incl. VAT
Min. salaryAED 8,000
Monthly rate3.69%
Foreign fee2.99%
3% non-AED, 2% grocery, 1% everything else
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Annual feeAED 315incl. VAT
Min. salaryAED 8,000
Monthly rate3.69%
Foreign fee2.99%
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Annual feeAED 787.5incl. VAT
Min. salaryAED 15,000
Monthly rate3.69%
Foreign fee2.99%
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Annual feeAED 1,575incl. VAT
Min. salaryAED 30,000
Monthly rate3.69%
Foreign fee2.99%
3 ThankYou Points per USD 1 on non-AED spend
Citi Ultima Credit CardCitibank UAE
Annual feeAED 3,150incl. VAT
Min. salaryAED 36,750
Monthly rate3.69%
Foreign fee2.99%
5 Citi Miles per USD 1 on non-AED spend