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Visa Gold Credit Card

NBOVisaGold

The annual fee for Visa Gold Credit Card is OMR 21, including 5% VAT. First-year fee for primary and one supplementary card waived on activation and spend of OMR 100 within 90 days of issuance; thereafter 100% waived if total spend more than OMR 1500. The bank asks for a minimum monthly salary of OMR 300.

Go to the bank's page
Checked against the bank's own pages on 27 Sep 2026. Apply opens the bank's own site.
Annual feeOMR 21incl. VAT · First year free
Min. salaryOMR 300
Monthly rate1.5%
Foreign fee2.75%

Rewards

  • 5% on dine-in in Oman; 0.5% domestic POS & e-commerce5% cashback as Reward Points on Dine-In POS transactions at local restaurants; 0.5% Reward Points on other domestic POS and e-commerce

Benefits the bank lists

  • Medical & travel assistance
  • Hotel, travel and car-rental discounts
  • 50% off VOX Cinemas tickets and 25% off F&B
  • Credit Shield insurance

Questions people ask

What is the annual fee for the Visa Gold Credit Card?

The annual fee for Visa Gold Credit Card is OMR 21, including 5% VAT. First-year fee for primary and one supplementary card waived on activation and spend of OMR 100 within 90 days of issuance; thereafter 100% waived if total spend more than OMR 1500.

What salary do I need for the Visa Gold Credit Card?

The bank asks for a minimum monthly salary of OMR 300.

What is the interest rate on the Visa Gold Credit Card?

The interest rate on purchases is 1.5% a month, according to the bank.

Does the Visa Gold Credit Card charge a foreign transaction fee?

Purchases in a foreign currency carry a fee of 2.75% of the amount.

Fee conditions

First-year fee for primary and one supplementary card waived on activation and spend of OMR 100 within 90 days of issuance; thereafter 100% waived if total spend more than OMR 1500

Notes from our check

The bank's own documents give different figures for this card's annual fee. We show the figure on the bank's most recent official page. Check with the bank before you apply.

The bank's own documents give different figures for this card's minimum salary. We show the figure on the bank's most recent official page. Check with the bank before you apply.

Sources

Where a bank does not publish a figure, we leave it blank instead of guessing.

Other cards from NBO

Visa Platinum Credit CardNBO
Annual feeOMR 42incl. VAT
Min. salaryOMR 750
Monthly rate1.5%
Foreign fee2.75%
5% on dine-in in Oman; 1% domestic POS & e-commerce
Visa Signature Credit CardNBO
Annual feeOMR 47.25incl. VAT
Min. salaryOMR 1,750
Monthly rate1.5%
Foreign fee2.75%
1.5% at merchant outlets/online; 5% on dine-in in Oman; 1% other domestic POS & e-commerce
Visa Infinite Credit CardNBO
Annual feeOMR 94.5incl. VAT
Min. salaryOMR 2,000
Monthly rate1.5%
Foreign fee2.75%
2% on international POS; 5% on dine-in in Oman; 1% other domestic POS & e-commerce