UAE

ila Black Credit Card

ila bankMastercard

The annual fee for ila Black Credit Card is BHD 110, including 10% VAT. Waived when you spend a minimum of BHD 30,000 annually. The bank asks for a minimum monthly salary of BHD 2,000.

Checked against the bank's own pages on 27 Sep 2026. Apply opens the bank's own site.
Annual feeBHD 110incl. VAT
Min. salaryBHD 2,000
Monthly rate2%
Foreign fee3.3%

Rewards

  • ila Rewards: 2% cashback international, 1.5% local, or airline miles / ila TokensEurope & UK 1 point per BD1; education 0.2; government 0.5; no points on fuel & charity

Benefits the bank lists

  • Unlimited lounge access (1,300+) with a guest
  • Airport security fast track
  • Travel medical insurance up to USD 500,000
  • 24/7 concierge
  • Valet parking 4 times a month
  • 15% at The Ritz-Carlton Bahrain restaurants & spa

Questions people ask

What is the annual fee for the ila Black Credit Card?

The annual fee for ila Black Credit Card is BHD 110, including 10% VAT. Waived when you spend a minimum of BHD 30,000 annually.

What salary do I need for the ila Black Credit Card?

The bank asks for a minimum monthly salary of BHD 2,000.

What is the interest rate on the ila Black Credit Card?

The bank publishes an annual rate of 24% for this card, and the monthly rate is 2%.

Does the ila Black Credit Card charge a foreign transaction fee?

Purchases in a foreign currency carry a fee of 3.3% of the amount.

Fee conditions

Waived when you spend a minimum of BHD 30,000 annually

Sources

Where a bank does not publish a figure, we leave it blank instead of guessing.

Other cards from ila bank

ila Blueila bank
Annual feeFree
Min. salaryBHD 300
Monthly rate1.83%
Foreign fee3.3%
ila Rewards: choose 1 airline mile per BD1, 1% cashback or 1 ila Token per BD1
ila Switchila bank
Annual feeFree
Min. salaryBHD 300
Monthly rate1.83%
Foreign fee3.3%
ila Rewards: choose 1 airline mile per BD1, 1% cashback or 1 ila Token per BD1
Annual feeFree
Min. salaryNot published
Monthly rate2%
Foreign fee3.3%
ila Rewards: up to 1.5% cashback, or Gulf Air / Turkish Airlines miles, or ila Tokens
Annual feeBHD 55incl. VAT
Min. salaryNot published
Monthly rate2.5%
Foreign fee3.3%
Falconflyer: up to 1.5 miles per BD1 local, up to 2 international, 2 on gulfair.com