UAE

Mastercard Platinum Najm Credit Card

Bank DhofarMastercardPlatinum

The annual fee for Mastercard Platinum Najm Credit Card is OMR 31.5, including 5% VAT. The bank asks for a minimum monthly salary of OMR 250.

Checked against the bank's own pages on 27 Sep 2026. Apply opens the bank's own site.
Annual feeOMR 31.5incl. VAT
Min. salaryOMR 250
Monthly rate1.5%
Foreign fee3%

Rewards

  • 10% back on streaming platformsShahid, Netflix, TOD, Spotify, TwitchCap: OMR 5 per month
  • 0.5% reward points on local and international transactionsCap: Government transactions excluded

Benefits the bank lists

  • 9 airport lounge visits annually
  • 15% off IHG
  • Car rental discounts (Avis, Budget, Rentalcars)
  • 180-day purchase protection

Questions people ask

What is the annual fee for the Mastercard Platinum Najm Credit Card?

The annual fee for Mastercard Platinum Najm Credit Card is OMR 31.5, including 5% VAT.

What salary do I need for the Mastercard Platinum Najm Credit Card?

The bank asks for a minimum monthly salary of OMR 250.

What is the interest rate on the Mastercard Platinum Najm Credit Card?

The bank publishes an annual rate of 18% for this card, and the monthly rate is 1.5%.

Does the Mastercard Platinum Najm Credit Card charge a foreign transaction fee?

Purchases in a foreign currency carry a fee of 3% of the amount.

Notes from our check

The bank's own documents give different figures for this card's foreign transaction fee. We show the figure on the bank's most recent official page. Check with the bank before you apply.

Sources

Where a bank does not publish a figure, we leave it blank instead of guessing.

Other cards from Bank Dhofar

Mastercard GoldBank Dhofar
Annual feeOMR 21incl. VAT
Min. salaryOMR 250
Monthly rate1.5%
Foreign fee3%
0.75% value back internationally, 0.5% in Oman
Annual feeOMR 31.5incl. VAT
Min. salaryOMR 700
Monthly rate1.5%
Foreign fee3%
1% value back internationally, 0.75% in Oman
Mastercard WorldBank Dhofar
Annual feeOMR 42incl. VAT
Min. salaryOMR 3,000
Monthly rate1.5%
Foreign fee3%
1.5% value back internationally, 1% in Oman
Annual feeOMR 63incl. VAT
Min. salaryOMR 3,000
Monthly rate1.5%
Foreign fee3%
1.5% value back internationally, 1% in Oman